Company Details
Company Name:
EMPLOYERS MUTUAL CASUALTY COMPANYLicense Status:
ActiveNAIC Number:
21415Company Address:
717 MULBERRY STREET DES MOINES, IA 50309-3872
Phone Number:
5152802511Mailing Address:
P. O. BOX 712 DES MOINES, IA 50306-0712
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B424264Date Admitted:
1926-09-16Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.14% | $24,628,040 | $24,031,990 | $0 | $16,635,450 | $13,218,433 | $0 | 79.46% |
| 2025 | Total Fire & Allied Lines | 0.49% | $3,277,075 | $3,213,808 | $0 | $1,181,155 | $554,426 | $0 | 46.94% |
| 2025 | Commercial Fire & Allied Lines | 1.01% | $3,277,075 | $3,213,808 | $0 | $1,181,155 | $554,426 | $0 | 46.94% |
| 2025 | Private Flood | 0.28% | $17,729 | $10,785 | $0 | $0 | $-103 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.07% | $861,886 | $922,755 | $0 | $96,995 | $672,725 | $0 | 0% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.34% | $1,379,698 | $1,381,656 | $0 | $346,240 | $468,537 | $0 | 135.32% |
| 2025 | Earthquake | 0.06% | $82,470 | $67,480 | $0 | $0 | $716 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.23% | $2,433,543 | $2,164,361 | $0 | $1,664,313 | $573,584 | $0 | 34.46% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.52% | $5,539,033 | $5,593,345 | $0 | $8,621,638 | $5,407,337 | $0 | 62.72% |
| 2025 | Products Liability | 2.13% | $1,146,727 | $1,115,074 | $0 | $755,069 | $506,316 | $0 | 67.06% |
| 2025 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $450 | $-1,515 | $0 | -336.67% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $0 | $-653 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $450 | $-862 | $0 | -191.56% |
| 2025 | Total Commercial Auto | 0.62% | $5,279,831 | $5,255,683 | $0 | $2,909,935 | $3,764,487 | $0 | 129.37% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.8% | $4,962,857 | $4,954,102 | $0 | $2,452,866 | $3,340,904 | $0 | 136.2% |
| 2025 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $402,069 | $362,544 | $0 | 90.17% |
| 2025 | Commercial Auto Liability - Medical Payments | 1.49% | $33,076 | $36,716 | $0 | $0 | $5,088 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.6% | $283,898 | $264,865 | $0 | $55,000 | $55,951 | $0 | 101.73% |
| 2025 | Private Passenger Auto - Collision | 0% | $0 | $0 | $0 | $1,413 | $1,020 | $0 | 72.19% |
| 2025 | Commercial Auto - Comprehensive | 0.76% | $1,096,656 | $1,028,684 | $0 | $486,321 | $503,560 | $0 | 103.54% |
| 2025 | Commercial Auto - Collision | 0.78% | $1,820,896 | $1,628,420 | $0 | $721,931 | $793,343 | $0 | 109.89% |
| 2025 | Fidelity | 0.18% | $44,627 | $42,084 | $0 | $0 | $112,779 | $0 | 0% |
| 2025 | Surety | 0.84% | $1,389,139 | $1,362,948 | $0 | $-150,010 | $-159,097 | $0 | 106.06% |
| 2025 | Burglary & Theft | 0.04% | $5,512 | $4,627 | $0 | $0 | $94 | $0 | 0% |
| 2025 | Boiler & Machinery | 0.48% | $253,218 | $240,280 | $0 | $0 | $20,224 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.15% | $25,468,140 | $25,733,710 | $0 | $10,133,247 | $10,042,498 | $0 | 99.1% |
| 2024 | Total Fire & Allied Lines | 0.56% | $3,551,595 | $4,096,032 | $0 | $2,527,446 | $2,624,397 | $0 | 103.84% |
| 2024 | Commercial Fire & Allied Lines | 0.9% | $3,551,595 | $4,096,032 | $0 | $2,527,446 | $2,624,397 | $0 | 103.84% |
| 2024 | Private Flood | 0.11% | $5,673 | $6,314 | $0 | $0 | $325 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.09% | $1,025,565 | $1,023,135 | $0 | $492,967 | $289,266 | $0 | 58.68% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.34% | $1,385,566 | $1,448,345 | $0 | $318,192 | $324,645 | $0 | 102.03% |
| 2024 | Earthquake | 0.06% | $84,671 | $95,043 | $0 | $0 | $597 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.22% | $2,394,406 | $2,658,809 | $0 | $1,667,939 | $830,858 | $0 | 49.81% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.61% | $5,792,438 | $6,267,090 | $0 | $2,686,304 | $2,788,658 | $0 | 103.81% |
| 2024 | Products Liability | 2.2% | $1,254,820 | $1,075,682 | $0 | $159,744 | $-67,472 | $0 | -42.24% |
| 2024 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $-350 | $573 | $0 | -163.71% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $0 | $829 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $-350 | $-256 | $0 | 73.14% |
| 2024 | Total Commercial Auto | 0.73% | $5,680,032 | $5,294,247 | $0 | $943,397 | $2,000,993 | $0 | 212.11% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.96% | $5,383,154 | $5,031,667 | $0 | $363,930 | $1,529,304 | $0 | 420.22% |
| 2024 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $463,467 | $386,797 | $0 | 83.46% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.59% | $43,077 | $41,313 | $0 | $1,000 | $-5,736 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.54% | $253,801 | $221,267 | $0 | $115,000 | $90,628 | $0 | 78.81% |
| 2024 | Private Passenger Auto - Collision | 0% | $0 | $0 | $0 | $-697 | $-697 | $0 | 100% |
| 2024 | Commercial Auto - Comprehensive | 0.62% | $1,014,964 | $958,996 | $0 | $811,412 | $784,696 | $0 | 96.71% |
| 2024 | Commercial Auto - Collision | 0.73% | $1,462,394 | $1,356,537 | $0 | $373,889 | $320,523 | $0 | 85.73% |
| 2024 | Fidelity | 0.16% | $41,030 | $45,139 | $0 | $100,000 | $97,622 | $0 | 97.62% |
| 2024 | Surety | 1.04% | $1,495,896 | $1,115,063 | $0 | $42,250 | $36,091 | $0 | 85.42% |
| 2024 | Burglary & Theft | 0.04% | $4,062 | $4,039 | $0 | $0 | $83 | $0 | 0% |
| 2024 | Boiler & Machinery | 0.54% | $275,028 | $289,239 | $0 | $10,754 | $11,340 | $0 | 105.45% |
| 2023 | Total Property & Casualty | 0.16% | $24,808,407 | $24,341,225 | $0 | $10,501,270 | $17,577,594 | $0 | 167.39% |
| 2023 | Total Fire & Allied Lines | 0.55% | $4,239,670 | $3,945,400 | $0 | $3,047,429 | $2,687,009 | $0 | 88.17% |
| 2023 | Commercial Fire & Allied Lines | 1.32% | $4,239,670 | $3,945,400 | $0 | $3,047,429 | $2,687,009 | $0 | 88.17% |
| 2023 | Commercial Multi-Peril | 0.09% | $960,259 | $903,374 | $0 | $973,226 | $1,180,298 | $0 | 121.28% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.28% | $1,541,260 | $1,591,549 | $0 | $544,044 | $454,716 | $0 | 83.58% |
| 2023 | Earthquake | 0.07% | $102,012 | $97,663 | $0 | $0 | $1,882 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.26% | $2,825,072 | $2,943,692 | $0 | $1,129,700 | $3,377,559 | $0 | 298.98% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.69% | $6,591,155 | $6,439,108 | $0 | $1,566,819 | $5,277,827 | $0 | 336.85% |
| 2023 | Products Liability | 1.15% | $569,226 | $456,579 | $0 | $0 | $789,208 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $-1,183 | $-2,632 | $0 | 222.49% |
| 2023 | Private Passenger Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-123 | $0 | 0% |
| 2023 | Private Passenger Uninsured Motorists | 0% | $0 | $0 | $0 | $-50 | $-1,384 | $0 | 0% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $0 | $0 | $0 | $0 | $8 | $0 | 0% |
| 2023 | Private Passenger Auto Collision | 0% | $0 | $0 | $0 | $-1,133 | $-1,133 | $0 | 100% |
| 2023 | Total Commercial Automobile | 0.65% | $6,675,004 | $6,630,311 | $0 | $3,171,235 | $3,792,588 | $0 | 119.59% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.85% | $4,417,310 | $4,445,751 | $0 | $729,036 | $1,871,625 | $0 | 256.73% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $471,524 | $475,107 | $0 | 100.76% |
| 2023 | Commercial Auto Medical Payments | 0.54% | $40,585 | $42,063 | $0 | $1,000 | $8,225 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.45% | $186,418 | $181,708 | $0 | $450,000 | $-133,946 | $0 | -29.77% |
| 2023 | Commercial Auto Comprehensive | 0.7% | $840,546 | $798,619 | $0 | $480,131 | $520,907 | $0 | 108.49% |
| 2023 | Commercial Auto Collision | 0.59% | $1,190,145 | $1,162,170 | $0 | $1,039,544 | $1,050,670 | $0 | 101.07% |
| 2023 | Fidelity | 0.18% | $47,563 | $43,356 | $0 | $75,000 | $-25,111 | $0 | -33.48% |
| 2023 | Surety | 0.84% | $966,504 | $1,002,937 | $0 | $-5,000 | $42,293 | $0 | 0% |
| 2023 | Burglary & Theft | 0.05% | $3,872 | $3,756 | $0 | $0 | $156 | $0 | 0% |
| 2023 | Boiler & Machinery | 0.61% | $280,046 | $277,039 | $0 | $0 | $1,635 | $0 | 0% |
| 2023 | Private Flood | 0.1% | $6,764 | $6,461 | $0 | $0 | $166 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.16% | $22,912,106 | $21,923,160 | $0 | $11,060,578 | $13,980,551 | $0 | 126.4% |
| 2022 | Total Fire & Allied Lines | 0.72% | $3,480,225 | $3,410,480 | $0 | $4,724,236 | $5,562,178 | $0 | 117.74% |
| 2022 | Commercial Fire & Allied Lines | 1.1% | $3,480,225 | $3,410,480 | $0 | $4,724,236 | $5,562,178 | $0 | 117.74% |
| 2022 | Total Homeowners | 0% | $0 | $0 | $0 | $1,000 | $1,003 | $0 | 100.3% |
| 2022 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $1,000 | $1,003 | $0 | 100.3% |
| 2022 | Commercial Multi-Peril | 0.08% | $837,970 | $832,353 | $0 | $336,251 | $365,382 | $0 | 108.66% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.3% | $1,581,603 | $1,549,511 | $0 | $441,415 | $490,391 | $0 | 111.1% |
| 2022 | Earthquake | 0.06% | $84,469 | $84,065 | $0 | $0 | $-1,978 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.27% | $2,819,552 | $2,789,762 | $0 | $1,814,288 | $3,671,350 | $0 | 202.36% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.69% | $5,848,987 | $5,554,438 | $0 | $1,672,060 | $1,680,202 | $0 | 100.49% |
| 2022 | Products Liability | 0.99% | $434,818 | $415,594 | $0 | $2,500 | $3,500 | $0 | 140% |
| 2022 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $-737 | $-2,965 | $0 | 402.31% |
| 2022 | Private Passenger Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-677 | $0 | 0% |
| 2022 | Private Passenger Uninsured Motorists | 0% | $0 | $0 | $0 | $-50 | $-1,622 | $0 | 0% |
| 2022 | Private Passenger Auto Comprehensive | 0% | $0 | $0 | $0 | $0 | $2 | $0 | 0% |
| 2022 | Private Passenger Auto Collision | 0% | $0 | $0 | $0 | $-687 | $-668 | $0 | 97.23% |
| 2022 | Total Commercial Automobile | 0.68% | $6,644,634 | $6,172,624 | $0 | $1,928,727 | $2,129,764 | $0 | 110.42% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.94% | $4,488,076 | $4,167,500 | $0 | $671,391 | $390,087 | $0 | 58.1% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $514,193 | $593,904 | $0 | 115.5% |
| 2022 | Commercial Auto Medical Payments | 0.61% | $43,576 | $52,544 | $0 | $11,468 | $-14,167 | $0 | -123.54% |
| 2022 | Commercial Auto Uninsured Motorists | 0.5% | $186,947 | $178,091 | $0 | $10,500 | $459,091 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.62% | $767,188 | $694,298 | $0 | $390,377 | $367,855 | $0 | 94.23% |
| 2022 | Commercial Auto Collision | 0.64% | $1,158,847 | $1,080,191 | $0 | $330,798 | $332,994 | $0 | 100.66% |
| 2022 | Fidelity | 0.15% | $38,694 | $36,776 | $0 | $0 | $88,089 | $0 | 0% |
| 2022 | Surety | 0.86% | $887,610 | $833,632 | $0 | $140,838 | $-3,271 | $0 | -2.32% |
| 2022 | Burglary & Theft | 0.05% | $3,797 | $3,853 | $0 | $0 | $-143 | $0 | 0% |
| 2022 | Boiler & Machinery | 0.63% | $244,236 | $234,219 | $0 | $0 | $-2,841 | $0 | 0% |
| 2022 | Private Flood | 0.08% | $5,511 | $5,853 | $0 | $0 | $-110 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.15% | $20,595,634 | $19,884,470 | $0 | $8,288,404 | $7,906,939 | $0 | 95.4% |
| 2021 | Total Fire & Allied Lines | 0.51% | $3,388,511 | $3,128,647 | $0 | $2,619,095 | $-185,122 | $0 | -7.07% |
| 2021 | Commercial Fire & Allied Lines | 1.01% | $3,388,511 | $3,128,647 | $0 | $2,619,095 | $-185,122 | $0 | -7.07% |
| 2021 | Total Homeowners | 0% | $0 | $0 | $0 | $3,436 | $2,804 | $0 | 81.61% |
| 2021 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $3,436 | $2,804 | $0 | 81.61% |
| 2021 | Commercial Multi-Peril | 0.09% | $814,848 | $775,487 | $0 | $105,902 | $155,785 | $0 | 147.1% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.35% | $1,659,292 | $1,699,120 | $0 | $487,411 | $450,175 | $0 | 92.36% |
| 2021 | Earthquake | 0.06% | $76,832 | $60,273 | $0 | $0 | $1,013 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.25% | $2,396,564 | $2,564,636 | $0 | $1,191,837 | $1,250,502 | $0 | 104.92% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.63% | $5,100,504 | $5,015,954 | $0 | $1,548,513 | $3,052,475 | $0 | 197.12% |
| 2021 | Products Liability | 0.56% | $230,139 | $280,651 | $0 | $130,071 | $138,810 | $0 | 106.72% |
| 2021 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $-817 | $-2,734 | $0 | 334.64% |
| 2021 | Private Passenger Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-2,373 | $0 | 0% |
| 2021 | Private Passenger Auto Medical Payments | 0% | $0 | $0 | $0 | $216 | $-4,842 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0% | $0 | $0 | $0 | $0 | $1,873 | $0 | 0% |
| 2021 | Private Passenger Auto Collision | 0% | $0 | $0 | $0 | $-1,033 | $2,608 | $0 | -252.47% |
| 2021 | Total Commercial Automobile | 0.66% | $5,930,828 | $5,376,409 | $0 | $2,619,824 | $3,425,918 | $0 | 130.77% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.88% | $4,029,219 | $3,618,244 | $0 | $363,600 | $882,943 | $0 | 242.83% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $1,056,920 | $1,108,406 | $0 | 104.87% |
| 2021 | Commercial Auto Medical Payments | 0.84% | $55,866 | $75,207 | $0 | $7,405 | $22,150 | $0 | 299.12% |
| 2021 | Commercial Auto Uninsured Motorists | 0.6% | $177,061 | $167,487 | $0 | $20,575 | $163,998 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.61% | $619,016 | $536,777 | $0 | $404,404 | $432,890 | $0 | 107.04% |
| 2021 | Commercial Auto Collision | 0.61% | $1,049,666 | $978,694 | $0 | $766,920 | $815,531 | $0 | 106.34% |
| 2021 | Fidelity | 0.14% | $36,681 | $37,949 | $0 | $0 | $16,224 | $0 | 0% |
| 2021 | Surety | 0.72% | $736,931 | $729,603 | $0 | $-529,899 | $-489,197 | $0 | 92.32% |
| 2021 | Burglary & Theft | 0.06% | $3,878 | $3,910 | $0 | $0 | $30 | $0 | 0% |
| 2021 | Boiler & Machinery | 0.59% | $220,626 | $211,831 | $0 | $113,031 | $90,256 | $0 | 79.85% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Homeowners | 0% | 1 | 0 |
| 2023 | Homeowners | 0% | 1 | 0 |
| 2022 | Private Passenger Auto | 0% | 0 | 0 |
| 2022 | Homeowners | 0% | 1 | 9999 |
| 2021 | Private Passenger Auto | 0% | 0 | 0 |
| 2021 | Homeowners | 0% | 0 | 0 |
Company Changes
Date:
2011-05-17Comments:
Effective 5/17/11 the above company deleted B4 authorityMarket Regulation Actions
Date:
2014-02-19Financial Exams
This company does not have any financial exams.