Company Details
Company Name:
EMPIRE FIRE AND MARINE INSURANCE COLicense Status:
ActiveNAIC Number:
21326Company Address:
1299 ZURICH WAY SCHAUMBURG, IL 60196
Phone Number:
8476056587Mailing Address:
1299 ZURICH WAY, 5TH FLOOR SCHAUMBURG, IL 60196-1056
Mailing Phone:
8476053284Description:
Property and Casualty (Ch 379, RSMo)License Number:
B424263Date Admitted:
1957-11-06Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.03% | $4,564,720 | $4,404,065 | $0 | $395,890 | $-295,947 | $0 | -74.75% |
| 2025 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $1 | $0 | 0% |
| 2025 | Travel Coverage | 0.21% | $326,820 | $313,831 | $0 | $0 | $2,106 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $9,446 | $9,768 | $0 | $0 | $-6,202 | $0 | 0% |
| 2025 | Products Liability | 0% | $0 | $0 | $0 | $0 | $2 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.44% | $3,789,705 | $3,644,306 | $0 | $468,607 | $-279,918 | $0 | -59.73% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.43% | $2,696,823 | $2,556,918 | $0 | $426,000 | $-343,892 | $0 | -80.73% |
| 2025 | Commercial Auto Liability - Property Damage | 0.58% | $1,059,404 | $1,054,174 | $0 | $42,607 | $47,158 | $0 | 110.68% |
| 2025 | Commercial Auto Liability - Medical Payments | 1.63% | $36,108 | $36,108 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | -0.01% | $-2,630 | $-2,894 | $0 | $0 | $16,816 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.19% | $275,426 | $270,956 | $0 | $-45,602 | $-26,810 | $0 | 58.79% |
| 2025 | Commercial Auto - Collision | 0.07% | $163,323 | $165,204 | $0 | $-27,115 | $14,874 | $0 | -54.86% |
| 2024 | Total Property & Casualty | 0.03% | $4,550,528 | $4,450,170 | $0 | $1,338,017 | $2,169,505 | $0 | 162.14% |
| 2024 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $1 | $0 | 0% |
| 2024 | Travel Coverage | 0.16% | $271,502 | $278,230 | $0 | $23,750 | $24,416 | $0 | 102.8% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $11,398 | $12,125 | $0 | $0 | $-963 | $0 | 0% |
| 2024 | Products Liability | 0% | $0 | $0 | $0 | $0 | $-138 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.45% | $3,477,694 | $3,466,047 | $0 | $155,170 | $1,317,960 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.42% | $2,376,466 | $2,346,243 | $0 | $22,000 | $1,182,978 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.59% | $980,161 | $991,708 | $0 | $133,170 | $134,981 | $0 | 101.36% |
| 2024 | Commercial Auto Liability - Medical Payments | 1.36% | $98,431 | $98,431 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.05% | $22,636 | $29,665 | $0 | $0 | $1 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0.21% | $339,036 | $313,967 | $0 | $1,275,925 | $956,680 | $0 | 74.98% |
| 2024 | Commercial Auto - Collision | 0.22% | $450,898 | $379,801 | $0 | $-116,828 | $-128,451 | $0 | 109.95% |
| 2023 | Total Property & Casualty | 0.03% | $4,399,262 | $4,461,083 | $0 | $1,602,799 | $963,261 | $0 | 60.1% |
| 2023 | Total Homeowners | 0% | $-137,988 | $-137,988 | $0 | $15,323 | $15,323 | $0 | 100% |
| 2023 | Homeowners Multi-Peril | 0% | $-137,988 | $-137,988 | $0 | $15,323 | $15,323 | $0 | 100% |
| 2023 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.05% | $268,567 | $274,694 | $0 | $0 | $5,657 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $14,148 | $11,066 | $0 | $0 | $-85 | $0 | 0% |
| 2023 | Products Liability | 0% | $0 | $0 | $0 | $0 | $-137 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.41% | $4,254,535 | $4,313,311 | $0 | $1,587,476 | $942,504 | $0 | 59.37% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.43% | $2,204,162 | $2,237,256 | $0 | $1,091,749 | $104,356 | $0 | 9.56% |
| 2023 | Commercial Auto Liability Property Damage | 0.63% | $908,678 | $908,556 | $0 | $91,378 | $94,465 | $0 | 103.38% |
| 2023 | Commercial Auto Medical Payments | 0.73% | $54,694 | $54,694 | $0 | $8,500 | $8,499 | $0 | 99.99% |
| 2023 | Commercial Auto Uninsured Motorists | 0.13% | $54,331 | $53,660 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.33% | $391,428 | $397,464 | $0 | $99,683 | $431,108 | $0 | 432.48% |
| 2023 | Commercial Auto Collision | 0.32% | $641,242 | $661,681 | $0 | $296,166 | $304,076 | $0 | 102.67% |
| 2022 | Total Property & Casualty | 0.03% | $4,009,946 | $4,113,958 | $0 | $759,194 | $390,227 | $0 | 51.4% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.04% | $210,113 | $210,364 | $0 | $2,500 | $3,227 | $0 | 129.08% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $800 | $800 | $0 | $0 | $-789 | $0 | 0% |
| 2022 | Products Liability | 0% | $0 | $0 | $0 | $0 | $-76 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.39% | $3,799,033 | $3,902,794 | $0 | $756,694 | $387,865 | $0 | 51.26% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.42% | $2,030,017 | $2,065,907 | $0 | $257,950 | $-91,237 | $0 | -35.37% |
| 2022 | Commercial Auto Liability Property Damage | 0.52% | $787,307 | $784,883 | $0 | $101,081 | $61,982 | $0 | 61.32% |
| 2022 | Commercial Auto Medical Payments | 1.3% | $92,958 | $92,958 | $0 | $2,500 | $2,500 | $0 | 100% |
| 2022 | Commercial Auto Uninsured Motorists | 0.12% | $44,916 | $42,848 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.26% | $322,152 | $333,892 | $0 | $170,897 | $177,070 | $0 | 103.61% |
| 2022 | Commercial Auto Collision | 0.29% | $521,683 | $582,306 | $0 | $224,266 | $237,550 | $0 | 105.92% |
| 2021 | Total Property & Casualty | 0.03% | $4,028,331 | $3,952,410 | $0 | $987,031 | $702,820 | $0 | 71.21% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.04% | $170,545 | $170,545 | $0 | $-9,693 | $-4,520 | $0 | 46.63% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $1,000 | $2,551 | $0 | $0 | $-1,238 | $0 | 0% |
| 2021 | Products Liability | 0% | $0 | $0 | $0 | $0 | $-135 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.43% | $3,856,786 | $3,779,314 | $0 | $996,724 | $708,713 | $0 | 71.1% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.43% | $1,986,657 | $1,949,801 | $0 | $590,000 | $422,923 | $0 | 71.68% |
| 2021 | Commercial Auto Liability Property Damage | 0.58% | $766,762 | $769,054 | $0 | $60,457 | $57,905 | $0 | 95.78% |
| 2021 | Commercial Auto Medical Payments | 1.11% | $73,672 | $73,672 | $0 | $31,652 | $26,609 | $0 | 84.07% |
| 2021 | Commercial Auto Uninsured Motorists | 0.17% | $49,781 | $48,336 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.33% | $332,304 | $321,450 | $0 | $69,675 | $-1,744 | $0 | -2.5% |
| 2021 | Commercial Auto Collision | 0.37% | $647,610 | $617,001 | $0 | $244,940 | $203,020 | $0 | 82.89% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0% | 1 | 0 |
Company Changes
Date:
2019-03-06Comments:
Effective 3/06/2019 the above company redomesticated from Nebraska to Illinois.Market Regulation Actions
Date:
2016-09-22Financial Exams
This company does not have any financial exams.