Company Details

Company Details

Company Name:
HANOVER INSURANCE COMPANY THE
License Status:
Active
NAIC Number:
22292
Company Address:
4 Bedford Farms Drive
Bedford, NH 03110
Phone Number:
5088537200
Mailing Address:
440 Lincoln Street
Worcester, MA 01653
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B424227
Date Admitted:
1874-02-09

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.06% $11,613,719 $10,541,936 $0 $5,034,794 $5,898,583 $0 117.16%
2025 Total Fire & Allied Lines 0.03% $201,799 $201,562 $0 $0 $529,607 $0 0%
2025 Commercial Fire & Allied Lines 0.06% $201,799 $201,562 $0 $0 $529,607 $0 0%
2025 Total Homeowners 0% $1,935 $2,229 $0 $5,942 $1,368 $0 23.02%
2025 Homeowners Multi-Peril 0% $1,935 $2,229 $0 $5,942 $1,368 $0 23.02%
2025 Commercial Multi-Peril 0.12% $1,541,234 $1,479,955 $0 $792,965 $1,213,542 $0 153.04%
2025 Ocean Marine 0.18% $99,532 $62,283 $0 $0 $-9,390 $0 0%
2025 Inland Marine (Incl Auto Cargo) 0.51% $2,066,372 $1,774,743 $0 $331,588 $396,723 $0 119.64%
2025 Earthquake 0.01% $18,068 $30,992 $0 $0 $10 $0 0%
2025 Direct Workers Compensation 0.07% $705,795 $715,169 $0 $341,719 $265,860 $0 77.8%
2025 Other Liability - Bodily Injury & Property Damage 0.27% $2,831,848 $2,794,327 $0 $2,385,991 $1,593,127 $0 66.77%
2025 Liquor Liability 0.23% $10,328 $10,328 $0 $0 $0 $0 0%
2025 Products Liability 0.35% $188,026 $177,716 $0 $0 $10,588 $0 0%
2025 Total Private Passenger Auto 0% $16 $16 $0 $0 $-43 $0 0%
2025 Private Passenger Auto Liability - Bodily Injury 0% $16 $16 $0 $0 $-43 $0 0%
2025 Total Commercial Auto 0.01% $95,878 $96,048 $0 $20,195 $26,334 $0 130.4%
2025 Commercial Auto Liability - Bodily Injury 0.01% $66,421 $66,695 $0 $8,808 $18,225 $0 206.91%
2025 Commercial Auto Liability - Property Damage 0.01% $24,591 $24,487 $0 $11,387 $8,109 $0 71.21%
2025 Commercial Auto Liability - Medical Payments 0.05% $1,166 $1,166 $0 $0 $0 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0.01% $3,700 $3,700 $0 $0 $0 $0 0%
2025 Private Passenger Auto - Comprehensive 0% $0 $0 $0 $0 $33,107 $0 0%
2025 Private Passenger Auto - Collision 0% $0 $0 $0 $0 $8 $0 0%
2025 Commercial Auto - Comprehensive 0.01% $19,728 $19,745 $0 $116 $2,690 $0 0%
2025 Commercial Auto - Collision 0.01% $29,308 $29,667 $0 $22,254 $27,113 $0 121.83%
2025 Fidelity 1.6% $404,974 $380,111 $0 $309,479 $269,150 $0 86.97%
2025 Surety 0.9% $1,472,773 $1,003,784 $0 $0 $58,877 $0 0%
2025 Burglary & Theft 0.86% $118,141 $104,572 $0 $225,905 $351,831 $0 155.74%
2025 Boiler & Machinery 0.03% $13,709 $13,774 $0 $0 $0 $0 0%
2025 Lawyer's Malpractice 6.53% $947,577 $848,192 $0 $198,640 $340,990 $0 171.66%
2025 Umbrella 0.78% $846,678 $796,723 $0 $400,000 $787,091 $0 196.77%
2024 Total Property & Casualty 0.06% $9,893,165 $10,107,193 $0 $3,712,027 $3,306,185 $0 89.07%
2024 Total Fire & Allied Lines 0.03% $199,109 $201,735 $0 $21,863 $12,542 $0 57.37%
2024 Commercial Fire & Allied Lines 0.05% $199,109 $201,735 $0 $21,863 $12,542 $0 57.37%
2024 Total Homeowners 0% $2,946 $2,758 $0 $0 $92,164 $0 0%
2024 Homeowners Multi-Peril 0% $2,946 $2,758 $0 $0 $92,164 $0 0%
2024 Commercial Multi-Peril 0.12% $1,376,555 $1,265,179 $0 $139,074 $163,155 $0 117.32%
2024 Ocean Marine 0.11% $64,850 $62,000 $0 $0 $-4,354 $0 0%
2024 Inland Marine (Incl Auto Cargo) 0.37% $1,504,157 $1,567,074 $0 $264,537 $487,234 $0 184.18%
2024 Earthquake 0.02% $36,140 $23,749 $0 $0 $-324 $0 0%
2024 Direct Workers Compensation 0.08% $825,606 $816,201 $0 $348,568 $186,032 $0 53.37%
2024 Other Liability - Bodily Injury & Property Damage 0.1% $911,284 $895,322 $0 $762,308 $114,889 $0 15.07%
2024 Liquor Liability 0.22% $9,427 $9,427 $0 $0 $0 $0 0%
2024 Products Liability 0.28% $157,067 $158,175 $0 $0 $4,863 $0 0%
2024 Total Private Passenger Auto 0% $0 $0 $0 $0 $-135 $0 0%
2024 Private Passenger Auto Liability - Bodily Injury 0% $0 $0 $0 $0 $-135 $0 0%
2024 Total Commercial Auto 0.01% $95,434 $108,660 $0 $0 $7,378 $0 0%
2024 Commercial Auto Liability - Bodily Injury 0.01% $71,149 $80,859 $0 $0 $-520 $0 0%
2024 Commercial Auto Liability - Property Damage 0.01% $24,285 $27,801 $0 $0 $7,898 $0 0%
2024 Private Passenger Auto - Collision 0% $0 $-1 $0 $0 $-54,512 $0 0%
2024 Commercial Auto - Comprehensive 0.01% $17,535 $16,704 $0 $82 $260 $0 317.07%
2024 Commercial Auto - Collision 0.01% $28,270 $27,133 $0 $-3,220 $-3,467 $0 107.67%
2024 Fidelity 1.63% $421,242 $364,381 $0 $90,944 $120,207 $0 132.18%
2024 Surety 0.55% $796,973 $788,316 $0 $0 $-7,073 $0 0%
2024 Burglary & Theft 0.92% $106,263 $107,162 $0 $30,942 $67,144 $0 217%
2024 Boiler & Machinery 0.01% $7,334 $8,916 $0 $0 $0 $0 0%
2024 Professional Liability (Excl Medical Malpractice) 1.09% $1,841,721 $2,133,124 $0 $705,825 $1,349,997 $0 191.27%
2024 Lawyer's Malpractice 5.63% $797,976 $835,687 $0 $327,774 $123,913 $0 37.8%
2024 Umbrella 0.58% $693,276 $715,491 $0 $1,023,330 $646,272 $0 63.15%
2023 Total Property & Casualty 0.06% $9,538,882 $10,002,986 $0 $1,580,399 $4,516,358 $0 285.77%
2023 Total Fire & Allied Lines 0.02% $187,533 $163,996 $0 $0 $-2,668 $0 0%
2023 Commercial Fire & Allied Lines 0.06% $187,533 $163,996 $0 $0 $-2,668 $0 0%
2023 Total Homeowners 0% $4,807 $4,601 $0 $0 $-150,898 $0 0%
2023 Homeowners Multi-Peril 0% $4,807 $4,601 $0 $0 $-150,898 $0 0%
2023 Commercial Multi-Peril 0.14% $1,502,909 $1,487,371 $0 $157,467 $-566,992 $0 -360.07%
2023 Ocean Marine 0.12% $63,927 $87,677 $0 $6,196 $-431,537 $0 0%
2023 Inland Marine (Incl Auto Cargo) 0.28% $1,562,129 $1,580,033 $0 $173,285 $46,879 $0 27.05%
2023 Earthquake 0.02% $26,110 $24,332 $0 $0 $-85 $0 0%
2023 Direct Workers Compensation 0.07% $753,485 $736,920 $0 $61,595 $-70,950 $0 -115.19%
2023 Other Liability - Bodily Injury & Property Damage 0.21% $2,001,529 $1,815,632 $0 $553,977 $1,281,084 $0 231.25%
2023 Products Liability 0.28% $136,830 $143,385 $0 $0 $30,278 $0 0%
2023 Total Private Passenger Automobile 0% $172 $1,137 $0 $0 $134,209 $0 0%
2023 Private Passenger Auto Liability Bodily Injury 0% $37 $248 $0 $0 $-41 $0 0%
2023 Private Passenger Auto Liability Property Damage 0% $14 $90 $0 $0 $2 $0 0%
2023 Private Passenger Auto Comprehensive 0% $27 $181 $0 $0 $134,242 $0 0%
2023 Private Passenger Auto Collision 0% $94 $618 $0 $0 $6 $0 0%
2023 Total Commercial Automobile 0.02% $157,471 $167,992 $0 $22,522 $17,007 $0 75.51%
2023 Commercial Auto Liability Bodily Injury 0.02% $83,535 $87,226 $0 $13,212 $6,560 $0 49.65%
2023 Commercial Auto Liability Property Damage 0.02% $29,106 $31,072 $0 $0 $1,750 $0 0%
2023 Commercial Auto Medical Payments 0% $72 $24 $0 $0 $3 $0 0%
2023 Commercial Auto Comprehensive 0.01% $17,396 $18,526 $0 $0 $1,070 $0 0%
2023 Commercial Auto Collision 0.01% $27,362 $31,144 $0 $9,310 $7,624 $0 81.89%
2023 Fidelity 1.33% $352,114 $283,597 $0 $162,033 $-26,932 $0 -16.62%
2023 Surety -0.11% $-123,445 $788,965 $0 $0 $2,092,409 $0 0%
2023 Burglary & Theft 1.28% $99,497 $107,257 $0 $144,383 $49,697 $0 34.42%
2023 Boiler & Machinery 0.03% $11,446 $8,697 $0 $0 $0 $0 0%
2023 Professional Liability (Excl Medical Malpractice) 0.67% $1,159,254 $929,996 $0 $243,555 $1,056,037 $0 433.59%
2023 Lawyers Malpractice 6.11% $854,057 $888,124 $0 $55,386 $597,678 $0 0%
2023 Umbrella 0.77% $789,057 $783,274 $0 $0 $461,142 $0 0%
2022 Total Property & Casualty 0.07% $10,618,218 $9,577,784 $0 $6,227,867 $5,479,741 $0 87.99%
2022 Total Fire & Allied Lines 0.02% $109,124 $147,486 $0 $0 $2,032 $0 0%
2022 Commercial Fire & Allied Lines 0.03% $109,124 $147,486 $0 $0 $2,032 $0 0%
2022 Total Homeowners 0% $4,201 $4,021 $0 $0 $64,833 $0 0%
2022 Homeowners Multi-Peril 0% $4,201 $4,021 $0 $0 $64,833 $0 0%
2022 Commercial Multi-Peril 0.14% $1,442,918 $1,352,156 $0 $157,016 $1,403,005 $0 0%
2022 Ocean Marine 0.24% $119,211 $86,541 $0 $28,437 $24,926 $0 87.65%
2022 Inland Marine (Incl Auto Cargo) 0.28% $1,471,007 $1,516,176 $0 $324,978 $459,957 $0 141.53%
2022 Earthquake 0.02% $21,905 $22,275 $0 $0 $371 $0 0%
2022 Direct Workers Compensation 0.06% $670,363 $702,455 $0 $199,735 $386,290 $0 193.4%
2022 Other Liability - Bodily Injury & Property Damage 0.2% $1,728,579 $1,612,094 $0 $3,589,791 $466,410 $0 12.99%
2022 Products Liability 0.32% $139,656 $111,902 $0 $185,000 $-144,861 $0 -78.3%
2022 Total Private Passenger Automobile 0% $1,713 $1,329 $0 $0 $-33 $0 0%
2022 Private Passenger Auto Liability Bodily Injury 0% $382 $306 $0 $0 $-52 $0 0%
2022 Private Passenger Auto Liability Property Damage 0% $141 $117 $0 $0 $0 $0 0%
2022 Private Passenger Auto Comprehensive 0% $183 $30 $0 $0 $0 $0 0%
2022 Private Passenger Auto Collision 0% $1,007 $876 $0 $0 $19 $0 0%
2022 Total Commercial Automobile 0.01% $142,515 $96,314 $0 $612 $-6,161 $0 0%
2022 Commercial Auto Liability Bodily Injury 0.02% $73,900 $49,667 $0 $0 $-9,304 $0 0%
2022 Commercial Auto Liability Property Damage 0.02% $27,664 $18,778 $0 $0 $0 $0 0%
2022 Commercial Auto Comprehensive 0.02% $26,428 $17,985 $0 $0 $0 $0 0%
2022 Commercial Auto Collision 0.01% $14,523 $9,884 $0 $612 $3,143 $0 0%
2022 Aircraft 0.09% $26,428 $17,985 $0 $0 $0 $0 0%
2022 Fidelity 1.12% $292,682 $282,066 $0 $173,606 $179,635 $0 103.47%
2022 Surety 1.56% $1,601,319 $679,440 $0 $0 $-107,593 $0 0%
2022 Burglary & Theft 1.77% $128,157 $165,919 $0 $111,192 $182,730 $0 164.34%
2022 Boiler & Machinery 0.02% $7,166 $8,307 $0 $0 $0 $0 0%
2022 Professional Liability (Excl Medical Malpractice) 0.57% $964,397 $952,469 $0 $1,060,000 $784,855 $0 74.04%
2022 Lawyers Malpractice 6.33% $947,990 $1,028,287 $0 $22,500 $22,500 $0 100%
2022 Umbrella 0.84% $798,887 $790,562 $0 $375,000 $1,760,847 $0 469.56%
2022 Private Flood 0% $0 $0 $0 $0 $-2 $0 0%
2021 Total Property & Casualty 0.07% $8,700,584 $9,230,901 $0 $1,053,574 $2,248,815 $0 213.45%
2021 Total Fire & Allied Lines 0.03% $224,320 $218,291 $0 $17,254 $8,338 $0 48.33%
2021 Commercial Fire & Allied Lines 0.07% $224,320 $218,291 $0 $17,254 $8,338 $0 48.33%
2021 Total Homeowners 0% $3,824 $4,601 $0 $0 $309 $0 0%
2021 Homeowners Multi-Peril 0% $3,824 $4,601 $0 $0 $309 $0 0%
2021 Commercial Multi-Peril 0.12% $1,119,751 $1,125,068 $0 $212,676 $445,774 $0 209.6%
2021 Ocean Marine 0% $-1,158 $280,168 $0 $0 $-188,719 $0 0%
2021 Inland Marine (Incl Auto Cargo) 0.26% $1,214,064 $870,151 $0 $76,388 $107,090 $0 140.19%
2021 Earthquake 0.02% $21,825 $24,262 $0 $0 $-392 $0 0%
2021 Direct Workers Compensation 0.05% $524,132 $675,991 $0 $375,472 $85,881 $0 22.87%
2021 Other Liability - Bodily Injury & Property Damage 0.19% $1,507,515 $1,523,927 $0 $260,889 $-126,762 $0 -48.59%
2021 Products Liability 0.23% $93,504 $105,919 $0 $0 $320,317 $0 0%
2021 Total Private Passenger Automobile 0% $1,463 $1,853 $0 $0 $84 $0 0%
2021 Private Passenger Auto Liability Bodily Injury 0% $332 $408 $0 $0 $27 $0 0%
2021 Private Passenger Auto Liability Property Damage 0% $125 $149 $0 $0 $0 $0 0%
2021 Private Passenger Auto Comprehensive 0% $86 $247 $0 $0 $-1 $0 0%
2021 Private Passenger Auto Collision 0% $920 $1,049 $0 $0 $58 $0 0%
2021 Total Commercial Automobile 0.01% $55,099 $98,144 $0 $6,820 $-14,687 $0 -215.35%
2021 Commercial Auto Liability Bodily Injury 0.01% $28,968 $47,889 $0 $5,333 $-13,570 $0 -254.45%
2021 Commercial Auto Liability Property Damage 0.01% $10,725 $17,003 $0 $7,611 $5,430 $0 71.34%
2021 Commercial Auto Medical Payments 0.01% $406 $406 $0 $0 $0 $0 0%
2021 Commercial Auto Uninsured Motorists 0% $913 $913 $0 $0 $0 $0 0%
2021 Commercial Auto Comprehensive 0% $4,766 $11,384 $0 $0 $-253 $0 0%
2021 Commercial Auto Collision 0.01% $9,321 $20,549 $0 $-6,124 $-6,294 $0 102.78%
2021 Fidelity 1.15% $291,761 $276,148 $0 $61,662 $192,796 $0 312.67%
2021 Surety 0.53% $536,017 $1,032,771 $0 $-25,000 $-1,956 $0 7.82%
2021 Burglary & Theft 2.73% $186,078 $191,255 $0 $0 $31,318 $0 0%
2021 Boiler & Machinery 0.03% $11,161 $12,374 $0 $0 $0 $0 0%
2021 Professional Liability (Excl Medical Malpractice) 0.65% $1,013,503 $960,443 $0 $67,413 $-353,537 $0 0%
2021 Lawyers Malpractice 7.88% $1,135,557 $1,071,201 $0 $0 $337,041 $0 0%
2021 Umbrella 0.96% $762,158 $758,317 $0 $0 $1,405,918 $0 0%
2021 Private Flood 0% $10 $17 $0 $0 $2 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 1 9999
2025 Homeowners 0% 0 0
2024 Private Passenger Auto 0% 1 9999
2024 Homeowners 0% 0 0
2023 Private Passenger Auto 0% 1 9999
2023 Homeowners 0% 0 0
2022 Private Passenger Auto 0% 0 0
2022 Homeowners 0% 0 0
2021 Private Passenger Auto 0% 0 0
2021 Homeowners 0% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2014-05-19

Financial Exams

This company does not have any financial exams.