Company Details
Company Name:
Pharmacists Insurance CompanyLicense Status:
ActiveNAIC Number:
13714Company Address:
808 Hwy 18 West Algona, IA 50511
Phone Number:
5152952461Mailing Address:
808 Hwy 18 West Algona, IA 50511
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B424223Date Admitted:
1926-05-18Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.02% | $4,026,836 | $4,117,598 | $0 | $2,428,952 | $1,653,817 | $0 | 68.09% |
| 2025 | Total Homeowners | 0% | $0 | $0 | $0 | $0 | $-16,140 | $0 | 0% |
| 2025 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-16,140 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.15% | $1,882,902 | $2,075,028 | $0 | $2,202,400 | $2,083,874 | $0 | 94.62% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $18,288 | $14,257 | $0 | $0 | $1,280 | $0 | 0% |
| 2025 | Total Medical Malpractice | 0.87% | $1,166,510 | $1,095,868 | $0 | $55,800 | $-197,590 | $0 | -354.1% |
| 2025 | Medical Malpractice - Dentists | 0.07% | $3,220 | $3,220 | $0 | $55,125 | $81,640 | $0 | 148.1% |
| 2025 | Medical Malpractice - Other | 10.9% | $1,163,290 | $1,092,648 | $0 | $675 | $-279,230 | $0 | 0% |
| 2025 | Earthquake | 0.05% | $74,730 | $66,982 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.05% | $486,552 | $491,641 | $0 | $151,940 | $15,118 | $0 | 9.95% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.02% | $254,780 | $218,332 | $0 | $0 | $-30,860 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $1,028 | $-61,455 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-23,993 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $1,028 | $-23,071 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0% | $0 | $0 | $0 | $0 | $-1,875 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $0 | $-5,882 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 0% | $0 | $0 | $0 | $0 | $-6,634 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.01% | $53,713 | $49,138 | $0 | $6,509 | $-138,960 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.01% | $47,092 | $44,546 | $0 | $6,364 | $-127,084 | $0 | 0% |
| 2025 | Commercial Auto Liability - Property Damage | 0% | $4,214 | $1,828 | $0 | $145 | $3,159 | $0 | 0% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.02% | $428 | $375 | $0 | $0 | $-689 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0% | $1,979 | $2,389 | $0 | $0 | $-14,346 | $0 | 0% |
| 2025 | Private Passenger Auto - Collision | 0% | $0 | $0 | $0 | $-1,294 | $-1,294 | $0 | 100% |
| 2025 | Commercial Auto - Comprehensive | 0% | $6,744 | $6,382 | $0 | $6,289 | $7,446 | $0 | 118.4% |
| 2025 | Commercial Auto - Collision | 0% | $10,733 | $10,095 | $0 | $-248 | $-2,720 | $0 | 0% |
| 2025 | Boiler & Machinery | 0.14% | $71,884 | $89,875 | $0 | $6,528 | $-4,882 | $0 | -74.79% |
| 2024 | Total Property & Casualty | 0.02% | $4,110,776 | $4,019,102 | $0 | $2,118,276 | $641,505 | $0 | 30.28% |
| 2024 | Total Homeowners | 0% | $-489 | $12,820 | $0 | $30,055 | $-30,601 | $0 | -101.82% |
| 2024 | Homeowners Multi-Peril | 0% | $-489 | $12,820 | $0 | $30,055 | $-30,601 | $0 | -101.82% |
| 2024 | Commercial Multi-Peril | 0.17% | $2,084,937 | $1,911,242 | $0 | $945,156 | $584,394 | $0 | 61.83% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $13,726 | $13,626 | $0 | $0 | $90 | $0 | 0% |
| 2024 | Total Medical Malpractice | 0.7% | $1,028,196 | $1,043,192 | $0 | $2,430 | $1,092 | $0 | 44.94% |
| 2024 | Medical Malpractice - Dentists | 0.05% | $3,556 | $4,246 | $0 | $0 | $81,690 | $0 | 0% |
| 2024 | Medical Malpractice - Other | 5.89% | $1,024,640 | $1,038,946 | $0 | $2,430 | $-80,598 | $0 | 0% |
| 2024 | Earthquake | 0.04% | $57,471 | $70,000 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.05% | $559,664 | $537,339 | $0 | $232,991 | $-25,605 | $0 | -10.99% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.02% | $189,027 | $183,516 | $0 | $0 | $-227,821 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0% | $-871 | $6,510 | $0 | $770,293 | $6,066 | $0 | 0.79% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $-330 | $2,521 | $0 | $296,322 | $-217,416 | $0 | -73.37% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0% | $-375 | $2,477 | $0 | $23,971 | $-10,733 | $0 | -44.77% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0% | $-42 | $197 | $0 | $0 | $-2,565 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $-78 | $618 | $0 | $450,000 | $242,829 | $0 | 53.96% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 0% | $-46 | $697 | $0 | $0 | $-6,049 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.01% | $59,763 | $101,286 | $0 | $66,701 | $248,223 | $0 | 372.14% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.01% | $55,744 | $95,630 | $0 | $66,701 | $237,676 | $0 | 356.33% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.01% | $428 | $771 | $0 | $0 | $28 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.01% | $3,591 | $4,885 | $0 | $0 | $10,519 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $-130 | $2,398 | $0 | $1,087 | $1,087 | $0 | 100% |
| 2024 | Private Passenger Auto - Collision | 0% | $-33 | $4,562 | $0 | $-1,294 | $-2,150 | $0 | 166.15% |
| 2024 | Commercial Auto - Comprehensive | 0.01% | $8,507 | $14,852 | $0 | $13,125 | $16,335 | $0 | 124.46% |
| 2024 | Commercial Auto - Collision | 0.01% | $12,452 | $22,391 | $0 | $32,101 | $37,744 | $0 | 117.58% |
| 2024 | Boiler & Machinery | 0.19% | $98,556 | $95,368 | $0 | $25,631 | $32,651 | $0 | 127.39% |
| 2023 | Total Property & Casualty | 0.03% | $4,170,398 | $4,491,897 | $0 | $4,144,379 | $3,902,297 | $0 | 94.16% |
| 2023 | Total Homeowners | 0% | $62,766 | $241,073 | $0 | $343,765 | $304,791 | $0 | 88.66% |
| 2023 | Homeowners Multi-Peril | 0% | $62,766 | $241,073 | $0 | $343,765 | $304,791 | $0 | 88.66% |
| 2023 | Commercial Multi-Peril | 0.17% | $1,892,281 | $1,795,140 | $0 | $2,570,317 | $1,706,637 | $0 | 66.4% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $12,026 | $17,716 | $0 | $15,150 | $16,310 | $0 | 107.66% |
| 2023 | Total Medical Malpractice | 0.68% | $1,029,017 | $993,146 | $0 | $127,398 | $260,978 | $0 | 204.85% |
| 2023 | Medical Malpractice - Dentists | 0.1% | $6,801 | $6,251 | $0 | $0 | $2,500 | $0 | 0% |
| 2023 | Medical Malpractice - Other | 12.36% | $1,022,216 | $986,895 | $0 | $127,398 | $258,478 | $0 | 202.89% |
| 2023 | Earthquake | 0.08% | $111,879 | $151,108 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.05% | $511,816 | $558,580 | $0 | $278,535 | $-179,334 | $0 | -64.38% |
| 2023 | Total Private Passenger Automobile | 0% | $80,933 | $225,853 | $0 | $136,958 | $746,704 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $14,926 | $44,717 | $0 | $15,000 | $520,644 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Property Damage | 0% | $15,674 | $41,219 | $0 | $44,163 | $73,833 | $0 | 167.18% |
| 2023 | Private Passenger Auto Medical Payments | 0% | $1,286 | $3,740 | $0 | $20,000 | $11,727 | $0 | 58.64% |
| 2023 | Private Passenger Uninsured Motorists | 0% | $3,956 | $11,059 | $0 | $0 | $105,105 | $0 | 0% |
| 2023 | Private Passenger Underinsured Motorists | 0% | $3,888 | $10,907 | $0 | $0 | $5,036 | $0 | 0% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $15,350 | $43,454 | $0 | $11,096 | $3,304 | $0 | 29.78% |
| 2023 | Private Passenger Auto Collision | 0% | $25,853 | $70,757 | $0 | $46,699 | $27,055 | $0 | 57.93% |
| 2023 | Total Commercial Automobile | 0.02% | $184,235 | $201,212 | $0 | $82,541 | $205,755 | $0 | 249.28% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.03% | $129,977 | $140,071 | $0 | $17,865 | $151,320 | $0 | 0% |
| 2023 | Commercial Auto Medical Payments | 0.01% | $1,048 | $1,154 | $0 | $0 | $663 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.01% | $5,895 | $7,006 | $0 | $0 | $4,030 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.02% | $19,147 | $20,841 | $0 | $33,153 | $23,511 | $0 | 70.92% |
| 2023 | Commercial Auto Collision | 0.01% | $28,168 | $32,140 | $0 | $31,523 | $26,231 | $0 | 83.21% |
| 2023 | Boiler & Machinery | 0.21% | $96,653 | $93,288 | $0 | $7,715 | $-3,945 | $0 | -51.13% |
| 2023 | Umbrella | 0.18% | $188,792 | $214,781 | $0 | $582,000 | $844,401 | $0 | 145.09% |
| 2022 | Total Property & Casualty | 0.03% | $4,726,711 | $4,575,551 | $0 | $2,042,960 | $2,830,530 | $0 | 138.55% |
| 2022 | Total Homeowners | 0.01% | $292,228 | $291,045 | $0 | $203,464 | $270,384 | $0 | 132.89% |
| 2022 | Homeowners Multi-Peril | 0.01% | $292,228 | $291,045 | $0 | $203,464 | $270,384 | $0 | 132.89% |
| 2022 | Commercial Multi-Peril | 0.17% | $1,678,395 | $1,511,038 | $0 | $1,154,283 | $1,505,591 | $0 | 130.44% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $22,191 | $25,777 | $0 | $500 | $-420 | $0 | -84% |
| 2022 | Total Medical Malpractice | 0.72% | $984,638 | $969,983 | $0 | $99,678 | $181,674 | $0 | 182.26% |
| 2022 | Medical Malpractice - Dentists | 0.13% | $5,183 | $5,656 | $0 | $0 | $-330 | $0 | 0% |
| 2022 | Medical Malpractice - Other | 7.4% | $979,455 | $964,327 | $0 | $99,678 | $182,004 | $0 | 182.59% |
| 2022 | Earthquake | 0.25% | $342,680 | $357,540 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.05% | $535,961 | $518,814 | $0 | $430,038 | $649,124 | $0 | 150.95% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $-14 | $778 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0.01% | $336,411 | $347,422 | $0 | $64,421 | $209,497 | $0 | 325.2% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $67,510 | $70,776 | $0 | $0 | $4,294 | $0 | 0% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.01% | $61,626 | $64,838 | $0 | $5,237 | $11,432 | $0 | 218.29% |
| 2022 | Private Passenger Auto Medical Payments | 0.01% | $5,663 | $5,989 | $0 | $0 | $10,373 | $0 | 0% |
| 2022 | Private Passenger Uninsured Motorists | 0.01% | $16,753 | $17,431 | $0 | $0 | $102,328 | $0 | 0% |
| 2022 | Private Passenger Underinsured Motorists | 0.02% | $16,788 | $17,777 | $0 | $0 | $1,398 | $0 | 0% |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $64,383 | $65,930 | $0 | $46,786 | $48,678 | $0 | 104.04% |
| 2022 | Private Passenger Auto Collision | 0.01% | $103,688 | $104,681 | $0 | $12,398 | $30,994 | $0 | 249.99% |
| 2022 | Total Commercial Automobile | 0.02% | $190,615 | $205,996 | $0 | $86,551 | $48,095 | $0 | 55.57% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.03% | $129,875 | $128,518 | $0 | $77,641 | $36,891 | $0 | 47.51% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $2,969 | $0 | $0 | $-6,985 | $0 | 0% |
| 2022 | Commercial Auto Medical Payments | 0.02% | $1,154 | $1,294 | $0 | $3,042 | $2,186 | $0 | 71.86% |
| 2022 | Commercial Auto Uninsured Motorists | 0.02% | $7,318 | $8,343 | $0 | $0 | $-551 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.02% | $20,067 | $24,023 | $0 | $16,449 | $21,449 | $0 | 130.4% |
| 2022 | Commercial Auto Collision | 0.02% | $32,201 | $40,849 | $0 | $-10,581 | $-4,895 | $0 | 46.26% |
| 2022 | Boiler & Machinery | 0.25% | $96,264 | $97,897 | $0 | $4,025 | $30,065 | $0 | 0% |
| 2022 | Umbrella | 0.26% | $247,342 | $249,261 | $0 | $0 | $-63,480 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.03% | $4,464,477 | $4,534,718 | $0 | $3,206,792 | $3,124,167 | $0 | 97.42% |
| 2021 | Total Homeowners | 0.01% | $271,135 | $243,330 | $0 | $295,715 | $256,240 | $0 | 86.65% |
| 2021 | Homeowners Multi-Peril | 0.01% | $271,135 | $243,330 | $0 | $295,715 | $256,240 | $0 | 86.65% |
| 2021 | Commercial Multi-Peril | 0.15% | $1,333,745 | $1,263,322 | $0 | $2,076,352 | $1,625,792 | $0 | 78.3% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.01% | $26,312 | $28,961 | $0 | $6,650 | $2,610 | $0 | 39.25% |
| 2021 | Total Medical Malpractice | 0.7% | $926,184 | $977,695 | $0 | $100,859 | $255,760 | $0 | 253.58% |
| 2021 | Medical Malpractice - Dentists | 0.15% | $5,573 | $5,407 | $0 | $0 | $-180 | $0 | 0% |
| 2021 | Medical Malpractice - Other | 11.97% | $920,611 | $972,288 | $0 | $100,859 | $255,940 | $0 | 253.76% |
| 2021 | Earthquake | 0.29% | $375,518 | $397,488 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.07% | $645,419 | $714,289 | $0 | $609,167 | $827,001 | $0 | 135.76% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $1,469 | $1,356 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0.01% | $355,448 | $386,674 | $0 | $98,415 | $77,771 | $0 | 79.02% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.01% | $72,627 | $86,041 | $0 | $26,000 | $17,983 | $0 | 69.17% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.01% | $68,292 | $72,957 | $0 | $23,798 | $7,031 | $0 | 29.54% |
| 2021 | Private Passenger Auto Medical Payments | 0.01% | $6,344 | $7,255 | $0 | $-2,907 | $-3,838 | $0 | 132.03% |
| 2021 | Private Passenger Uninsured Motorists | 0.01% | $17,713 | $17,896 | $0 | $0 | $70 | $0 | 0% |
| 2021 | Private Passenger Underinsured Motorists | 0.02% | $18,204 | $20,783 | $0 | $-15,000 | $-17,110 | $0 | 114.07% |
| 2021 | Private Passenger Auto Comprehensive | 0.01% | $66,996 | $69,697 | $0 | $19,427 | $25,327 | $0 | 130.37% |
| 2021 | Private Passenger Auto Collision | 0.01% | $105,272 | $112,045 | $0 | $47,097 | $48,308 | $0 | 102.57% |
| 2021 | Total Commercial Automobile | 0.02% | $200,380 | $198,455 | $0 | $19,634 | $107,653 | $0 | 0% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.02% | $111,634 | $106,421 | $0 | $-30,526 | $66,951 | $0 | -219.32% |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $12,126 | $15,326 | $0 | $0 | $1,734 | $0 | 0% |
| 2021 | Commercial Auto Medical Payments | 0.02% | $1,250 | $2,802 | $0 | $0 | $-1,166 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.03% | $8,028 | $8,373 | $0 | $0 | $-526 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.02% | $24,459 | $22,141 | $0 | $6,723 | $6,723 | $0 | 100% |
| 2021 | Commercial Auto Collision | 0.02% | $42,883 | $43,392 | $0 | $43,437 | $33,937 | $0 | 78.13% |
| 2021 | Boiler & Machinery | 0.26% | $99,688 | $88,855 | $0 | $0 | $30 | $0 | 0% |
| 2021 | Umbrella | 0.29% | $229,179 | $234,293 | $0 | $0 | $-28,690 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0% | 0 | 0 |
| 2025 | Homeowners | 0% | 0 | 0 |
| 2024 | Private Passenger Auto | 0% | 0 | 0 |
| 2024 | Homeowners | 0% | 0 | 0 |
| 2023 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2023 | Homeowners | 0.01% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2022 | Homeowners | 0.01% | 0 | 0 |
| 2021 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2021 | Homeowners | 0.01% | 0 | 0 |
Company Changes
Date:
2026-01-01Comments:
Effective 01/01/2026 the above Company demutualized and changed its name from Pharmacists Mutual Insurance Company, being issued an amended Missouri Certificate of Authority on 05/29/2026.Market Regulation Actions
Date:
2014-08-29Financial Exams
This company does not have any financial exams.