Company Details
Company Name:
BERKSHIRE HATHAWAY DIRECT INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
10391Company Address:
1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944
Phone Number:
4029163611Mailing Address:
1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944
Mailing Phone:
4029163000Description:
Property and Casualty (Ch 379, RSMo)License Number:
B424209Date Admitted:
1976-04-29Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.07% | $13,398,069 | $12,472,987 | $0 | $2,277,940 | $5,704,600 | $0 | 250.43% |
| 2025 | Total Fire & Allied Lines | 0.42% | $2,828,254 | $2,418,146 | $0 | $359,833 | $1,055,452 | $0 | 293.32% |
| 2025 | Commercial Fire & Allied Lines | 0.87% | $2,828,254 | $2,418,146 | $0 | $359,833 | $1,055,452 | $0 | 293.32% |
| 2025 | Private Flood | 3.55% | $228,137 | $423,051 | $0 | $0 | $-80,494 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.23% | $2,802,124 | $2,441,034 | $0 | $456,134 | $1,020,941 | $0 | 223.82% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $11,315 | $8,577 | $0 | $-2,468 | $-50,174 | $0 | 0% |
| 2025 | Earthquake | 0.17% | $247,550 | $210,411 | $0 | $0 | $38,071 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.25% | $2,686,070 | $2,870,081 | $0 | $896,661 | $1,601,620 | $0 | 178.62% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.3% | $3,181,842 | $2,625,698 | $0 | $241,592 | $1,642,968 | $0 | 0% |
| 2025 | Products Liability | 0.25% | $136,043 | $122,306 | $0 | $0 | $104,180 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.1% | $880,283 | $958,336 | $0 | $223,852 | $216,198 | $0 | 96.58% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.09% | $577,156 | $628,899 | $0 | $217,610 | $158,829 | $0 | 72.99% |
| 2025 | Commercial Auto Liability - Property Damage | 0.01% | $13,234 | $13,061 | $0 | $8,445 | $4,364 | $0 | 51.68% |
| 2025 | Commercial Auto Liability - Medical Payments | 10.15% | $225,302 | $248,015 | $0 | $507 | $32,705 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.14% | $64,591 | $68,361 | $0 | $-2,710 | $20,300 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.08% | $119,058 | $118,944 | $0 | $78,571 | $92,306 | $0 | 117.48% |
| 2025 | Commercial Auto - Collision | 0.1% | $242,810 | $247,134 | $0 | $23,765 | $58,561 | $0 | 246.42% |
| 2025 | Boiler & Machinery | 0.07% | $34,583 | $29,269 | $0 | $0 | $4,971 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.07% | $11,228,198 | $9,652,560 | $0 | $1,905,969 | $3,657,041 | $0 | 191.87% |
| 2024 | Total Fire & Allied Lines | 0.25% | $1,604,453 | $1,048,785 | $0 | $215,173 | $488,404 | $0 | 226.98% |
| 2024 | Commercial Fire & Allied Lines | 0.4% | $1,604,453 | $1,048,785 | $0 | $215,173 | $488,404 | $0 | 226.98% |
| 2024 | Private Flood | 12.5% | $633,882 | $537,740 | $0 | $0 | $156,589 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.17% | $1,969,544 | $1,737,940 | $0 | $252,076 | $785,012 | $0 | 311.42% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $19,680 | $18,727 | $0 | $49,395 | $70,120 | $0 | 141.96% |
| 2024 | Earthquake | 0.11% | $153,460 | $106,457 | $0 | $0 | $35,420 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.3% | $3,212,410 | $3,276,452 | $0 | $719,891 | $500,324 | $0 | 69.5% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.2% | $1,898,109 | $1,408,216 | $0 | $151,019 | $935,058 | $0 | 0% |
| 2024 | Products Liability | 0.22% | $128,149 | $84,428 | $0 | $8,265 | $31,567 | $0 | 381.94% |
| 2024 | Total Commercial Auto | 0.15% | $1,185,288 | $1,069,394 | $0 | $212,872 | $453,327 | $0 | 212.96% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.14% | $784,214 | $705,983 | $0 | $210,162 | $355,460 | $0 | 169.14% |
| 2024 | Commercial Auto Liability - Property Damage | 0.01% | $14,653 | $8,525 | $0 | $0 | $-18,065 | $0 | 0% |
| 2024 | Commercial Auto Liability - Medical Payments | 4.31% | $312,112 | $289,226 | $0 | $0 | $88,282 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.16% | $74,309 | $65,660 | $0 | $2,710 | $27,650 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0.08% | $132,696 | $113,914 | $0 | $97,989 | $65,014 | $0 | 66.35% |
| 2024 | Commercial Auto - Collision | 0.13% | $269,214 | $235,476 | $0 | $199,289 | $133,278 | $0 | 66.88% |
| 2024 | Boiler & Machinery | 0.04% | $21,313 | $15,031 | $0 | $0 | $2,928 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.05% | $8,050,920 | $7,446,835 | $0 | $2,038,635 | $3,941,118 | $0 | 193.32% |
| 2023 | Total Fire & Allied Lines | 0.1% | $746,807 | $549,033 | $0 | $274,822 | $535,880 | $0 | 194.99% |
| 2023 | Commercial Fire & Allied Lines | 0.23% | $746,807 | $549,033 | $0 | $274,822 | $535,880 | $0 | 194.99% |
| 2023 | Commercial Multi-Peril | 0.15% | $1,608,892 | $1,348,935 | $0 | $272,476 | $770,248 | $0 | 282.68% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $457 | $27,139 | $0 | $-3,635 | $-30,562 | $0 | 0% |
| 2023 | Earthquake | 0.04% | $60,757 | $35,080 | $0 | $0 | $19,641 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.29% | $3,130,945 | $3,094,258 | $0 | $392,803 | $1,589,405 | $0 | 404.63% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.12% | $1,159,263 | $999,797 | $0 | $63,598 | $361,384 | $0 | 0% |
| 2023 | Products Liability | 0.15% | $76,475 | $79,310 | $0 | $15,000 | $38,426 | $0 | 256.17% |
| 2023 | Total Commercial Automobile | 0.09% | $905,653 | $1,091,086 | $0 | $1,023,571 | $535,374 | $0 | 52.3% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.08% | $433,555 | $550,847 | $0 | $664,604 | $280,536 | $0 | 42.21% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $3,491 | $27,081 | $0 | $25,549 | $-54,913 | $0 | -214.93% |
| 2023 | Commercial Auto Medical Payments | 2.4% | $180,691 | $190,860 | $0 | $0 | $45,792 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.11% | $46,598 | $48,745 | $0 | $18,000 | $22,177 | $0 | 123.21% |
| 2023 | Commercial Auto Comprehensive | 0.07% | $86,655 | $91,036 | $0 | $96,947 | $108,629 | $0 | 112.05% |
| 2023 | Commercial Auto Collision | 0.08% | $154,663 | $182,517 | $0 | $218,471 | $133,153 | $0 | 60.95% |
| 2023 | Boiler & Machinery | 0.03% | $11,721 | $8,947 | $0 | $0 | $4,832 | $0 | 0% |
| 2023 | Private Flood | 5.12% | $349,950 | $213,250 | $0 | $0 | $116,490 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.04% | $6,225,871 | $4,765,922 | $0 | $869,404 | $2,843,201 | $0 | 327.03% |
| 2022 | Total Fire & Allied Lines | 0.06% | $272,962 | $111,045 | $0 | $102,102 | $182,248 | $0 | 178.5% |
| 2022 | Commercial Fire & Allied Lines | 0.09% | $272,962 | $111,045 | $0 | $102,102 | $182,248 | $0 | 178.5% |
| 2022 | Commercial Multi-Peril | 0.11% | $1,114,517 | $873,766 | $0 | $228,550 | $649,877 | $0 | 284.35% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.01% | $61,697 | $77,120 | $0 | $65,949 | $84,794 | $0 | 128.58% |
| 2022 | Earthquake | 0.01% | $11,198 | $3,429 | $0 | $0 | $728 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.24% | $2,449,482 | $1,892,163 | $0 | $67,506 | $413,810 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.08% | $719,930 | $530,238 | $0 | $31,156 | $171,032 | $0 | 0% |
| 2022 | Products Liability | 0.13% | $57,523 | $36,921 | $0 | $0 | $160,193 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.15% | $1,444,862 | $1,204,613 | $0 | $374,141 | $1,171,002 | $0 | 312.98% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.16% | $755,236 | $646,004 | $0 | $154,375 | $648,541 | $0 | 420.11% |
| 2022 | Commercial Auto Liability Property Damage | 0.04% | $54,843 | $83,599 | $0 | $25,114 | $77,872 | $0 | 310.07% |
| 2022 | Commercial Auto Medical Payments | 3.24% | $232,095 | $135,746 | $0 | $2,978 | $79,051 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0.15% | $57,037 | $46,338 | $0 | $0 | $19,917 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.08% | $102,207 | $83,838 | $0 | $35,604 | $87,120 | $0 | 244.69% |
| 2022 | Commercial Auto Collision | 0.13% | $243,444 | $209,088 | $0 | $156,070 | $258,501 | $0 | 165.63% |
| 2022 | Boiler & Machinery | 0.01% | $4,700 | $2,602 | $0 | $0 | $629 | $0 | 0% |
| 2022 | Private Flood | 1.25% | $89,000 | $34,025 | $0 | $0 | $8,888 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.03% | $3,595,465 | $2,523,847 | $0 | $555,213 | $2,003,153 | $0 | 360.79% |
| 2021 | Total Fire & Allied Lines | 0.01% | $67,803 | $39,704 | $0 | $0 | $12,671 | $0 | 0% |
| 2021 | Dwelling Fire & Allied Lines | 0.01% | $9,428 | $5,302 | $0 | $0 | $1,693 | $0 | 0% |
| 2021 | Commercial Fire & Allied Lines | 0.02% | $58,375 | $34,402 | $0 | $0 | $10,978 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.06% | $596,701 | $498,382 | $0 | $48,229 | $432,000 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.02% | $111,058 | $69,866 | $0 | $0 | $49,801 | $0 | 0% |
| 2021 | Earthquake | 0% | $3,303 | $2,422 | $0 | $0 | $766 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.14% | $1,359,494 | $1,029,982 | $0 | $305,789 | $551,046 | $0 | 180.2% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.04% | $348,347 | $234,340 | $0 | $2,767 | $130,296 | $0 | 0% |
| 2021 | Products Liability | 0.03% | $13,729 | $5,835 | $0 | $0 | $2,302 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.12% | $1,093,777 | $642,644 | $0 | $198,428 | $824,066 | $0 | 415.3% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.13% | $593,615 | $350,428 | $0 | $5,545 | $355,702 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0.09% | $115,049 | $76,768 | $0 | $18,609 | $75,655 | $0 | 406.55% |
| 2021 | Commercial Auto Medical Payments | 0.88% | $58,553 | $19,310 | $0 | $0 | $18,562 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.13% | $38,381 | $19,753 | $0 | $0 | $15,093 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.08% | $78,477 | $48,361 | $0 | $6,989 | $37,734 | $0 | 0% |
| 2021 | Commercial Auto Collision | 0.12% | $209,702 | $128,024 | $0 | $167,285 | $321,320 | $0 | 192.08% |
| 2021 | Boiler & Machinery | 0% | $1,253 | $672 | $0 | $0 | $205 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Homeowners | 0% | 1 | 0 |
| 2024 | Homeowners | 0% | 1 | 0 |
| 2023 | Homeowners | 0% | 0 | 0 |
| 2022 | Homeowners | 0% | 0 | 0 |
| 2021 | Homeowners | 0% | 0 | 0 |
Company Changes
Date:
2015-08-04Comments:
Effective 08/04/15 American Centennial Insurance Company changed its name to Berkshire Hathaway Direct Insurance Company.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.