Company Details
Company Name:
FIDELITY & GUARANTY LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
63274Company Address:
801 Grand Avenue Des Moines, IA 50309
Phone Number:
8886975433Mailing Address:
801 Grand Avenue Des Moines, IA 50309
Mailing Phone:
5152598273Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A424122Date Admitted:
1961-07-31Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Life & Annuities | 1.18% | $198,949,474 | $0 | $2,637 | $156,847,867 | $0 | $1,878,093 | 0% |
| 2025 | Total Individual Life | 0.19% | $7,737,800 | $0 | $2,637 | $6,343,703 | $0 | $1,047,019 | 0% |
| 2025 | Individual Whole Life | 0% | $15,069 | $0 | $2,637 | $57,325 | $0 | $1,381 | 0% |
| 2025 | Individual Term Life | 0.2% | $1,221,279 | $0 | $0 | $3,062,482 | $0 | $255,279 | 0% |
| 2025 | Individual Indexed Life | 2.48% | $6,175,124 | $0 | $0 | $1,420,211 | $0 | $755,118 | 0% |
| 2025 | Individual Universal Life | 0.06% | $218,587 | $0 | $0 | $1,771,477 | $0 | $20,310 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0.04% | $107,741 | $0 | $0 | $32,208 | $0 | $14,931 | 0% |
| 2025 | Individual Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 1.65% | $159,751,864 | $0 | $0 | $131,392,940 | $0 | $830,354 | 0% |
| 2025 | Individual Fixed Annuities | 1.16% | $34,493,005 | $0 | $0 | $45,901,031 | $0 | $199,727 | 0% |
| 2025 | Individual Indexed Annuities | 3.64% | $125,258,859 | $0 | $0 | $84,582,658 | $0 | $630,627 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $909,251 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 1.22% | $167,489,664 | $0 | $2,637 | $137,736,643 | $0 | $1,877,373 | 0% |
| 2025 | Total Group Life | 0% | $3,746 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Deposit-Type Contract Funds | 0.01% | $3,746 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Annuities | 1.86% | $31,456,064 | $0 | $0 | $19,111,224 | $0 | $720 | 0% |
| 2025 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $39,085 | $0 | $720 | 0% |
| 2025 | Group Life Contingencies | 5.41% | $31,456,064 | $0 | $0 | $19,072,139 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0.98% | $31,459,810 | $0 | $0 | $19,111,224 | $0 | $720 | 0% |
| 2024 | Total Life & Annuities | 1.3% | $207,884,866 | $0 | $2,672 | $166,107,856 | $0 | $1,732,642 | 0% |
| 2024 | Total Individual Life | 0.16% | $7,170,288 | $0 | $2,672 | $5,005,854 | $0 | $952,627 | 0% |
| 2024 | Individual Whole Life | 0% | $15,518 | $0 | $2,672 | $30,829 | $0 | $1,782 | 0% |
| 2024 | Individual Term Life | 0.24% | $1,420,594 | $0 | $0 | $2,573,795 | $0 | $305,234 | 0% |
| 2024 | Individual Indexed Life | 2.34% | $5,378,655 | $0 | $0 | $1,607,355 | $0 | $607,527 | 0% |
| 2024 | Individual Universal Life | 0.1% | $249,482 | $0 | $0 | $565,309 | $0 | $23,085 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0.04% | $106,039 | $0 | $0 | $228,566 | $0 | $14,999 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 2.11% | $175,945,393 | $0 | $0 | $143,727,233 | $0 | $779,291 | 0% |
| 2024 | Individual Fixed Annuities | 1.82% | $48,152,822 | $0 | $0 | $36,368,954 | $0 | $202,805 | 0% |
| 2024 | Individual Indexed Annuities | 3.78% | $127,792,571 | $0 | $0 | $106,479,781 | $0 | $576,486 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $878,498 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 1.44% | $183,115,681 | $0 | $2,672 | $148,733,087 | $0 | $1,731,918 | 0% |
| 2024 | Total Group Life | 0% | $15,748 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Deposit-Type Contract Funds | 0% | $15,748 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Annuities | 1.41% | $24,753,437 | $0 | $0 | $17,374,769 | $0 | $724 | 0% |
| 2024 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $78,486 | $0 | $724 | 0% |
| 2024 | Group Life Contingencies | 3.1% | $24,753,437 | $0 | $0 | $17,296,283 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0.76% | $24,769,185 | $0 | $0 | $17,374,769 | $0 | $724 | 0% |
| 2023 | Total Life | 2.1% | $284,467,152 | $0 | $2,656 | $103,689,966 | $0 | $892,084 | 0% |
| 2023 | Total Individual Life | 1.23% | $122,991,809 | $0 | $2,656 | $96,575,080 | $0 | $892,084 | 0% |
| 2023 | Individual Whole Life | 0% | $18,418 | $0 | $2,656 | $156,627 | $0 | $1,467 | 0% |
| 2023 | Individual Term Life | 0.26% | $1,563,647 | $0 | $0 | $3,140,667 | $0 | $334,827 | 0% |
| 2023 | Individual Universal Life | 0.06% | $363,880 | $0 | $0 | $554,355 | $0 | $555,739 | 0% |
| 2023 | Individual Graded Death Benefits | 0% | $0 | $0 | $0 | $0 | $0 | $51 | 0% |
| 2023 | Individual Ordinary Annuities | 1.59% | $42,444,182 | $0 | $0 | $34,373,956 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 3.3% | $73,997,590 | $0 | $0 | $54,412,905 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Other Consideration | 5.12% | $4,604,092 | $0 | $0 | $3,936,570 | $0 | $0 | 0% |
| 2023 | Total Group Life | 4.59% | $161,475,343 | $0 | $0 | $7,114,886 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 13.01% | $161,307,302 | $0 | $0 | $7,114,886 | $0 | $0 | 0% |
| 2023 | Group Deposit-Type Funds | 0.14% | $168,041 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Life | 0.92% | $131,767,424 | $0 | $3,486 | $78,310,234 | $0 | $800,904 | 0% |
| 2022 | Total Individual Life | 1.2% | $118,582,157 | $0 | $3,486 | $78,259,981 | $0 | $800,904 | 0% |
| 2022 | Individual Whole Life | 0% | $21,022 | $0 | $3,486 | $47,910 | $0 | $1,685 | 0% |
| 2022 | Individual Term Life | 0.28% | $1,766,471 | $0 | $0 | $3,202,079 | $0 | $361,743 | 0% |
| 2022 | Individual Universal Life | 0.45% | $3,537,157 | $0 | $0 | $2,628,223 | $0 | $437,425 | 0% |
| 2022 | Individual Graded Death Benefits | 0% | $0 | $0 | $0 | $0 | $0 | $51 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $3,402,524 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 5.86% | $113,257,507 | $0 | $0 | $68,979,245 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.29% | $13,185,267 | $0 | $0 | $50,253 | $0 | $0 | 0% |
| 2022 | Group Ordinary Annuities | 0.82% | $13,172,246 | $0 | $0 | $50,253 | $0 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 0% | $13,021 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Life | 1.09% | $134,223,417 | $0 | $3,731 | $61,265,183 | $0 | $720,880 | 0% |
| 2021 | Total Individual Life | 1.34% | $105,461,782 | $0 | $3,731 | $61,189,956 | $0 | $720,880 | 0% |
| 2021 | Individual Whole Life | 0% | $22,669 | $0 | $3,731 | $25,811 | $0 | $1,743 | 0% |
| 2021 | Individual Term Life | 0.32% | $1,971,554 | $0 | $0 | $4,294,840 | $0 | $392,366 | 0% |
| 2021 | Individual Universal Life | 0.29% | $2,324,426 | $0 | $0 | $1,999,236 | $0 | $326,720 | 0% |
| 2021 | Individual Graded Death Benefits | 0% | $0 | $0 | $0 | $0 | $0 | $51 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $1,004,053 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 7.42% | $101,143,133 | $0 | $0 | $53,866,016 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.65% | $28,761,635 | $0 | $0 | $75,227 | $0 | $0 | 0% |
| 2021 | Group Ordinary Annuities | 2.14% | $28,754,294 | $0 | $0 | $54,853 | $0 | $0 | 0% |
| 2021 | Group Equity Indexed Annuities | 0% | $0 | $0 | $0 | $20,374 | $0 | $0 | 0% |
| 2021 | Group Deposit-Type Funds | 0% | $7,341 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 7 | 0 |
| 2024 | Life and Annuities | 1.15% | 8 | 103 |
| 2023 | Life and Annuities | 1.23% | 7 | 77 |
| 2022 | Life and Annuities | 1.15% | 5 | 60 |
| 2021 | Life and Annuities | 1.03% | 3 | 37 |
Company Changes
Date:
2007-01-01Comments:
Fidelity and Guaranty Life Insurance Company changed its name to OM Financial Life Insurance Company.Date:
2007-09-30Comments:
Americom Life & Annuity Insurance Company merged with and into OM Financial Life Insurance Company.Date:
2011-06-16Comments:
Effective 6/16/2011 OM Financial Life Insurance Company changed its name to the aboveDate:
2014-04-25Comments:
Effective 04/25/14 Fidelity & Guaranty Life Insurance Company redomesticated to Iowa.Financial Exams
This company does not have any financial exams.