Company Details
Company Name:
AUTO OWNERS LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
61190Company Address:
6101 Anacapri Boulevard Lansing, MI 48917-3971
Phone Number:
5173231200Mailing Address:
P.O. BOX 30660 LANSING, MI 48909-8160
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A424106Date Admitted:
1965-09-28Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0% | $626,189 | $647,824 | $0 | $391,299 | $280,465 | $0 | 71.68% |
| 2025 | Total Individual Accident & Health | 0.01% | $578,567 | $600,202 | $0 | $391,299 | $280,465 | $0 | 71.68% |
| 2025 | Individual Medicare Supplement | 0% | $1,910 | $1,910 | $0 | $0 | $-2 | $0 | 0% |
| 2025 | Individual Long Term Care | 0.29% | $530,899 | $548,427 | $0 | $333,195 | $200,425 | $0 | 60.15% |
| 2025 | Individual Disability Income | 0.04% | $45,758 | $49,865 | $0 | $58,104 | $80,042 | $0 | 137.76% |
| 2025 | Total Group Accident & Health | 0% | $47,622 | $47,622 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Comprehensive Medical Expenses - Large Employer | 0% | $47,622 | $47,622 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Life & Annuities | 0.02% | $4,216,749 | $0 | $0 | $6,326,660 | $0 | $1,029,887 | 0% |
| 2025 | Total Individual Life | 0.08% | $3,383,109 | $0 | $0 | $4,106,376 | $0 | $1,029,887 | 0% |
| 2025 | Individual Whole Life | 0.07% | $648,312 | $0 | $0 | $256,089 | $0 | $68,056 | 0% |
| 2025 | Individual Term Life | 0.4% | $2,455,815 | $0 | $0 | $3,565,213 | $0 | $908,056 | 0% |
| 2025 | Individual Universal Life | 0.07% | $278,982 | $0 | $0 | $285,074 | $0 | $53,775 | 0% |
| 2025 | Total Individual Annuities | 0.01% | $777,832 | $0 | $0 | $2,220,284 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0.03% | $777,832 | $0 | $0 | $2,220,284 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.03% | $4,160,941 | $0 | $0 | $6,326,660 | $0 | $1,029,887 | 0% |
| 2025 | Total Group Life | 0% | $55,808 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Whole Life | 0.1% | $55,808 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $55,808 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Accident & Health | 0% | $609,020 | $634,416 | $0 | $305,350 | $-417,177 | $0 | -136.62% |
| 2024 | Total Individual Accident & Health | 0.01% | $571,836 | $597,232 | $0 | $305,350 | $-442,760 | $0 | -145% |
| 2024 | Individual Medicare Supplement | 0% | $1,910 | $1,910 | $0 | $43 | $-353 | $0 | 0% |
| 2024 | Individual Long Term Care | 0.27% | $524,494 | $544,099 | $0 | $267,897 | $-434,176 | $0 | -162.07% |
| 2024 | Individual Disability Income | 0.04% | $45,432 | $51,223 | $0 | $37,410 | $-8,231 | $0 | -22% |
| 2024 | Total Group Accident & Health | 0% | $37,184 | $37,184 | $0 | $0 | $25,583 | $0 | 0% |
| 2024 | Group Comprehensive Medical Expenses - Large Employer | 0% | $37,184 | $37,184 | $0 | $0 | $25,583 | $0 | 0% |
| 2024 | Total Life & Annuities | 0.03% | $4,288,248 | $0 | $0 | $5,435,634 | $0 | $1,029,061 | 0% |
| 2024 | Total Individual Life | 0.08% | $3,308,398 | $0 | $0 | $1,320,888 | $0 | $1,029,061 | 0% |
| 2024 | Individual Whole Life | 0.07% | $614,569 | $0 | $0 | $682,549 | $0 | $66,155 | 0% |
| 2024 | Individual Term Life | 0.4% | $2,411,991 | $0 | $0 | $532,372 | $0 | $906,558 | 0% |
| 2024 | Individual Universal Life | 0.12% | $281,838 | $0 | $0 | $105,967 | $0 | $56,348 | 0% |
| 2024 | Total Individual Annuities | 0.01% | $936,511 | $0 | $0 | $4,114,746 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0.04% | $936,511 | $0 | $0 | $4,114,746 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.03% | $4,244,909 | $0 | $0 | $5,435,634 | $0 | $1,029,061 | 0% |
| 2024 | Total Group Life | 0% | $43,339 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Whole Life | 0.07% | $43,339 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $43,339 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Accident & Health | 0% | $612,103 | $616,251 | $0 | $75,381 | $1,271,810 | $0 | 0% |
| 2023 | Total Individual Accident & Health | 0.01% | $573,156 | $577,304 | $0 | $75,381 | $1,271,810 | $0 | 0% |
| 2023 | Individual Medicare Supplement | 0% | $1,910 | $1,910 | $0 | $213 | $288 | $0 | 135.21% |
| 2023 | Individual Long Term Care | 0.26% | $517,098 | $520,864 | $0 | $63,314 | $1,130,291 | $0 | 0% |
| 2023 | Individual Disability Income | 0.05% | $54,148 | $54,530 | $0 | $11,854 | $141,231 | $0 | 0% |
| 2023 | Total Group Accident & Health | 0% | $38,947 | $38,947 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Comprehensive Medical Expense - Large Employer | 0% | $38,947 | $38,947 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Life | 0.03% | $4,229,903 | $0 | $0 | $5,902,144 | $0 | $1,007,366 | 0% |
| 2023 | Total Individual Life | 0.04% | $4,188,963 | $0 | $0 | $5,902,144 | $0 | $1,007,366 | 0% |
| 2023 | Individual Whole Life | 0.07% | $599,873 | $0 | $0 | $172,553 | $0 | $62,577 | 0% |
| 2023 | Individual Term Life | 0.4% | $2,378,180 | $0 | $0 | $1,427,303 | $0 | $887,938 | 0% |
| 2023 | Individual Universal Life | 0.05% | $284,454 | $0 | $0 | $593,918 | $0 | $56,851 | 0% |
| 2023 | Individual Ordinary Annuities | 0.03% | $926,456 | $0 | $0 | $3,708,370 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $40,940 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Term Life | 0.01% | $40,940 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0% | $551,876 | $552,157 | $0 | $104,840 | $180,949 | $0 | 172.6% |
| 2022 | Total Individual Accident & Health | 0.01% | $551,876 | $552,157 | $0 | $104,840 | $180,949 | $0 | 172.6% |
| 2022 | Individual Medicare Supplement | 0% | $1,910 | $1,910 | $0 | $624 | $577 | $0 | 92.47% |
| 2022 | Individual Long Term Care | 0.25% | $497,014 | $494,889 | $0 | $53,253 | $173,870 | $0 | 326.5% |
| 2022 | Individual Disability Income | 0.05% | $52,952 | $55,358 | $0 | $50,963 | $6,502 | $0 | 12.76% |
| 2022 | Total Life | 0.03% | $4,405,361 | $0 | $0 | $4,222,311 | $0 | $989,682 | 0% |
| 2022 | Total Individual Life | 0.04% | $4,361,769 | $0 | $0 | $4,222,311 | $0 | $989,682 | 0% |
| 2022 | Individual Whole Life | 0.08% | $685,338 | $0 | $0 | $185,665 | $0 | $59,942 | 0% |
| 2022 | Individual Term Life | 0.36% | $2,254,542 | $0 | $0 | $2,454,978 | $0 | $871,892 | 0% |
| 2022 | Individual Universal Life | 0.04% | $295,574 | $0 | $0 | $61,988 | $0 | $57,848 | 0% |
| 2022 | Individual Ordinary Annuities | 0.05% | $1,126,315 | $0 | $0 | $1,519,680 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $43,592 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Term Life | 0.01% | $43,592 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0% | $547,421 | $554,157 | $0 | $60,989 | $84,540 | $0 | 138.62% |
| 2021 | Total Individual Accident & Health | 0.01% | $547,421 | $554,157 | $0 | $60,989 | $84,540 | $0 | 138.62% |
| 2021 | Individual Medicare Supplement | 0% | $1,910 | $1,910 | $0 | $250 | $611 | $0 | 244.4% |
| 2021 | Individual Long Term Care | 0.24% | $491,629 | $493,837 | $0 | $11,680 | $64,074 | $0 | 0% |
| 2021 | Individual Disability Income | 0.05% | $53,882 | $58,410 | $0 | $49,059 | $19,855 | $0 | 40.47% |
| 2021 | Total Life | 0.04% | $4,323,179 | $0 | $0 | $5,197,251 | $0 | $971,795 | 0% |
| 2021 | Total Individual Life | 0.05% | $4,288,776 | $0 | $0 | $5,197,251 | $0 | $971,795 | 0% |
| 2021 | Individual Whole Life | 0.07% | $633,270 | $0 | $0 | $189,700 | $0 | $56,122 | 0% |
| 2021 | Individual Term Life | 0.36% | $2,213,639 | $0 | $0 | $2,404,876 | $0 | $858,080 | 0% |
| 2021 | Individual Universal Life | 0.04% | $296,497 | $0 | $0 | $262,514 | $0 | $57,593 | 0% |
| 2021 | Individual Ordinary Annuities | 0.07% | $1,145,370 | $0 | $0 | $2,340,161 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $34,403 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Whole Life | 0.08% | $34,403 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 0 | 0 |
| 2024 | Health | 0% | 0 | 0 |
| 2024 | Life and Annuities | 0.04% | 0 | 0 |
| 2023 | Health | 0.01% | 0 | 0 |
| 2023 | Life and Annuities | 0.04% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 0.21% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0% | 0 | 0 |
| 2022 | Health | 0.01% | 0 | 0 |
| 2022 | Life and Annuities | 0.04% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.2% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0% | 0 | 0 |
| 2021 | Health | 0.01% | 0 | 0 |
| 2021 | Life and Annuities | 0.04% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.2% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.