Company Details

Company Details

Company Name:
West Bend Insurance Company
License Status:
Active
NAIC Number:
15350
Company Address:
1900 South 18th Avenue
West Bend, WI 53095
Phone Number:
2623652741
Mailing Address:
1900 South 18th Avenue
West Bend, WI 53095
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B423814
Date Admitted:
2006-07-03

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.43% $76,861,177 $68,801,453 $0 $28,548,905 $44,592,889 $0 156.2%
2025 Total Fire & Allied Lines 2.89% $19,510,486 $17,645,504 $0 $6,048,012 $9,374,766 $0 155.01%
2025 Dwelling Fire & Allied Lines 0.5% $1,681,771 $1,521,112 $0 $521,362 $808,142 $0 155.01%
2025 Commercial Fire & Allied Lines 5.48% $17,828,715 $16,124,392 $0 $5,526,650 $8,566,624 $0 155.01%
2025 Commercial Multi-Peril 0.11% $1,359,218 $1,154,104 $0 $107,707 $154,607 $0 143.54%
2025 Inland Marine (Incl Auto Cargo) 0.42% $1,719,250 $1,504,279 $0 $812,628 $817,922 $0 100.65%
2025 Earthquake 0.17% $246,796 $229,337 $0 $0 $0 $0 0%
2025 Direct Workers Compensation 0.58% $6,200,228 $5,352,225 $0 $1,677,307 $3,511,212 $0 209.34%
2025 Other Liability - Bodily Injury & Property Damage 2.17% $22,903,484 $20,947,431 $0 $9,727,749 $17,501,496 $0 179.91%
2025 Products Liability 4.47% $2,412,689 $2,152,475 $0 $532,522 $1,470,915 $0 276.22%
2025 Total Commercial Auto 1.42% $12,134,241 $10,073,650 $0 $5,781,402 $6,713,709 $0 116.13%
2025 Commercial Auto Liability - Bodily Injury 1.95% $12,134,241 $10,073,650 $0 $5,781,402 $6,713,709 $0 116.13%
2025 Commercial Auto - Comprehensive 1.42% $2,048,194 $1,616,340 $0 $853,543 $901,227 $0 105.59%
2025 Commercial Auto - Collision 1.24% $2,875,176 $2,268,955 $0 $1,198,171 $1,265,108 $0 105.59%
2025 Fidelity 0.32% $80,363 $75,428 $0 $2,905 $1,502 $0 51.7%
2025 Surety 2.4% $3,953,419 $4,449,983 $0 $1,726,066 $2,784,532 $0 161.32%
2025 Burglary & Theft 0.09% $12,872 $10,506 $0 $0 $0 $0 0%
2025 Boiler & Machinery 2.66% $1,403,494 $1,320,410 $0 $80,893 $95,893 $0 118.54%
2025 Other Specific 0.02% $1,267 $826 $0 $0 $0 $0 0%
2024 Total Property & Casualty 0.36% $61,209,266 $56,248,712 $0 $25,616,906 $32,775,229 $0 127.94%
2024 Total Fire & Allied Lines 2.55% $16,150,227 $15,969,580 $0 $9,403,674 $7,783,091 $0 82.77%
2024 Dwelling Fire & Allied Lines 0.53% $1,164,114 $1,151,070 $0 $677,806 $560,997 $0 82.77%
2024 Commercial Fire & Allied Lines 3.78% $14,986,113 $14,818,510 $0 $8,725,868 $7,222,094 $0 82.77%
2024 Commercial Multi-Peril 0.08% $963,117 $830,913 $0 $216,025 $296,720 $0 137.35%
2024 Inland Marine (Incl Auto Cargo) 0.33% $1,335,830 $1,208,390 $0 $697,476 $640,138 $0 91.78%
2024 Earthquake 0.18% $260,144 $331,122 $0 $0 $0 $0 0%
2024 Direct Workers Compensation 0.4% $4,325,307 $3,401,767 $0 $912,008 $1,224,364 $0 134.25%
2024 Other Liability - Bodily Injury & Property Damage 2.06% $19,457,185 $18,111,440 $0 $8,314,752 $13,284,880 $0 159.77%
2024 Products Liability 3.59% $2,046,057 $1,708,298 $0 $436,156 $2,020,493 $0 463.25%
2024 Total Commercial Auto 1.05% $8,224,753 $7,382,396 $0 $3,462,197 $5,471,850 $0 158.05%
2024 Commercial Auto Liability - Bodily Injury 1.46% $8,224,753 $7,382,396 $0 $3,462,197 $5,471,850 $0 158.05%
2024 Commercial Auto - Comprehensive 0.91% $1,477,301 $1,326,068 $0 $768,551 $852,782 $0 110.96%
2024 Commercial Auto - Collision 0.79% $1,591,352 $1,428,444 $0 $827,886 $918,619 $0 110.96%
2024 Fidelity 0.29% $74,423 $71,852 $0 $0 $1,362 $0 0%
2024 Surety 2.84% $4,088,334 $3,367,693 $0 $542,402 $302,437 $0 55.76%
2024 Burglary & Theft 0.08% $9,540 $9,392 $0 $0 $0 $0 0%
2024 Boiler & Machinery 2.37% $1,206,022 $1,101,794 $0 $35,779 $-21,507 $0 -60.11%
2024 Other Specific -0.01% $-326 $-437 $0 $0 $0 $0 0%
2023 Total Property & Casualty 0.32% $51,548,768 $48,050,478 $0 $22,479,164 $30,199,714 $0 134.35%
2023 Total Fire & Allied Lines 2.04% $15,824,449 $14,641,234 $0 $8,681,781 $10,065,008 $0 115.93%
2023 Dwelling Fire & Allied Lines 0.92% $2,143,500 $1,983,494 $0 $1,176,148 $1,363,538 $0 115.93%
2023 Commercial Fire & Allied Lines 4.25% $13,680,949 $12,657,740 $0 $7,505,633 $8,701,470 $0 115.93%
2023 Commercial Multi-Peril 0.07% $736,131 $657,154 $0 $228,116 $218,569 $0 95.81%
2023 Inland Marine (Incl Auto Cargo) 0.2% $1,125,636 $1,123,797 $0 $214,849 $281,042 $0 130.81%
2023 Earthquake 0.23% $329,206 $295,760 $0 $0 $0 $0 0%
2023 Direct Workers Compensation 0.21% $2,302,242 $2,144,611 $0 $565,597 $910,887 $0 161.05%
2023 Other Liability - Bodily Injury & Property Damage 1.77% $16,925,172 $16,117,031 $0 $6,949,936 $9,427,217 $0 135.64%
2023 Products Liability 2.66% $1,312,307 $1,175,561 $0 $461,464 $313,491 $0 67.93%
2023 Total Commercial Automobile 0.86% $8,855,055 $7,838,158 $0 $3,842,506 $7,293,246 $0 189.8%
2023 Commercial Auto Liability Bodily Injury 1.25% $6,451,332 $5,714,745 $0 $2,228,260 $5,701,984 $0 255.89%
2023 Commercial Auto Comprehensive 0.94% $1,126,471 $995,108 $0 $756,494 $745,723 $0 98.58%
2023 Commercial Auto Collision 0.64% $1,277,252 $1,128,305 $0 $857,752 $845,539 $0 98.58%
2023 Fidelity 0.25% $67,130 $66,317 $0 $4,200 $425 $0 10.12%
2023 Surety 2.62% $2,998,942 $2,999,410 $0 $1,041,459 $1,153,287 $0 110.74%
2023 Burglary & Theft 0.13% $9,800 $10,370 $0 $0 $0 $0 0%
2023 Boiler & Machinery 2.32% $1,060,576 $978,971 $0 $489,256 $546,542 $0 111.71%
2023 Private Flood 0.03% $2,122 $2,104 $0 $0 $-10,000 $0 0%
2022 Total Property & Casualty 0.29% $41,842,112 $36,668,885 $0 $12,685,028 $15,674,155 $0 123.56%
2022 Total Fire & Allied Lines 2.75% $13,233,663 $11,708,373 $0 $3,608,873 $2,944,871 $0 81.6%
2022 Dwelling Fire & Allied Lines 2.61% $4,037,640 $3,572,269 $0 $1,101,081 $898,491 $0 81.6%
2022 Commercial Fire & Allied Lines 2.91% $9,196,023 $8,136,104 $0 $2,507,792 $2,046,380 $0 81.6%
2022 Commercial Multi-Peril 0.05% $491,350 $109,995 $0 $0 $69,727 $0 0%
2022 Inland Marine (Incl Auto Cargo) 0.18% $974,571 $846,945 $0 $393,216 $148,833 $0 37.85%
2022 Earthquake 0.2% $280,660 $245,089 $0 $0 $0 $0 0%
2022 Direct Workers Compensation 0.16% $1,667,399 $1,435,377 $0 $194,558 $152,357 $0 78.31%
2022 Other Liability - Bodily Injury & Property Damage 1.73% $14,697,228 $13,588,602 $0 $4,820,285 $7,697,214 $0 159.68%
2022 Products Liability 2.05% $902,935 $799,740 $0 $807,004 $922,889 $0 114.36%
2022 Total Commercial Automobile 0.65% $6,361,302 $5,387,443 $0 $2,347,372 $3,152,245 $0 134.29%
2022 Commercial Auto Liability Bodily Injury 0.97% $4,641,491 $3,942,796 $0 $1,753,218 $2,509,952 $0 143.16%
2022 Commercial Auto Comprehensive 0.61% $757,970 $636,698 $0 $261,861 $283,077 $0 108.1%
2022 Commercial Auto Collision 0.53% $961,841 $807,949 $0 $332,293 $359,216 $0 108.1%
2022 Fidelity 0.26% $67,505 $61,694 $0 $5,810 $10,410 $0 179.17%
2022 Surety 2.22% $2,278,211 $1,712,826 $0 $471,711 $529,410 $0 112.23%
2022 Burglary & Theft 0.15% $10,780 $12,984 $0 $0 $0 $0 0%
2022 Boiler & Machinery 2.25% $876,293 $759,599 $0 $36,199 $36,199 $0 100%
2022 Private Flood 0% $215 $218 $0 $0 $10,000 $0 0%
2021 Total Property & Casualty 0.25% $33,053,650 $31,118,958 $0 $11,095,672 $11,702,555 $0 105.47%
2021 Total Fire & Allied Lines 1.59% $10,468,314 $9,871,084 $0 $3,404,154 $2,006,828 $0 58.95%
2021 Dwelling Fire & Allied Lines 1.73% $2,512,395 $2,369,060 $0 $816,997 $481,639 $0 58.95%
2021 Commercial Fire & Allied Lines 2.38% $7,955,919 $7,502,024 $0 $2,587,157 $1,525,189 $0 58.95%
2021 Inland Marine (Incl Auto Cargo) 0.16% $763,159 $725,457 $0 $262,594 $498,562 $0 189.86%
2021 Earthquake 0.17% $223,443 $199,263 $0 $0 $0 $0 0%
2021 Direct Workers Compensation 0.12% $1,158,599 $1,080,912 $0 $154,904 $202,293 $0 130.59%
2021 Other Liability - Bodily Injury & Property Damage 1.51% $12,262,576 $11,451,255 $0 $5,573,689 $5,899,416 $0 105.84%
2021 Products Liability 1.94% $788,760 $769,991 $0 $100,981 $920,479 $0 0%
2021 Total Commercial Automobile 0.54% $4,859,172 $4,563,040 $0 $1,473,004 $2,053,205 $0 139.39%
2021 Commercial Auto Liability Bodily Injury 0.78% $3,562,575 $3,328,938 $0 $833,775 $1,415,791 $0 169.8%
2021 Commercial Auto Comprehensive 0.52% $531,605 $505,982 $0 $262,084 $261,340 $0 99.72%
2021 Commercial Auto Collision 0.44% $764,992 $728,120 $0 $377,145 $376,074 $0 99.72%
2021 Fidelity 0.24% $61,378 $57,363 $0 $0 $-1,626 $0 0%
2021 Surety 1.75% $1,780,193 $1,752,418 $0 $-1,500 $13,552 $0 0%
2021 Burglary & Theft 0.18% $12,381 $12,619 $0 $0 $0 $0 0%
2021 Boiler & Machinery 1.79% $675,614 $634,803 $0 $127,846 $109,846 $0 85.92%
2021 Private Flood 0% $61 $753 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 2 0
2025 Homeowners 0% 1 0
2024 Private Passenger Auto 0% 1 0
2024 Homeowners 0% 1 0
2023 Homeowners 0.09% 1 87
2022 Homeowners 0.1% 0 0
2021 Homeowners 0.16% 0 0

Company Changes

Date:
2024-01-01
Comments:
Effective 01/01/2024 the above company changed its name from West Bend Mutual Insurance Company, converted from a Mutual to a P&C Stock Corporation, and was issued a new Missouri Certificate of Authority on 04/09/2024.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.