Company Details
Company Name:
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
65935Company Address:
1295 State Street Springfield, MA 01111-0001
Phone Number:
8007671000Mailing Address:
1295 State Street Springfield, MA 01111-0001
Mailing Phone:
4137888411Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A423467Date Admitted:
1869-11-17Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.06% | $10,829,549 | $10,874,561 | $572,466 | $8,828,002 | $8,422,716 | $0 | 95.41% |
| 2025 | Total Individual Accident & Health | 0.13% | $10,819,352 | $10,864,364 | $572,466 | $8,827,677 | $8,425,179 | $0 | 95.44% |
| 2025 | Individual Long Term Care | 1.28% | $2,363,073 | $2,276,017 | $0 | $1,873,180 | $3,014,518 | $0 | 160.93% |
| 2025 | Individual Disability Income | 7.02% | $8,456,279 | $8,588,347 | $572,466 | $6,954,497 | $5,410,661 | $0 | 77.8% |
| 2025 | Total Group Accident & Health | 0% | $10,197 | $10,197 | $0 | $325 | $-2,463 | $0 | 0% |
| 2025 | Group Specified Disease | 0.01% | $5,580 | $5,580 | $0 | $0 | $-343 | $0 | 0% |
| 2025 | Group Accident Only | 0% | $4,617 | $4,617 | $0 | $325 | $-2,120 | $0 | 0% |
| 2025 | Total Life & Annuities | 1.71% | $289,359,096 | $0 | $27,519,911 | $330,674,524 | $0 | $11,972,097,613 | 0% |
| 2025 | Total Individual Life | 2.37% | $95,435,537 | $0 | $27,485,227 | $69,396,673 | $0 | $10,564,777,949 | 0% |
| 2025 | Individual Whole Life | 8.13% | $75,808,017 | $0 | $27,459,025 | $53,578,578 | $0 | $4,135,737,384 | 0% |
| 2025 | Individual Term Life | 1.28% | $7,819,399 | $0 | $26,202 | $2,627,031 | $0 | $5,149,550,797 | 0% |
| 2025 | Individual Universal Life | 0.02% | $61,650 | $0 | $0 | $4,099,214 | $0 | $1,027,541,614 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 1.06% | $2,658,943 | $0 | $0 | $7,243,588 | $0 | $155,010,524 | 0% |
| 2025 | Individual Variable Universal Life | 1.76% | $4,255,960 | $0 | $0 | $1,592,069 | $0 | $96,937,630 | 0% |
| 2025 | Other Individual Life | 25.56% | $920,156 | $0 | $0 | $256,193 | $0 | $0 | 0% |
| 2025 | Individual Deposit-Type Contract Funds | 0.3% | $3,911,412 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 1.09% | $105,200,226 | $0 | $7,653 | $147,685,091 | $0 | $904,601,778 | 0% |
| 2025 | Individual Fixed Annuities | 2.94% | $87,636,238 | $0 | $7,653 | $110,973,791 | $0 | $596,816,446 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0.09% | $1,963,977 | $0 | $0 | $23,241,074 | $0 | $121,132,334 | 0% |
| 2025 | Individual Variable Annuities Without Guarantees | 0% | $7,207 | $0 | $0 | $98,832 | $0 | $966,988 | 0% |
| 2025 | Individual Life Contingencies | 2.02% | $15,592,804 | $0 | $0 | $12,850,228 | $0 | $180,754,053 | 0% |
| 2025 | Other Individual Annuities | 0% | $0 | $0 | $0 | $521,166 | $0 | $4,931,957 | 0% |
| 2025 | Total Individual Life & Annuities | 1.46% | $200,635,763 | $0 | $27,492,880 | $217,081,764 | $0 | $11,469,379,727 | 0% |
| 2025 | Total Group Life | 3.42% | $52,026,242 | $0 | $27,031 | $1,378,405 | $0 | $99,849,608 | 0% |
| 2025 | Group Whole Life | 1.75% | $1,015,964 | $0 | $27,031 | $1,292,990 | $0 | $5,710,124 | 0% |
| 2025 | Group Universal Life | 0.23% | $92,389 | $0 | $0 | $7,134 | $0 | $805,162 | 0% |
| 2025 | Group Variable Universal Life | 1.8% | $471,291 | $0 | $0 | $78,281 | $0 | $93,334,322 | 0% |
| 2025 | Other Group Life | 0.01% | $6,218 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Deposit-Type Contract Funds | 38.18% | $20,874,115 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Other Group Considerations | 4.89% | $29,566,265 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Annuities | 2.17% | $36,697,091 | $0 | $0 | $112,214,355 | $0 | $402,868,278 | 0% |
| 2025 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $175,069,317 | 0% |
| 2025 | Group Variable Annuities With Guarantees | 0% | $0 | $0 | $0 | $11,044,279 | $0 | $0 | 0% |
| 2025 | Group Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $67,973,025 | $0 | $0 | 0% |
| 2025 | Group Life Contingencies | 0% | $0 | $0 | $0 | $32,102,399 | $0 | $223,058,023 | 0% |
| 2025 | Other Group Annuities | 13.29% | $36,697,091 | $0 | $0 | $1,094,652 | $0 | $4,740,938 | 0% |
| 2025 | Total Group Life & Annuities | 2.77% | $88,723,333 | $0 | $27,031 | $113,592,760 | $0 | $502,717,886 | 0% |
| 2024 | Total Accident & Health | 0.07% | $10,761,167 | $10,883,610 | $545,259 | $8,936,293 | $7,428,762 | $0 | 83.13% |
| 2024 | Total Individual Accident & Health | 0.16% | $10,748,583 | $10,871,026 | $545,259 | $8,936,293 | $7,427,455 | $0 | 83.12% |
| 2024 | Individual Long Term Care | 1.2% | $2,321,648 | $8,599,175 | $0 | $978,825 | $2,087,714 | $0 | 213.29% |
| 2024 | Individual Disability Income | 6.86% | $8,426,935 | $2,271,851 | $545,259 | $7,957,468 | $5,339,741 | $0 | 67.1% |
| 2024 | Total Group Accident & Health | 0% | $12,584 | $12,584 | $0 | $0 | $1,307 | $0 | 0% |
| 2024 | Group Specified Disease | 0.01% | $6,951 | $6,951 | $0 | $0 | $353 | $0 | 0% |
| 2024 | Group Accident Only | 0% | $5,633 | $5,633 | $0 | $0 | $954 | $0 | 0% |
| 2024 | Total Life & Annuities | 2.27% | $361,818,288 | $0 | $24,409,098 | $413,473,183 | $0 | $11,181,076,542 | 0% |
| 2024 | Total Individual Life | 1.89% | $82,816,787 | $0 | $24,379,880 | $139,966,752 | $0 | $10,180,895,272 | 0% |
| 2024 | Individual Whole Life | 7.18% | $65,275,254 | $0 | $24,350,138 | $65,104,379 | $0 | $3,928,606,173 | 0% |
| 2024 | Individual Term Life | 1.26% | $7,566,896 | $0 | $29,742 | $2,055,000 | $0 | $4,951,865,167 | 0% |
| 2024 | Individual Universal Life | 0.03% | $59,749 | $0 | $0 | $70,178,453 | $0 | $1,030,930,858 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 1.16% | $2,854,187 | $0 | $0 | $1,479,749 | $0 | $164,113,351 | 0% |
| 2024 | Individual Variable Universal Life | 1.71% | $6,156,925 | $0 | $0 | $899,093 | $0 | $105,379,723 | 0% |
| 2024 | Other Individual Life | 21.61% | $903,776 | $0 | $0 | $250,078 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 2.25% | $187,911,861 | $0 | $7,016 | $90,958,186 | $0 | $876,147,491 | 0% |
| 2024 | Individual Fixed Annuities | 6.57% | $173,757,079 | $0 | $7,016 | $59,527,351 | $0 | $571,675,508 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0.17% | $2,845,875 | $0 | $0 | $21,310,691 | $0 | $130,303,536 | 0% |
| 2024 | Individual Variable Annuities Without Guarantees | 0% | $9,645 | $0 | $0 | $56,684 | $0 | $940,441 | 0% |
| 2024 | Individual Life Contingencies | 3.32% | $11,299,262 | $0 | $0 | $9,964,958 | $0 | $168,585,064 | 0% |
| 2024 | Other Individual Annuities | 0% | $0 | $0 | $0 | $98,502 | $0 | $4,642,942 | 0% |
| 2024 | Total Individual Life & Annuities | 2.13% | $270,728,648 | $0 | $24,386,896 | $230,924,938 | $0 | $11,057,042,763 | 0% |
| 2024 | Total Group Life | 2.82% | $42,017,537 | $0 | $22,202 | $496,747 | $0 | $124,033,779 | 0% |
| 2024 | Group Whole Life | 1.24% | $804,471 | $0 | $22,202 | $89,345 | $0 | $7,046,188 | 0% |
| 2024 | Group Universal Life | 0.28% | $87,753 | $0 | $0 | $229,847 | $0 | $849,721 | 0% |
| 2024 | Group Variable Universal Life | 1.5% | $592,155 | $0 | $0 | $177,555 | $0 | $116,137,870 | 0% |
| 2024 | Other Group Life | 0.02% | $5,827 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Other Group Considerations | 15.81% | $40,527,331 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Annuities | 2.79% | $49,072,103 | $0 | $0 | $182,051,498 | $0 | $0 | 0% |
| 2024 | Group Variable Annuities With Guarantees | 0.01% | $12,261 | $0 | $0 | $17,985,370 | $0 | $0 | 0% |
| 2024 | Group Variable Annuities Without Guarantees | 0.16% | $517,289 | $0 | $0 | $133,272,330 | $0 | $0 | 0% |
| 2024 | Group Life Contingencies | 0% | $0 | $0 | $0 | $30,787,734 | $0 | $0 | 0% |
| 2024 | Other Group Annuities | 21.28% | $48,542,553 | $0 | $0 | $6,064 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 2.8% | $91,089,640 | $0 | $22,202 | $182,548,245 | $0 | $124,033,779 | 0% |
| 2023 | Total Accident & Health | 0.07% | $10,633,645 | $10,822,854 | $518,760 | $9,486,491 | $3,905,917 | $0 | 41.17% |
| 2023 | Total Individual Accident & Health | 0.21% | $10,632,704 | $10,821,913 | $518,760 | $9,486,491 | $3,904,932 | $0 | 41.16% |
| 2023 | Individual Long Term Care | 1.17% | $2,300,494 | $2,314,565 | $0 | $1,303,750 | $3,904,932 | $0 | 299.52% |
| 2023 | Individual Disability Income | 7.38% | $8,332,210 | $8,507,348 | $518,760 | $8,182,741 | $0 | $0 | 0% |
| 2023 | Total Group Accident & Health | 0% | $941 | $941 | $0 | $0 | $985 | $0 | 0% |
| 2023 | Group Specified Disease | 0% | $458 | $458 | $0 | $0 | $912 | $0 | 0% |
| 2023 | Group Accident Only | 0% | $483 | $483 | $0 | $0 | $73 | $0 | 0% |
| 2023 | Total Life | 2.43% | $329,392,313 | $0 | $22,744,503 | $321,527,503 | $0 | $10,062,265 | 0% |
| 2023 | Total Individual Life | 2.46% | $246,328,401 | $0 | $22,725,684 | $169,859,661 | $0 | $9,926,349 | 0% |
| 2023 | Individual Whole Life | 7.39% | $64,623,377 | $0 | $22,688,225 | $47,240,768 | $0 | $3,873,914 | 0% |
| 2023 | Individual Term Life | 1.15% | $6,773,426 | $0 | $26,452 | $2,103,800 | $0 | $4,593,734 | 0% |
| 2023 | Individual Universal Life | 0.49% | $2,829,012 | $0 | $0 | $7,316,101 | $0 | $1,352,211 | 0% |
| 2023 | Individual Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $106,490 | 0% |
| 2023 | Individual Ordinary Annuities | 5.39% | $144,232,134 | $0 | $11,007 | $70,033,426 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 0.14% | $2,066,756 | $0 | $0 | $30,839,569 | $0 | $0 | 0% |
| 2023 | Individual Other Consideration | 28.7% | $25,803,696 | $0 | $0 | $12,325,997 | $0 | $0 | 0% |
| 2023 | Total Group Life | 2.36% | $83,063,912 | $0 | $18,819 | $151,667,842 | $0 | $135,916 | 0% |
| 2023 | Group Whole Life | 1.06% | $628,856 | $0 | $18,819 | $9,692 | $0 | $7,242 | 0% |
| 2023 | Group Universal Life | 0.17% | $77,637 | $0 | $0 | $48,406 | $0 | $42,403 | 0% |
| 2023 | Group Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $86,271 | 0% |
| 2023 | Group Ordinary Annuities | 4.44% | $55,000,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Variable Annuities | 0.15% | $761,925 | $0 | $0 | $122,164,864 | $0 | $0 | 0% |
| 2023 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Other Considerations | 2.99% | $26,595,494 | $0 | $0 | $29,444,880 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.08% | $10,496,907 | $10,763,804 | $493,467 | $10,462,809 | $5,721,359 | $0 | 54.68% |
| 2022 | Total Individual Accident & Health | 0.22% | $10,496,907 | $10,763,804 | $493,467 | $10,462,809 | $5,721,359 | $0 | 54.68% |
| 2022 | Individual Long Term Care | 1.14% | $2,273,026 | $2,296,196 | $0 | $1,079,014 | $1,741,430 | $0 | 161.39% |
| 2022 | Individual Disability Income | 7.44% | $8,223,881 | $8,467,608 | $493,467 | $9,383,795 | $3,979,929 | $0 | 42.41% |
| 2022 | Total Life | 2.66% | $382,006,948 | $0 | $23,841,676 | $303,840,074 | $0 | $9,523,531 | 0% |
| 2022 | Total Individual Life | 2.18% | $214,801,423 | $0 | $23,841,676 | $125,835,681 | $0 | $9,383,848 | 0% |
| 2022 | Individual Whole Life | 6.64% | $57,477,193 | $0 | $23,756,804 | $40,994,282 | $0 | $3,712,456 | 0% |
| 2022 | Individual Term Life | 1.2% | $7,457,721 | $0 | $70,549 | $2,297,943 | $0 | $4,198,407 | 0% |
| 2022 | Individual Universal Life | 2.03% | $15,848,385 | $0 | $0 | $12,539,636 | $0 | $1,360,482 | 0% |
| 2022 | Individual Graded Death Benefits | 0% | $0 | $0 | $0 | $0 | $0 | $112,503 | 0% |
| 2022 | Individual Variable Life | 0.28% | $619,908 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Ordinary Annuities | 5.45% | $128,080,542 | $0 | $14,323 | $15,194,659 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 0.09% | $1,818,491 | $0 | $0 | $54,280,182 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0.35% | $3,499,183 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Other Consideration | 0% | $0 | $0 | $0 | $528,979 | $0 | $0 | 0% |
| 2022 | Total Group Life | 3.72% | $167,205,525 | $0 | $0 | $178,004,393 | $0 | $139,683 | 0% |
| 2022 | Group Whole Life | 1.25% | $516,558 | $0 | $0 | $0 | $0 | $6,867 | 0% |
| 2022 | Group Universal Life | 0.08% | $92,206 | $0 | $0 | $1,099,141 | $0 | $43,155 | 0% |
| 2022 | Group Variable Life | 0.99% | $692,720 | $0 | $0 | $0 | $0 | $89,661 | 0% |
| 2022 | Group Ordinary Annuities | 2.91% | $46,958,910 | $0 | $0 | $176,901,358 | $0 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 6.87% | $38,045,968 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Other Considerations | 7.27% | $80,899,163 | $0 | $0 | $3,894 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.09% | $10,833,434 | $11,074,197 | $455,861 | $9,685,790 | $8,620,738 | $0 | 89% |
| 2021 | Total Individual Accident & Health | 0.24% | $10,833,434 | $11,074,197 | $455,861 | $9,685,790 | $8,620,738 | $0 | 89% |
| 2021 | Individual Long Term Care | 1.2% | $2,487,171 | $2,506,071 | $0 | $815,252 | $1,350,696 | $0 | 165.68% |
| 2021 | Individual Disability Income | 7.41% | $8,346,263 | $8,568,126 | $455,861 | $8,870,538 | $7,270,042 | $0 | 81.96% |
| 2021 | Total Life | 2.92% | $358,610,479 | $0 | $22,406,542 | $309,597,572 | $0 | $9,152,236 | 0% |
| 2021 | Total Individual Life | 2.01% | $158,135,556 | $0 | $22,406,542 | $118,003,565 | $0 | $9,013,536 | 0% |
| 2021 | Individual Whole Life | 6.81% | $59,883,014 | $0 | $22,309,319 | $41,798,636 | $0 | $3,633,150 | 0% |
| 2021 | Individual Term Life | 1.46% | $8,904,364 | $0 | $81,872 | $727,514 | $0 | $3,914,254 | 0% |
| 2021 | Individual Universal Life | 1.7% | $13,537,838 | $0 | $0 | $7,037,728 | $0 | $1,350,844 | 0% |
| 2021 | Individual Variable Life | 0.36% | $847,485 | $0 | $0 | $0 | $0 | $115,288 | 0% |
| 2021 | Individual Ordinary Annuities | 4.38% | $68,140,331 | $0 | $15,351 | $16,872,154 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 0.19% | $4,377,919 | $0 | $0 | $51,047,956 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 2.67% | $2,444,605 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Other Consideration | 0% | $0 | $0 | $0 | $519,577 | $0 | $0 | 0% |
| 2021 | Total Group Life | 4.55% | $200,474,923 | $0 | $0 | $191,594,007 | $0 | $138,700 | 0% |
| 2021 | Group Whole Life | 0.78% | $357,626 | $0 | $0 | $0 | $0 | $3,798 | 0% |
| 2021 | Group Universal Life | 0.29% | $107,541 | $0 | $0 | $728,152 | $0 | $41,824 | 0% |
| 2021 | Group Variable Life | 4.91% | $724,478 | $0 | $0 | $0 | $0 | $93,078 | 0% |
| 2021 | Group Ordinary Annuities | 5.15% | $69,181,068 | $0 | $0 | $190,862,678 | $0 | $0 | 0% |
| 2021 | Group Deposit-Type Funds | 8.02% | $47,090,018 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Other Considerations | 7.23% | $83,014,192 | $0 | $0 | $3,177 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 3 | 0 |
| 2024 | Life and Annuities | 2.27% | 1 | 7 |
| 2023 | Health | 0.1% | 1 | 47 |
| 2023 | Life and Annuities | 2.24% | 1 | 6 |
| 2023 | Long-Term Care Insurance | 0.97% | 1 | 63 |
| 2022 | Health | 0.13% | 4 | 144 |
| 2022 | Life and Annuities | 2.14% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.97% | 3 | 203 |
| 2021 | Health | 0.13% | 4 | 126 |
| 2021 | Life and Annuities | 1.9% | 2 | 14 |
| 2021 | Long-Term Care Insurance | 0.97% | 3 | 183 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.