Company Details

Company Details

Company Name:
ESURANCE INSURANCE COMPANY
License Status:
Active
NAIC Number:
25712
Company Address:
3100 Sanders Road, Suite 201
Northbrook, IL 60062-6127
Phone Number:
8474025000
Mailing Address:
3100 Sanders Road, Suite 201
Northbrook, IL 60062-6127
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B423447
Date Admitted:
1947-10-30

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.01% $2,473,936 $2,616,349 $0 $3,127,177 $3,475,913 $0 111.15%
2025 Total Homeowners 0.06% $2,077,598 $2,205,484 $0 $2,757,817 $3,115,518 $0 112.97%
2025 Homeowners Multi-Peril 0.06% $2,077,598 $2,205,484 $0 $2,757,817 $3,115,518 $0 112.97%
2025 Inland Marine (Incl Auto Cargo) 0% $1,589 $1,927 $0 $0 $-127 $0 0%
2025 Other Liability - Bodily Injury & Property Damage 0% $60 $60 $0 $0 $-1 $0 0%
2025 Total Private Passenger Auto 0.01% $205,787 $212,818 $0 $211,759 $205,836 $0 97.2%
2025 Private Passenger Auto Liability - Bodily Injury 0.01% $127,963 $132,320 $0 $100,000 $104,591 $0 104.59%
2025 Private Passenger Auto Liability - Property Damage 0.01% $55,641 $57,564 $0 $96,086 $77,917 $0 81.09%
2025 Private Passenger Auto Liability - Medical Payments 0.01% $8,642 $8,922 $0 $11,267 $9,004 $0 79.91%
2025 Private Passenger Auto Liability - Uninsured Motorists 0% $13,541 $14,012 $0 $4,406 $14,324 $0 325.1%
2025 Private Passenger Auto - Comprehensive 0% $61,171 $63,896 $0 $88,568 $86,602 $0 97.78%
2025 Private Passenger Auto - Collision 0.01% $127,731 $132,164 $0 $69,033 $68,085 $0 98.63%
2024 Total Property & Casualty 0.02% $2,759,939 $2,872,184 $0 $2,286,520 $2,576,147 $0 112.67%
2024 Total Homeowners 0.07% $2,305,676 $2,406,436 $0 $1,888,133 $2,186,632 $0 115.81%
2024 Homeowners Multi-Peril 0.07% $2,305,676 $2,406,436 $0 $1,888,133 $2,186,632 $0 115.81%
2024 Inland Marine (Incl Auto Cargo) 0% $2,314 $2,438 $0 $0 $185 $0 0%
2024 Other Liability - Bodily Injury & Property Damage 0% $60 $60 $0 $0 $5 $0 0%
2024 Total Private Passenger Auto 0.01% $237,322 $246,256 $0 $243,554 $223,197 $0 91.64%
2024 Private Passenger Auto Liability - Bodily Injury 0.01% $147,428 $152,796 $0 $57,138 $69,864 $0 122.27%
2024 Private Passenger Auto Liability - Property Damage 0.01% $64,274 $66,888 $0 $59,518 $74,650 $0 125.42%
2024 Private Passenger Auto Liability - Medical Payments 0.01% $9,915 $10,419 $0 $13,172 $14,260 $0 108.26%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.01% $15,705 $16,153 $0 $113,726 $64,423 $0 56.65%
2024 Private Passenger Auto - Comprehensive 0.01% $70,773 $71,034 $0 $66,365 $67,161 $0 101.2%
2024 Private Passenger Auto - Collision 0.01% $143,794 $145,960 $0 $88,468 $98,967 $0 111.87%
2023 Total Property & Casualty 0.02% $3,017,695 $3,183,498 $0 $2,482,280 $1,916,869 $0 77.22%
2023 Total Homeowners 0.08% $2,523,436 $2,673,820 $0 $1,514,689 $1,390,943 $0 91.83%
2023 Homeowners Multi-Peril 0.09% $2,523,436 $2,673,820 $0 $1,514,689 $1,390,943 $0 91.83%
2023 Inland Marine (Incl Auto Cargo) 0% $2,359 $2,607 $0 $0 $-549 $0 0%
2023 Other Liability - Bodily Injury & Property Damage 0% $60 $60 $0 $0 $-9 $0 0%
2023 Total Private Passenger Automobile 0.01% $491,840 $507,011 $0 $967,591 $526,484 $0 54.41%
2023 Private Passenger Auto Liability Bodily Injury 0.01% $166,760 $172,336 $0 $524,500 $70,602 $0 13.46%
2023 Private Passenger Auto Liability Property Damage 0.01% $72,429 $74,817 $0 $75,540 $83,870 $0 111.03%
2023 Private Passenger Auto Medical Payments 0.01% $11,601 $12,113 $0 $11,464 $16,927 $0 147.65%
2023 Private Passenger Uninsured Motorists 0.01% $17,258 $17,650 $0 $55,200 $73,022 $0 132.29%
2023 Private Passenger Auto Comprehensive 0.01% $72,600 $74,408 $0 $132,993 $120,859 $0 90.88%
2023 Private Passenger Auto Collision 0.01% $151,192 $155,687 $0 $167,894 $161,204 $0 96.02%
2022 Total Property & Casualty 0.02% $3,391,194 $3,642,351 $0 $2,870,926 $2,951,403 $0 102.8%
2022 Total Homeowners 0.1% $2,820,598 $3,047,883 $0 $2,314,617 $2,253,970 $0 97.38%
2022 Homeowners Multi-Peril 0.11% $2,820,598 $3,047,883 $0 $2,314,617 $2,253,970 $0 97.38%
2022 Inland Marine (Incl Auto Cargo) 0% $2,749 $3,341 $0 $1,900 $1,823 $0 95.95%
2022 Other Liability - Bodily Injury & Property Damage 0% $60 $60 $0 $0 $2 $0 0%
2022 Total Private Passenger Automobile 0.01% $567,787 $591,067 $0 $554,409 $695,608 $0 125.47%
2022 Private Passenger Auto Liability Bodily Injury 0.02% $195,226 $202,967 $0 $126,000 $332,591 $0 263.96%
2022 Private Passenger Auto Liability Property Damage 0.01% $83,686 $87,499 $0 $51,639 $33,449 $0 64.77%
2022 Private Passenger Auto Medical Payments 0.02% $13,967 $14,515 $0 $6,932 $-2,749 $0 -39.66%
2022 Private Passenger Uninsured Motorists 0.01% $19,399 $20,136 $0 $139,103 $86,478 $0 62.17%
2022 Private Passenger Auto Comprehensive 0.01% $81,993 $85,284 $0 $90,526 $106,903 $0 118.09%
2022 Private Passenger Auto Collision 0.01% $173,516 $180,666 $0 $140,209 $138,936 $0 99.09%
2021 Total Property & Casualty 0.03% $3,934,716 $4,277,223 $0 $2,226,238 $2,430,416 $0 109.17%
2021 Total Homeowners 0.13% $3,249,843 $3,563,573 $0 $1,523,419 $1,655,699 $0 108.68%
2021 Homeowners Multi-Peril 0.14% $3,249,843 $3,563,573 $0 $1,523,419 $1,655,699 $0 108.68%
2021 Inland Marine (Incl Auto Cargo) 0% $3,853 $4,283 $0 $0 $247 $0 0%
2021 Other Liability - Bodily Injury & Property Damage 0% $60 $60 $0 $0 $5 $0 0%
2021 Total Private Passenger Automobile 0.02% $680,960 $709,307 $0 $702,819 $774,465 $0 110.19%
2021 Private Passenger Auto Liability Bodily Injury 0.02% $232,130 $243,558 $0 $409,000 $443,344 $0 108.4%
2021 Private Passenger Auto Liability Property Damage 0.01% $101,317 $106,300 $0 $71,891 $76,598 $0 106.55%
2021 Private Passenger Auto Medical Payments 0.02% $16,395 $17,018 $0 $2,372 $2,423 $0 102.15%
2021 Private Passenger Uninsured Motorists 0.01% $22,983 $23,895 $0 $0 $23,917 $0 0%
2021 Private Passenger Auto Comprehensive 0.01% $97,123 $100,157 $0 $61,423 $60,832 $0 99.04%
2021 Private Passenger Auto Collision 0.02% $211,012 $218,379 $0 $158,133 $167,351 $0 105.83%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.01% 2 1197
2025 Homeowners 0.06% 2 127
2024 Private Passenger Auto 0.01% 2 1222
2024 Homeowners 0.08% 2 193
2023 Private Passenger Auto 0.01% 2 969
2023 Homeowners 0.09% 2 177
2022 Private Passenger Auto 0.02% 1 438
2022 Homeowners 0.12% 3 270
2021 Private Passenger Auto 0.02% 1 354
2021 Homeowners 0.14% 4 318

Company Changes

Date:
2002-10-01
Comments:
Tri-State Insurance Co. changed its name to Esurance Insurance Co.
Date:
2020-11-05
Comments:
Effective 11/5/2020 Esurance Insurance Company redomesticated from Wisconsin to Illinois.

Market Regulation Actions

Date:
2025-10-03
Date:
2015-12-10
Date:
2013-08-27

Financial Exams

This company does not have any financial exams.