Company Details
Company Name:
BANKERS STANDARD INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
18279Company Address:
2000 Arch Street Philadelphia, PA 19103
Phone Number:
2156402434Mailing Address:
2000 Arch Street Philadelphia, PA 19103
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B423372Date Admitted:
1977-05-20Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.02% | $3,839,545 | $14,517,559 | $0 | $18,678,402 | $15,824,567 | $0 | 84.72% |
| 2025 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-224 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-224 | $0 | 0% |
| 2025 | Private Flood | 0.03% | $2,052 | $18,091 | $0 | $0 | $-3,814 | $0 | 0% |
| 2025 | Total Homeowners | 0.02% | $912,789 | $7,394,265 | $0 | $16,446,221 | $15,098,367 | $0 | 91.8% |
| 2025 | Homeowners Multi-Peril | 0.03% | $912,789 | $7,394,265 | $0 | $16,446,221 | $15,098,367 | $0 | 91.8% |
| 2025 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-113 | $0 | 0% |
| 2025 | Inland Marine (Incl Auto Cargo) | -0.03% | $-122,647 | $1,097,027 | $0 | $307,890 | $127,929 | $0 | 41.55% |
| 2025 | Earthquake | 0.07% | $100,957 | $800,881 | $0 | $24,742 | $24,742 | $0 | 100% |
| 2025 | Direct Workers Compensation | 0.21% | $2,231,139 | $2,165,023 | $0 | $597,416 | $687,464 | $0 | 115.07% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.04% | $381,412 | $1,020,018 | $0 | $-196,841 | $-1,218,371 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0% | $136,629 | $900,924 | $0 | $675,802 | $384,388 | $0 | 56.88% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0.01% | $136,629 | $900,924 | $0 | $675,802 | $384,388 | $0 | 56.88% |
| 2025 | Private Passenger Auto - Comprehensive | 0.01% | $192,553 | $1,093,592 | $0 | $764,473 | $679,652 | $0 | 88.9% |
| 2025 | Burglary & Theft | 0% | $-77 | $1,348 | $0 | $0 | $-1,783 | $0 | 0% |
| 2025 | Boiler & Machinery | 0.01% | $4,738 | $26,390 | $0 | $58,699 | $46,330 | $0 | 78.93% |
| 2024 | Total Property & Casualty | 0.13% | $22,947,461 | $22,658,066 | $0 | $10,114,351 | $10,775,523 | $0 | 106.54% |
| 2024 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $544 | $0 | 0% |
| 2024 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $544 | $0 | 0% |
| 2024 | Private Flood | 0.6% | $30,490 | $32,783 | $0 | $0 | $-1,142 | $0 | 0% |
| 2024 | Total Homeowners | 0.36% | $12,360,024 | $12,167,548 | $0 | $6,280,409 | $7,098,674 | $0 | 113.03% |
| 2024 | Homeowners Multi-Peril | 0.38% | $12,360,024 | $12,167,548 | $0 | $6,280,409 | $7,098,674 | $0 | 113.03% |
| 2024 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-118 | $0 | 0% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.54% | $2,196,834 | $2,170,344 | $0 | $420,437 | $401,589 | $0 | 95.52% |
| 2024 | Earthquake | 0.9% | $1,301,649 | $1,335,797 | $0 | $0 | $-126 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.21% | $2,278,024 | $2,161,496 | $0 | $314,900 | $893,414 | $0 | 283.71% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.17% | $1,567,436 | $1,615,047 | $0 | $950,000 | $99,120 | $0 | 10.43% |
| 2024 | Total Private Passenger Auto | 0.05% | $1,465,932 | $1,441,755 | $0 | $1,347,634 | $940,675 | $0 | 69.8% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.1% | $1,465,932 | $1,441,755 | $0 | $1,347,634 | $940,675 | $0 | 69.8% |
| 2024 | Total Commercial Auto | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0.13% | $1,700,359 | $1,680,470 | $0 | $800,971 | $1,336,759 | $0 | 166.89% |
| 2024 | Burglary & Theft | 0.04% | $4,881 | $9,377 | $0 | $0 | $-1,041 | $0 | 0% |
| 2024 | Boiler & Machinery | 0.08% | $41,832 | $43,449 | $0 | $0 | $7,176 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.14% | $21,703,564 | $21,945,312 | $0 | $14,724,079 | $10,881,889 | $0 | 73.91% |
| 2023 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-3,213 | $0 | 0% |
| 2023 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-3,213 | $0 | 0% |
| 2023 | Total Homeowners | 0.4% | $11,932,540 | $11,786,282 | $0 | $10,905,433 | $8,220,387 | $0 | 75.38% |
| 2023 | Homeowners Multi-Peril | 0.41% | $11,932,540 | $11,786,282 | $0 | $10,905,433 | $8,220,387 | $0 | 75.38% |
| 2023 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-122 | $0 | 0% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.4% | $2,258,248 | $2,527,131 | $0 | $411,125 | $468,644 | $0 | 113.99% |
| 2023 | Earthquake | 0.95% | $1,352,073 | $1,405,512 | $0 | $0 | $51 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.13% | $1,347,646 | $1,389,804 | $0 | $430,788 | $787,954 | $0 | 182.91% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.17% | $1,613,046 | $1,617,961 | $0 | $904,178 | $502,095 | $0 | 55.53% |
| 2023 | Total Private Passenger Automobile | 0.06% | $3,108,855 | $3,124,100 | $0 | $2,072,555 | $908,923 | $0 | 43.86% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.11% | $1,424,278 | $1,435,331 | $0 | $1,048,587 | $306,833 | $0 | 29.26% |
| 2023 | Private Passenger Auto Comprehensive | 0.15% | $1,684,577 | $1,688,769 | $0 | $1,023,968 | $602,090 | $0 | 58.8% |
| 2023 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $49 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0% | $0 | $0 | $0 | $0 | $49 | $0 | 0% |
| 2023 | Burglary & Theft | 0.15% | $11,765 | $12,329 | $0 | $0 | $-133 | $0 | 0% |
| 2023 | Boiler & Machinery | 0.1% | $44,974 | $46,151 | $0 | $0 | $-1,955 | $0 | 0% |
| 2023 | Private Flood | 0.5% | $34,417 | $36,042 | $0 | $0 | $-791 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.16% | $22,567,436 | $23,130,285 | $0 | $7,819,481 | $9,653,155 | $0 | 123.45% |
| 2022 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $42,998 | $43,552 | $0 | 101.29% |
| 2022 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $42,998 | $43,552 | $0 | 101.29% |
| 2022 | Total Homeowners | 0.43% | $11,628,885 | $12,097,614 | $0 | $5,542,760 | $6,708,354 | $0 | 121.03% |
| 2022 | Homeowners Multi-Peril | 0.45% | $11,628,885 | $12,097,614 | $0 | $5,542,760 | $6,708,354 | $0 | 121.03% |
| 2022 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $369 | $0 | 0% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.49% | $2,604,756 | $2,571,316 | $0 | $460,474 | $485,931 | $0 | 105.53% |
| 2022 | Earthquake | 1.01% | $1,389,000 | $1,455,571 | $0 | $0 | $-12,918 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.2% | $2,087,980 | $1,990,020 | $0 | $257,386 | $660,477 | $0 | 256.61% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.19% | $1,590,959 | $1,628,356 | $0 | $0 | $92,474 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0.07% | $3,172,546 | $3,289,427 | $0 | $1,513,363 | $1,652,906 | $0 | 109.22% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.12% | $1,439,722 | $1,511,942 | $0 | $320,027 | $469,627 | $0 | 146.75% |
| 2022 | Private Passenger Auto Comprehensive | 0.19% | $1,732,824 | $1,777,485 | $0 | $1,193,336 | $1,183,279 | $0 | 99.16% |
| 2022 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $-69 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0% | $0 | $0 | $0 | $0 | $-69 | $0 | 0% |
| 2022 | Burglary & Theft | 0.17% | $12,314 | $12,971 | $0 | $0 | $327 | $0 | 0% |
| 2022 | Boiler & Machinery | 0.12% | $45,252 | $45,851 | $0 | $2,500 | $21,527 | $0 | 0% |
| 2022 | Private Flood | 0.5% | $35,744 | $39,159 | $0 | $0 | $225 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.17% | $22,192,387 | $22,743,395 | $0 | $9,262,058 | $11,755,760 | $0 | 126.92% |
| 2021 | Total Homeowners | 0.5% | $12,380,114 | $12,621,974 | $0 | $7,016,210 | $9,789,396 | $0 | 139.53% |
| 2021 | Homeowners Multi-Peril | 0.52% | $12,380,114 | $12,621,974 | $0 | $7,016,210 | $9,789,396 | $0 | 139.53% |
| 2021 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-291 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.55% | $2,568,095 | $2,588,124 | $0 | $565,698 | $399,353 | $0 | 70.59% |
| 2021 | Earthquake | 1.18% | $1,533,662 | $1,628,926 | $0 | $0 | $6,240 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.08% | $775,053 | $742,195 | $0 | $27,174 | $76,384 | $0 | 281.09% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.21% | $1,681,264 | $1,728,188 | $0 | $150,000 | $-76,963 | $0 | -51.31% |
| 2021 | Total Private Passenger Automobile | 0.07% | $3,148,099 | $3,319,922 | $0 | $1,498,676 | $1,562,831 | $0 | 104.28% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.13% | $1,511,227 | $1,612,062 | $0 | $599,577 | $768,498 | $0 | 128.17% |
| 2021 | Private Passenger Auto Comprehensive | 0.19% | $1,636,872 | $1,707,860 | $0 | $899,099 | $794,333 | $0 | 88.35% |
| 2021 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $28 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0% | $0 | $0 | $0 | $0 | $28 | $0 | 0% |
| 2021 | Burglary & Theft | 0.22% | $14,911 | $15,625 | $0 | $0 | $948 | $0 | 0% |
| 2021 | Boiler & Machinery | 0.13% | $48,159 | $51,709 | $0 | $4,300 | $-7,123 | $0 | -165.65% |
| 2021 | Private Flood | 0.53% | $43,030 | $46,732 | $0 | $0 | $4,957 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.04% | 0 | 0 |
| 2025 | Homeowners | 0.23% | 0 | 0 |
| 2024 | Private Passenger Auto | 0.06% | 0 | 0 |
| 2024 | Homeowners | 0.36% | 0 | 0 |
| 2023 | Private Passenger Auto | 0.06% | 0 | 0 |
| 2023 | Homeowners | 0.38% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.07% | 0 | 0 |
| 2022 | Homeowners | 0.43% | 0 | 0 |
| 2021 | Private Passenger Auto | 0.08% | 0 | 0 |
| 2021 | Homeowners | 0.47% | 0 | 0 |
Company Changes
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Market Regulation Actions
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Financial Exams
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