Company Details
Company Name:
LM INSURANCE CORPORATIONLicense Status:
ActiveNAIC Number:
33600Company Address:
175 Berkeley Street Boston, MA 02116
Phone Number:
6173579500Mailing Address:
175 Berkeley Street Boston, MA 02116
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B423345Date Admitted:
1991-03-26Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.05% | $8,625,780 | $9,705,730 | $0 | $4,101,894 | $1,996,226 | $0 | 48.67% |
| 2025 | Total Fire & Allied Lines | 0% | $2,594 | $25,121 | $0 | $0 | $1,106 | $0 | 0% |
| 2025 | Dwelling Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $1,106 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0% | $2,594 | $25,121 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Flood | 0% | $96 | $258 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Homeowners | 0.05% | $1,962,481 | $2,279,204 | $0 | $1,074,070 | $1,153,073 | $0 | 107.36% |
| 2025 | Homeowners Multi-Peril | 0.06% | $1,962,481 | $2,279,204 | $0 | $1,074,070 | $1,153,073 | $0 | 107.36% |
| 2025 | Travel Coverage | 0% | $2,988 | $3,526 | $0 | $0 | $101 | $0 | 0% |
| 2025 | Earthquake | 0.01% | $9,895 | $11,724 | $0 | $0 | $-187 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.48% | $5,094,645 | $5,629,981 | $0 | $1,280,212 | $-261,305 | $0 | -20.41% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.05% | $500,857 | $511,680 | $0 | $-100,745 | $698,723 | $0 | 0% |
| 2025 | Excess Workers Compensation | 0.02% | $9,901 | $9,901 | $0 | $125,847 | $-239,695 | $0 | -190.47% |
| 2025 | Liquor Liability | 1.34% | $59,966 | $58,588 | $0 | $340,000 | $-607,954 | $0 | -178.81% |
| 2025 | Products Liability | 0.28% | $151,699 | $154,372 | $0 | $115,470 | $-30,367 | $0 | -26.3% |
| 2025 | Total Private Passenger Auto | 0% | $116,133 | $140,382 | $0 | $37,045 | $-114,012 | $0 | -307.77% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $43,821 | $52,553 | $0 | $0 | $1,488,206 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0% | $41,663 | $51,542 | $0 | $-1 | $422,801 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0% | $2,472 | $3,493 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $13,179 | $15,546 | $0 | $30,983 | $-2,031,082 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 0.01% | $14,998 | $17,248 | $0 | $6,063 | $6,063 | $0 | 100% |
| 2025 | Total Commercial Auto | 0.06% | $533,481 | $612,337 | $0 | $1,021,115 | $1,251,339 | $0 | 122.55% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.06% | $352,552 | $408,528 | $0 | $0 | $-602,319 | $0 | 0% |
| 2025 | Commercial Auto Liability - Property Damage | 0.06% | $117,366 | $134,787 | $0 | $-1 | $52,398 | $0 | 0% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.31% | $6,938 | $6,851 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.12% | $56,625 | $62,171 | $0 | $1,021,116 | $1,801,260 | $0 | 176.4% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $24,532 | $30,644 | $0 | $22,781 | $23,106 | $0 | 101.43% |
| 2025 | Private Passenger Auto - Collision | 0% | $56,830 | $66,738 | $0 | $-5,049 | $-5,226 | $0 | 103.51% |
| 2025 | Commercial Auto - Comprehensive | 0.03% | $42,021 | $74,477 | $0 | $23,184 | $29,678 | $0 | 128.01% |
| 2025 | Commercial Auto - Collision | 0.02% | $57,438 | $95,627 | $0 | $167,964 | $164,966 | $0 | 98.22% |
| 2025 | Boiler & Machinery | 0% | $223 | $1,170 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Umbrella | 0% | $0 | $0 | $0 | $0 | $-67,120 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.06% | $9,847,048 | $10,239,817 | $0 | $6,883,074 | $5,177,406 | $0 | 75.22% |
| 2024 | Total Fire & Allied Lines | 0.01% | $37,404 | $36,124 | $0 | $0 | $2,579 | $0 | 0% |
| 2024 | Dwelling Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $2,579 | $0 | 0% |
| 2024 | Commercial Fire & Allied Lines | 0.01% | $37,404 | $36,124 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Flood | 0.01% | $352 | $292 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Homeowners | 0.08% | $2,740,159 | $3,004,318 | $0 | $1,273,374 | $1,522,073 | $0 | 119.53% |
| 2024 | Homeowners Multi-Peril | 0.08% | $2,740,159 | $3,004,318 | $0 | $1,273,374 | $1,522,073 | $0 | 119.53% |
| 2024 | Travel Coverage | 0% | $4,330 | $6,296 | $0 | $0 | $-244 | $0 | 0% |
| 2024 | Earthquake | 0.01% | $16,400 | $18,053 | $0 | $0 | $-547 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.49% | $5,292,023 | $5,329,203 | $0 | $1,387,672 | $244,083 | $0 | 17.59% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.04% | $405,291 | $422,532 | $0 | $2,815,950 | $2,649,302 | $0 | 94.08% |
| 2024 | Excess Workers Compensation | 0% | $0 | $0 | $0 | $8,369 | $-940,452 | $0 | 0% |
| 2024 | Liquor Liability | 1.21% | $52,195 | $83,055 | $0 | $904,904 | $881,188 | $0 | 97.38% |
| 2024 | Products Liability | 0.15% | $88,433 | $138,902 | $0 | $5,670 | $113,463 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0.01% | $169,972 | $208,379 | $0 | $163,936 | $100,576 | $0 | 61.35% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $63,304 | $78,372 | $0 | $81,477 | $-1,561,210 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.01% | $62,987 | $79,611 | $0 | $53,722 | $-379,121 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.01% | $4,605 | $5,499 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.01% | $18,853 | $22,177 | $0 | $28,737 | $2,040,907 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 0.02% | $20,223 | $22,720 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.09% | $691,735 | $628,571 | $0 | $123,612 | $173,549 | $0 | 140.4% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.08% | $466,231 | $419,973 | $0 | $100,000 | $18,957 | $0 | 18.96% |
| 2024 | Commercial Auto Liability - Property Damage | 0.09% | $152,182 | $138,319 | $0 | $23,612 | $30,981 | $0 | 131.21% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.09% | $6,645 | $6,115 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.14% | $66,677 | $64,164 | $0 | $0 | $123,611 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $37,707 | $46,463 | $0 | $32,159 | $40,451 | $0 | 125.78% |
| 2024 | Private Passenger Auto - Collision | 0% | $80,643 | $95,288 | $0 | $45,534 | $43,924 | $0 | 96.46% |
| 2024 | Commercial Auto - Comprehensive | 0.06% | $96,905 | $109,132 | $0 | $81,447 | $32,187 | $0 | 39.52% |
| 2024 | Commercial Auto - Collision | 0.07% | $131,808 | $111,707 | $0 | $40,447 | $45,157 | $0 | 111.64% |
| 2024 | Boiler & Machinery | 0% | $1,691 | $1,502 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Umbrella | 0% | $0 | $0 | $0 | $0 | $270,117 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.06% | $9,214,707 | $47,409,240 | $0 | $4,336,546 | $1,675,552 | $0 | 38.64% |
| 2023 | Total Fire & Allied Lines | 0% | $30,764 | $7,691 | $0 | $0 | $1,164 | $0 | 0% |
| 2023 | Dwelling Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $1,164 | $0 | 0% |
| 2023 | Commercial Fire & Allied Lines | 0.01% | $30,764 | $7,691 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Homeowners | 0.11% | $3,227,113 | $3,481,322 | $0 | $1,018,792 | $519,133 | $0 | 50.96% |
| 2023 | Homeowners Multi-Peril | 0.11% | $3,227,113 | $3,481,322 | $0 | $1,018,792 | $519,133 | $0 | 50.96% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $8,746 | $10,339 | $0 | $0 | $-123 | $0 | 0% |
| 2023 | Earthquake | 0.01% | $20,785 | $23,309 | $0 | $0 | $728 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.4% | $4,323,414 | $42,096,450 | $0 | $2,394,422 | $505,042 | $0 | 21.09% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.02% | $182,871 | $267,555 | $0 | $95,002 | $1,179,088 | $0 | 0% |
| 2023 | Excess Workers Compensation | 0% | $-996 | $1,035 | $0 | $140,780 | $-912,155 | $0 | 0% |
| 2023 | Products Liability | 0.39% | $190,611 | $235,164 | $0 | $0 | $282,061 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0.01% | $406,228 | $475,876 | $0 | $514,101 | $-244,175 | $0 | -47.5% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.01% | $91,764 | $112,253 | $0 | $295,043 | $277,110 | $0 | 93.92% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.01% | $94,036 | $113,697 | $0 | $40,793 | $23,582 | $0 | 57.81% |
| 2023 | Private Passenger Auto Medical Payments | 0.01% | $6,714 | $8,543 | $0 | $0 | $-3,327 | $0 | 0% |
| 2023 | Private Passenger Uninsured Motorists | 0.01% | $25,515 | $28,290 | $0 | $24,669 | $38,231 | $0 | 154.98% |
| 2023 | Private Passenger Underinsured Motorists | 0.02% | $25,486 | $28,384 | $0 | $77,000 | $-653,002 | $0 | 0% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $52,351 | $61,879 | $0 | $23,205 | $17,651 | $0 | 76.07% |
| 2023 | Private Passenger Auto Collision | 0.01% | $110,362 | $122,830 | $0 | $53,391 | $55,580 | $0 | 104.1% |
| 2023 | Total Commercial Automobile | 0.08% | $776,965 | $763,219 | $0 | $173,449 | $321,285 | $0 | 185.23% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.07% | $378,758 | $377,037 | $0 | $42,662 | $78,269 | $0 | 183.46% |
| 2023 | Commercial Auto Liability Property Damage | 0.09% | $125,670 | $127,150 | $0 | $26,972 | $23,444 | $0 | 86.92% |
| 2023 | Commercial Auto Medical Payments | 0.07% | $5,543 | $5,490 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.15% | $61,258 | $60,584 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.1% | $119,608 | $107,505 | $0 | $17,536 | $126,595 | $0 | 0% |
| 2023 | Commercial Auto Collision | 0.04% | $86,128 | $85,453 | $0 | $86,279 | $92,977 | $0 | 107.76% |
| 2023 | Boiler & Machinery | 0% | $1,206 | $302 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Professional Liability (Excl Medical Malpractice) | 0.03% | $47,000 | $46,978 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Umbrella | 0% | $0 | $0 | $0 | $0 | $23,504 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.06% | $8,810,931 | $9,890,354 | $0 | $5,718,084 | $4,020,098 | $0 | 70.3% |
| 2022 | Total Homeowners | 0.14% | $3,677,338 | $3,932,914 | $0 | $1,454,774 | $1,204,739 | $0 | 82.81% |
| 2022 | Homeowners Multi-Peril | 0.14% | $3,677,338 | $3,932,914 | $0 | $1,454,774 | $1,204,739 | $0 | 82.81% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $12,211 | $14,730 | $0 | $0 | $-3,780 | $0 | 0% |
| 2022 | Earthquake | 0.02% | $26,985 | $33,272 | $0 | $0 | $1,104 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.29% | $2,990,719 | $3,755,550 | $0 | $1,560,569 | $2,945,645 | $0 | 188.75% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.08% | $647,325 | $616,769 | $0 | $1,033,287 | $-334,735 | $0 | -32.4% |
| 2022 | Excess Workers Compensation | 0.13% | $47,696 | $51,523 | $0 | $664,705 | $-420,351 | $0 | -63.24% |
| 2022 | Products Liability | 0.51% | $225,589 | $229,003 | $0 | $17,223 | $39,626 | $0 | 230.08% |
| 2022 | Total Private Passenger Automobile | 0.01% | $611,729 | $726,774 | $0 | $457,728 | $422,573 | $0 | 92.32% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $150,146 | $182,261 | $0 | $214,447 | $264,943 | $0 | 123.55% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.02% | $144,316 | $177,754 | $0 | $84,742 | $57,317 | $0 | 67.64% |
| 2022 | Private Passenger Auto Medical Payments | 0.01% | $11,330 | $14,351 | $0 | $0 | $3,327 | $0 | 0% |
| 2022 | Private Passenger Uninsured Motorists | 0.01% | $34,943 | $39,607 | $0 | $-1,334 | $-3,579 | $0 | 268.29% |
| 2022 | Private Passenger Underinsured Motorists | 0.04% | $35,421 | $40,104 | $0 | $0 | $-64,734 | $0 | 0% |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $84,469 | $99,897 | $0 | $89,805 | $88,902 | $0 | 98.99% |
| 2022 | Private Passenger Auto Collision | 0.01% | $151,104 | $172,800 | $0 | $70,068 | $76,397 | $0 | 109.03% |
| 2022 | Total Commercial Automobile | 0.05% | $524,339 | $476,502 | $0 | $529,798 | $24,482 | $0 | 4.62% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.05% | $249,415 | $220,695 | $0 | $315,000 | $-131,518 | $0 | -41.75% |
| 2022 | Commercial Auto Liability Property Damage | 0.06% | $89,296 | $81,453 | $0 | $23,529 | $22,066 | $0 | 93.78% |
| 2022 | Commercial Auto Medical Payments | 0.08% | $5,531 | $5,952 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0.16% | $61,648 | $62,313 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.03% | $35,818 | $29,425 | $0 | $120,039 | $67,912 | $0 | 56.57% |
| 2022 | Commercial Auto Collision | 0.05% | $82,631 | $76,664 | $0 | $71,230 | $66,022 | $0 | 92.69% |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0.03% | $47,000 | $53,317 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Umbrella | 0% | $0 | $0 | $0 | $0 | $140,795 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.09% | $11,986,527 | $14,127,360 | $0 | $5,723,893 | $5,807,673 | $0 | 101.46% |
| 2021 | Total Homeowners | 0.17% | $4,142,433 | $4,452,022 | $0 | $2,326,485 | $2,941,115 | $0 | 126.42% |
| 2021 | Homeowners Multi-Peril | 0.18% | $4,142,433 | $4,452,022 | $0 | $2,326,485 | $2,941,115 | $0 | 126.42% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $17,677 | $19,945 | $0 | $4,819 | $9,586 | $0 | 198.92% |
| 2021 | Earthquake | 0.03% | $36,083 | $41,475 | $0 | $0 | $1,169 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.53% | $5,161,461 | $4,716,889 | $0 | $2,049,019 | $1,242,152 | $0 | 60.62% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.07% | $544,104 | $725,110 | $0 | $551,848 | $439,372 | $0 | 79.62% |
| 2021 | Excess Workers Compensation | 0.27% | $98,759 | $1,913,655 | $0 | $332,083 | $236,974 | $0 | 71.36% |
| 2021 | Products Liability | 0.55% | $225,471 | $278,146 | $0 | $500 | $211,409 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0.02% | $828,837 | $1,018,440 | $0 | $371,015 | $586,491 | $0 | 158.08% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.02% | $203,451 | $250,536 | $0 | $62,181 | $196,460 | $0 | 315.95% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.03% | $214,273 | $282,089 | $0 | $89,154 | $92,494 | $0 | 103.75% |
| 2021 | Private Passenger Auto Medical Payments | 0.02% | $15,989 | $19,097 | $0 | $0 | $-1 | $0 | 0% |
| 2021 | Private Passenger Uninsured Motorists | 0.02% | $42,871 | $51,378 | $0 | $113,501 | $107,888 | $0 | 95.05% |
| 2021 | Private Passenger Underinsured Motorists | 0.06% | $42,602 | $50,434 | $0 | $26,000 | $117,700 | $0 | 452.69% |
| 2021 | Private Passenger Auto Comprehensive | 0.01% | $112,520 | $134,324 | $0 | $24,054 | $13,095 | $0 | 54.44% |
| 2021 | Private Passenger Auto Collision | 0.02% | $197,131 | $230,582 | $0 | $56,125 | $58,855 | $0 | 104.86% |
| 2021 | Total Commercial Automobile | 0.1% | $874,189 | $910,482 | $0 | $88,124 | $232,277 | $0 | 263.58% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.1% | $444,149 | $488,380 | $0 | $22,498 | $99,840 | $0 | 443.77% |
| 2021 | Commercial Auto Liability Property Damage | 0.11% | $144,601 | $152,258 | $0 | $20,913 | $65,892 | $0 | 315.08% |
| 2021 | Commercial Auto Medical Payments | 0.09% | $6,296 | $6,153 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.21% | $62,230 | $60,283 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.14% | $145,573 | $127,048 | $0 | $15,094 | $37,263 | $0 | 246.87% |
| 2021 | Commercial Auto Collision | 0.04% | $71,340 | $76,360 | $0 | $29,619 | $29,282 | $0 | 98.86% |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0.04% | $57,513 | $51,196 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Umbrella | 0% | $0 | $0 | $0 | $0 | $-92,872 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.01% | 1 | 898 |
| 2025 | Homeowners | 0.07% | 3 | 166 |
| 2024 | Private Passenger Auto | 0.01% | 1 | 707 |
| 2024 | Homeowners | 0.1% | 1 | 77 |
| 2023 | Private Passenger Auto | 0.01% | 2 | 913 |
| 2023 | Homeowners | 0.12% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.02% | 1 | 330 |
| 2022 | Homeowners | 0.15% | 1 | 71 |
| 2021 | Private Passenger Auto | 0.03% | 1 | 220 |
| 2021 | Homeowners | 0.19% | 1 | 60 |
Company Changes
Date:
2009-12-02Comments:
LM Insurance Corp. redomesticated from Iowa to Illinois.Market Regulation Actions
Date:
2017-10-23Financial Exams
This company does not have any financial exams.