Company Details
Company Name:
PHILADELPHIA AMERICAN LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
67784Company Address:
11720 KATY FREEWAY STE 1700 HOUSTON, TX 77079
Phone Number:
2813687200Mailing Address:
11720 KATY FREEWAY, SUITE 1700 HOUSTON, TX 77079
Mailing Phone:
2813687200Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A423311Date Admitted:
1978-05-10Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.03% | $4,486,898 | $4,495,847 | $0 | $2,227,770 | $2,114,113 | $0 | 94.9% |
| 2025 | Total Individual Accident & Health | 0.05% | $4,459,243 | $4,468,106 | $0 | $2,216,160 | $2,100,003 | $0 | 94.76% |
| 2025 | Individual Specified Disease | 0.49% | $535,064 | $539,172 | $0 | $255,893 | $240,752 | $0 | 94.08% |
| 2025 | Individual Accident Only | 0.36% | $321,559 | $322,621 | $0 | $56,228 | $50,622 | $0 | 90.03% |
| 2025 | Individual Disability Income | 0% | $661 | $661 | $0 | $590 | $747 | $0 | 126.61% |
| 2025 | Individual Dental | 0.11% | $67,177 | $67,643 | $0 | $38,401 | $36,161 | $0 | 94.17% |
| 2025 | Individual Limited Benefit | 2.75% | $3,534,782 | $3,538,009 | $0 | $1,865,048 | $1,771,721 | $0 | 95% |
| 2025 | Total Group Accident & Health | 0% | $27,655 | $27,741 | $0 | $11,610 | $14,110 | $0 | 121.53% |
| 2025 | Group Specified Disease | 0% | $2,209 | $2,203 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Accident Only | 0.02% | $25,446 | $25,538 | $0 | $11,610 | $14,110 | $0 | 121.53% |
| 2025 | Total Life & Annuities | 0% | $233,404 | $0 | $0 | $82,056 | $0 | $18,466 | 0% |
| 2025 | Total Individual Life | 0.01% | $233,404 | $0 | $0 | $82,056 | $0 | $18,466 | 0% |
| 2025 | Individual Whole Life | 0.02% | $193,622 | $0 | $0 | $82,056 | $0 | $18,466 | 0% |
| 2025 | Individual Term Life | 0.01% | $39,782 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $233,404 | $0 | $0 | $82,056 | $0 | $18,466 | 0% |
| 2024 | Total Accident & Health | 0.03% | $4,402,115 | $4,400,857 | $0 | $2,242,291 | $2,263,369 | $0 | 100.94% |
| 2024 | Total Individual Accident & Health | 0.06% | $4,371,786 | $4,371,105 | $0 | $2,230,681 | $2,247,809 | $0 | 100.77% |
| 2024 | Individual Specified Disease | 0.52% | $563,120 | $564,524 | $0 | $110,367 | $110,680 | $0 | 100.28% |
| 2024 | Individual Accident Only | 0.34% | $327,313 | $328,776 | $0 | $102,665 | $101,819 | $0 | 99.18% |
| 2024 | Individual Disability Income | 0% | $789 | $793 | $0 | $36,456 | $36,599 | $0 | 100.39% |
| 2024 | Individual Dental | 0.13% | $76,772 | $77,313 | $0 | $37,750 | $39,581 | $0 | 104.85% |
| 2024 | Individual Limited Benefit | 2.61% | $3,403,792 | $3,399,699 | $0 | $1,943,443 | $1,959,130 | $0 | 100.81% |
| 2024 | Total Group Accident & Health | 0% | $30,329 | $29,752 | $0 | $11,610 | $15,560 | $0 | 134.02% |
| 2024 | Group Specified Disease | 0% | $2,128 | $2,196 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Accident Only | 0.02% | $28,201 | $27,556 | $0 | $11,610 | $15,560 | $0 | 134.02% |
| 2024 | Total Life & Annuities | 0% | $282,233 | $0 | $0 | $61,434 | $0 | $21,117,043 | 0% |
| 2024 | Total Individual Life | 0.01% | $282,233 | $0 | $0 | $61,434 | $0 | $21,117,043 | 0% |
| 2024 | Individual Whole Life | 0.03% | $282,233 | $0 | $0 | $61,434 | $0 | $21,117,043 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $282,233 | $0 | $0 | $61,434 | $0 | $21,117,043 | 0% |
| 2023 | Total Accident & Health | 0.03% | $4,418,237 | $4,405,957 | $0 | $2,267,449 | $2,244,657 | $0 | 98.99% |
| 2023 | Total Individual Accident & Health | 0.09% | $4,397,898 | $4,385,315 | $0 | $2,255,839 | $2,237,034 | $0 | 99.17% |
| 2023 | Individual Specified Disease | 0.58% | $609,315 | $608,742 | $0 | $128,006 | $94,739 | $0 | 74.01% |
| 2023 | Individual Accident Only | 0.44% | $354,042 | $354,514 | $0 | $71,916 | $72,354 | $0 | 100.61% |
| 2023 | Individual Disability Income | 0% | $1,431 | $1,636 | $0 | $39,720 | $39,188 | $0 | 98.66% |
| 2023 | Individual Dental | 0.15% | $76,749 | $76,700 | $0 | $31,409 | $32,887 | $0 | 104.71% |
| 2023 | Individual Limited Benefit | 2.97% | $3,356,361 | $3,343,723 | $0 | $1,984,788 | $1,997,866 | $0 | 100.66% |
| 2023 | Total Group Accident & Health | 0% | $20,339 | $20,642 | $0 | $11,610 | $7,623 | $0 | 65.66% |
| 2023 | Group Specified Disease | 0% | $2,209 | $2,209 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Accident Only | 0.01% | $18,130 | $18,433 | $0 | $11,610 | $7,623 | $0 | 65.66% |
| 2023 | Total Life | 0% | $314,006 | $0 | $0 | $238,467 | $0 | $644 | 0% |
| 2023 | Total Individual Life | 0% | $314,006 | $0 | $0 | $238,467 | $0 | $644 | 0% |
| 2023 | Individual Whole Life | 0.04% | $314,006 | $0 | $0 | $238,467 | $0 | $644 | 0% |
| 2022 | Total Accident & Health | 0.03% | $4,380,780 | $4,238,027 | $0 | $2,098,424 | $2,104,083 | $0 | 100.27% |
| 2022 | Total Individual Accident & Health | 0.09% | $4,353,028 | $4,209,163 | $0 | $2,083,351 | $2,090,946 | $0 | 100.36% |
| 2022 | Individual Specified Disease | 0.49% | $575,763 | $558,464 | $0 | $93,909 | $141,254 | $0 | 150.42% |
| 2022 | Individual Accident Only | 0.58% | $360,125 | $348,734 | $0 | $87,793 | $83,968 | $0 | 95.64% |
| 2022 | Individual Disability Income | 0% | $2,033 | $2,070 | $0 | $39,702 | $39,522 | $0 | 99.55% |
| 2022 | Individual Dental | 0.15% | $71,174 | $68,169 | $0 | $30,250 | $31,499 | $0 | 104.13% |
| 2022 | Individual Limited Benefit | 3.34% | $3,343,933 | $3,231,726 | $0 | $1,831,697 | $1,794,703 | $0 | 97.98% |
| 2022 | Total Group Accident & Health | 0% | $27,752 | $28,864 | $0 | $15,073 | $13,137 | $0 | 87.16% |
| 2022 | Group Specified Disease | 0% | $2,209 | $2,209 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Accident Only | 0.02% | $25,543 | $26,655 | $0 | $15,073 | $13,137 | $0 | 87.16% |
| 2022 | Total Life | 0% | $357,999 | $0 | $0 | $40,552 | $0 | $25,768 | 0% |
| 2022 | Total Individual Life | 0% | $357,999 | $0 | $0 | $40,552 | $0 | $25,768 | 0% |
| 2022 | Individual Whole Life | 0.03% | $297,677 | $0 | $0 | $19,464 | $0 | $11,691 | 0% |
| 2022 | Individual Term Life | 0.01% | $60,322 | $0 | $0 | $21,088 | $0 | $14,077 | 0% |
| 2021 | Total Accident & Health | 0.03% | $4,002,308 | $4,107,161 | $0 | $2,026,969 | $1,934,537 | $0 | 95.44% |
| 2021 | Total Individual Accident & Health | 0.09% | $3,966,734 | $4,071,660 | $0 | $1,992,793 | $1,888,484 | $0 | 94.77% |
| 2021 | Individual Specified Disease | 0.51% | $523,617 | $533,266 | $0 | $115,902 | $47,292 | $0 | 40.8% |
| 2021 | Individual Accident Only | 0.55% | $340,788 | $348,278 | $0 | $81,446 | $91,169 | $0 | 111.94% |
| 2021 | Individual Disability Income | 0% | $2,947 | $3,108 | $0 | $41,777 | $39,914 | $0 | 95.54% |
| 2021 | Individual Dental | 0.13% | $61,810 | $63,148 | $0 | $20,185 | $20,963 | $0 | 103.85% |
| 2021 | Individual Limited Benefit | 4.47% | $3,037,572 | $3,123,860 | $0 | $1,733,483 | $1,689,146 | $0 | 97.44% |
| 2021 | Total Group Accident & Health | 0% | $35,574 | $35,501 | $0 | $34,176 | $46,053 | $0 | 134.75% |
| 2021 | Group Specified Disease | 0.01% | $2,329 | $2,267 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Accident Only | 0.03% | $33,245 | $33,234 | $0 | $34,176 | $46,053 | $0 | 134.75% |
| 2021 | Total Life | 0% | $410,701 | $0 | $0 | $210,072 | $0 | $29,163 | 0% |
| 2021 | Total Individual Life | 0.01% | $410,701 | $0 | $0 | $210,072 | $0 | $29,163 | 0% |
| 2021 | Individual Whole Life | 0.04% | $341,499 | $0 | $0 | $100,833 | $0 | $13,231 | 0% |
| 2021 | Individual Term Life | 0.01% | $69,202 | $0 | $0 | $109,239 | $0 | $15,932 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 3 | 0 |
| 2024 | Health | 0% | 1 | 0 |
| 2024 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Health | 0.04% | 2 | 237 |
| 2023 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Health | 0.05% | 2 | 191 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2021 | Health | 0.05% | 3 | 268 |
| 2021 | Life and Annuities | 0.01% | 0 | 0 |
Company Changes
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Market Regulation Actions
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Financial Exams
This company does not have any financial exams.