Company Details
Company Name:
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICALicense Status:
ActiveNAIC Number:
78077Company Address:
8501 IBM Drive, Suite 150 Charlotte, NC 28262
Phone Number:
2017435132Mailing Address:
8501 IBM Drive, Suite 150 Charlotte, NC 28262
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A423263Date Admitted:
1973-07-06Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.02% | $2,922,137 | $2,922,137 | $0 | $2,101,731 | $2,205,799 | $0 | 104.95% |
| 2025 | Total Individual Accident & Health | 0.03% | $2,922,137 | $2,922,137 | $0 | $2,101,731 | $2,205,799 | $0 | 104.95% |
| 2025 | Individual Specified Disease | 0.09% | $103,183 | $103,183 | $0 | $26,200 | $20,405 | $0 | 77.88% |
| 2025 | Individual Accident Only | 0.12% | $110,556 | $110,556 | $0 | $14,941 | $11,636 | $0 | 77.88% |
| 2025 | Individual Disability Income | 1.11% | $1,341,012 | $1,341,012 | $0 | $754,172 | $857,933 | $0 | 113.76% |
| 2025 | Individual Dental | 1.79% | $1,105,478 | $1,105,478 | $0 | $1,140,225 | $1,149,112 | $0 | 100.78% |
| 2025 | Individual Limited Benefit | 0.2% | $261,908 | $261,908 | $0 | $166,193 | $166,713 | $0 | 100.31% |
| 2025 | Total Life & Annuities | 0.64% | $107,620,876 | $0 | $0 | $17,473,789 | $0 | $1,208,249 | 0% |
| 2025 | Total Individual Life | 0.19% | $7,810,069 | $0 | $0 | $3,652,950 | $0 | $684,743 | 0% |
| 2025 | Individual Term Life | 0.03% | $162,124 | $0 | $0 | $255,576 | $0 | $19,366 | 0% |
| 2025 | Individual Indexed Life | 0.82% | $2,040,181 | $0 | $0 | $536,563 | $0 | $0 | 0% |
| 2025 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $217,143 | 0% |
| 2025 | Individual Variable Universal Life | 2.28% | $5,532,029 | $0 | $0 | $2,517,861 | $0 | $448,234 | 0% |
| 2025 | Other Individual Life | 2.1% | $75,735 | $0 | $0 | $342,950 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 1.01% | $98,236,604 | $0 | $0 | $11,776,792 | $0 | $141,184 | 0% |
| 2025 | Individual Fixed Annuities | 0.09% | $2,602,044 | $0 | $0 | $44,956 | $0 | $3,141 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 4.45% | $92,829,054 | $0 | $0 | $10,994,624 | $0 | $137,201 | 0% |
| 2025 | Individual Variable Annuities Without Guarantees | 0.7% | $2,805,506 | $0 | $0 | $737,212 | $0 | $842 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.77% | $106,046,673 | $0 | $0 | $15,429,742 | $0 | $825,927 | 0% |
| 2025 | Total Group Life | 0.08% | $1,284,759 | $0 | $0 | $1,142,324 | $0 | $379,420 | 0% |
| 2025 | Group Term Life | 0.18% | $1,233,993 | $0 | $0 | $1,112,466 | $0 | $373,667 | 0% |
| 2025 | Group Universal Life | 0.13% | $50,766 | $0 | $0 | $29,858 | $0 | $0 | 0% |
| 2025 | Group Variable Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $5,753 | 0% |
| 2025 | Total Group Annuities | 0.02% | $289,444 | $0 | $0 | $901,723 | $0 | $2,902 | 0% |
| 2025 | Group Variable Annuities With Guarantees | 0.11% | $289,444 | $0 | $0 | $901,723 | $0 | $2,902 | 0% |
| 2025 | Total Group Life & Annuities | 0.05% | $1,574,203 | $0 | $0 | $2,044,047 | $0 | $382,322 | 0% |
| 2024 | Total Accident & Health | 0.02% | $3,299,910 | $3,299,910 | $0 | $2,430,324 | $2,430,324 | $0 | 100% |
| 2024 | Total Individual Accident & Health | 0.05% | $3,299,910 | $3,299,910 | $0 | $2,430,324 | $2,430,324 | $0 | 100% |
| 2024 | Individual Specified Disease | 0.06% | $67,935 | $67,935 | $0 | $2,697 | $2,697 | $0 | 100% |
| 2024 | Individual Accident Only | 0.07% | $64,061 | $64,061 | $0 | $2,548 | $2,548 | $0 | 100% |
| 2024 | Individual Disability Income | 1.1% | $1,346,588 | $1,346,588 | $0 | $890,491 | $890,491 | $0 | 100% |
| 2024 | Individual Dental | 2.62% | $1,516,665 | $1,516,665 | $0 | $1,319,819 | $1,319,819 | $0 | 100% |
| 2024 | Individual Limited Benefit | 0.23% | $304,661 | $304,661 | $0 | $214,769 | $214,769 | $0 | 100% |
| 2024 | Total Life & Annuities | 0.22% | $35,585,519 | $0 | $0 | $8,029,126 | $0 | $1,242,370,674 | 0% |
| 2024 | Total Individual Life | 0.19% | $8,164,079 | $0 | $0 | $4,474,513 | $0 | $714,178,499 | 0% |
| 2024 | Individual Term Life | 0.03% | $171,754 | $0 | $0 | $255,032 | $0 | $48,101,219 | 0% |
| 2024 | Individual Indexed Life | 0.93% | $2,147,844 | $0 | $0 | $1,301,514 | $0 | $0 | 0% |
| 2024 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $222,039,330 | 0% |
| 2024 | Individual Variable Universal Life | 1.6% | $5,758,047 | $0 | $0 | $2,917,934 | $0 | $444,037,950 | 0% |
| 2024 | Other Individual Life | 2.07% | $86,434 | $0 | $0 | $33 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0.31% | $25,920,124 | $0 | $0 | $1,800,944 | $0 | $48,599,676 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $122,057 | $0 | $672,598 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 1.48% | $24,151,822 | $0 | $0 | $1,178,941 | $0 | $47,927,078 | 0% |
| 2024 | Individual Variable Annuities Without Guarantees | 0.51% | $1,737,736 | $0 | $0 | $499,946 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 0.01% | $30,566 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.27% | $34,084,203 | $0 | $0 | $6,275,457 | $0 | $762,778,175 | 0% |
| 2024 | Total Group Life | 0.1% | $1,444,303 | $0 | $0 | $1,753,669 | $0 | $479,540,951 | 0% |
| 2024 | Group Term Life | 0.22% | $1,392,523 | $0 | $0 | $1,631,336 | $0 | $473,575,837 | 0% |
| 2024 | Group Universal Life | 0.16% | $51,780 | $0 | $0 | $122,333 | $0 | $0 | 0% |
| 2024 | Group Variable Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $5,965,114 | 0% |
| 2024 | Total Group Annuities | 0% | $57,013 | $0 | $0 | $0 | $0 | $51,548 | 0% |
| 2024 | Group Variable Annuities With Guarantees | 0.03% | $57,013 | $0 | $0 | $0 | $0 | $51,548 | 0% |
| 2024 | Total Group Life & Annuities | 0.05% | $1,501,316 | $0 | $0 | $1,753,669 | $0 | $479,592,499 | 0% |
| 2023 | Total Accident & Health | 0.02% | $3,253,875 | $3,253,875 | $0 | $2,947,081 | $2,947,081 | $0 | 100% |
| 2023 | Total Group Accident & Health | 0.03% | $3,253,875 | $3,253,875 | $0 | $2,947,081 | $2,947,081 | $0 | 100% |
| 2023 | Group Specified Disease | 0.03% | $16,829 | $16,829 | $0 | $99 | $99 | $0 | 100% |
| 2023 | Group Accident Only | 0.01% | $17,126 | $17,126 | $0 | $2,926 | $2,926 | $0 | 100% |
| 2023 | Group Disability Income | 0.28% | $1,108,788 | $1,108,788 | $0 | $835,830 | $835,830 | $0 | 100% |
| 2023 | Group Dental | 0.56% | $1,818,620 | $1,818,620 | $0 | $1,865,333 | $1,865,333 | $0 | 100% |
| 2023 | Group Limited Benefit | 0.09% | $292,512 | $292,512 | $0 | $242,893 | $242,893 | $0 | 100% |
| 2023 | Total Life | 0.26% | $35,265,951 | $0 | $0 | $3,973,494 | $0 | $1,321,298 | 0% |
| 2023 | Total Individual Life | 0.34% | $33,977,358 | $0 | $0 | $1,333,362 | $0 | $821,447 | 0% |
| 2023 | Individual Term Life | 0.04% | $220,455 | $0 | $0 | $4,526 | $0 | $149,232 | 0% |
| 2023 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $241,896 | 0% |
| 2023 | Individual Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $430,319 | 0% |
| 2023 | Individual Variable Annuities | 2.26% | $33,756,903 | $0 | $0 | $1,328,836 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.04% | $1,288,593 | $0 | $0 | $2,640,132 | $0 | $499,851 | 0% |
| 2023 | Group Term Life | 0.21% | $1,235,359 | $0 | $0 | $2,541,846 | $0 | $487,110 | 0% |
| 2023 | Group Universal Life | 0.12% | $53,234 | $0 | $0 | $98,286 | $0 | $12,741 | 0% |
| 2022 | Total Accident & Health | 0.03% | $3,566,114 | $3,581,535 | $0 | $2,725,718 | $2,725,718 | $0 | 100% |
| 2022 | Total Group Accident & Health | 0.04% | $3,566,114 | $3,581,535 | $0 | $2,725,718 | $2,725,718 | $0 | 100% |
| 2022 | Group Specified Disease | 0.13% | $61,486 | $61,752 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Accident Only | 0.02% | $20,493 | $20,582 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Disability Income | 0.34% | $1,267,245 | $1,272,725 | $0 | $733,559 | $733,559 | $0 | 100% |
| 2022 | Group Dental | 0.59% | $1,860,041 | $1,868,084 | $0 | $1,740,427 | $1,740,427 | $0 | 100% |
| 2022 | Group Limited Benefit | 0.12% | $356,849 | $358,392 | $0 | $251,732 | $251,732 | $0 | 100% |
| 2022 | Total Life | 0.11% | $15,614,150 | $0 | $0 | $5,260,615 | $0 | $1,264,275 | 0% |
| 2022 | Total Individual Life | 0.15% | $14,299,841 | $0 | $0 | $3,800,508 | $0 | $729,981 | 0% |
| 2022 | Individual Term Life | 0.03% | $167,836 | $0 | $0 | $190,883 | $0 | $83,526 | 0% |
| 2022 | Individual Universal Life | 0.3% | $2,313,169 | $0 | $0 | $1,671,738 | $0 | $237,108 | 0% |
| 2022 | Individual Variable Life | 2.34% | $5,147,701 | $0 | $0 | $1,895,939 | $0 | $409,347 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $40,609 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 0.34% | $6,630,526 | $0 | $0 | $41,948 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.03% | $1,314,309 | $0 | $0 | $1,460,107 | $0 | $534,294 | 0% |
| 2022 | Group Term Life | 0.23% | $1,257,507 | $0 | $0 | $1,205,903 | $0 | $527,443 | 0% |
| 2022 | Group Universal Life | 0.05% | $56,802 | $0 | $0 | $254,204 | $0 | $6,851 | 0% |
| 2021 | Total Accident & Health | 0.02% | $2,348,670 | $2,364,076 | $0 | $1,867,686 | $1,923,887 | $0 | 103.01% |
| 2021 | Total Group Accident & Health | 0.03% | $2,348,670 | $2,364,076 | $0 | $1,867,686 | $1,923,887 | $0 | 103.01% |
| 2021 | Group Specified Disease | 0.01% | $5,678 | $5,715 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Accident Only | 0% | $1,854 | $1,866 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Disability Income | 0.21% | $737,569 | $742,407 | $0 | $432,414 | $445,426 | $0 | 103.01% |
| 2021 | Group Dental | 0.43% | $1,336,822 | $1,345,591 | $0 | $1,234,410 | $1,271,555 | $0 | 103.01% |
| 2021 | Group Limited Benefit | 0.09% | $266,747 | $268,497 | $0 | $200,862 | $206,906 | $0 | 103.01% |
| 2021 | Total Life | 0.09% | $10,942,950 | $0 | $0 | $3,630,391 | $0 | $1,109,090 | 0% |
| 2021 | Total Individual Life | 0.13% | $10,104,758 | $0 | $0 | $2,596,481 | $0 | $723,457 | 0% |
| 2021 | Individual Term Life | 0.04% | $234,908 | $0 | $0 | $0 | $0 | $97,491 | 0% |
| 2021 | Individual Universal Life | 0.32% | $2,520,985 | $0 | $0 | $1,958,512 | $0 | $240,661 | 0% |
| 2021 | Individual Variable Life | 1.51% | $3,573,182 | $0 | $0 | $179,183 | $0 | $385,305 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $50,000 | $0 | $0 | $36,825 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 0.16% | $3,725,683 | $0 | $0 | $421,961 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.02% | $838,192 | $0 | $0 | $1,033,910 | $0 | $385,633 | 0% |
| 2021 | Group Term Life | 0.13% | $777,594 | $0 | $0 | $925,113 | $0 | $378,256 | 0% |
| 2021 | Group Universal Life | 0.17% | $60,598 | $0 | $0 | $108,797 | $0 | $7,377 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 1 | 0 |
| 2025 | Life and Annuities | 0% | 2 | 0 |
| 2024 | Life and Annuities | 0.14% | 0 | 0 |
| 2023 | Health | 0.03% | 0 | 0 |
| 2023 | Life and Annuities | 0.12% | 1 | 109 |
| 2022 | Health | 0.03% | 0 | 0 |
| 2022 | Life and Annuities | 0.11% | 1 | 125 |
| 2021 | Health | 0.02% | 0 | 0 |
| 2021 | Life and Annuities | 0.09% | 1 | 144 |
Company Changes
Date:
2020-02-21Comments:
Effective 2/21/2020 Mony Life Insurance Company of America changed its name to Equitable Financial Life Insurance Company of AmericaMarket Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.