Company Details
Company Name:
AAA LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
71854Company Address:
17900 N LAUREL PARK DR LIVONIA, MI 48152
Phone Number:
7347792600Mailing Address:
17900 N. Laurel Park Drive Livonia, MI 48152
Mailing Phone:
7348056291Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A423244Date Admitted:
1974-04-10Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.01% | $2,457,077 | $0 | $816,096 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Accident & Health | 0% | $80,827 | $0 | $78,838 | $0 | $0 | $0 | 0% |
| 2025 | Individual Accident Only | 0.09% | $80,827 | $0 | $78,838 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Accident & Health | 0.03% | $2,376,250 | $0 | $737,258 | $0 | $0 | $0 | 0% |
| 2025 | Group Accident Only | 1.45% | $2,376,250 | $0 | $737,258 | $0 | $0 | $0 | 0% |
| 2025 | Total Life & Annuities | 0.12% | $21,112,127 | $0 | $0 | $11,367,745 | $0 | $2,727,488 | 0% |
| 2025 | Total Individual Life | 0.33% | $13,167,154 | $0 | $0 | $6,931,494 | $0 | $1,574,395 | 0% |
| 2025 | Individual Whole Life | 0.95% | $8,896,460 | $0 | $0 | $4,175,040 | $0 | $134,585 | 0% |
| 2025 | Individual Term Life | 0.59% | $3,582,872 | $0 | $0 | $2,444,173 | $0 | $1,367,731 | 0% |
| 2025 | Individual Universal Life | 0% | $11,117 | $0 | $0 | $15,551 | $0 | $1,543 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0.27% | $676,705 | $0 | $0 | $296,730 | $0 | $70,536 | 0% |
| 2025 | Total Individual Annuities | 0.01% | $503,353 | $0 | $0 | $727,017 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0.02% | $468,353 | $0 | $0 | $718,276 | $0 | $0 | 0% |
| 2025 | Individual Life Contingencies | 0% | $35,000 | $0 | $0 | $8,741 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.1% | $13,670,507 | $0 | $0 | $7,658,511 | $0 | $1,574,395 | 0% |
| 2025 | Total Group Life | 0.49% | $7,441,620 | $0 | $0 | $3,709,234 | $0 | $1,153,093 | 0% |
| 2025 | Group Term Life | 1.1% | $7,441,620 | $0 | $0 | $3,709,234 | $0 | $1,153,093 | 0% |
| 2025 | Total Group Life & Annuities | 0.23% | $7,441,620 | $0 | $0 | $3,709,234 | $0 | $1,153,093 | 0% |
| 2024 | Total Accident & Health | 0.01% | $2,123,114 | $2,115,493 | $0 | $1,022,047 | $1,289,013 | $0 | 126.12% |
| 2024 | Total Individual Accident & Health | 0% | $85,687 | $86,115 | $0 | $45,300 | $53,318 | $0 | 117.7% |
| 2024 | Individual Accident Only | 0.09% | $85,687 | $86,115 | $0 | $45,300 | $53,318 | $0 | 117.7% |
| 2024 | Total Group Accident & Health | 0.02% | $2,037,427 | $2,029,378 | $0 | $976,747 | $1,235,695 | $0 | 126.51% |
| 2024 | Group Accident Only | 1.44% | $2,037,427 | $2,029,378 | $0 | $976,747 | $1,235,695 | $0 | 126.51% |
| 2024 | Total Life & Annuities | 0.13% | $20,125,412 | $0 | $0 | $10,769,879 | $0 | $2,655,393 | 0% |
| 2024 | Total Individual Life | 0.29% | $12,548,104 | $0 | $0 | $6,926,285 | $0 | $1,531,850 | 0% |
| 2024 | Individual Whole Life | 0.93% | $8,434,923 | $0 | $0 | $4,229,800 | $0 | $128,269 | 0% |
| 2024 | Individual Term Life | 0.56% | $3,394,570 | $0 | $0 | $2,526,726 | $0 | $1,332,093 | 0% |
| 2024 | Individual Universal Life | 0% | $7,051 | $0 | $0 | $0 | $0 | $1,685 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0.29% | $711,560 | $0 | $0 | $169,759 | $0 | $69,803 | 0% |
| 2024 | Total Individual Annuities | 0.01% | $445,619 | $0 | $0 | $481,328 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0.02% | $445,619 | $0 | $0 | $469,222 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $12,106 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.1% | $12,993,723 | $0 | $0 | $7,407,613 | $0 | $1,531,850 | 0% |
| 2024 | Total Group Life | 0.48% | $7,131,689 | $0 | $0 | $3,362,266 | $0 | $1,123,543 | 0% |
| 2024 | Group Term Life | 1.13% | $7,131,689 | $0 | $0 | $3,362,266 | $0 | $1,123,543 | 0% |
| 2024 | Total Group Life & Annuities | 0.22% | $7,131,689 | $0 | $0 | $3,362,266 | $0 | $1,123,543 | 0% |
| 2023 | Total Accident & Health | 0.01% | $1,897,231 | $1,897,813 | $0 | $909,689 | $736,319 | $0 | 80.94% |
| 2023 | Total Individual Accident & Health | 0% | $106,732 | $107,149 | $0 | $16,650 | $16,650 | $0 | 100% |
| 2023 | Individual Accident Only | 0.13% | $106,732 | $107,149 | $0 | $16,650 | $16,650 | $0 | 100% |
| 2023 | Total Group Accident & Health | 0.02% | $1,790,499 | $1,790,664 | $0 | $893,039 | $719,669 | $0 | 80.59% |
| 2023 | Group Accident Only | 1.32% | $1,790,499 | $1,790,664 | $0 | $893,039 | $719,669 | $0 | 80.59% |
| 2023 | Total Life | 0.14% | $19,068,638 | $0 | $0 | $12,570,357 | $0 | $2,609,631 | 0% |
| 2023 | Total Individual Life | 0.12% | $12,172,474 | $0 | $0 | $6,903,563 | $0 | $1,497,491 | 0% |
| 2023 | Individual Whole Life | 0.16% | $1,359,149 | $0 | $0 | $440,280 | $0 | $34,013 | 0% |
| 2023 | Individual Term Life | 0.55% | $3,233,035 | $0 | $0 | $1,845,075 | $0 | $1,308,573 | 0% |
| 2023 | Individual Universal Life | 0.12% | $694,703 | $0 | $0 | $358,997 | $0 | $68,837 | 0% |
| 2023 | Individual Graded Death Benefits | 36.37% | $6,360,850 | $0 | $0 | $3,010,196 | $0 | $86,068 | 0% |
| 2023 | Individual Ordinary Annuities | 0.02% | $524,737 | $0 | $0 | $1,249,015 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.2% | $6,896,164 | $0 | $0 | $5,666,794 | $0 | $1,112,140 | 0% |
| 2023 | Group Term Life | 1.16% | $6,896,164 | $0 | $0 | $5,666,794 | $0 | $1,112,140 | 0% |
| 2022 | Total Accident & Health | 0.01% | $1,798,680 | $1,797,396 | $0 | $952,359 | $889,092 | $0 | 93.36% |
| 2022 | Total Individual Accident & Health | 0% | $124,508 | $125,878 | $0 | $17,763 | $15,461 | $0 | 87.04% |
| 2022 | Individual Accident Only | 0.2% | $124,508 | $125,878 | $0 | $17,763 | $15,461 | $0 | 87.04% |
| 2022 | Total Group Accident & Health | 0.02% | $1,674,172 | $1,671,518 | $0 | $934,596 | $873,631 | $0 | 93.48% |
| 2022 | Group Accident Only | 1.26% | $1,674,172 | $1,671,518 | $0 | $934,596 | $873,631 | $0 | 93.48% |
| 2022 | Total Life | 0.13% | $18,162,291 | $0 | $0 | $10,156,657 | $0 | $2,607,077 | 0% |
| 2022 | Total Individual Life | 0.12% | $11,453,128 | $0 | $0 | $5,483,399 | $0 | $1,471,087 | 0% |
| 2022 | Individual Whole Life | 0.14% | $1,249,027 | $0 | $0 | $206,229 | $0 | $27,626 | 0% |
| 2022 | Individual Term Life | 0.51% | $3,152,521 | $0 | $0 | $1,755,875 | $0 | $1,295,813 | 0% |
| 2022 | Individual Universal Life | 0.09% | $669,324 | $0 | $0 | $287,361 | $0 | $65,794 | 0% |
| 2022 | Individual Graded Death Benefits | 25.54% | $5,986,372 | $0 | $0 | $2,729,489 | $0 | $81,854 | 0% |
| 2022 | Individual Ordinary Annuities | 0.02% | $395,884 | $0 | $0 | $504,445 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.15% | $6,709,163 | $0 | $0 | $4,673,258 | $0 | $1,135,990 | 0% |
| 2022 | Group Term Life | 1.22% | $6,709,163 | $0 | $0 | $4,673,258 | $0 | $1,135,990 | 0% |
| 2021 | Total Accident & Health | 0.01% | $1,725,184 | $1,738,907 | $0 | $618,802 | $838,696 | $0 | 135.54% |
| 2021 | Total Individual Accident & Health | 0% | $139,697 | $141,380 | $0 | $36,000 | $36,170 | $0 | 100.47% |
| 2021 | Individual Accident Only | 0.22% | $139,697 | $141,380 | $0 | $36,000 | $36,170 | $0 | 100.47% |
| 2021 | Total Group Accident & Health | 0.02% | $1,585,487 | $1,597,527 | $0 | $582,802 | $802,526 | $0 | 137.7% |
| 2021 | Group Accident Only | 1.32% | $1,585,487 | $1,597,527 | $0 | $582,802 | $802,526 | $0 | 137.7% |
| 2021 | Total Life | 0.14% | $16,735,196 | $0 | $0 | $9,409,153 | $0 | $2,606,260 | 0% |
| 2021 | Total Individual Life | 0.13% | $10,419,668 | $0 | $0 | $4,939,728 | $0 | $1,459,412 | 0% |
| 2021 | Individual Whole Life | 0.13% | $1,128,204 | $0 | $0 | $171,755 | $0 | $27,208 | 0% |
| 2021 | Individual Term Life | 0.5% | $3,041,835 | $0 | $0 | $1,773,438 | $0 | $1,291,169 | 0% |
| 2021 | Individual Universal Life | 0.08% | $654,226 | $0 | $0 | $309,838 | $0 | $63,072 | 0% |
| 2021 | Individual Graded Death Benefits | 25.65% | $5,564,703 | $0 | $0 | $2,258,669 | $0 | $77,963 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $30,700 | $0 | $0 | $426,028 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.14% | $6,315,528 | $0 | $0 | $4,469,425 | $0 | $1,146,848 | 0% |
| 2021 | Group Term Life | 1.04% | $6,315,528 | $0 | $0 | $4,469,425 | $0 | $1,146,848 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 3 | 0 |
| 2025 | Life and Annuities | 0% | 9 | 0 |
| 2024 | Health | 0% | 2 | 0 |
| 2024 | Life and Annuities | 0.16% | 9 | 839 |
| 2023 | Health | 0.02% | 1 | 282 |
| 2023 | Life and Annuities | 0.16% | 5 | 417 |
| 2022 | Health | 0.02% | 0 | 0 |
| 2022 | Life and Annuities | 0.16% | 3 | 256 |
| 2021 | Health | 0.02% | 0 | 0 |
| 2021 | Life and Annuities | 0.15% | 3 | 251 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.