Company Details

Company Details

Company Name:
LUMICO LIFE INSURANCE COMPANY
License Status:
Inactive
NAIC Number:
73504
Company Address:
175 King St.
Armonk, NY 10504
Phone Number:
8777947773
Mailing Address:
175 King St.
Armonk, NY 10504
Mailing Phone:
8777947773
Description:
Life and Health (Ch 376 & 377, RSMo)
License Number:
A423205
Date Admitted:
2026-04-01

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 0.01% $1,985,384 $1,988,164 $0 $1,938,393 $1,960,624 $0 101.15%
2025 Total Individual Accident & Health 0.02% $1,985,384 $1,988,164 $0 $1,938,393 $1,960,624 $0 101.15%
2025 Individual Medicare Supplement 0.32% $1,976,304 $1,979,071 $0 $1,938,393 $1,960,624 $0 101.15%
2025 Individual Accident Only 0.01% $9,080 $9,093 $0 $0 $0 $0 0%
2025 Total Life & Annuities 0.01% $2,276,392 $0 $0 $1,490,803 $0 $130,004,839 0%
2025 Total Individual Life 0.06% $2,276,392 $0 $0 $1,490,803 $0 $130,004,839 0%
2025 Individual Whole Life 0.02% $182,047 $0 $0 $178,502 $0 $21,301,839 0%
2025 Individual Term Life 0.14% $841,996 $0 $0 $670,000 $0 $108,703,000 0%
2025 Other Individual Life 34.79% $1,252,349 $0 $0 $642,301 $0 $0 0%
2025 Total Individual Life & Annuities 0.02% $2,276,392 $0 $0 $1,490,803 $0 $130,004,839 0%
2024 Total Accident & Health 0.02% $2,583,447 $2,573,113 $0 $2,515,375 $2,507,829 $0 99.7%
2024 Total Individual Accident & Health 0.04% $2,583,447 $2,573,113 $0 $2,515,375 $2,507,829 $0 99.7%
2024 Individual Medicare Supplement 0.45% $2,570,523 $2,560,241 $0 $2,515,375 $2,507,829 $0 99.7%
2024 Individual Accident Only 0.01% $12,924 $12,872 $0 $0 $0 $0 0%
2024 Total Life & Annuities 0.02% $2,760,706 $0 $0 $1,901,982 $0 $147,247,869 0%
2024 Total Individual Life 0.06% $2,760,706 $0 $0 $1,901,982 $0 $147,247,869 0%
2024 Individual Whole Life 0.02% $205,818 $0 $0 $126,703 $0 $25,423,869 0%
2024 Individual Term Life 0.17% $992,712 $0 $0 $1,183,000 $0 $121,824,000 0%
2024 Other Individual Life 37.35% $1,562,176 $0 $0 $592,279 $0 $0 0%
2024 Total Individual Life & Annuities 0.02% $2,760,706 $0 $0 $1,901,982 $0 $147,247,869 0%
2023 Total Accident & Health 0.03% $4,054,588 $4,060,670 $0 $3,947,775 $3,935,932 $0 99.7%
2023 Total Individual Accident & Health 0.08% $4,054,588 $4,060,670 $0 $3,947,775 $3,935,932 $0 99.7%
2023 Individual Medicare Supplement 0.76% $4,033,903 $4,039,954 $0 $3,947,775 $3,935,932 $0 99.7%
2023 Individual Accident Only 0.03% $20,685 $20,716 $0 $0 $0 $0 0%
2023 Total Life 0.02% $2,997,110 $0 $0 $977,116 $0 $165,994,749 0%
2023 Total Individual Life 0.03% $2,997,110 $0 $0 $977,116 $0 $165,994,749 0%
2023 Individual Whole Life 0.02% $215,233 $0 $0 $91,631 $0 $29,529,749 0%
2023 Individual Term Life 0.18% $1,055,920 $0 $0 $455,000 $0 $136,465,000 0%
2023 Individual Other Consideration 1.92% $1,725,957 $0 $0 $430,485 $0 $0 0%
2022 Total Accident & Health 0.04% $5,593,545 $5,762,751 $0 $5,243,686 $5,209,929 $0 99.36%
2022 Total Individual Accident & Health 0.11% $5,593,545 $5,762,751 $0 $5,243,686 $5,209,929 $0 99.36%
2022 Individual Medicare Supplement 1.04% $5,575,129 $5,744,047 $0 $5,143,686 $5,104,502 $0 99.24%
2022 Individual Accident Only 0.03% $18,416 $18,704 $0 $100,000 $105,427 $0 105.43%
2022 Total Life 0.02% $3,050,754 $0 $0 $1,750,732 $0 $181,625 0%
2022 Total Individual Life 0.03% $3,050,754 $0 $0 $1,750,732 $0 $181,625 0%
2022 Individual Whole Life 0.23% $1,951,011 $0 $0 $515,732 $0 $31,290 0%
2022 Individual Term Life 0.18% $1,099,743 $0 $0 $1,235,000 $0 $150,335 0%
2021 Total Accident & Health 0.05% $6,468,566 $6,596,011 $0 $5,265,794 $5,412,284 $0 102.78%
2021 Total Individual Accident & Health 0.14% $6,468,566 $6,596,011 $0 $5,265,794 $5,412,284 $0 102.78%
2021 Individual Medicare Supplement 1.11% $6,456,150 $6,582,806 $0 $5,265,794 $5,401,207 $0 102.57%
2021 Individual Accident Only 0.02% $12,416 $13,205 $0 $0 $11,077 $0 0%
2021 Total Life 0.02% $2,806,001 $0 $0 $720,684 $0 $172,300 0%
2021 Total Individual Life 0.04% $2,806,001 $0 $0 $720,684 $0 $172,300 0%
2021 Individual Whole Life 0.2% $1,778,017 $0 $0 $445,684 $0 $28,778 0%
2021 Individual Term Life 0.17% $1,027,984 $0 $0 $275,000 $0 $143,522 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Health 0.2% 0 0
2025 Life and Annuities 0% 4 0
2024 Health 0.2% 0 0
2024 Life and Annuities 0.03% 3 1665
2023 Health 0.06% 1 82
2023 Life and Annuities 0.03% 5 2482
2023 Medicare Supplement Insurance 0.67% 1 197
2022 Health 0.07% 2 136
2022 Life and Annuities 0.03% 5 2665
2022 Medicare Supplement Insurance 0.7% 2 384
2021 Health 0.05% 2 163
2021 Life and Annuities 0.02% 5 2967
2021 Medicare Supplement Insurance 0.53% 2 472

Company Changes

Date:
2012-08-02
Comments:
Effective 8/2/2012 Congress Life Insurance Company changed its name to Generation Life Insurance Company.
Date:
2017-03-23
Comments:
Effective 3/23/17 Generation Life Insurance Company changed its name to the above.
Date:
2026-04-01
Comments:
Effective 4/01/2026 the above Company’s status was changed to Inactive following a merger with and into Wilcac Life Insurance Company, NAIC #62413

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

Date:
2018-06-11
Date:
2023-06-30