Company Details

Company Details

Company Name:
ZURICH AMERICAN INSURANCE COMPANY
License Status:
Active
NAIC Number:
16535
Company Address:
1299 Zurich Way
Schaumburg, IL 60196
Phone Number:
8476056587
Mailing Address:
1299 Zurich Way
Schaumburg, IL 60196
Mailing Phone:
8476056000
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B422821
Date Admitted:
1999-06-25

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2023 Total Accident & Health 0.04% $6,030,284 $5,821,918 $0 $3,941,617 $3,968,799 $0 100.69%
2023 Total Group Accident & Health 0.06% $6,030,284 $5,821,918 $0 $3,941,617 $3,968,799 $0 100.69%
2023 Group Accident Only 1.85% $2,497,672 $2,369,385 $0 $2,040,710 $1,529,432 $0 74.95%
2023 Group Stop Loss 0.36% $3,532,612 $3,452,533 $0 $1,900,907 $2,439,367 $0 128.33%
2023 Total Property & Casualty 0.91% $144,044,423 $143,792,299 $0 $97,607,799 $91,734,142 $0 93.98%
2023 Total Fire & Allied Lines 3.05% $23,690,460 $22,951,221 $0 $23,348,854 $16,152,236 $0 69.18%
2023 Commercial Fire & Allied Lines 7.37% $23,690,460 $22,951,221 $0 $23,348,854 $16,152,236 $0 69.18%
2023 Commercial Multi-Peril 0.59% $6,574,076 $5,756,132 $0 $4,502,890 $2,017,523 $0 44.81%
2023 Ocean Marine 1.44% $755,756 $889,946 $0 $56,161 $-40,442 $0 -72.01%
2023 Inland Marine (Incl Auto Cargo) 1.79% $9,989,628 $11,213,328 $0 $6,855,963 $9,299,379 $0 135.64%
2023 Total Medical Malpractice 0% $0 $0 $0 $0 $36,585 $0 0%
2023 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $18,389 $0 0%
2023 Medical Malpractice - Hospitals 0% $0 $0 $0 $0 $18,196 $0 0%
2023 Earthquake 0.94% $1,340,334 $1,321,059 $0 $0 $1,100 $0 0%
2023 Direct Workers Compensation 3.79% $40,805,273 $40,810,291 $0 $20,871,406 $29,734,628 $0 142.47%
2023 Other Liability - Bodily Injury & Property Damage 2.66% $25,364,242 $25,595,663 $0 $18,529,066 $17,890,743 $0 96.56%
2023 Excess Workers Compensation 0.67% $169,168 $125,035 $0 $0 $-129,545 $0 0%
2023 Products Liability 1.18% $584,108 $636,833 $0 $638,011 $-3,447,572 $0 0%
2023 Total Private Passenger Automobile 0% $0 $0 $0 $3,502 $3,502 $0 100%
2023 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $3,502 $3,502 $0 100%
2023 Total Commercial Automobile 2.81% $28,917,219 $28,781,808 $0 $22,669,402 $19,939,094 $0 87.96%
2023 Commercial Auto Liability Bodily Injury 3.38% $17,495,967 $17,007,860 $0 $14,613,700 $11,438,331 $0 78.27%
2023 Commercial Auto Liability Property Damage 0% $0 $0 $0 $1,835,145 $1,886,132 $0 102.78%
2023 Commercial Auto Medical Payments 11.58% $872,124 $984,734 $0 $15,000 $17,061 $0 113.74%
2023 Commercial Auto Uninsured Motorists 2.8% $1,166,175 $1,322,842 $0 $45,335 $535,894 $0 0%
2023 Commercial Auto Comprehensive 4.89% $5,848,804 $5,871,007 $0 $2,810,603 $2,811,680 $0 100.04%
2023 Commercial Auto Collision 1.76% $3,534,149 $3,595,365 $0 $3,349,619 $3,249,996 $0 97.03%
2023 Fidelity 2.99% $792,948 $817,570 $0 $59,778 $114,345 $0 191.28%
2023 Surety 1.14% $1,306,736 $1,432,603 $0 $0 $93,241 $0 0%
2023 Burglary & Theft 1.66% $129,462 $142,729 $0 $0 $-13,184 $0 0%
2023 Boiler & Machinery 4.86% $2,225,166 $2,026,524 $0 $0 $60,629 $0 0%
2023 Private Flood 20.48% $1,399,847 $1,291,557 $0 $72,766 $21,880 $0 30.07%
2022 Total Accident & Health 0.04% $4,785,850 $4,771,402 $0 $3,293,451 $3,454,977 $0 104.9%
2022 Total Group Accident & Health 0.06% $4,785,850 $4,771,402 $0 $3,293,451 $3,454,977 $0 104.9%
2022 Group Accident Only 1.78% $2,353,584 $2,106,081 $0 $2,649,784 $1,643,475 $0 62.02%
2022 Group Stop Loss 0.27% $2,432,266 $2,665,321 $0 $643,667 $1,811,502 $0 281.43%
2022 Total Property & Casualty 0.95% $136,895,116 $125,584,660 $0 $66,460,806 $111,018,899 $0 167.04%
2022 Total Fire & Allied Lines 5.45% $26,233,091 $20,959,559 $0 $10,785,635 $24,660,978 $0 228.65%
2022 Commercial Fire & Allied Lines 8.3% $26,233,091 $20,959,559 $0 $10,785,635 $24,660,978 $0 228.65%
2022 Commercial Multi-Peril 0.4% $4,010,018 $4,410,950 $0 $5,397,303 $4,798,929 $0 88.91%
2022 Ocean Marine 1.83% $896,486 $710,184 $0 $346,176 $399,436 $0 115.39%
2022 Inland Marine (Incl Auto Cargo) 2.44% $12,869,679 $11,735,951 $0 $5,647,769 $6,582,499 $0 116.55%
2022 Total Medical Malpractice 0% $0 $0 $0 $0 $-1,017 $0 0%
2022 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $-1,161 $0 0%
2022 Medical Malpractice - Hospitals 0% $0 $0 $0 $0 $144 $0 0%
2022 Earthquake 0.97% $1,326,784 $1,088,988 $0 $0 $4,033 $0 0%
2022 Direct Workers Compensation 3.31% $34,336,938 $34,125,008 $0 $19,766,163 $22,723,731 $0 114.96%
2022 Other Liability - Bodily Injury & Property Damage 3.09% $26,317,751 $25,342,126 $0 $11,297,274 $19,634,008 $0 173.79%
2022 Excess Workers Compensation -0.08% $-30,338 $125,434 $0 $400,507 $-921,279 $0 -230.03%
2022 Products Liability 2.68% $1,179,092 $995,136 $0 $1,511,427 $1,544,189 $0 102.17%
2022 Total Commercial Automobile 2.44% $23,969,055 $21,669,190 $0 $10,466,319 $30,679,227 $0 293.12%
2022 Commercial Auto Liability Bodily Injury 3.14% $15,029,047 $13,217,057 $0 $6,292,497 $25,639,752 $0 407.47%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $0 $1,293,601 $1,473,074 $0 113.87%
2022 Commercial Auto Medical Payments 12.76% $912,916 $817,835 $0 $0 $5,100 $0 0%
2022 Commercial Auto Uninsured Motorists 3.39% $1,275,665 $1,135,792 $0 $34,000 $7,500 $0 22.06%
2022 Commercial Auto Comprehensive 3.78% $4,697,347 $6,091,659 $0 $1,056,330 $1,280,454 $0 121.22%
2022 Commercial Auto Collision 1.13% $2,054,080 $406,847 $0 $1,789,891 $2,273,347 $0 127.01%
2022 Fidelity 3.26% $855,001 $515,420 $0 $742,233 $756,023 $0 101.86%
2022 Surety 1.13% $1,163,475 $296,643 $0 $0 $17,047 $0 0%
2022 Burglary & Theft 2.64% $191,482 $181,571 $0 $0 $-12,910 $0 0%
2022 Boiler & Machinery 5.67% $2,203,511 $1,883,348 $0 $0 $13,328 $0 0%
2022 Private Flood 19.22% $1,373,091 $1,545,152 $0 $100,000 $140,677 $0 140.68%
2021 Total Accident & Health 0.03% $4,017,464 $4,040,601 $0 $2,342,096 $2,361,707 $0 100.84%
2021 Total Group Accident & Health 0.05% $4,017,464 $4,040,601 $0 $2,342,096 $2,361,707 $0 100.84%
2021 Group Accident Only 2.91% $3,507,613 $3,518,209 $0 $2,287,515 $2,290,917 $0 100.15%
2021 Group Disability Income 0% $0 $0 $0 $24,401 $0 $0 0%
2021 Group Stop Loss 0.06% $509,851 $522,392 $0 $30,180 $70,790 $0 234.56%
2021 Total Property & Casualty 0.85% $113,347,097 $110,900,884 $0 $63,829,895 $31,252,319 $0 48.96%
2021 Total Fire & Allied Lines 2.11% $13,952,454 $15,251,149 $0 $15,723,181 $-677,651 $0 -4.31%
2021 Commercial Fire & Allied Lines 4.18% $13,952,454 $15,251,149 $0 $15,723,181 $-677,651 $0 -4.31%
2021 Commercial Multi-Peril 0.81% $7,475,965 $7,019,286 $0 $8,439,395 $3,807,955 $0 45.12%
2021 Ocean Marine 1.79% $780,821 $854,112 $0 $-302,486 $-412,377 $0 136.33%
2021 Inland Marine (Incl Auto Cargo) 2.12% $9,915,859 $10,392,445 $0 $2,127,996 $2,030,618 $0 95.42%
2021 Total Medical Malpractice 0% $0 $0 $0 $0 $-216,949 $0 0%
2021 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $-214,090 $0 0%
2021 Medical Malpractice - Hospitals 0% $0 $0 $0 $0 $-2,859 $0 0%
2021 Earthquake 0.81% $1,057,977 $1,462,027 $0 $0 $-1,480 $0 0%
2021 Direct Workers Compensation 3.16% $30,713,290 $30,942,436 $0 $14,831,209 $13,183,542 $0 88.89%
2021 Other Liability - Bodily Injury & Property Damage 2.95% $23,943,815 $22,052,715 $0 $15,356,076 $1,114,939 $0 7.26%
2021 Excess Workers Compensation 1.55% $569,233 $555,621 $0 $30,836 $-829,379 $0 0%
2021 Products Liability 3.57% $1,455,336 $1,104,177 $0 $247,897 $-2,404,752 $0 0%
2021 Total Commercial Automobile 2.15% $19,453,011 $17,826,691 $0 $6,648,126 $15,139,981 $0 227.73%
2021 Commercial Auto Liability Bodily Injury 2.54% $11,660,613 $10,311,715 $0 $3,236,378 $11,285,126 $0 348.7%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $0 $875,651 $979,837 $0 111.9%
2021 Commercial Auto Medical Payments 11.18% $744,715 $850,655 $0 $1,787 $-13,215 $0 0%
2021 Commercial Auto Uninsured Motorists 3.85% $1,138,473 $1,142,714 $0 $72,000 $138,189 $0 191.93%
2021 Commercial Auto Comprehensive 5.7% $5,814,492 $4,941,869 $0 $660,116 $714,416 $0 108.23%
2021 Commercial Auto Collision 0.05% $94,718 $579,738 $0 $1,802,194 $2,035,628 $0 112.95%
2021 Fidelity 1.44% $366,530 $372,100 $0 $0 $-23,279 $0 0%
2021 Surety 0.42% $432,012 $109,556 $0 $0 $23,746 $0 0%
2021 Burglary & Theft 1.64% $111,651 $145,068 $0 $650,000 $388,688 $0 59.8%
2021 Boiler & Machinery 3.95% $1,489,366 $1,487,661 $0 $77,665 $79,451 $0 102.3%
2021 Private Flood 20% $1,629,777 $1,325,840 $0 $0 $49,266 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 1 0
2025 Homeowners 0% 1 0
2024 Health 0% 1 0
2023 Health 0.02% 1 247
2022 Health 0.03% 1 153
2021 Health 0.05% 0 0

Company Changes

Date:
2015-12-31
Comments:
Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.

Market Regulation Actions

Date:
2016-12-15
Date:
2016-09-22

Financial Exams

This company does not have any financial exams.