Company Details
Company Name:
GUARDIAN INSURANCE & ANNUITY COMPANY INCLicense Status:
ActiveNAIC Number:
78778Company Address:
10 HUDSON YARDS NEW YORK, NY 10001
Phone Number:
2125988000Mailing Address:
10 HUDSON YARDS NEW YORK, NY 10001
Mailing Phone:
2125988829Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A422569Date Admitted:
1971-12-17Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Life & Annuities | 0.43% | $73,216,964 | $0 | $0 | $17,941,660 | $0 | $1,090,513 | 0% |
| 2025 | Total Individual Life | 0.02% | $905,832 | $0 | $0 | $1,250,981 | $0 | $857,057 | 0% |
| 2025 | Individual Term Life | 0.14% | $827,674 | $0 | $0 | $500,000 | $0 | $831,614 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0% | $5,491 | $0 | $0 | $0 | $0 | $12,222 | 0% |
| 2025 | Individual Variable Life | 0% | $0 | $0 | $0 | $423,592 | $0 | $2,235 | 0% |
| 2025 | Individual Variable Universal Life | 0.03% | $72,667 | $0 | $0 | $327,389 | $0 | $10,986 | 0% |
| 2025 | Total Individual Annuities | 0.75% | $72,305,921 | $0 | $0 | $16,329,718 | $0 | $232,559 | 0% |
| 2025 | Individual Fixed Annuities | 1.84% | $54,833,508 | $0 | $0 | $1,723,296 | $0 | $122,281 | 0% |
| 2025 | Individual Indexed Annuities | 0.02% | $816,381 | $0 | $0 | $10,269 | $0 | $1,945 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0% | $10,392 | $0 | $0 | $8,299,353 | $0 | $37,484 | 0% |
| 2025 | Individual Life Contingencies | 2.16% | $16,645,640 | $0 | $0 | $6,296,800 | $0 | $70,849 | 0% |
| 2025 | Total Individual Life & Annuities | 0.53% | $73,211,753 | $0 | $0 | $17,580,699 | $0 | $1,089,616 | 0% |
| 2025 | Total Group Life | 0% | $5,211 | $0 | $0 | $23,675 | $0 | $897 | 0% |
| 2025 | Group Universal Life | 0.01% | $5,211 | $0 | $0 | $23,675 | $0 | $897 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $337,286 | $0 | $0 | 0% |
| 2025 | Group Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $337,286 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $5,211 | $0 | $0 | $360,961 | $0 | $897 | 0% |
| 2024 | Total Life & Annuities | 0.31% | $49,045,755 | $0 | $0 | $20,295,673 | $0 | $716,300 | 0% |
| 2024 | Total Individual Life | 0.02% | $780,304 | $0 | $0 | $0 | $0 | $715,238 | 0% |
| 2024 | Individual Term Life | 0.12% | $694,351 | $0 | $0 | $0 | $0 | $687,710 | 0% |
| 2024 | Individual Universal Life | 0% | $5,491 | $0 | $0 | $0 | $0 | $12,222 | 0% |
| 2024 | Individual Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $15,306 | 0% |
| 2024 | Individual Variable Universal Life | 0.02% | $80,462 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0.58% | $48,258,977 | $0 | $0 | $20,260,673 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 1.41% | $37,249,189 | $0 | $0 | $515,351 | $0 | $0 | 0% |
| 2024 | Individual Indexed Annuities | 0.03% | $936,107 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0% | $42,383 | $0 | $0 | $15,642,250 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 2.94% | $10,031,298 | $0 | $0 | $4,103,072 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.39% | $49,039,281 | $0 | $0 | $20,260,673 | $0 | $715,238 | 0% |
| 2024 | Total Group Life | 0% | $6,474 | $0 | $0 | $26,500 | $0 | $1,062 | 0% |
| 2024 | Group Universal Life | 0.02% | $6,474 | $0 | $0 | $26,500 | $0 | $1,062 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $8,500 | $0 | $0 | 0% |
| 2024 | Group Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $8,500 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $6,474 | $0 | $0 | $35,000 | $0 | $1,062 | 0% |
| 2023 | Total Life | 0.27% | $36,253,208 | $0 | $0 | $16,898,549 | $0 | $533,871 | 0% |
| 2023 | Total Individual Life | 0.36% | $36,247,014 | $0 | $0 | $16,855,976 | $0 | $532,809 | 0% |
| 2023 | Individual Term Life | 0.1% | $563,661 | $0 | $0 | $0 | $0 | $505,892 | 0% |
| 2023 | Individual Universal Life | 0% | $5,491 | $0 | $0 | $0 | $0 | $12,222 | 0% |
| 2023 | Individual Variable Life | 0% | $0 | $0 | $0 | $184,989 | $0 | $14,695 | 0% |
| 2023 | Individual Ordinary Annuities | 1.33% | $35,677,862 | $0 | $0 | $16,670,987 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $6,194 | $0 | $0 | $42,573 | $0 | $1,062 | 0% |
| 2023 | Group Universal Life | 0.01% | $6,194 | $0 | $0 | $9,573 | $0 | $1,062 | 0% |
| 2023 | Group Variable Annuities | 0% | $0 | $0 | $0 | $33,000 | $0 | $0 | 0% |
| 2022 | Total Life | 0.07% | $10,342,367 | $0 | $0 | $13,295,914 | $0 | $344,175 | 0% |
| 2022 | Total Individual Life | 0.1% | $10,334,861 | $0 | $0 | $13,291,537 | $0 | $342,813 | 0% |
| 2022 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $316,418 | 0% |
| 2022 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $12,222 | 0% |
| 2022 | Individual Variable Life | 0.2% | $443,391 | $0 | $0 | $0 | $0 | $14,173 | 0% |
| 2022 | Individual Ordinary Annuities | 0.42% | $9,888,678 | $0 | $0 | $2,604,621 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 0% | $2,792 | $0 | $0 | $10,686,916 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $7,506 | $0 | $0 | $4,377 | $0 | $1,362 | 0% |
| 2022 | Group Universal Life | 0.01% | $7,506 | $0 | $0 | $4,377 | $0 | $1,362 | 0% |
| 2021 | Total Life | 0.02% | $2,906,246 | $0 | $0 | $23,504,500 | $0 | $192,013 | 0% |
| 2021 | Total Individual Life | 0.04% | $2,896,187 | $0 | $0 | $23,473,531 | $0 | $190,476 | 0% |
| 2021 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $163,311 | 0% |
| 2021 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $12,222 | 0% |
| 2021 | Individual Variable Life | 0.13% | $309,863 | $0 | $0 | $0 | $0 | $14,943 | 0% |
| 2021 | Individual Ordinary Annuities | 0.17% | $2,582,332 | $0 | $0 | $2,775,362 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 0% | $3,992 | $0 | $0 | $20,698,169 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $10,059 | $0 | $0 | $30,969 | $0 | $1,537 | 0% |
| 2021 | Group Universal Life | 0.03% | $10,059 | $0 | $0 | $30,969 | $0 | $1,537 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Life and Annuities | 0.09% | 0 | 0 |
| 2023 | Life and Annuities | 0.06% | 0 | 0 |
| 2022 | Life and Annuities | 0.05% | 0 | 0 |
| 2021 | Life and Annuities | 0.03% | 0 | 0 |
Company Changes
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Market Regulation Actions
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Financial Exams
This company does not have any financial exams.