Company Details

Company Details

Company Name:
GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY
License Status:
Active
NAIC Number:
21253
Company Address:
9800 Fredericksburg Road
San Antonio, TX 78288
Phone Number:
8005318722
Mailing Address:
9800 Fredericksburg Road
San Antonio, TX 78288
Mailing Phone:
8005318722
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B422567
Date Admitted:
1915-07-18

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.41% $73,880,095 $70,398,041 $0 $58,587,707 $62,379,143 $0 106.47%
2025 Total Fire & Allied Lines 0.17% $1,130,489 $1,024,698 $0 $1,785,348 $2,203,844 $0 123.44%
2025 Dwelling Fire & Allied Lines 0.34% $1,130,489 $1,024,698 $0 $1,785,348 $2,203,844 $0 123.44%
2025 Total Homeowners 0.68% $25,019,602 $22,510,988 $0 $18,053,570 $18,859,842 $0 104.47%
2025 Homeowners Multi-Peril 0.71% $25,019,602 $22,510,988 $0 $18,053,570 $18,859,842 $0 104.47%
2025 Commercial Multi-Peril 0% $43,542 $36,863 $0 $0 $1,436 $0 0%
2025 Ocean Marine 0% $221 $162 $0 $0 $19 $0 0%
2025 Inland Marine (Incl Auto Cargo) 0.17% $689,273 $646,020 $0 $165,703 $337,917 $0 203.93%
2025 Earthquake 0.26% $372,548 $334,954 $0 $0 $-12,332 $0 0%
2025 Other Liability - Bodily Injury & Property Damage 0.06% $622,498 $493,908 $0 $0 $289,762 $0 0%
2025 Total Private Passenger Auto 0.59% $19,420,538 $19,188,999 $0 $24,618,073 $26,948,977 $0 109.47%
2025 Private Passenger Auto Liability - Bodily Injury 0.55% $8,751,221 $8,634,089 $0 $15,494,274 $18,119,458 $0 116.94%
2025 Private Passenger Auto Liability - Property Damage 0.64% $6,784,711 $6,696,791 $0 $5,191,644 $5,181,239 $0 99.8%
2025 Private Passenger Auto Liability - Medical Payments 1.56% $1,376,550 $1,381,615 $0 $554,876 $602,669 $0 108.61%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.69% $2,508,056 $2,476,504 $0 $3,377,279 $3,045,611 $0 90.18%
2025 Private Passenger Auto - Comprehensive 0.85% $11,939,226 $11,832,457 $0 $6,278,143 $6,011,425 $0 95.75%
2025 Private Passenger Auto - Collision 0.93% $14,642,158 $14,328,992 $0 $7,686,870 $7,738,253 $0 100.67%
2024 Total Property & Casualty 0.38% $64,805,492 $61,479,578 $0 $46,996,044 $51,625,897 $0 109.85%
2024 Total Fire & Allied Lines 0.14% $877,327 $808,114 $0 $602,254 $606,664 $0 100.73%
2024 Dwelling Fire & Allied Lines 0.4% $877,327 $808,114 $0 $602,254 $606,664 $0 100.73%
2024 Total Homeowners 0.59% $20,009,286 $18,567,422 $0 $14,906,341 $17,334,257 $0 116.29%
2024 Homeowners Multi-Peril 0.61% $20,009,286 $18,567,422 $0 $14,906,341 $17,334,257 $0 116.29%
2024 Commercial Multi-Peril 0% $33,300 $30,508 $0 $0 $1,834 $0 0%
2024 Ocean Marine 0% $83 $175 $0 $0 $-51 $0 0%
2024 Inland Marine (Incl Auto Cargo) 0.15% $605,870 $585,553 $0 $143,455 $124,886 $0 87.06%
2024 Earthquake 0.2% $295,226 $277,057 $0 $0 $612 $0 0%
2024 Other Liability - Bodily Injury & Property Damage 0.04% $419,038 $340,766 $0 $0 $433,350 $0 0%
2024 Total Private Passenger Auto 0.59% $18,269,817 $17,713,590 $0 $15,948,275 $17,922,305 $0 112.38%
2024 Private Passenger Auto Liability - Bodily Injury 0.55% $8,143,323 $7,859,292 $0 $7,166,140 $8,310,653 $0 115.97%
2024 Private Passenger Auto Liability - Property Damage 0.6% $6,571,330 $6,509,178 $0 $4,563,040 $4,506,655 $0 98.76%
2024 Private Passenger Auto Liability - Medical Payments 1.48% $1,315,288 $1,251,363 $0 $668,189 $618,319 $0 92.54%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.52% $1,639,249 $1,534,086 $0 $2,005,906 $2,479,945 $0 123.63%
2024 Private Passenger Auto Liability - Underinsured Motorists 0.46% $600,627 $559,671 $0 $1,545,000 $2,006,733 $0 129.89%
2024 Private Passenger Auto - Comprehensive 0.79% $10,592,832 $9,734,059 $0 $8,409,220 $8,268,721 $0 98.33%
2024 Private Passenger Auto - Collision 0.85% $13,702,713 $13,422,334 $0 $6,986,499 $6,933,319 $0 99.24%
2023 Total Property & Casualty 0.34% $54,527,925 $51,166,649 $0 $34,385,346 $36,919,559 $0 107.37%
2023 Total Fire & Allied Lines 0.1% $750,305 $675,913 $0 $129,814 $179,374 $0 138.18%
2023 Dwelling Fire & Allied Lines 0.32% $750,305 $675,913 $0 $129,814 $179,374 $0 138.18%
2023 Total Homeowners 0.56% $16,694,982 $15,489,004 $0 $8,962,058 $9,308,094 $0 103.86%
2023 Homeowners Multi-Peril 0.58% $16,694,982 $15,489,004 $0 $8,962,058 $9,308,094 $0 103.86%
2023 Commercial Multi-Peril 0% $27,185 $23,866 $0 $447 $1,396 $0 312.3%
2023 Ocean Marine 0% $212 $212 $0 $0 $51 $0 0%
2023 Inland Marine (Incl Auto Cargo) 0.1% $551,332 $516,442 $0 $106,663 $119,449 $0 111.99%
2023 Earthquake 0.18% $254,328 $239,958 $0 $0 $-2,321 $0 0%
2023 Other Liability - Bodily Injury & Property Damage 0.03% $260,170 $219,210 $0 $0 $85,204 $0 0%
2023 Total Private Passenger Automobile 0.66% $35,989,411 $34,002,044 $0 $25,186,364 $27,228,312 $0 108.11%
2023 Private Passenger Auto Liability Bodily Injury 0.52% $6,997,833 $6,573,458 $0 $3,836,744 $4,038,488 $0 105.26%
2023 Private Passenger Auto Liability Property Damage 0.61% $6,104,134 $5,863,600 $0 $4,316,765 $4,857,412 $0 112.52%
2023 Private Passenger Auto Medical Payments 1.28% $1,133,834 $1,104,159 $0 $606,240 $473,908 $0 78.17%
2023 Private Passenger Uninsured Motorists 0.45% $1,290,185 $1,210,995 $0 $612,878 $1,251,950 $0 204.27%
2023 Private Passenger Underinsured Motorists 0.41% $468,905 $438,113 $0 $1,308,003 $1,478,107 $0 113%
2023 Private Passenger Auto Comprehensive 0.7% $7,922,911 $7,520,311 $0 $6,591,715 $7,022,714 $0 106.54%
2023 Private Passenger Auto Collision 0.8% $12,071,609 $11,291,408 $0 $7,914,019 $8,105,733 $0 102.42%
2022 Total Property & Casualty 0.31% $44,086,649 $42,428,616 $0 $32,120,161 $36,193,671 $0 112.68%
2022 Total Fire & Allied Lines 0.12% $585,237 $567,026 $0 $103,613 $66,593 $0 64.27%
2022 Dwelling Fire & Allied Lines 0.38% $585,237 $567,026 $0 $103,613 $66,593 $0 64.27%
2022 Total Homeowners 0.53% $14,475,922 $13,519,638 $0 $7,557,681 $8,748,976 $0 115.76%
2022 Homeowners Multi-Peril 0.55% $14,475,922 $13,519,638 $0 $7,557,681 $8,748,976 $0 115.76%
2022 Commercial Multi-Peril 0% $20,986 $14,004 $0 $0 $3,693 $0 0%
2022 Ocean Marine 0% $248 $330 $0 $0 $-232 $0 0%
2022 Inland Marine (Incl Auto Cargo) 0.09% $488,150 $467,494 $0 $133,452 $150,890 $0 113.07%
2022 Earthquake 0.17% $229,302 $214,219 $0 $0 $-515 $0 0%
2022 Other Liability - Bodily Injury & Property Damage 0.02% $190,052 $170,942 $0 $0 $45,637 $0 0%
2022 Total Private Passenger Automobile 0.59% $28,096,752 $27,474,963 $0 $24,325,415 $27,178,629 $0 111.73%
2022 Private Passenger Auto Liability Bodily Injury 0.43% $5,320,067 $5,195,917 $0 $4,171,590 $6,159,770 $0 147.66%
2022 Private Passenger Auto Liability Property Damage 0.61% $5,184,487 $5,165,014 $0 $4,082,461 $4,273,626 $0 104.68%
2022 Private Passenger Auto Medical Payments 1.13% $1,000,373 $1,009,700 $0 $728,206 $808,741 $0 111.06%
2022 Private Passenger Uninsured Motorists 0.38% $972,588 $949,382 $0 $820,929 $998,530 $0 121.63%
2022 Private Passenger Underinsured Motorists 0.4% $344,781 $334,295 $0 $1,405,530 $1,745,031 $0 124.15%
2022 Private Passenger Auto Comprehensive 0.68% $6,291,043 $6,114,177 $0 $5,386,192 $5,592,166 $0 103.82%
2022 Private Passenger Auto Collision 0.69% $8,983,413 $8,706,478 $0 $7,730,507 $7,600,765 $0 98.32%
2021 Total Property & Casualty 0.31% $40,734,321 $39,728,365 $0 $27,084,931 $29,591,321 $0 109.25%
2021 Total Fire & Allied Lines 0.09% $569,439 $545,069 $0 $461,322 $520,104 $0 112.74%
2021 Dwelling Fire & Allied Lines 0.39% $569,439 $545,069 $0 $461,322 $520,104 $0 112.74%
2021 Total Homeowners 0.52% $12,695,421 $11,944,371 $0 $6,594,808 $7,830,510 $0 118.74%
2021 Homeowners Multi-Peril 0.54% $12,695,421 $11,944,371 $0 $6,594,808 $7,830,510 $0 118.74%
2021 Commercial Multi-Peril 0% $6,937 $2,205 $0 $0 $960 $0 0%
2021 Ocean Marine 0% $363 $363 $0 $0 $70 $0 0%
2021 Inland Marine (Incl Auto Cargo) 0.09% $443,912 $430,040 $0 $69,763 $57,762 $0 82.8%
2021 Earthquake 0.15% $197,895 $187,526 $0 $0 $-3,798 $0 0%
2021 Other Liability - Bodily Injury & Property Damage 0.02% $155,340 $143,738 $0 $0 $22,474 $0 0%
2021 Total Private Passenger Automobile 0.6% $26,665,014 $26,475,053 $0 $19,959,038 $21,163,239 $0 106.03%
2021 Private Passenger Auto Liability Bodily Injury 0.43% $5,069,150 $5,071,829 $0 $4,725,468 $5,081,217 $0 107.53%
2021 Private Passenger Auto Liability Property Damage 0.65% $5,235,522 $5,240,632 $0 $3,145,047 $3,364,044 $0 106.96%
2021 Private Passenger Auto Medical Payments 1.15% $1,047,070 $1,042,983 $0 $816,695 $1,018,652 $0 124.73%
2021 Private Passenger Uninsured Motorists 0.41% $939,694 $942,330 $0 $1,138,168 $1,031,432 $0 90.62%
2021 Private Passenger Underinsured Motorists 0.42% $321,056 $319,521 $0 $261,500 $733,822 $0 280.62%
2021 Private Passenger Auto Comprehensive 0.68% $5,824,008 $5,760,321 $0 $3,680,532 $3,707,697 $0 100.74%
2021 Private Passenger Auto Collision 0.69% $8,228,514 $8,097,437 $0 $6,191,628 $6,226,375 $0 100.56%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.7% 19 122
2025 Homeowners 0.56% 7 50
2024 Private Passenger Auto 0.66% 14 121
2024 Homeowners 0.52% 4 58
2023 Private Passenger Auto 0.62% 15 139
2023 Homeowners 0.48% 1 17
2022 Private Passenger Auto 0.6% 12 132
2022 Homeowners 0.47% 2 45
2021 Private Passenger Auto 0.59% 11 123
2021 Homeowners 0.44% 2 51

Company Changes

Date:
2004-06-01
Comments:
Garrison Property and Casualty Association changed its name to Garrison Property and Casualty Insurance Co.

Market Regulation Actions

Date:
2023-09-26

Financial Exams

This company does not have any financial exams.