Company Details

Company Details

Company Name:
AUTOMOBILE CLUB INTER-INSURANCE EXCHANGE
License Status:
Active
NAIC Number:
15512
Company Address:
12901 NORTH FORTY DRIVE
ST LOUIS, MO 63141
Phone Number:
7148852170
Mailing Address:
3333 Fairview Road, Mail Stop A357
Costa Mesa, CA 92626-1698
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B422487
Date Admitted:
1927-04-13

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 1.08% $193,934,695 $195,347,119 $0 $155,774,830 $159,217,093 $0 102.21%
2025 Other Liability - Bodily Injury & Property Damage 0.09% $915,316 $900,501 $0 $930,100 $1,087,839 $0 116.96%
2025 Total Private Passenger Auto 3.28% $107,062,778 $108,152,473 $0 $90,660,813 $92,304,554 $0 101.81%
2025 Private Passenger Auto Liability - Bodily Injury 2.76% $44,202,487 $44,663,432 $0 $45,118,312 $48,012,159 $0 106.41%
2025 Private Passenger Auto Liability - Property Damage 3.52% $37,302,141 $37,685,947 $0 $27,495,392 $28,029,648 $0 101.94%
2025 Private Passenger Auto Liability - Medical Payments 2.18% $1,925,053 $1,975,210 $0 $181,119 $74,889 $0 41.35%
2025 Private Passenger Auto Liability - Uninsured Motorists 4.41% $16,081,528 $15,964,682 $0 $15,756,173 $14,113,041 $0 89.57%
2025 Private Passenger Auto Liability - Underinsured Motorists 5.1% $7,550,714 $7,863,202 $0 $2,109,817 $2,074,817 $0 98.34%
2025 Private Passenger Auto Liability - Accidental Death & Disab/Dism 0.06% $855 $0 $0 $0 $0 $0 0%
2025 Private Passenger Auto - Comprehensive 2.15% $30,131,574 $30,105,356 $0 $30,786,893 $31,398,679 $0 101.99%
2025 Private Passenger Auto - Collision 3.55% $55,825,027 $56,188,789 $0 $33,397,024 $34,426,021 $0 103.08%
2024 Total Property & Casualty 1.18% $202,997,838 $206,620,423 $0 $168,769,741 $163,763,973 $0 97.03%
2024 Other Liability - Bodily Injury & Property Damage 0.1% $946,819 $931,441 $0 $1,425,000 $921,410 $0 64.66%
2024 Total Private Passenger Auto 3.65% $113,421,742 $116,040,552 $0 $88,041,877 $85,991,813 $0 97.67%
2024 Private Passenger Auto Liability - Bodily Injury 3.13% $46,363,499 $46,978,126 $0 $40,445,964 $40,412,809 $0 99.92%
2024 Private Passenger Auto Liability - Property Damage 3.69% $40,045,281 $41,516,465 $0 $28,947,781 $28,609,762 $0 98.83%
2024 Private Passenger Auto Liability - Medical Payments 2.45% $2,175,300 $2,221,898 $0 $163,710 $87,179 $0 53.25%
2024 Private Passenger Auto Liability - Uninsured Motorists 5.28% $16,544,611 $16,941,132 $0 $17,899,555 $16,819,697 $0 93.97%
2024 Private Passenger Auto Liability - Underinsured Motorists 6.3% $8,272,690 $8,344,140 $0 $584,867 $62,366 $0 10.66%
2024 Private Passenger Auto Liability - Accidental Death & Disab/Dism 1.28% $20,361 $38,791 $0 $0 $0 $0 0%
2024 Private Passenger Auto - Comprehensive 2.22% $29,707,929 $29,598,047 $0 $38,100,000 $37,312,308 $0 97.93%
2024 Private Passenger Auto - Collision 3.64% $58,921,348 $60,050,383 $0 $41,202,864 $39,538,442 $0 95.96%
2023 Total Property & Casualty 1.29% $205,066,526 $197,300,819 $0 $145,687,528 $151,617,947 $0 104.07%
2023 Other Liability - Bodily Injury & Property Damage 0.09% $905,853 $902,726 $0 $437,500 $1,238,323 $0 283.05%
2023 Total Private Passenger Automobile 3.72% $204,160,673 $196,398,093 $0 $145,250,028 $150,379,624 $0 103.53%
2023 Private Passenger Auto Liability Bodily Injury 3.49% $47,216,487 $45,973,632 $0 $34,319,640 $34,448,144 $0 100.37%
2023 Private Passenger Auto Liability Property Damage 4.34% $43,587,652 $42,441,168 $0 $28,278,403 $29,082,354 $0 102.84%
2023 Private Passenger Auto Medical Payments 2.62% $2,318,510 $2,318,980 $0 $194,903 $134,165 $0 68.84%
2023 Private Passenger Uninsured Motorists 5.42% $15,471,859 $13,763,809 $0 $15,581,898 $21,565,332 $0 138.4%
2023 Private Passenger Underinsured Motorists 6.73% $7,731,387 $6,877,864 $0 $1,363,961 $935,960 $0 68.62%
2023 Private Passenger Accidential Death & Disab/Dism 4.87% $79,186 $79,287 $0 $0 $0 $0 0%
2023 Private Passenger Auto Comprehensive 2.54% $28,768,991 $28,197,072 $0 $24,261,814 $23,537,732 $0 97.02%
2023 Private Passenger Auto Collision 3.92% $58,986,601 $56,746,281 $0 $41,249,409 $40,675,937 $0 98.61%
2022 Total Property & Casualty 1.2% $173,535,133 $168,062,741 $0 $129,762,745 $150,319,855 $0 115.84%
2022 Other Liability - Bodily Injury & Property Damage 0.11% $900,653 $905,201 $0 $200,000 $63,732 $0 31.87%
2022 Total Private Passenger Automobile 3.64% $172,634,480 $167,157,540 $0 $129,562,745 $150,256,123 $0 115.97%
2022 Private Passenger Auto Liability Bodily Injury 3.38% $41,387,393 $40,197,750 $0 $29,734,281 $39,292,399 $0 132.15%
2022 Private Passenger Auto Liability Property Damage 4.47% $38,202,490 $37,103,642 $0 $26,419,114 $28,732,739 $0 108.76%
2022 Private Passenger Auto Medical Payments 2.49% $2,208,928 $2,167,378 $0 $150,891 $222,332 $0 147.35%
2022 Private Passenger Uninsured Motorists 3.88% $9,824,336 $9,555,585 $0 $12,894,231 $18,896,316 $0 146.55%
2022 Private Passenger Underinsured Motorists 5.89% $5,139,306 $4,998,717 $0 $1,834,934 $1,355,032 $0 73.85%
2022 Private Passenger Accidential Death & Disab/Dism 4.91% $81,371 $82,297 $0 $0 $0 $0 0%
2022 Private Passenger Auto Comprehensive 2.76% $25,660,308 $24,716,120 $0 $18,775,229 $20,653,587 $0 110%
2022 Private Passenger Auto Collision 3.87% $50,130,348 $48,336,051 $0 $39,754,065 $41,103,718 $0 103.4%
2021 Total Property & Casualty 1.22% $161,590,085 $163,041,499 $0 $103,673,248 $112,726,018 $0 108.73%
2021 Other Liability - Bodily Injury & Property Damage 0.11% $915,745 $909,296 $0 $50,000 $-196,207 $0 -392.41%
2021 Total Private Passenger Automobile 3.62% $160,674,340 $162,132,203 $0 $103,623,248 $112,922,225 $0 108.97%
2021 Private Passenger Auto Liability Bodily Injury 3.24% $38,147,376 $38,128,025 $0 $25,820,801 $28,851,578 $0 111.74%
2021 Private Passenger Auto Liability Property Damage 4.37% $35,211,142 $35,190,970 $0 $21,068,725 $23,228,244 $0 110.25%
2021 Private Passenger Auto Medical Payments 2.34% $2,126,560 $2,150,801 $0 $228,251 $-117,326 $0 -51.4%
2021 Private Passenger Uninsured Motorists 3.91% $8,978,455 $9,014,086 $0 $9,109,778 $13,267,080 $0 145.64%
2021 Private Passenger Underinsured Motorists 6.57% $5,081,043 $5,101,207 $0 $2,857,358 $2,119,659 $0 74.18%
2021 Private Passenger Accidential Death & Disab/Dism 5.04% $85,018 $83,302 $0 $0 $0 $0 0%
2021 Private Passenger Auto Comprehensive 2.79% $24,057,739 $24,571,019 $0 $10,803,240 $10,941,876 $0 101.28%
2021 Private Passenger Auto Collision 3.94% $46,987,007 $47,892,793 $0 $33,735,095 $34,631,114 $0 102.66%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 3.37% 111 148
2025 Homeowners 0% 9 0
2024 Private Passenger Auto 3.56% 88 140
2024 Homeowners 0% 2 0
2023 Private Passenger Auto 3.67% 77 121
2023 Homeowners 0% 2 0
2022 Private Passenger Auto 3.61% 70 129
2021 Private Passenger Auto 3.7% 84 151

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

Date:
2017-05-09
Date:
2021-05-24
Date:
2025-05-15