Company Details

Company Details

Company Name:
AMICA MUTUAL INSURANCE COMPANY
License Status:
Active
NAIC Number:
19976
Company Address:
100 AMICA WAY
LINCOLN, RI 02865-1156
Phone Number:
4013346000
Mailing Address:
P.O. BOX 6008
PROVIDENCE, RI 02940-6008
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B422455
Date Admitted:
1973-01-01

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.08% $15,101,818 $15,303,044 $0 $11,376,230 $13,181,572 $0 115.87%
2025 Total Fire & Allied Lines 0.03% $196,041 $208,163 $0 $164,483 $119,899 $0 72.89%
2025 Dwelling Fire & Allied Lines 0.06% $196,041 $208,163 $0 $164,483 $119,899 $0 72.89%
2025 Total Homeowners 0.21% $7,870,287 $7,903,107 $0 $8,173,198 $8,863,482 $0 108.45%
2025 Homeowners Multi-Peril 0.22% $7,870,287 $7,903,107 $0 $8,173,198 $8,863,482 $0 108.45%
2025 Ocean Marine 0.03% $13,970 $13,145 $0 $12,943 $12,943 $0 100%
2025 Inland Marine (Incl Auto Cargo) 0.01% $24,584 $24,761 $0 $13,747 $13,747 $0 100%
2025 Earthquake 0.17% $251,288 $290,079 $0 $0 $0 $0 0%
2025 Other Liability - Bodily Injury & Property Damage 0.02% $231,536 $224,704 $0 $0 $131,523 $0 0%
2025 Total Private Passenger Auto 0.09% $3,087,461 $3,147,300 $0 $1,475,765 $2,491,481 $0 168.83%
2025 Private Passenger Auto Liability - Bodily Injury 0.07% $1,195,462 $1,210,478 $0 $746,662 $1,383,520 $0 185.29%
2025 Private Passenger Auto Liability - Property Damage 0.13% $1,332,646 $1,363,006 $0 $511,679 $946,048 $0 184.89%
2025 Private Passenger Auto Liability - Medical Payments 0.17% $154,079 $160,062 $0 $15,924 $5,983 $0 37.57%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.06% $235,157 $240,753 $0 $80,500 $-32,122 $0 -39.9%
2025 Private Passenger Auto Liability - Underinsured Motorists 0.11% $170,117 $173,001 $0 $121,000 $188,052 $0 155.41%
2025 Private Passenger Auto - Comprehensive 0.12% $1,641,460 $1,653,219 $0 $789,909 $813,030 $0 102.93%
2025 Private Passenger Auto - Collision 0.11% $1,785,191 $1,838,566 $0 $746,185 $735,467 $0 98.56%
2024 Total Property & Casualty 0.09% $15,289,337 $14,946,913 $0 $8,221,787 $8,591,691 $0 104.5%
2024 Total Fire & Allied Lines 0.03% $219,064 $227,942 $0 $348,754 $-9,096 $0 -2.61%
2024 Dwelling Fire & Allied Lines 0.1% $219,064 $227,942 $0 $348,754 $-9,096 $0 -2.61%
2024 Total Homeowners 0.23% $7,863,689 $7,707,645 $0 $4,690,600 $4,125,459 $0 87.95%
2024 Homeowners Multi-Peril 0.24% $7,863,689 $7,707,645 $0 $4,690,600 $4,125,459 $0 87.95%
2024 Ocean Marine 0.02% $12,139 $11,572 $0 $-472 $-472 $0 100%
2024 Inland Marine (Incl Auto Cargo) 0.01% $27,644 $31,950 $0 $12,924 $12,924 $0 100%
2024 Earthquake 0.23% $340,873 $297,583 $0 $0 $0 $0 0%
2024 Other Liability - Bodily Injury & Property Damage 0.02% $215,418 $202,258 $0 $0 $130,617 $0 0%
2024 Total Private Passenger Auto 0.1% $3,099,492 $3,032,937 $0 $1,352,922 $2,713,880 $0 200.59%
2024 Private Passenger Auto Liability - Bodily Injury 0.08% $1,167,678 $1,127,978 $0 $369,795 $1,924,099 $0 0%
2024 Private Passenger Auto Liability - Property Damage 0.12% $1,319,079 $1,283,848 $0 $630,360 $566,473 $0 89.86%
2024 Private Passenger Auto Liability - Medical Payments 0.21% $185,327 $192,663 $0 $78,114 $95,482 $0 122.23%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.08% $250,827 $252,141 $0 $9,653 $-101,320 $0 0%
2024 Private Passenger Auto Liability - Underinsured Motorists 0.13% $176,581 $176,307 $0 $265,000 $229,146 $0 86.47%
2024 Private Passenger Auto - Comprehensive 0.12% $1,583,867 $1,533,930 $0 $930,848 $869,087 $0 93.37%
2024 Private Passenger Auto - Collision 0.12% $1,927,151 $1,901,096 $0 $886,211 $749,292 $0 84.55%
2023 Total Property & Casualty 0.09% $13,994,550 $13,571,618 $0 $9,067,940 $8,657,531 $0 95.47%
2023 Total Fire & Allied Lines 0.03% $236,744 $240,070 $0 $380,427 $756,139 $0 198.76%
2023 Dwelling Fire & Allied Lines 0.1% $236,744 $240,070 $0 $380,427 $756,139 $0 198.76%
2023 Total Homeowners 0.25% $7,453,458 $7,189,070 $0 $5,121,204 $4,199,163 $0 82%
2023 Homeowners Multi-Peril 0.26% $7,453,458 $7,189,070 $0 $5,121,204 $4,199,163 $0 82%
2023 Ocean Marine 0.02% $11,421 $11,356 $0 $17,806 $17,806 $0 100%
2023 Inland Marine (Incl Auto Cargo) 0.01% $34,898 $36,002 $0 $650 $650 $0 100%
2023 Earthquake 0.17% $242,045 $241,438 $0 $0 $0 $0 0%
2023 Other Liability - Bodily Injury & Property Damage 0.02% $189,780 $190,359 $0 $0 $-130,237 $0 0%
2023 Total Private Passenger Automobile 0.11% $5,826,204 $5,663,323 $0 $3,547,853 $3,814,010 $0 107.5%
2023 Private Passenger Auto Liability Bodily Injury 0.07% $1,001,302 $977,842 $0 $890,948 $1,119,676 $0 125.67%
2023 Private Passenger Auto Liability Property Damage 0.11% $1,138,318 $1,105,879 $0 $886,895 $817,238 $0 92.15%
2023 Private Passenger Auto Medical Payments 0.22% $198,458 $198,010 $0 $93,879 $75,814 $0 80.76%
2023 Private Passenger Uninsured Motorists 0.09% $249,981 $246,831 $0 $52,500 $61,587 $0 117.31%
2023 Private Passenger Underinsured Motorists 0.15% $173,186 $171,081 $0 $15,000 $8,250 $0 55%
2023 Private Passenger Auto Comprehensive 0.12% $1,360,388 $1,313,974 $0 $643,673 $676,935 $0 105.17%
2023 Private Passenger Auto Collision 0.11% $1,704,571 $1,649,706 $0 $964,958 $1,054,510 $0 109.28%
2022 Total Property & Casualty 0.09% $12,990,623 $12,817,844 $0 $6,183,227 $8,327,322 $0 134.68%
2022 Total Fire & Allied Lines 0.05% $248,445 $274,714 $0 $221,519 $275,432 $0 124.34%
2022 Dwelling Fire & Allied Lines 0.16% $248,445 $274,714 $0 $221,519 $275,432 $0 124.34%
2022 Total Homeowners 0.26% $6,966,707 $6,814,284 $0 $3,019,594 $3,872,982 $0 128.26%
2022 Homeowners Multi-Peril 0.27% $6,966,707 $6,814,284 $0 $3,019,594 $3,872,982 $0 128.26%
2022 Ocean Marine 0.02% $11,737 $12,796 $0 $0 $0 $0 0%
2022 Inland Marine (Incl Auto Cargo) 0.01% $37,047 $37,914 $0 $18,874 $733 $0 3.88%
2022 Earthquake 0.17% $239,483 $238,740 $0 $0 $0 $0 0%
2022 Other Liability - Bodily Injury & Property Damage 0.02% $194,523 $195,891 $0 $0 $19,298 $0 0%
2022 Total Private Passenger Automobile 0.11% $5,292,681 $5,243,505 $0 $2,923,240 $4,158,877 $0 142.27%
2022 Private Passenger Auto Liability Bodily Injury 0.07% $890,331 $869,506 $0 $435,004 $1,209,192 $0 277.97%
2022 Private Passenger Auto Liability Property Damage 0.12% $1,060,679 $1,059,613 $0 $714,862 $760,513 $0 106.39%
2022 Private Passenger Auto Medical Payments 0.21% $187,814 $185,743 $0 $64,186 $82,257 $0 128.15%
2022 Private Passenger Uninsured Motorists 0.09% $221,021 $215,149 $0 $150,000 $354,616 $0 236.41%
2022 Private Passenger Underinsured Motorists 0.18% $153,763 $149,514 $0 $25,000 $85,490 $0 341.96%
2022 Private Passenger Auto Comprehensive 0.13% $1,237,759 $1,227,994 $0 $607,748 $627,734 $0 103.29%
2022 Private Passenger Auto Collision 0.12% $1,541,314 $1,535,986 $0 $926,440 $1,039,075 $0 112.16%
2021 Total Property & Casualty 0.09% $11,691,225 $13,095,177 $0 $6,116,443 $3,865,015 $0 63.19%
2021 Total Fire & Allied Lines 0.05% $312,976 $308,174 $0 $80,968 $71,842 $0 88.73%
2021 Dwelling Fire & Allied Lines 0.22% $312,976 $308,174 $0 $80,968 $71,842 $0 88.73%
2021 Total Homeowners 0.27% $6,700,177 $6,848,307 $0 $2,844,331 $2,046,065 $0 71.93%
2021 Homeowners Multi-Peril 0.28% $6,700,177 $6,848,307 $0 $2,844,331 $2,046,065 $0 71.93%
2021 Ocean Marine 0.03% $13,887 $14,764 $0 $9,179 $9,179 $0 100%
2021 Inland Marine (Incl Auto Cargo) 0.01% $37,753 $40,230 $0 $15,066 $15,129 $0 100.42%
2021 Earthquake 0.18% $235,949 $237,608 $0 $0 $0 $0 0%
2021 Other Liability - Bodily Injury & Property Damage 0.02% $197,053 $198,397 $0 $129,188 $-27,161 $0 -21.02%
2021 Total Private Passenger Automobile 0.09% $4,193,430 $5,447,697 $0 $3,037,711 $1,749,961 $0 57.61%
2021 Private Passenger Auto Liability Bodily Injury 0.06% $695,093 $907,283 $0 $1,155,813 $188,492 $0 16.31%
2021 Private Passenger Auto Liability Property Damage 0.11% $858,674 $1,139,626 $0 $399,502 $559,778 $0 140.12%
2021 Private Passenger Auto Medical Payments 0.16% $148,800 $198,629 $0 $84,064 $66,951 $0 79.64%
2021 Private Passenger Uninsured Motorists 0.07% $171,169 $222,294 $0 $130,000 $-109,531 $0 -84.25%
2021 Private Passenger Underinsured Motorists 0.15% $118,070 $154,080 $0 $198,000 $-128,103 $0 -64.7%
2021 Private Passenger Auto Comprehensive 0.11% $961,535 $1,232,949 $0 $440,753 $481,240 $0 109.19%
2021 Private Passenger Auto Collision 0.1% $1,240,089 $1,592,836 $0 $629,579 $691,134 $0 109.78%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.11% 2 85
2025 Homeowners 0.21% 0 0
2024 Private Passenger Auto 0.11% 4 208
2024 Homeowners 0.22% 0 0
2023 Private Passenger Auto 0.1% 5 275
2023 Homeowners 0.23% 0 0
2022 Private Passenger Auto 0.11% 3 180
2022 Homeowners 0.25% 0 0
2021 Private Passenger Auto 0.12% 1 56
2021 Homeowners 0.27% 4 169

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2015-06-02

Financial Exams

This company does not have any financial exams.