Company Details
Company Name:
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
68195Company Address:
1 FOUNTAIN SQUARE CHATTANOOGA, TN 37402-1389
Phone Number:
4232941011Mailing Address:
1 FOUNTAIN SQUARE CHATTANOOGA, TN 37402-1330
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A422428Date Admitted:
1917-01-02Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.05% | $8,956,637 | $8,993,539 | $0 | $7,323,855 | $6,024,842 | $0 | 82.26% |
| 2025 | Total Individual Accident & Health | 0.11% | $8,947,514 | $8,984,125 | $0 | $7,232,081 | $5,987,561 | $0 | 82.79% |
| 2025 | Individual Long Term Care | 0.18% | $324,225 | $344,471 | $0 | $411,586 | $593,685 | $0 | 144.24% |
| 2025 | Individual Specified Disease | 0.11% | $114,213 | $113,279 | $0 | $3,900 | $3,537 | $0 | 90.69% |
| 2025 | Individual Accident Only | 0.11% | $99,093 | $97,631 | $0 | $3,550 | $3,264 | $0 | 91.94% |
| 2025 | Individual Disability Income | 6.98% | $8,409,174 | $8,427,898 | $0 | $6,813,045 | $5,387,075 | $0 | 79.07% |
| 2025 | Individual Limited Benefit | 0% | $809 | $846 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Accident & Health | 0% | $9,123 | $9,414 | $0 | $91,774 | $37,281 | $0 | 40.62% |
| 2025 | Group Long Term Care | 0.02% | $8,917 | $9,170 | $0 | $36,500 | $24,800 | $0 | 67.95% |
| 2025 | Group Specified Disease | 0% | $63 | $62 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Disability Income | 0% | $143 | $182 | $0 | $55,274 | $12,481 | $0 | 22.58% |
| 2025 | Total Life & Annuities | 0.03% | $4,940,661 | $0 | $0 | $5,098,154 | $0 | $579,737 | 0% |
| 2025 | Total Individual Life | 0.12% | $4,858,249 | $0 | $0 | $3,274,625 | $0 | $559,608 | 0% |
| 2025 | Individual Whole Life | 0.34% | $3,185,111 | $0 | $0 | $2,617,892 | $0 | $180,481 | 0% |
| 2025 | Individual Term Life | 0% | $18,520 | $0 | $0 | $0 | $0 | $2,061 | 0% |
| 2025 | Individual Universal Life | 0.42% | $1,649,267 | $0 | $0 | $656,733 | $0 | $375,993 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0% | $5,351 | $0 | $0 | $0 | $0 | $1,073 | 0% |
| 2025 | Individual Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.04% | $4,858,249 | $0 | $0 | $3,274,625 | $0 | $559,608 | 0% |
| 2025 | Total Group Life | 0.01% | $82,412 | $0 | $0 | $10,148 | $0 | $5,666 | 0% |
| 2025 | Group Whole Life | 0.12% | $71,192 | $0 | $0 | $0 | $0 | $3,635 | 0% |
| 2025 | Group Term Life | 0% | $11,220 | $0 | $0 | $10,148 | $0 | $2,031 | 0% |
| 2025 | Group Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $1,813,381 | $0 | $14,463 | 0% |
| 2025 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $485 | 0% |
| 2025 | Group Life Contingencies | 0% | $0 | $0 | $0 | $1,813,381 | $0 | $13,978 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $82,412 | $0 | $0 | $1,823,529 | $0 | $20,129 | 0% |
| 2024 | Total Accident & Health | 0.06% | $9,214,791 | $9,225,259 | $0 | $6,293,047 | $5,112,319 | $0 | 81.24% |
| 2024 | Total Individual Accident & Health | 0.13% | $9,203,735 | $9,213,918 | $0 | $6,224,233 | $5,092,403 | $0 | 81.82% |
| 2024 | Individual Long Term Care | 0.19% | $359,355 | $380,053 | $0 | $236,489 | $297,844 | $0 | 125.94% |
| 2024 | Individual Specified Disease | 0.12% | $124,366 | $121,196 | $0 | $51,735 | $45,039 | $0 | 87.06% |
| 2024 | Individual Accident Only | 0.12% | $119,530 | $117,475 | $0 | $3,675 | $3,271 | $0 | 89.01% |
| 2024 | Individual Disability Income | 7% | $8,599,285 | $8,594,103 | $0 | $5,932,334 | $4,746,249 | $0 | 80.01% |
| 2024 | Individual Limited Benefit | 0% | $1,199 | $1,091 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Accident & Health | 0% | $11,056 | $11,341 | $0 | $68,814 | $19,916 | $0 | 28.94% |
| 2024 | Group Long Term Care | 0.03% | $10,815 | $11,061 | $0 | $15,800 | $8,480 | $0 | 53.67% |
| 2024 | Group Specified Disease | 0% | $63 | $62 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Disability Income | 0% | $178 | $218 | $0 | $53,014 | $11,436 | $0 | 21.57% |
| 2024 | Total Life & Annuities | 0.03% | $5,567,935 | $0 | $0 | $4,587,880 | $0 | $633,010 | 0% |
| 2024 | Total Individual Life | 0.13% | $5,554,111 | $0 | $0 | $2,361,211 | $0 | $614,976 | 0% |
| 2024 | Individual Whole Life | 0.39% | $3,584,694 | $0 | $0 | $1,834,238 | $0 | $196,881 | 0% |
| 2024 | Individual Term Life | 0% | $17,491 | $0 | $0 | $0 | $0 | $3,636 | 0% |
| 2024 | Individual Universal Life | 0.81% | $1,944,856 | $0 | $0 | $522,203 | $0 | $413,362 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0% | $7,070 | $0 | $0 | $4,770 | $0 | $1,097 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0% | $0 | $0 | $0 | $39 | $0 | $2 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $39 | $0 | $2 | 0% |
| 2024 | Total Individual Life & Annuities | 0.04% | $5,554,111 | $0 | $0 | $2,361,250 | $0 | $614,978 | 0% |
| 2024 | Total Group Life | 0% | $13,824 | $0 | $0 | $339,457 | $0 | $2,247 | 0% |
| 2024 | Group Term Life | 0% | $13,824 | $0 | $0 | $339,457 | $0 | $2,247 | 0% |
| 2024 | Group Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $1,887,173 | $0 | $15,785 | 0% |
| 2024 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $674 | 0% |
| 2024 | Group Life Contingencies | 0% | $0 | $0 | $0 | $1,887,173 | $0 | $15,111 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $13,824 | $0 | $0 | $2,226,630 | $0 | $18,032 | 0% |
| 2023 | Total Accident & Health | 0.06% | $9,323,022 | $9,389,601 | $0 | $5,404,454 | $4,364,783 | $0 | 80.76% |
| 2023 | Total Individual Accident & Health | 0.18% | $9,308,659 | $9,378,460 | $0 | $5,289,877 | $4,260,763 | $0 | 80.55% |
| 2023 | Individual Long Term Care | 0.19% | $367,127 | $389,146 | $0 | $234,724 | $268,878 | $0 | 114.55% |
| 2023 | Individual Specified Disease | 0.15% | $157,063 | $153,652 | $0 | $27,325 | $26,645 | $0 | 97.51% |
| 2023 | Individual Accident Only | 0.21% | $165,872 | $159,912 | $0 | $7,450 | $6,978 | $0 | 93.66% |
| 2023 | Individual Disability Income | 7.64% | $8,617,240 | $8,674,431 | $0 | $5,020,378 | $3,958,262 | $0 | 78.84% |
| 2023 | Individual Limited Benefit | 0% | $1,357 | $1,319 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Accident & Health | 0% | $14,363 | $11,141 | $0 | $114,577 | $104,020 | $0 | 90.79% |
| 2023 | Group Long Term Care | 0.04% | $14,080 | $10,816 | $0 | $48,018 | $84,175 | $0 | 175.3% |
| 2023 | Group Specified Disease | 0% | $63 | $62 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Disability Income | 0% | $220 | $263 | $0 | $66,559 | $19,845 | $0 | 29.82% |
| 2023 | Total Life | 0.04% | $6,006,568 | $0 | $0 | $4,188,016 | $0 | $659,078 | 0% |
| 2023 | Total Individual Life | 0.06% | $5,988,101 | $0 | $0 | $2,117,660 | $0 | $656,567 | 0% |
| 2023 | Individual Whole Life | 0.44% | $3,892,024 | $0 | $0 | $1,841,763 | $0 | $217,721 | 0% |
| 2023 | Individual Term Life | 0% | $16,029 | $0 | $0 | $0 | $0 | $3,737 | 0% |
| 2023 | Individual Universal Life | 0.36% | $2,080,048 | $0 | $0 | $275,790 | $0 | $435,109 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $107 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $18,467 | $0 | $0 | $2,070,356 | $0 | $2,511 | 0% |
| 2023 | Group Term Life | 0% | $17,374 | $0 | $0 | $43,011 | $0 | $2,511 | 0% |
| 2023 | Group Universal Life | 0% | $1,093 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $2,027,345 | $0 | $0 | 0% |
| 2023 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.07% | $9,852,213 | $9,916,894 | $0 | $7,614,025 | $6,454,762 | $0 | 84.77% |
| 2022 | Total Individual Accident & Health | 0.2% | $9,841,292 | $9,905,980 | $0 | $7,399,029 | $6,298,585 | $0 | 85.13% |
| 2022 | Individual Long Term Care | 0.2% | $401,084 | $420,814 | $0 | $133,023 | $239,023 | $0 | 179.69% |
| 2022 | Individual Specified Disease | 0.15% | $175,766 | $170,773 | $0 | $62,957 | $57,018 | $0 | 90.57% |
| 2022 | Individual Accident Only | 0.31% | $193,006 | $188,859 | $0 | $9,825 | $10,010 | $0 | 101.88% |
| 2022 | Individual Disability Income | 8.21% | $9,069,966 | $9,124,094 | $0 | $7,193,224 | $5,992,534 | $0 | 83.31% |
| 2022 | Individual Limited Benefit | 0% | $1,470 | $1,440 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Accident & Health | 0% | $10,921 | $10,914 | $0 | $214,996 | $156,177 | $0 | 72.64% |
| 2022 | Group Long Term Care | 0.03% | $10,631 | $10,631 | $0 | $108,386 | $129,330 | $0 | 119.32% |
| 2022 | Group Specified Disease | 0% | $63 | $62 | $0 | $2,638 | $2,394 | $0 | 90.75% |
| 2022 | Group Disability Income | 0% | $227 | $221 | $0 | $103,972 | $24,453 | $0 | 23.52% |
| 2022 | Total Life | 0.04% | $6,175,939 | $0 | $0 | $4,600,387 | $0 | $691,892 | 0% |
| 2022 | Total Individual Life | 0.06% | $6,154,911 | $0 | $0 | $2,251,156 | $0 | $688,983 | 0% |
| 2022 | Individual Whole Life | 0.45% | $3,922,321 | $0 | $0 | $1,571,055 | $0 | $231,041 | 0% |
| 2022 | Individual Term Life | 0% | $17,946 | $0 | $0 | $0 | $0 | $4,972 | 0% |
| 2022 | Individual Universal Life | 0.28% | $2,214,644 | $0 | $0 | $680,071 | $0 | $452,970 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $30 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $21,028 | $0 | $0 | $2,349,231 | $0 | $2,909 | 0% |
| 2022 | Group Term Life | 0% | $17,750 | $0 | $0 | $228,616 | $0 | $2,819 | 0% |
| 2022 | Group Universal Life | 0% | $3,278 | $0 | $0 | $0 | $0 | $90 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $2,120,615 | $0 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.08% | $10,266,917 | $10,430,281 | $0 | $6,808,468 | $5,676,985 | $0 | 83.38% |
| 2021 | Total Individual Accident & Health | 0.23% | $10,253,721 | $10,417,145 | $0 | $6,673,642 | $5,635,877 | $0 | 84.45% |
| 2021 | Individual Long Term Care | 0.21% | $442,782 | $455,928 | $0 | $142,808 | $179,454 | $0 | 125.66% |
| 2021 | Individual Specified Disease | 0.2% | $209,532 | $207,319 | $0 | $48,552 | $53,700 | $0 | 110.6% |
| 2021 | Individual Accident Only | 0.38% | $234,551 | $228,071 | $0 | $17,115 | $15,746 | $0 | 92% |
| 2021 | Individual Disability Income | 8.31% | $9,365,429 | $9,524,382 | $0 | $6,465,167 | $5,386,977 | $0 | 83.32% |
| 2021 | Individual Limited Benefit | 0% | $1,427 | $1,445 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Accident & Health | 0% | $13,196 | $13,136 | $0 | $134,826 | $41,108 | $0 | 30.49% |
| 2021 | Group Long Term Care | 0.03% | $12,906 | $12,906 | $0 | $13,424 | $17,110 | $0 | 127.46% |
| 2021 | Group Specified Disease | 0% | $63 | $63 | $0 | $2,668 | $2,609 | $0 | 97.79% |
| 2021 | Group Disability Income | 0% | $227 | $167 | $0 | $118,734 | $21,389 | $0 | 18.01% |
| 2021 | Total Life | 0.05% | $6,393,784 | $0 | $0 | $4,953,681 | $0 | $722,320 | 0% |
| 2021 | Total Individual Life | 0.08% | $6,371,748 | $0 | $0 | $2,606,498 | $0 | $719,084 | 0% |
| 2021 | Individual Whole Life | 0.46% | $4,054,742 | $0 | $0 | $1,570,387 | $0 | $236,956 | 0% |
| 2021 | Individual Term Life | 0% | $28,220 | $0 | $0 | $0 | $0 | $5,720 | 0% |
| 2021 | Individual Universal Life | 0.29% | $2,288,786 | $0 | $0 | $1,036,058 | $0 | $476,408 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $53 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $22,036 | $0 | $0 | $2,347,183 | $0 | $3,236 | 0% |
| 2021 | Group Term Life | 0% | $18,758 | $0 | $0 | $130,849 | $0 | $3,146 | 0% |
| 2021 | Group Universal Life | 0.01% | $3,278 | $0 | $0 | $0 | $0 | $90 | 0% |
| 2021 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $2,216,334 | $0 | $0 | 0% |
| 2021 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Life and Annuities | 0.05% | 1 | 274 |
| 2023 | Health | 0.09% | 0 | 0 |
| 2023 | Life and Annuities | 0.06% | 1 | 231 |
| 2023 | Long-Term Care Insurance | 0.17% | 0 | 0 |
| 2022 | Health | 0.12% | 2 | 75 |
| 2022 | Life and Annuities | 0.06% | 1 | 223 |
| 2022 | Long-Term Care Insurance | 0.18% | 0 | 0 |
| 2021 | Health | 0.13% | 2 | 60 |
| 2021 | Life and Annuities | 0.07% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.19% | 0 | 0 |
Company Changes
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Market Regulation Actions
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Financial Exams
This company does not have any financial exams.