Company Details
Company Name:
STATE MUTUAL INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
69132Company Address:
One State Mutual Drive Rome, GA 30165
Phone Number:
7062911054Mailing Address:
PO Box 153 Rome, GA 30162
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A422349Date Admitted:
1988-05-16Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.04% | $6,225,275 | $6,204,399 | $0 | $55,974 | $58,643 | $0 | 104.77% |
| 2025 | Total Individual Accident & Health | 0.07% | $6,225,275 | $6,204,399 | $0 | $55,974 | $58,643 | $0 | 104.77% |
| 2025 | Individual Medicare Supplement | 0% | $24,092 | $25,818 | $0 | $29,040 | $27,918 | $0 | 96.14% |
| 2025 | Individual Long Term Care | 0% | $1,549 | $1,544 | $0 | $20,100 | $22,929 | $0 | 114.07% |
| 2025 | Individual Specified Disease | 5.7% | $6,199,634 | $6,177,037 | $0 | $6,834 | $7,796 | $0 | 114.08% |
| 2025 | Total Life & Annuities | 0% | $52,363 | $0 | $6,894 | $464,462 | $0 | $210 | 0% |
| 2025 | Total Individual Life | 0% | $52,363 | $0 | $6,894 | $355,676 | $0 | $210 | 0% |
| 2025 | Individual Whole Life | 0% | $32,512 | $0 | $6,894 | $321,283 | $0 | $190 | 0% |
| 2025 | Individual Term Life | 0% | $17,488 | $0 | $0 | $25,000 | $0 | $13 | 0% |
| 2025 | Individual Universal Life | 0% | $2,322 | $0 | $0 | $0 | $0 | $7 | 0% |
| 2025 | Other Individual Life | 0% | $41 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Other Individual Considerations | 0% | $0 | $0 | $0 | $9,393 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 0% | $0 | $0 | $0 | $108,786 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $108,786 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $52,363 | $0 | $6,894 | $464,462 | $0 | $210 | 0% |
| 2024 | Total Accident & Health | 0.04% | $6,176,184 | $6,145,127 | $0 | $1,346,339 | $1,533,049 | $0 | 113.87% |
| 2024 | Total Individual Accident & Health | 0.09% | $6,176,184 | $6,145,127 | $0 | $1,346,339 | $1,533,049 | $0 | 113.87% |
| 2024 | Individual Medicare Supplement | 0.01% | $32,003 | $33,120 | $0 | $15,643 | $15,039 | $0 | 96.14% |
| 2024 | Individual Long Term Care | 0% | $2,786 | $1,396 | $0 | $20,160 | $22,998 | $0 | 114.08% |
| 2024 | Individual Specified Disease | 5.69% | $6,141,395 | $6,110,611 | $0 | $1,310,536 | $1,495,012 | $0 | 114.08% |
| 2024 | Total Life & Annuities | 0% | $69,942 | $0 | $7,742 | $107,414 | $0 | $227 | 0% |
| 2024 | Total Individual Life | 0% | $69,942 | $0 | $7,742 | $107,414 | $0 | $227 | 0% |
| 2024 | Individual Whole Life | 0% | $40,734 | $0 | $7,422 | $97,408 | $0 | $204 | 0% |
| 2024 | Individual Term Life | 0% | $27,704 | $0 | $194 | $10,006 | $0 | $15 | 0% |
| 2024 | Individual Universal Life | 0% | $1,322 | $0 | $0 | $0 | $0 | $7 | 0% |
| 2024 | Other Individual Life | 0% | $182 | $0 | $126 | $0 | $0 | $1 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $69,942 | $0 | $7,742 | $107,414 | $0 | $227 | 0% |
| 2023 | Total Accident & Health | 0.04% | $6,028,504 | $5,976,521 | $0 | $1,422,761 | $1,357,462 | $0 | 95.41% |
| 2023 | Total Individual Accident & Health | 0.12% | $6,028,504 | $5,976,521 | $0 | $1,422,761 | $1,357,462 | $0 | 95.41% |
| 2023 | Individual Medicare Supplement | 0.01% | $65,248 | $64,870 | $0 | $111,126 | $100,391 | $0 | 90.34% |
| 2023 | Individual Long Term Care | 0% | $3,323 | $3,075 | $0 | $47,120 | $45,160 | $0 | 95.84% |
| 2023 | Individual Specified Disease | 5.68% | $5,959,933 | $5,908,576 | $0 | $1,264,515 | $1,211,911 | $0 | 95.84% |
| 2023 | Total Life | 0% | $72,034 | $0 | $3,838 | $303,772 | $0 | $0 | 0% |
| 2023 | Total Individual Life | 0% | $72,034 | $0 | $3,838 | $303,772 | $0 | $0 | 0% |
| 2023 | Individual Other Consideration | 0.08% | $72,034 | $0 | $3,838 | $303,772 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.04% | $5,347,048 | $5,318,482 | $0 | $1,313,469 | $1,242,627 | $0 | 94.61% |
| 2022 | Total Individual Accident & Health | 0.11% | $5,347,048 | $5,318,482 | $0 | $1,313,469 | $1,242,627 | $0 | 94.61% |
| 2022 | Individual Comprehensive Medical Expense | 0% | $74,091 | $73,661 | $0 | $55,128 | $49,803 | $0 | 90.34% |
| 2022 | Individual Medicare Supplement | 0% | $6,343 | $6,276 | $0 | $21,900 | $20,988 | $0 | 95.84% |
| 2022 | Individual Long Term Care | 2.64% | $5,266,614 | $5,238,545 | $0 | $1,236,441 | $1,171,836 | $0 | 94.77% |
| 2022 | Total Life | 0% | $129,026 | $0 | $3,922 | $227,364 | $0 | $2,864 | 0% |
| 2022 | Total Individual Life | 0% | $129,026 | $0 | $3,922 | $227,364 | $0 | $2,864 | 0% |
| 2022 | Individual Whole Life | 0.01% | $72,653 | $0 | $3,922 | $227,364 | $0 | $2,475 | 0% |
| 2022 | Individual Term Life | 0% | $4,674 | $0 | $0 | $0 | $0 | $266 | 0% |
| 2022 | Individual Universal Life | 0% | $1,699 | $0 | $0 | $0 | $0 | $123 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $50,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.04% | $5,090,768 | $5,092,713 | $0 | $1,185,439 | $1,285,151 | $0 | 108.41% |
| 2021 | Total Individual Accident & Health | 0.11% | $5,090,768 | $5,092,713 | $0 | $1,185,439 | $1,285,151 | $0 | 108.41% |
| 2021 | Individual Comprehensive Medical Expense | 0.01% | $115,801 | $116,675 | $0 | $94,703 | $91,043 | $0 | 96.14% |
| 2021 | Individual Medicare Supplement | 0% | $7,576 | $7,374 | $0 | $23,580 | $26,899 | $0 | 114.08% |
| 2021 | Individual Long Term Care | 2.39% | $4,967,391 | $4,968,664 | $0 | $1,067,156 | $1,167,209 | $0 | 109.38% |
| 2021 | Total Life | 0% | $130,830 | $0 | $3,872 | $184,154 | $0 | $3,112 | 0% |
| 2021 | Total Individual Life | 0% | $130,830 | $0 | $3,872 | $184,154 | $0 | $3,112 | 0% |
| 2021 | Individual Whole Life | 0.01% | $74,064 | $0 | $3,872 | $184,154 | $0 | $2,684 | 0% |
| 2021 | Individual Term Life | 0% | $5,015 | $0 | $0 | $0 | $0 | $305 | 0% |
| 2021 | Individual Universal Life | 0% | $1,543 | $0 | $0 | $0 | $0 | $123 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $50,208 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 0 | 0 |
| 2024 | Health | 0% | 0 | 0 |
| 2024 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Health | 0.05% | 0 | 0 |
| 2023 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 1.41% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0% | 0 | 0 |
| 2022 | Health | 0.06% | 0 | 0 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 1.41% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.01% | 0 | 0 |
| 2021 | Health | 0.06% | 0 | 0 |
| 2021 | Life and Annuities | 0% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.68% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.01% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.