Company Details
Company Name:
GUIDEONE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
15032Company Address:
1111 Ashworth Road West Des Moines, IA 50265-3538
Phone Number:
5152675000Mailing Address:
1111 Ashworth Road West Des Moines, IA 50265-3538
Mailing Phone:
5152675748Description:
Property and Casualty (Ch 379, RSMo)License Number:
B421706Date Admitted:
1950-11-28Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.14% | $25,430,744 | $24,106,790 | $0 | $17,121,016 | $25,773,637 | $0 | 150.54% |
| 2025 | Total Fire & Allied Lines | 0.02% | $119,573 | $108,567 | $0 | $0 | $46 | $0 | 0% |
| 2025 | Dwelling Fire & Allied Lines | 0.04% | $119,573 | $108,567 | $0 | $0 | $46 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 1.6% | $19,860,921 | $18,794,958 | $0 | $15,530,604 | $21,920,985 | $0 | 141.15% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $1,453 | $0 | $0 | $-4,300 | $0 | 0% |
| 2025 | Earthquake | 0.36% | $516,156 | $515,332 | $0 | $0 | $-7,493 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.05% | $534,805 | $561,482 | $0 | $96,722 | $90,065 | $0 | 93.12% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.09% | $938,588 | $914,194 | $0 | $0 | $-178,684 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 2.39% | $3,460,701 | $3,210,804 | $0 | $1,493,690 | $3,953,018 | $0 | 264.65% |
| 2024 | Total Property & Casualty | 0.13% | $22,053,370 | $20,891,898 | $0 | $17,077,981 | $20,641,339 | $0 | 120.87% |
| 2024 | Total Fire & Allied Lines | 0.02% | $97,700 | $80,131 | $0 | $0 | $3,684 | $0 | 0% |
| 2024 | Dwelling Fire & Allied Lines | 0.04% | $97,700 | $80,131 | $0 | $0 | $3,684 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 1.42% | $16,898,539 | $15,762,096 | $0 | $14,906,082 | $18,920,640 | $0 | 126.93% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $6,291 | $7,037 | $0 | $0 | $4,300 | $0 | 0% |
| 2024 | Earthquake | 0.34% | $495,441 | $503,198 | $0 | $0 | $14,831 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.06% | $699,985 | $715,566 | $0 | $178,525 | $114,655 | $0 | 64.22% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.1% | $932,773 | $903,835 | $0 | $214,997 | $-348,116 | $0 | -161.92% |
| 2024 | Total Commercial Auto | 0.27% | $2,117,010 | $2,114,948 | $0 | $1,699,151 | $1,768,528 | $0 | 104.08% |
| 2024 | Commercial Auto Liability - Property Damage | 1.28% | $2,117,010 | $2,114,948 | $0 | $1,699,151 | $1,768,528 | $0 | 104.08% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $-133 | $-133 | $0 | 100% |
| 2024 | Commercial Auto - Comprehensive | 0.5% | $805,631 | $805,087 | $0 | $79,359 | $162,950 | $0 | 205.33% |
| 2023 | Total Property & Casualty | 0.12% | $18,989,735 | $17,783,050 | $0 | $10,216,153 | $11,063,921 | $0 | 108.3% |
| 2023 | Total Fire & Allied Lines | 0.01% | $40,001 | $41,782 | $0 | $0 | $-297,771 | $0 | 0% |
| 2023 | Dwelling Fire & Allied Lines | 0.02% | $40,001 | $41,782 | $0 | $0 | $-297,771 | $0 | 0% |
| 2023 | Commercial Multi-Peril | 1.28% | $14,142,213 | $12,843,308 | $0 | $6,556,345 | $7,859,101 | $0 | 119.87% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $5,822 | $10,893 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Earthquake | 0.36% | $512,967 | $446,304 | $0 | $0 | $11,514 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.07% | $799,196 | $867,219 | $0 | $553,041 | $640,485 | $0 | 115.81% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.08% | $801,840 | $802,658 | $0 | $0 | $-174,732 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $-726 | $-15,726 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-15,000 | $0 | 0% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $0 | $0 | $0 | $-726 | $-726 | $0 | 100% |
| 2023 | Total Commercial Automobile | 0.26% | $2,687,696 | $2,770,886 | $0 | $3,107,493 | $3,041,050 | $0 | 97.86% |
| 2023 | Commercial Auto Liability Property Damage | 1.37% | $1,968,031 | $2,021,074 | $0 | $2,514,637 | $2,388,598 | $0 | 94.99% |
| 2023 | Commercial Auto Comprehensive | 0.6% | $719,665 | $749,812 | $0 | $592,856 | $652,452 | $0 | 110.05% |
| 2022 | Total Property & Casualty | 0.1% | $15,026,839 | $13,696,948 | $0 | $9,621,981 | $10,777,884 | $0 | 112.01% |
| 2022 | Total Fire & Allied Lines | 0.01% | $46,317 | $35,945 | $0 | $3,378,153 | $3,677,401 | $0 | 108.86% |
| 2022 | Commercial Fire & Allied Lines | 0.01% | $46,317 | $35,945 | $0 | $3,378,153 | $3,677,401 | $0 | 108.86% |
| 2022 | Commercial Multi-Peril | 1.05% | $10,518,423 | $9,122,780 | $0 | $4,369,392 | $5,236,342 | $0 | 119.84% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $13,123 | $7,654 | $0 | $0 | $-4,259 | $0 | 0% |
| 2022 | Earthquake | 0.23% | $315,565 | $253,746 | $0 | $0 | $4,095 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.07% | $763,256 | $1,023,396 | $0 | $418,065 | $79,025 | $0 | 18.9% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.09% | $780,035 | $780,595 | $0 | $0 | $603,094 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $404,868 | $344,868 | $0 | 85.18% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $404,868 | $344,868 | $0 | 85.18% |
| 2022 | Total Commercial Automobile | 0.26% | $2,590,120 | $2,472,832 | $0 | $1,051,503 | $837,318 | $0 | 79.63% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.36% | $1,709,924 | $1,649,284 | $0 | $160,590 | $90,329 | $0 | 56.25% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $70,861 | $-31,565 | $0 | -44.54% |
| 2022 | Commercial Auto Medical Payments | 0.6% | $42,853 | $44,198 | $0 | $0 | $-19,452 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0.27% | $99,882 | $100,522 | $0 | $0 | $-11,923 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.25% | $313,135 | $275,992 | $0 | $573,622 | $554,739 | $0 | 96.71% |
| 2022 | Commercial Auto Collision | 0.23% | $424,326 | $402,836 | $0 | $246,430 | $255,190 | $0 | 103.55% |
| 2021 | Total Property & Casualty | 0.1% | $12,857,007 | $12,713,230 | $0 | $6,440,203 | $4,793,395 | $0 | 74.43% |
| 2021 | Total Fire & Allied Lines | 0% | $21,093 | $19,406 | $0 | $0 | $-1,002 | $0 | 0% |
| 2021 | Commercial Fire & Allied Lines | 0.01% | $21,093 | $19,406 | $0 | $0 | $-1,002 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.9% | $8,262,946 | $8,323,626 | $0 | $3,584,418 | $3,995,150 | $0 | 111.46% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $8,038 | $8,481 | $0 | $0 | $1,899 | $0 | 0% |
| 2021 | Earthquake | 0.17% | $219,317 | $215,465 | $0 | $0 | $-14,400 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.12% | $1,131,000 | $1,135,169 | $0 | $393,691 | $163,100 | $0 | 41.43% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.09% | $758,037 | $679,529 | $0 | $5,000 | $-275,850 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $-773 | $39,227 | $0 | 0% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $40,000 | $0 | 0% |
| 2021 | Private Passenger Auto Collision | 0% | $0 | $0 | $0 | $-773 | $-773 | $0 | 100% |
| 2021 | Total Commercial Automobile | 0.27% | $2,456,576 | $2,331,554 | $0 | $2,457,867 | $885,271 | $0 | 36.02% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.36% | $1,630,628 | $1,501,125 | $0 | $2,003,320 | $571,449 | $0 | 28.53% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $63,048 | $68,519 | $0 | 108.68% |
| 2021 | Commercial Auto Medical Payments | 0.77% | $51,377 | $60,837 | $0 | $5,000 | $-7,201 | $0 | -144.02% |
| 2021 | Commercial Auto Uninsured Motorists | 0.35% | $104,120 | $108,447 | $0 | $51,347 | $-29,969 | $0 | -58.37% |
| 2021 | Commercial Auto Comprehensive | 0.25% | $257,513 | $244,715 | $0 | $162,028 | $160,055 | $0 | 98.78% |
| 2021 | Commercial Auto Collision | 0.24% | $412,938 | $416,430 | $0 | $173,124 | $122,418 | $0 | 70.71% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0% | 0 | 0 |
Company Changes
Date:
1999-05-01Comments:
Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.Date:
2009-05-01Comments:
Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.Date:
2021-11-10Comments:
Effective 11/10/2021 the GuideOne Mutual Insurance Company changed its name and the organization type to the above.Market Regulation Actions
Date:
2016-02-22Financial Exams
This company does not have any financial exams.