Company Details
Company Name:
ST PAUL GUARDIAN INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
24775Company Address:
One Tower Square Hartford, CT 06183
Phone Number:
6513107911Mailing Address:
One Tower Square Hartford, CT 06183
Mailing Phone:
6513107911Description:
Property and Casualty (Ch 379, RSMo)License Number:
B421669Date Admitted:
1971-11-29Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.03% | $5,452,049 | $4,705,071 | $0 | $1,826,970 | $3,600,027 | $0 | 197.05% |
| 2025 | Total Fire & Allied Lines | 0% | $-3,824 | $-187 | $0 | $0 | $-10 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0% | $-3,824 | $-187 | $0 | $0 | $-10 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.08% | $989,223 | $1,028,269 | $0 | $975,702 | $1,453,332 | $0 | 148.95% |
| 2025 | Total Medical Malpractice | 0% | $0 | $0 | $0 | $0 | $-3 | $0 | 0% |
| 2025 | Medical Malpractice - Other | 0% | $0 | $0 | $0 | $0 | $-3 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $58,349 | $3,495 | $0 | 5.99% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $5,493 | $42,701 | $0 | $0 | $26,343 | $0 | 0% |
| 2025 | Liquor Liability | 0.01% | $611 | $15,315 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Products Liability | 0% | $187 | $2,578 | $0 | $0 | $-1,897 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.37% | $3,126,739 | $2,503,551 | $0 | $276,528 | $1,529,354 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.36% | $2,251,839 | $1,794,387 | $0 | $108,909 | $1,246,234 | $0 | 0% |
| 2025 | Commercial Auto Liability - Property Damage | 0.37% | $666,321 | $539,539 | $0 | $165,914 | $292,915 | $0 | 176.55% |
| 2025 | Commercial Auto Liability - Medical Payments | 1.49% | $33,093 | $30,527 | $0 | $1,705 | $-9,795 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.37% | $175,486 | $139,098 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.37% | $529,671 | $430,545 | $0 | $342,921 | $393,935 | $0 | 114.88% |
| 2025 | Commercial Auto - Collision | 0.35% | $803,949 | $682,299 | $0 | $173,470 | $197,676 | $0 | 113.95% |
| 2025 | Fidelity | 0% | $0 | $0 | $0 | $0 | $-26 | $0 | 0% |
| 2025 | Surety | 0% | $0 | $0 | $0 | $0 | $96 | $0 | 0% |
| 2025 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $-2,268 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.02% | $3,657,639 | $2,265,204 | $0 | $347,982 | $1,314,365 | $0 | 377.71% |
| 2024 | Total Fire & Allied Lines | 0% | $4,358 | $721 | $0 | $0 | $8 | $0 | 0% |
| 2024 | Commercial Fire & Allied Lines | 0% | $4,358 | $721 | $0 | $0 | $8 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.11% | $1,280,251 | $1,002,096 | $0 | $68,627 | $520,763 | $0 | 0% |
| 2024 | Total Medical Malpractice | 0% | $0 | $0 | $0 | $0 | $-4 | $0 | 0% |
| 2024 | Medical Malpractice - Other | 0% | $0 | $0 | $0 | $0 | $-4 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $59,664 | $47,396 | $0 | 79.44% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.01% | $56,981 | $17,862 | $0 | $0 | $378 | $0 | 0% |
| 2024 | Liquor Liability | 0.42% | $18,226 | $3,044 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Products Liability | 0.01% | $3,364 | $789 | $0 | $0 | $11 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.2% | $1,563,546 | $842,350 | $0 | $60,428 | $536,928 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.2% | $1,116,804 | $602,901 | $0 | $6,242 | $465,046 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.21% | $344,867 | $184,448 | $0 | $54,186 | $60,382 | $0 | 111.43% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.31% | $22,772 | $12,349 | $0 | $0 | $11,500 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.17% | $79,103 | $42,652 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0.16% | $267,058 | $147,647 | $0 | $67,346 | $74,770 | $0 | 111.02% |
| 2024 | Commercial Auto - Collision | 0.23% | $463,855 | $250,695 | $0 | $91,917 | $130,328 | $0 | 141.79% |
| 2024 | Fidelity | 0% | $0 | $0 | $0 | $0 | $10 | $0 | 0% |
| 2024 | Surety | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2024 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $3,778 | $0 | 0% |
| 2023 | Total Property & Casualty | 0% | $594,713 | $380,642 | $0 | $58,264 | $-104,773 | $0 | -179.82% |
| 2023 | Commercial Multi-Peril | 0.05% | $589,770 | $366,133 | $0 | $0 | $60,843 | $0 | 0% |
| 2023 | Total Medical Malpractice | 0% | $0 | $0 | $0 | $0 | $-48 | $0 | 0% |
| 2023 | Medical Malpractice - Other | 0% | $0 | $0 | $0 | $0 | $-48 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $58,264 | $-155,739 | $0 | -267.3% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $4,929 | $14,493 | $0 | $0 | $-2,855 | $0 | 0% |
| 2023 | Products Liability | 0% | $14 | $16 | $0 | $0 | $-3,446 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $283 | $0 | 0% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $260 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $23 | $0 | 0% |
| 2023 | Fidelity | 0% | $0 | $0 | $0 | $0 | $-211 | $0 | 0% |
| 2023 | Surety | 0% | $0 | $0 | $0 | $0 | $-4 | $0 | 0% |
| 2023 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $-3,596 | $0 | 0% |
| 2022 | Total Property & Casualty | 0% | $112,098 | $79,819 | $0 | $108,262 | $57,627 | $0 | 53.23% |
| 2022 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-89 | $0 | 0% |
| 2022 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-89 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 0.01% | $82,308 | $59,898 | $0 | $48,805 | $53,455 | $0 | 109.53% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $0 | $0 | $0 | $-61 | $0 | 0% |
| 2022 | Total Medical Malpractice | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2022 | Medical Malpractice - Other | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $61,391 | $13,421 | $0 | 21.86% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $29,770 | $19,908 | $0 | $0 | $2,391 | $0 | 0% |
| 2022 | Products Liability | 0% | $20 | $13 | $0 | $0 | $-4,242 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $-626 | $0 | 0% |
| 2022 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-498 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-128 | $0 | 0% |
| 2022 | Fidelity | 0% | $0 | $0 | $0 | $-1,934 | $-4,000 | $0 | 206.83% |
| 2022 | Surety | 0% | $0 | $0 | $0 | $0 | $-711 | $0 | 0% |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $-1,910 | $0 | 0% |
| 2021 | Total Property & Casualty | 0% | $85,186 | $30,805 | $0 | $67,985 | $-26,478 | $0 | -38.95% |
| 2021 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-19 | $0 | 0% |
| 2021 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-19 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.01% | $85,186 | $30,805 | $0 | $0 | $4,492 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $0 | $0 | $0 | $-214 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $67,985 | $-9,773 | $0 | -14.38% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-17,569 | $0 | 0% |
| 2021 | Products Liability | 0% | $0 | $0 | $0 | $0 | $-1,959 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $150 | $0 | 0% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $139 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $11 | $0 | 0% |
| 2021 | Fidelity | 0% | $0 | $0 | $0 | $0 | $1,054 | $0 | 0% |
| 2021 | Surety | 0% | $0 | $0 | $0 | $0 | $542 | $0 | 0% |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $-3,182 | $0 | 0% |
Complaint Index
Company Changes
This company does not have any company changes.
Market Regulation Actions
Date:
2016-12-28Financial Exams
This company does not have any financial exams.