Company Details
Company Name:
OWNERS INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
32700Company Address:
6101 Anacapri Boulevard Lansing, MI 48917-3968
Phone Number:
5173231523Mailing Address:
P.O. BOX 30660 LANSING, MI 48909-8160
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B421665Date Admitted:
1984-03-26Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.44% | $79,784,512 | $78,262,578 | $0 | $53,381,081 | $47,655,914 | $0 | 89.27% |
| 2025 | Total Fire & Allied Lines | 0.42% | $2,831,317 | $2,665,363 | $0 | $1,221,654 | $672,467 | $0 | 55.05% |
| 2025 | Commercial Fire & Allied Lines | 0.87% | $2,831,317 | $2,665,363 | $0 | $1,221,654 | $672,467 | $0 | 55.05% |
| 2025 | Commercial Multi-Peril | 4.45% | $55,308,828 | $54,419,701 | $0 | $35,233,019 | $32,382,880 | $0 | 91.91% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.81% | $3,298,752 | $3,221,224 | $0 | $1,011,468 | $976,690 | $0 | 96.56% |
| 2025 | Earthquake | 0.47% | $678,564 | $648,257 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.25% | $2,701,732 | $2,798,265 | $0 | $3,260,440 | $2,280,085 | $0 | 69.93% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.15% | $1,598,560 | $1,493,460 | $0 | $230,000 | $306,946 | $0 | 133.45% |
| 2025 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $504,643 | $-54,663 | $0 | -10.83% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $292,800 | $140,253 | $0 | 47.9% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $-2,806 | $-2,304 | $0 | 82.11% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0% | $0 | $0 | $0 | $-351 | $1,042 | $0 | -296.87% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $215,000 | $-193,654 | $0 | -90.07% |
| 2025 | Total Commercial Auto | 0.48% | $4,111,241 | $4,168,548 | $0 | $6,695,127 | $6,884,995 | $0 | 102.84% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.42% | $2,605,727 | $2,675,685 | $0 | $5,178,082 | $4,486,860 | $0 | 86.65% |
| 2025 | Commercial Auto Liability - Property Damage | 0.44% | $789,158 | $801,054 | $0 | $378,545 | $1,462,521 | $0 | 386.35% |
| 2025 | Commercial Auto Liability - Medical Payments | 1.86% | $41,190 | $44,817 | $0 | $20,000 | $8,714 | $0 | 43.57% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 1.43% | $675,166 | $646,992 | $0 | $1,118,500 | $926,900 | $0 | 82.87% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $-12,546 | $-12,310 | $0 | 98.12% |
| 2025 | Private Passenger Auto - Collision | 0% | $0 | $0 | $0 | $-8,507 | $-12,261 | $0 | 144.13% |
| 2025 | Commercial Auto - Comprehensive | 2.15% | $3,106,776 | $2,963,117 | $0 | $1,809,362 | $1,365,522 | $0 | 75.47% |
| 2025 | Commercial Auto - Collision | 0.2% | $459,827 | $431,829 | $0 | $236,421 | $203,741 | $0 | 86.18% |
| 2025 | Fidelity | 0.26% | $65,020 | $66,406 | $0 | $0 | $22,176 | $0 | 0% |
| 2025 | Burglary & Theft | 0.17% | $23,919 | $18,413 | $0 | $0 | $2,425 | $0 | 0% |
| 2025 | Glass | 56.46% | $3,353 | $3,007 | $0 | $0 | $24 | $0 | 0% |
| 2025 | Umbrella | 5.15% | $5,596,623 | $5,364,988 | $0 | $3,200,000 | $2,637,197 | $0 | 82.41% |
| 2024 | Total Property & Casualty | 0.45% | $77,245,082 | $72,975,726 | $0 | $58,951,910 | $73,297,211 | $0 | 124.33% |
| 2024 | Total Fire & Allied Lines | 0.38% | $2,411,271 | $2,246,030 | $0 | $791,003 | $1,342,866 | $0 | 169.77% |
| 2024 | Commercial Fire & Allied Lines | 0.61% | $2,411,271 | $2,246,030 | $0 | $791,003 | $1,342,866 | $0 | 169.77% |
| 2024 | Commercial Multi-Peril | 4.49% | $53,564,883 | $49,623,186 | $0 | $44,486,873 | $52,788,429 | $0 | 118.66% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.76% | $3,090,653 | $2,926,369 | $0 | $1,317,771 | $1,446,088 | $0 | 109.74% |
| 2024 | Earthquake | 0.44% | $635,438 | $612,348 | $0 | $0 | $-10,600 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.32% | $3,440,621 | $3,581,718 | $0 | $2,560,906 | $1,658,742 | $0 | 64.77% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.15% | $1,383,411 | $1,317,398 | $0 | $294,752 | $705,866 | $0 | 239.48% |
| 2024 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $2,358,174 | $1,163,020 | $0 | 49.32% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $1,704,797 | $628,700 | $0 | 36.88% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $0 | $-3,028 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0% | $0 | $0 | $0 | $6,377 | $1,435 | $0 | 22.5% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $647,000 | $535,913 | $0 | 82.83% |
| 2024 | Total Commercial Auto | 0.56% | $4,343,891 | $4,425,995 | $0 | $3,735,948 | $3,850,496 | $0 | 103.07% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.5% | $2,834,599 | $2,835,619 | $0 | $2,255,308 | $3,216,625 | $0 | 142.62% |
| 2024 | Commercial Auto Liability - Property Damage | 0.5% | $831,617 | $874,758 | $0 | $613,166 | $799,703 | $0 | 130.42% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.73% | $52,940 | $55,993 | $0 | $4,474 | $3,044 | $0 | 68.04% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 1.34% | $624,735 | $659,625 | $0 | $863,000 | $-168,876 | $0 | -19.57% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $-156 | $-153 | $0 | 98.08% |
| 2024 | Private Passenger Auto - Collision | 0% | $0 | $0 | $0 | $-82 | $1,063 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 1.75% | $2,843,817 | $3,091,123 | $0 | $2,727,929 | $2,251,610 | $0 | 82.54% |
| 2024 | Commercial Auto - Collision | 0.2% | $404,055 | $394,395 | $0 | $432,074 | $438,858 | $0 | 101.57% |
| 2024 | Fidelity | 0.28% | $72,777 | $78,177 | $0 | $46,718 | $103,048 | $0 | 220.57% |
| 2024 | Burglary & Theft | 0.14% | $16,640 | $14,056 | $0 | $0 | $190 | $0 | 0% |
| 2024 | Glass | 65.88% | $2,610 | $1,924 | $0 | $0 | $58 | $0 | 0% |
| 2024 | Umbrella | 4.24% | $5,035,015 | $4,663,007 | $0 | $200,000 | $7,557,630 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.42% | $67,066,365 | $60,688,595 | $0 | $56,958,926 | $65,238,191 | $0 | 114.54% |
| 2023 | Total Fire & Allied Lines | 0.27% | $2,081,240 | $1,827,431 | $0 | $790,101 | $940,627 | $0 | 119.05% |
| 2023 | Commercial Fire & Allied Lines | 0.65% | $2,081,240 | $1,827,431 | $0 | $790,101 | $940,627 | $0 | 119.05% |
| 2023 | Total Homeowners | 0% | $0 | $0 | $0 | $0 | $-21,000 | $0 | 0% |
| 2023 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-21,000 | $0 | 0% |
| 2023 | Commercial Multi-Peril | 3.97% | $44,013,449 | $38,929,262 | $0 | $32,661,119 | $42,362,852 | $0 | 129.7% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.49% | $2,720,020 | $2,548,462 | $0 | $1,362,708 | $1,412,800 | $0 | 103.68% |
| 2023 | Earthquake | 0.4% | $563,851 | $496,796 | $0 | $0 | $10,600 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.35% | $3,724,796 | $3,839,576 | $0 | $2,101,461 | $-361,770 | $0 | -17.22% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.13% | $1,197,384 | $1,089,214 | $0 | $571,238 | $468,150 | $0 | 81.95% |
| 2023 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $2,359,542 | $868,502 | $0 | 36.81% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $1,611,284 | $558,507 | $0 | 34.66% |
| 2023 | Private Passenger Auto Liability Property Damage | 0% | $0 | $0 | $0 | $71,955 | $67,633 | $0 | 93.99% |
| 2023 | Private Passenger Auto Medical Payments | 0% | $0 | $0 | $0 | $13,346 | $-14,335 | $0 | -107.41% |
| 2023 | Private Passenger Uninsured Motorists | 0% | $0 | $0 | $0 | $677,500 | $266,447 | $0 | 39.33% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $0 | $0 | $0 | $-991 | $-326 | $0 | 32.9% |
| 2023 | Private Passenger Auto Collision | 0% | $0 | $0 | $0 | $-13,552 | $-9,424 | $0 | 69.54% |
| 2023 | Total Commercial Automobile | 0.8% | $8,271,106 | $7,930,151 | $0 | $14,753,952 | $15,630,043 | $0 | 105.94% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.51% | $2,640,139 | $2,533,108 | $0 | $9,888,445 | $9,479,101 | $0 | 95.86% |
| 2023 | Commercial Auto Liability Property Damage | 0.61% | $879,794 | $825,648 | $0 | $1,298,435 | $622,183 | $0 | 47.92% |
| 2023 | Commercial Auto Medical Payments | 0.76% | $57,247 | $57,382 | $0 | $27,458 | $1,815 | $0 | 6.61% |
| 2023 | Commercial Auto Uninsured Motorists | 1.68% | $700,013 | $677,548 | $0 | $1,173,521 | $2,267,628 | $0 | 193.23% |
| 2023 | Commercial Auto Comprehensive | 3.05% | $3,645,815 | $3,447,881 | $0 | $2,152,101 | $3,002,977 | $0 | 139.54% |
| 2023 | Commercial Auto Collision | 0.17% | $348,098 | $388,584 | $0 | $213,992 | $256,339 | $0 | 119.79% |
| 2023 | Fidelity | 0.31% | $81,155 | $80,111 | $0 | $158,805 | $78,130 | $0 | 49.2% |
| 2023 | Glass | 43.51% | $918 | $758 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Burglary & Theft | 0.15% | $11,853 | $10,961 | $0 | $0 | $8 | $0 | 0% |
| 2023 | Umbrella | 4.28% | $4,400,593 | $3,935,873 | $0 | $2,200,000 | $3,849,249 | $0 | 174.97% |
| 2022 | Total Property & Casualty | 0.41% | $59,011,750 | $63,335,297 | $0 | $32,674,924 | $35,805,683 | $0 | 109.58% |
| 2022 | Total Fire & Allied Lines | 0.34% | $1,628,180 | $1,305,000 | $0 | $49,269 | $-297,624 | $0 | 0% |
| 2022 | Commercial Fire & Allied Lines | 0.52% | $1,628,180 | $1,305,000 | $0 | $49,269 | $-297,624 | $0 | 0% |
| 2022 | Total Homeowners | 0% | $0 | $0 | $0 | $-1,460 | $19,540 | $0 | 0% |
| 2022 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $-1,460 | $19,540 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 3.58% | $35,874,329 | $33,017,331 | $0 | $11,286,655 | $18,820,101 | $0 | 166.75% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.45% | $2,366,201 | $2,314,638 | $0 | $2,695,743 | $2,300,375 | $0 | 85.33% |
| 2022 | Earthquake | 0.35% | $473,096 | $432,961 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.37% | $3,839,873 | $3,979,796 | $0 | $2,328,388 | $609,542 | $0 | 26.18% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.12% | $1,036,582 | $1,018,291 | $0 | $359,016 | $810,677 | $0 | 225.81% |
| 2022 | Total Private Passenger Automobile | 0% | $-1,602 | $-1,602 | $0 | $3,154,661 | $1,680,072 | $0 | 53.26% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $-307 | $-307 | $0 | $2,493,315 | $1,244,199 | $0 | 49.9% |
| 2022 | Private Passenger Auto Liability Property Damage | 0% | $-188 | $-188 | $0 | $30,948 | $-33,686 | $0 | -108.85% |
| 2022 | Private Passenger Auto Medical Payments | 0% | $-41 | $-41 | $0 | $25,479 | $41,245 | $0 | 161.88% |
| 2022 | Private Passenger Uninsured Motorists | 0% | $-215 | $-215 | $0 | $631,500 | $338,940 | $0 | 53.67% |
| 2022 | Private Passenger Auto Comprehensive | 0% | $-409 | $-409 | $0 | $37,399 | $44,429 | $0 | 118.8% |
| 2022 | Private Passenger Auto Collision | 0% | $-442 | $-442 | $0 | $-63,980 | $44,945 | $0 | -70.25% |
| 2022 | Total Commercial Automobile | 1.03% | $10,126,070 | $17,769,704 | $0 | $11,302,652 | $10,294,545 | $0 | 91.08% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.79% | $3,763,813 | $6,932,400 | $0 | $4,252,356 | $4,799,149 | $0 | 112.86% |
| 2022 | Commercial Auto Liability Property Damage | 0.83% | $1,255,599 | $2,556,651 | $0 | $1,672,738 | $1,853,304 | $0 | 110.79% |
| 2022 | Commercial Auto Medical Payments | 1.25% | $89,668 | $172,996 | $0 | $51,999 | $19,696 | $0 | 37.88% |
| 2022 | Commercial Auto Uninsured Motorists | 2.2% | $828,770 | $1,285,561 | $0 | $347,979 | $-40,615 | $0 | -11.67% |
| 2022 | Commercial Auto Comprehensive | 2.62% | $3,246,467 | $4,248,369 | $0 | $2,350,110 | $1,342,004 | $0 | 57.1% |
| 2022 | Commercial Auto Collision | 0.52% | $941,753 | $2,573,727 | $0 | $2,627,470 | $2,321,007 | $0 | 88.34% |
| 2022 | Fidelity | 0.3% | $78,333 | $76,022 | $0 | $0 | $-526 | $0 | 0% |
| 2022 | Glass | 39.99% | $615 | $572 | $0 | $0 | $29 | $0 | 0% |
| 2022 | Burglary & Theft | 0.14% | $10,515 | $10,501 | $0 | $0 | $20 | $0 | 0% |
| 2022 | Umbrella | 3.78% | $3,579,558 | $3,412,083 | $0 | $1,500,000 | $1,568,932 | $0 | 104.6% |
| 2021 | Total Property & Casualty | 0.49% | $65,293,621 | $64,743,978 | $0 | $33,081,620 | $35,228,735 | $0 | 106.49% |
| 2021 | Total Fire & Allied Lines | 0.15% | $1,014,828 | $759,989 | $0 | $167,542 | $209,172 | $0 | 124.85% |
| 2021 | Commercial Fire & Allied Lines | 0.3% | $1,014,828 | $759,989 | $0 | $167,542 | $209,172 | $0 | 124.85% |
| 2021 | Total Homeowners | 0% | $0 | $0 | $0 | $-175 | $591 | $0 | -337.71% |
| 2021 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $-175 | $591 | $0 | -337.71% |
| 2021 | Commercial Multi-Peril | 3.32% | $30,534,730 | $28,679,104 | $0 | $10,877,190 | $13,411,923 | $0 | 123.3% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.47% | $2,199,432 | $2,084,066 | $0 | $1,818,848 | $1,294,985 | $0 | 71.2% |
| 2021 | Earthquake | 0.31% | $410,574 | $377,880 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.4% | $3,879,152 | $3,898,479 | $0 | $2,565,542 | $2,207,291 | $0 | 86.04% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.11% | $875,367 | $827,725 | $0 | $177,186 | $223,526 | $0 | 126.15% |
| 2021 | Total Private Passenger Automobile | 0% | $-46,594 | $3,037,936 | $0 | $6,780,829 | $3,743,997 | $0 | 55.21% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0% | $-20,503 | $750,564 | $0 | $3,184,384 | $1,653,573 | $0 | 51.93% |
| 2021 | Private Passenger Auto Liability Property Damage | 0% | $-9,804 | $492,416 | $0 | $916,849 | $339,859 | $0 | 37.07% |
| 2021 | Private Passenger Auto Medical Payments | 0% | $-1,248 | $65,591 | $0 | $168,616 | $11,294 | $0 | 6.7% |
| 2021 | Private Passenger Uninsured Motorists | 0% | $-6,697 | $308,505 | $0 | $1,659,241 | $1,002,273 | $0 | 60.41% |
| 2021 | Private Passenger Auto Comprehensive | 0% | $-3,391 | $640,525 | $0 | $433,314 | $289,532 | $0 | 66.82% |
| 2021 | Private Passenger Auto Collision | 0% | $-4,951 | $780,335 | $0 | $418,425 | $447,466 | $0 | 106.94% |
| 2021 | Total Commercial Automobile | 2.55% | $23,048,731 | $21,888,731 | $0 | $9,694,658 | $12,431,342 | $0 | 128.23% |
| 2021 | Commercial Auto Liability Bodily Injury | 2% | $9,184,048 | $8,713,213 | $0 | $3,067,836 | $4,080,427 | $0 | 133.01% |
| 2021 | Commercial Auto Liability Property Damage | 2.66% | $3,524,528 | $3,459,194 | $0 | $1,687,349 | $1,824,981 | $0 | 108.16% |
| 2021 | Commercial Auto Medical Payments | 3.43% | $228,511 | $216,005 | $0 | $80,495 | $116,769 | $0 | 145.06% |
| 2021 | Commercial Auto Uninsured Motorists | 5.43% | $1,608,966 | $1,461,449 | $0 | $247,493 | $1,056,984 | $0 | 427.08% |
| 2021 | Commercial Auto Comprehensive | 4.58% | $4,672,241 | $4,440,267 | $0 | $1,930,729 | $2,773,187 | $0 | 143.63% |
| 2021 | Commercial Auto Collision | 2.22% | $3,830,437 | $3,598,603 | $0 | $2,680,756 | $2,578,994 | $0 | 96.2% |
| 2021 | Fidelity | 0.3% | $77,497 | $68,035 | $0 | $0 | $-102 | $0 | 0% |
| 2021 | Glass | 43.6% | $548 | $1,035 | $0 | $0 | $-3 | $0 | 0% |
| 2021 | Burglary & Theft | 0.15% | $10,477 | $8,728 | $0 | $0 | $12 | $0 | 0% |
| 2021 | Umbrella | 4.15% | $3,288,879 | $3,112,270 | $0 | $1,000,000 | $1,706,001 | $0 | 170.6% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0% | 1 | 0 |
| 2025 | Homeowners | 0% | 1 | 0 |
| 2024 | Private Passenger Auto | 0% | 2 | 9999 |
| 2024 | Homeowners | 0% | 1 | 0 |
| 2023 | Private Passenger Auto | 0% | 1 | 9999 |
| 2022 | Private Passenger Auto | 0.12% | 5 | 278 |
| 2021 | Private Passenger Auto | 0.41% | 11 | 177 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
Date:
2015-01-06Date:
2007-08-06Financial Exams
This company does not have any financial exams.