Company Details

Company Details

Company Name:
STAR INSURANCE COMPANY
License Status:
Active
NAIC Number:
18023
Company Address:
200 N. Grand Ave.
Lansing, MI 48933
Phone Number:
2483581100
Mailing Address:
PO Box 40790
Lansing, MI 48901-7990
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B421633
Date Admitted:
1988-09-12

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.24% $42,583,108 $42,133,022 $0 $14,096,406 $18,956,530 $0 134.48%
2025 Total Fire & Allied Lines 0.04% $236,561 $276,793 $0 $0 $97,059 $0 0%
2025 Dwelling Fire & Allied Lines 0.02% $80,620 $115,130 $0 $0 $0 $0 0%
2025 Commercial Fire & Allied Lines 0.05% $155,941 $161,663 $0 $0 $97,059 $0 0%
2025 Commercial Multi-Peril 2.38% $29,530,474 $28,883,935 $0 $9,137,275 $11,803,047 $0 129.17%
2025 Ocean Marine 0.01% $4,074 $3,589 $0 $0 $-29 $0 0%
2025 Inland Marine (Incl Auto Cargo) 1.04% $4,257,871 $4,257,524 $0 $2,360,730 $2,325,195 $0 98.49%
2025 Earthquake 0.07% $97,220 $98,616 $0 $0 $0 $0 0%
2025 Direct Workers Compensation 0.01% $122,399 $132,622 $0 $368,519 $-334,090 $0 -90.66%
2025 Other Liability - Bodily Injury & Property Damage 0.07% $759,739 $792,313 $0 $3,600 $916,859 $0 0%
2025 Excess Workers Compensation 0.08% $34,336 $191,186 $0 $184,996 $87,407 $0 47.25%
2025 Liquor Liability 0.49% $21,900 $22,408 $0 $0 $0 $0 0%
2025 Products Liability 0% $0 $0 $0 $0 $-31,604 $0 0%
2025 Total Commercial Auto 0.43% $3,697,342 $3,692,377 $0 $679,469 $3,602,799 $0 0%
2025 Commercial Auto Liability - Bodily Injury 0.58% $3,605,697 $3,597,404 $0 $412,119 $3,172,573 $0 0%
2025 Commercial Auto Liability - Property Damage 0% $-61 $1,669 $0 $211,014 $280,163 $0 132.77%
2025 Commercial Auto Liability - Medical Payments 1.6% $35,566 $35,481 $0 $39,499 $59,300 $0 150.13%
2025 Commercial Auto Liability - Uninsured Motorists 0.12% $56,140 $57,823 $0 $16,837 $90,763 $0 0%
2025 Commercial Auto - Comprehensive 1.34% $1,934,906 $1,918,521 $0 $596,641 $192,085 $0 32.19%
2025 Commercial Auto - Collision 0.8% $1,869,397 $1,847,495 $0 $713,176 $307,031 $0 43.05%
2025 Aircraft 0% $0 $0 $0 $52,000 $-431 $0 -0.83%
2025 Surety 0.01% $16,889 $15,643 $0 $0 $-8,798 $0 0%
2024 Total Property & Casualty 0.22% $37,722,010 $35,778,427 $0 $15,512,038 $18,962,829 $0 122.25%
2024 Total Fire & Allied Lines 0.04% $225,810 $168,002 $0 $17,144 $54,558 $0 318.23%
2024 Dwelling Fire & Allied Lines 0.06% $124,205 $84,994 $0 $0 $0 $0 0%
2024 Commercial Fire & Allied Lines 0.03% $101,605 $83,008 $0 $17,144 $54,558 $0 318.23%
2024 Commercial Multi-Peril 2.15% $25,618,220 $24,075,347 $0 $10,531,275 $13,121,726 $0 124.6%
2024 Ocean Marine 0.01% $3,691 $3,696 $0 $0 $479 $0 0%
2024 Inland Marine (Incl Auto Cargo) 0.87% $3,545,576 $3,545,626 $0 $1,738,526 $1,890,792 $0 108.76%
2024 Earthquake 0.07% $105,602 $116,597 $0 $0 $0 $0 0%
2024 Direct Workers Compensation 0.02% $183,370 $246,253 $0 $385,593 $-93,727 $0 -24.31%
2024 Other Liability - Bodily Injury & Property Damage 0.08% $781,000 $818,395 $0 $0 $129,742 $0 0%
2024 Excess Workers Compensation 0.69% $286,037 $350,969 $0 $326,139 $196,726 $0 60.32%
2024 Products Liability 0% $0 $0 $0 $0 $-974 $0 0%
2024 Total Commercial Auto 0.45% $3,487,011 $3,198,193 $0 $1,151,387 $1,776,535 $0 154.3%
2024 Commercial Auto Liability - Bodily Injury 0.62% $3,487,011 $3,198,193 $0 $1,151,387 $1,776,535 $0 154.3%
2024 Commercial Auto - Collision 1.73% $3,471,967 $3,242,118 $0 $1,361,974 $1,832,781 $0 134.57%
2024 Aircraft 0% $0 $0 $0 $0 $52,170 $0 0%
2024 Surety 0.01% $13,726 $13,231 $0 $0 $2,021 $0 0%
2023 Total Property & Casualty 0.2% $32,186,912 $31,614,120 $0 $15,222,454 $22,457,302 $0 147.53%
2023 Total Fire & Allied Lines 0.01% $60,474 $56,628 $0 $61,789 $69,153 $0 111.92%
2023 Commercial Fire & Allied Lines 0.02% $60,474 $56,628 $0 $61,789 $69,153 $0 111.92%
2023 Commercial Multi-Peril 1.96% $21,702,119 $20,692,137 $0 $9,202,514 $9,357,560 $0 101.68%
2023 Ocean Marine 0.01% $5,694 $3,838 $0 $0 $367 $0 0%
2023 Inland Marine (Incl Auto Cargo) 0.54% $2,994,724 $2,994,709 $0 $1,613,621 $1,737,946 $0 107.7%
2023 Earthquake 0.11% $158,131 $175,328 $0 $0 $0 $0 0%
2023 Direct Workers Compensation 0.06% $591,844 $952,664 $0 $996,552 $1,362,043 $0 136.68%
2023 Other Liability - Bodily Injury & Property Damage 0.09% $888,229 $963,419 $0 $54,221 $62,938 $0 116.08%
2023 Excess Workers Compensation 1.46% $371,466 $490,824 $0 $719,813 $7,168,689 $0 0%
2023 Products Liability 0% $0 $0 $0 $2,066 $-1,166 $0 -56.44%
2023 Total Commercial Automobile 0.52% $5,403,301 $5,272,630 $0 $2,571,878 $2,697,922 $0 104.9%
2023 Commercial Auto Liability Bodily Injury 0.5% $2,593,226 $2,529,015 $0 $677,203 $300,006 $0 44.3%
2023 Commercial Auto Liability Property Damage 0% $2,399 $7,623 $0 $375,331 $111,713 $0 29.76%
2023 Commercial Auto Medical Payments 0.36% $27,457 $29,564 $0 $1,000 $498 $0 49.8%
2023 Commercial Auto Uninsured Motorists 0.13% $53,330 $52,330 $0 $100,000 $31,106 $0 31.11%
2023 Commercial Auto Comprehensive 1.2% $1,434,895 $1,410,339 $0 $633,293 $698,705 $0 110.33%
2023 Commercial Auto Collision 0.64% $1,291,994 $1,243,759 $0 $785,051 $1,555,894 $0 198.19%
2023 Aircraft 0% $0 $0 $0 $0 $-137 $0 0%
2023 Surety 0.01% $10,930 $11,943 $0 $0 $1,987 $0 0%
2022 Total Property & Casualty 0.2% $29,450,477 $29,316,041 $0 $9,749,205 $11,108,464 $0 113.94%
2022 Total Fire & Allied Lines 0.01% $67,536 $62,677 $0 $0 $-1,308 $0 0%
2022 Commercial Fire & Allied Lines 0.02% $67,536 $62,677 $0 $0 $-1,308 $0 0%
2022 Commercial Multi-Peril 1.94% $19,413,266 $19,248,299 $0 $5,598,624 $5,642,461 $0 100.78%
2022 Ocean Marine 0% $1,228 $1,220 $0 $0 $-230 $0 0%
2022 Inland Marine (Incl Auto Cargo) 0.39% $2,079,039 $2,079,190 $0 $1,231,560 $1,287,613 $0 104.55%
2022 Earthquake 0.14% $188,913 $200,103 $0 $0 $0 $0 0%
2022 Direct Workers Compensation 0.11% $1,143,859 $1,189,781 $0 $434,938 $698,775 $0 160.66%
2022 Other Liability - Bodily Injury & Property Damage 0.11% $974,344 $928,580 $0 $85,000 $26,463 $0 31.13%
2022 Excess Workers Compensation 1.52% $550,391 $425,935 $0 $0 $1,171,083 $0 0%
2022 Products Liability 0% $0 $0 $0 $1,550 $681 $0 43.94%
2022 Total Commercial Automobile 0.51% $5,018,101 $5,166,617 $0 $2,397,533 $2,280,032 $0 95.1%
2022 Commercial Auto Liability Bodily Injury 0.5% $2,393,012 $2,525,244 $0 $900,792 $836,055 $0 92.81%
2022 Commercial Auto Liability Property Damage 0% $6,855 $14,604 $0 $240,571 $148,058 $0 61.54%
2022 Commercial Auto Medical Payments 0.39% $27,879 $32,062 $0 $2,430 $1,842 $0 75.8%
2022 Commercial Auto Uninsured Motorists 0.14% $51,455 $53,135 $0 $0 $29,544 $0 0%
2022 Commercial Auto Comprehensive 0.95% $1,176,256 $1,181,333 $0 $554,903 $552,462 $0 99.56%
2022 Commercial Auto Collision 0.75% $1,362,644 $1,360,239 $0 $698,837 $712,071 $0 101.89%
2022 Aircraft 0% $0 $0 $0 $0 $-720 $0 0%
2022 Surety 0.01% $13,800 $13,639 $0 $0 $3,614 $0 0%
2021 Total Property & Casualty 0.22% $29,787,889 $28,590,516 $0 $8,281,899 $10,343,352 $0 124.89%
2021 Total Fire & Allied Lines 0.01% $42,873 $40,315 $0 $3,608 $3,433 $0 95.15%
2021 Commercial Fire & Allied Lines 0.01% $42,873 $40,315 $0 $3,608 $3,433 $0 95.15%
2021 Commercial Multi-Peril 2.14% $19,684,164 $19,170,970 $0 $5,363,094 $6,845,088 $0 127.63%
2021 Ocean Marine 0% $533 $168 $0 $0 $-783 $0 0%
2021 Inland Marine (Incl Auto Cargo) 0.36% $1,701,514 $1,701,499 $0 $896,027 $900,226 $0 100.47%
2021 Earthquake 0.18% $236,214 $249,303 $0 $0 $0 $0 0%
2021 Direct Workers Compensation 0.11% $1,101,441 $713,920 $0 $226,576 $729,507 $0 321.97%
2021 Other Liability - Bodily Injury & Property Damage 0.11% $871,801 $827,530 $0 $-2,611 $126,527 $0 0%
2021 Excess Workers Compensation 1.02% $372,578 $209,869 $0 $0 $88,156 $0 0%
2021 Products Liability 0% $0 $0 $0 $0 $-1,025 $0 0%
2021 Total Commercial Automobile 0.64% $5,763,070 $5,663,490 $0 $1,795,205 $1,651,212 $0 91.98%
2021 Commercial Auto Liability Bodily Injury 0.63% $2,904,845 $2,848,084 $0 $171,853 $472,224 $0 274.78%
2021 Commercial Auto Liability Property Damage 0.02% $28,096 $21,232 $0 $352,984 $236,741 $0 67.07%
2021 Commercial Auto Medical Payments 0.55% $36,334 $33,943 $0 $0 $2,814 $0 0%
2021 Commercial Auto Uninsured Motorists 0.2% $59,299 $59,985 $0 $805 $5,630 $0 0%
2021 Commercial Auto Comprehensive 1.43% $1,452,834 $1,433,940 $0 $315,779 $233,998 $0 74.1%
2021 Commercial Auto Collision 0.74% $1,281,662 $1,266,306 $0 $953,784 $699,805 $0 73.37%
2021 Aircraft 0% $0 $0 $0 $0 $-1,570 $0 0%
2021 Surety 0.01% $13,701 $13,452 $0 $0 $2,581 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2022 Homeowners 0% 0 0
2021 Homeowners 0% 0 0

Company Changes

Date:
2022-12-31
Comments:
Effective 12/31/2022 the above company experienced an acquisition updating its group code from AmeriTrust Group Inc Grp – 0748 to BCBS of MI Grp – 572.

Market Regulation Actions

Date:
2016-12-29

Financial Exams

This company does not have any financial exams.