Company Details
Company Name:
STANDARD LIFE AND ACCIDENT INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
86355Company Address:
2625 Bay Area Boulevard, 5th Floor, Houston, TX 77058
Phone Number:
4097634661Mailing Address:
PO Box 5755 Cincinnati, OH 45201
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A421595Date Admitted:
1976-11-15Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.05% | $8,543,766 | $9,179,073 | $0 | $4,562,236 | $7,529,414 | $0 | 165.04% |
| 2025 | Total Individual Accident & Health | 0.01% | $579,769 | $566,218 | $0 | $461,738 | $434,976 | $0 | 94.2% |
| 2025 | Individual Comprehensive Medical Expense | 0% | $116 | $164 | $0 | $5,246 | $4,224 | $0 | 80.52% |
| 2025 | Individual Medicare Supplement | 0.07% | $398,405 | $393,736 | $0 | $301,984 | $298,437 | $0 | 98.83% |
| 2025 | Individual Long Term Care | 0% | $6,512 | $6,546 | $0 | $133,947 | $53,891 | $0 | 40.23% |
| 2025 | Individual Specified Disease | 0.09% | $92,595 | $91,980 | $0 | $344 | $10,005 | $0 | 0% |
| 2025 | Individual Accident Only | 0.01% | $5,231 | $5,390 | $0 | $0 | $-536 | $0 | 0% |
| 2025 | Individual Disability Income | 0% | $156 | $156 | $0 | $0 | $-695 | $0 | 0% |
| 2025 | Individual Limited Benefit | 0.06% | $76,754 | $68,246 | $0 | $20,217 | $69,650 | $0 | 344.51% |
| 2025 | Total Group Accident & Health | 0.09% | $7,963,997 | $8,612,855 | $0 | $4,100,498 | $7,094,438 | $0 | 173.01% |
| 2025 | Group Specified Disease | 0% | $2,423 | $2,420 | $0 | $0 | $-69 | $0 | 0% |
| 2025 | Group Accident Only | 0% | $216 | $216 | $0 | $0 | $-2 | $0 | 0% |
| 2025 | Group Dental | 0.01% | $34,954 | $35,918 | $0 | $16,305 | $20,437 | $0 | 125.34% |
| 2025 | Group Limited Benefit | 0.02% | $52,321 | $49,517 | $0 | $35,459 | $28,563 | $0 | 80.55% |
| 2025 | Group Stop Loss | 0.65% | $7,874,083 | $8,524,784 | $0 | $4,048,734 | $7,045,509 | $0 | 174.02% |
| 2025 | Total Life & Annuities | 0% | $191,063 | $0 | $3,320 | $404,888 | $0 | $24,957 | 0% |
| 2025 | Total Individual Life | 0% | $191,063 | $0 | $3,320 | $315,058 | $0 | $24,957 | 0% |
| 2025 | Individual Whole Life | 0.02% | $159,170 | $0 | $3,320 | $315,058 | $0 | $6,374 | 0% |
| 2025 | Individual Term Life | 0.01% | $31,893 | $0 | $0 | $0 | $0 | $18,583 | 0% |
| 2025 | Total Individual Annuities | 0% | $0 | $0 | $0 | $89,830 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $66,828 | $0 | $0 | 0% |
| 2025 | Individual Indexed Annuities | 0% | $0 | $0 | $0 | $23,002 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $191,063 | $0 | $3,320 | $404,888 | $0 | $24,957 | 0% |
| 2024 | Total Accident & Health | 0.03% | $4,165,478 | $4,506,103 | $0 | $987,876 | $1,075,893 | $0 | 108.91% |
| 2024 | Total Individual Accident & Health | 0.01% | $508,020 | $557,710 | $0 | $486,778 | $501,368 | $0 | 103% |
| 2024 | Individual Comprehensive Medical Expense | 0% | $231 | $231 | $0 | $3,600 | $3,600 | $0 | 100% |
| 2024 | Individual Medicare Supplement | 0.06% | $314,525 | $361,053 | $0 | $304,597 | $277,875 | $0 | 91.23% |
| 2024 | Individual Long Term Care | 0% | $8,803 | $7,479 | $0 | $118,729 | $160,875 | $0 | 135.5% |
| 2024 | Individual Specified Disease | 0.08% | $90,176 | $90,300 | $0 | $54,534 | $51,114 | $0 | 93.73% |
| 2024 | Individual Accident Only | 0.01% | $6,141 | $6,387 | $0 | $0 | $-167 | $0 | 0% |
| 2024 | Individual Disability Income | 0% | $156 | $156 | $0 | $0 | $-626 | $0 | 0% |
| 2024 | Individual Limited Benefit | 0.07% | $87,988 | $92,104 | $0 | $5,318 | $8,697 | $0 | 163.54% |
| 2024 | Total Group Accident & Health | 0.04% | $3,657,458 | $3,948,393 | $0 | $501,098 | $574,525 | $0 | 114.65% |
| 2024 | Group Comprehensive Medical Expenses - Association | 3.19% | $5,064 | $5,398 | $0 | $0 | $-1,254 | $0 | 0% |
| 2024 | Group Specified Disease | 0% | $2,038 | $941 | $0 | $0 | $357 | $0 | 0% |
| 2024 | Group Accident Only | 0% | $200 | $-456 | $0 | $0 | $-20 | $0 | 0% |
| 2024 | Group Disability Income | 0% | $0 | $-1,201 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Dental | 0% | $9,615 | $11,068 | $0 | $3,385 | $5,683 | $0 | 167.89% |
| 2024 | Group Limited Benefit | 0.02% | $62,309 | $65,521 | $0 | $28,842 | $29,180 | $0 | 101.17% |
| 2024 | Group Stop Loss | 0.33% | $3,578,232 | $3,867,122 | $0 | $468,871 | $540,579 | $0 | 115.29% |
| 2024 | Total Life & Annuities | 0% | $308,535 | $0 | $3,608 | $547,972 | $0 | $25,033 | 0% |
| 2024 | Total Individual Life | 0.01% | $307,784 | $0 | $3,608 | $478,489 | $0 | $25,033 | 0% |
| 2024 | Individual Whole Life | 0.02% | $179,280 | $0 | $3,608 | $268,282 | $0 | $6,472 | 0% |
| 2024 | Individual Term Life | 0.02% | $128,504 | $0 | $0 | $210,207 | $0 | $18,561 | 0% |
| 2024 | Total Individual Annuities | 0% | $750 | $0 | $0 | $69,483 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $750 | $0 | $0 | $59,583 | $0 | $0 | 0% |
| 2024 | Individual Indexed Annuities | 0% | $0 | $0 | $0 | $9,900 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $308,534 | $0 | $3,608 | $547,972 | $0 | $25,033 | 0% |
| 2024 | Total Group Life | 0% | $1 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Other Group Life | 0% | $1 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $1 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Accident & Health | 0.01% | $1,201,561 | $1,407,489 | $0 | $747,724 | $1,746,659 | $0 | 233.6% |
| 2023 | Total Individual Accident & Health | 0.01% | $715,048 | $745,461 | $0 | $494,875 | $440,093 | $0 | 88.93% |
| 2023 | Individual Comprehensive Medical Expense | 0% | $231 | $231 | $0 | $4,642 | $5,664 | $0 | 122.02% |
| 2023 | Individual Medicare Supplement | 0.09% | $488,293 | $512,666 | $0 | $337,613 | $347,716 | $0 | 102.99% |
| 2023 | Individual Long Term Care | 0.01% | $11,079 | $16,749 | $0 | $124,535 | $104,306 | $0 | 83.76% |
| 2023 | Individual Specified Disease | 0.09% | $92,984 | $97,151 | $0 | $7,935 | $395 | $0 | 4.98% |
| 2023 | Individual Accident Only | 0.01% | $6,591 | $6,974 | $0 | $0 | $-230 | $0 | 0% |
| 2023 | Individual Disability Income | 0% | $156 | $156 | $0 | $0 | $-695 | $0 | 0% |
| 2023 | Individual Limited Benefit | 0.1% | $115,714 | $111,534 | $0 | $20,150 | $-17,063 | $0 | -84.68% |
| 2023 | Total Group Accident & Health | 0.01% | $486,513 | $662,028 | $0 | $252,849 | $1,306,566 | $0 | 0% |
| 2023 | Group Specified Disease | 0% | $2,415 | $1,842 | $0 | $916 | $-62 | $0 | -6.77% |
| 2023 | Group Accident Only | 0% | $249 | $-1,456 | $0 | $0 | $-436 | $0 | 0% |
| 2023 | Group Disability Income | 0% | $0 | $-2,514 | $0 | $0 | $-1,843 | $0 | 0% |
| 2023 | Group Dental | 0% | $5,443 | $5,285 | $0 | $444 | $-747 | $0 | -168.24% |
| 2023 | Group Limited Benefit | 0.03% | $96,842 | $86,989 | $0 | $15,192 | $10,649 | $0 | 70.1% |
| 2023 | Group Stop Loss | 0.04% | $381,564 | $571,882 | $0 | $236,297 | $1,299,005 | $0 | 0% |
| 2023 | Total Life | 0% | $329,371 | $0 | $3,660 | $350,633 | $0 | $27,302 | 0% |
| 2023 | Total Individual Life | 0% | $329,143 | $0 | $3,660 | $350,633 | $0 | $27,302 | 0% |
| 2023 | Individual Whole Life | 0.02% | $175,961 | $0 | $3,660 | $222,211 | $0 | $7,177 | 0% |
| 2023 | Individual Term Life | 0.02% | $132,167 | $0 | $0 | $0 | $0 | $19,861 | 0% |
| 2023 | Individual Graded Death Benefits | 0.11% | $19,915 | $0 | $0 | $17,367 | $0 | $264 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $1,100 | $0 | $0 | $78,691 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 0% | $0 | $0 | $0 | $32,364 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $228 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Term Life | 0% | $228 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.01% | $1,105,719 | $1,154,973 | $0 | $742,676 | $861,002 | $0 | 115.93% |
| 2022 | Total Individual Accident & Health | 0.02% | $859,002 | $895,821 | $0 | $715,062 | $731,284 | $0 | 102.27% |
| 2022 | Individual Comprehensive Medical Expense | 0% | $231 | $225 | $0 | $3,600 | $3,463 | $0 | 96.19% |
| 2022 | Individual Medicare Supplement | 0.11% | $575,707 | $600,120 | $0 | $483,099 | $478,570 | $0 | 99.06% |
| 2022 | Individual Long Term Care | 0.01% | $14,587 | $14,630 | $0 | $139,183 | $152,663 | $0 | 109.69% |
| 2022 | Individual Specified Disease | 0.09% | $101,001 | $101,538 | $0 | $29,627 | $32,193 | $0 | 108.66% |
| 2022 | Individual Accident Only | 0.01% | $7,408 | $7,729 | $0 | $2,600 | $2,486 | $0 | 95.62% |
| 2022 | Individual Disability Income | 0% | $156 | $156 | $0 | $0 | $-718 | $0 | 0% |
| 2022 | Individual Limited Benefit | 0.16% | $159,912 | $171,423 | $0 | $56,953 | $62,627 | $0 | 109.96% |
| 2022 | Total Group Accident & Health | 0% | $246,717 | $259,152 | $0 | $27,614 | $129,718 | $0 | 469.75% |
| 2022 | Group Comprehensive Medical Expense - Large Employer | 0% | $6,474 | $6,432 | $0 | $0 | $76 | $0 | 0% |
| 2022 | Group Comprehensive Medical Expense - Association | 2.88% | $33,529 | $33,529 | $0 | $4,496 | $10,498 | $0 | 233.5% |
| 2022 | Group Specified Disease | 0.01% | $3,827 | $3,874 | $0 | $0 | $941 | $0 | 0% |
| 2022 | Group Accident Only | 0% | $1,549 | $1,278 | $0 | $0 | $5 | $0 | 0% |
| 2022 | Group Disability Income | 0% | $0 | $-4,190 | $0 | $0 | $826 | $0 | 0% |
| 2022 | Group Dental | 0% | $7,509 | $7,637 | $0 | $1,062 | $689 | $0 | 64.88% |
| 2022 | Group Limited Benefit | 0.01% | $44,027 | $40,174 | $0 | $21,769 | $9,835 | $0 | 45.18% |
| 2022 | Group Stop Loss | 0.02% | $149,802 | $170,418 | $0 | $287 | $106,848 | $0 | 0% |
| 2022 | Total Life | 0% | $356,926 | $0 | $3,726 | $394,191 | $0 | $28,309 | 0% |
| 2022 | Total Individual Life | 0% | $356,766 | $0 | $3,726 | $394,191 | $0 | $28,309 | 0% |
| 2022 | Individual Whole Life | 0.02% | $197,691 | $0 | $3,726 | $261,008 | $0 | $7,618 | 0% |
| 2022 | Individual Term Life | 0.02% | $136,169 | $0 | $0 | $46,537 | $0 | $20,402 | 0% |
| 2022 | Individual Universal Life | 0% | $0 | $0 | $0 | $25,587 | $0 | $0 | 0% |
| 2022 | Individual Graded Death Benefits | 0.09% | $21,681 | $0 | $0 | $37,000 | $0 | $289 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $1,225 | $0 | $0 | $12,117 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0% | $0 | $0 | $0 | $11,942 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $160 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Term Life | 0% | $160 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.01% | $1,108,147 | $1,129,862 | $0 | $868,726 | $763,990 | $0 | 87.94% |
| 2021 | Total Individual Accident & Health | 0.02% | $999,800 | $1,029,725 | $0 | $786,208 | $733,482 | $0 | 93.29% |
| 2021 | Individual Comprehensive Medical Expense | 0% | $333 | $367 | $0 | $8,600 | $8,600 | $0 | 100% |
| 2021 | Individual Medicare Supplement | 0.11% | $651,468 | $685,242 | $0 | $580,165 | $567,307 | $0 | 97.78% |
| 2021 | Individual Long Term Care | 0.01% | $18,429 | $20,117 | $0 | $103,373 | $65,268 | $0 | 63.14% |
| 2021 | Individual Specified Disease | 0.09% | $96,140 | $92,836 | $0 | $28,049 | $33,869 | $0 | 120.75% |
| 2021 | Individual Accident Only | 0.01% | $8,006 | $8,399 | $0 | $1,053 | $810 | $0 | 76.92% |
| 2021 | Individual Disability Income | 0% | $156 | $156 | $0 | $3,300 | $2,563 | $0 | 77.67% |
| 2021 | Individual Limited Benefit | 0.33% | $225,268 | $222,608 | $0 | $61,668 | $55,065 | $0 | 89.29% |
| 2021 | Total Group Accident & Health | 0% | $108,347 | $100,137 | $0 | $82,518 | $30,508 | $0 | 36.97% |
| 2021 | Group Comprehensive Medical Expense - Large Employer | 0% | $5,918 | $5,895 | $0 | $0 | $336 | $0 | 0% |
| 2021 | Group Comprehensive Medical Expense - Association | 0.01% | $2,386 | $2,386 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Specified Disease | 0% | $2,055 | $2,125 | $0 | $1,600 | $386 | $0 | 24.13% |
| 2021 | Group Accident Only | 0% | $298 | $411 | $0 | $0 | $366 | $0 | 0% |
| 2021 | Group Disability Income | 0% | $0 | $-47 | $0 | $2,041 | $2,708 | $0 | 132.68% |
| 2021 | Group Dental | 0% | $5,918 | $5,835 | $0 | $991 | $-8,794 | $0 | 0% |
| 2021 | Group Limited Benefit | 0.03% | $91,772 | $83,532 | $0 | $77,886 | $35,506 | $0 | 45.59% |
| 2021 | Total Life | 0% | $383,840 | $0 | $3,847 | $460,451 | $0 | $33,958 | 0% |
| 2021 | Total Individual Life | 0% | $383,840 | $0 | $3,847 | $460,451 | $0 | $29,587 | 0% |
| 2021 | Individual Whole Life | 0.02% | $214,919 | $0 | $3,847 | $301,836 | $0 | $7,752 | 0% |
| 2021 | Individual Term Life | 0.02% | $141,884 | $0 | $0 | $124,886 | $0 | $20,996 | 0% |
| 2021 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $561 | 0% |
| 2021 | Individual Graded Death Benefits | 0.12% | $25,937 | $0 | $0 | $8,467 | $0 | $278 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $1,100 | $0 | $0 | $13,236 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 0% | $0 | $0 | $0 | $12,026 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $4,371 | 0% |
| 2021 | Group Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $4,371 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0.03% | 3 | 440 |
| 2025 | Medicare Supplement Insurance | 0% | 1 | 0 |
| 2024 | Health | 0.02% | 2 | 401 |
| 2024 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Health | 0.01% | 2 | 898 |
| 2023 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0.07% | 0 | 0 |
| 2022 | Health | 0.01% | 0 | 0 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.08% | 0 | 0 |
| 2021 | Health | 0.02% | 0 | 0 |
| 2021 | Life and Annuities | 0% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.1% | 0 | 0 |
Company Changes
Date:
2010-04-30Comments:
Standard Life and Accident Insurance Co. redomesticated to Texas.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.