Company Details
Company Name:
EQUITRUST LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
62510Company Address:
222 West Adams Street, Suite 2150 Chicago, IL 60606
Phone Number:
3127023400Mailing Address:
222 West Adams Street, Suite 2150 Chicago, IL 60606
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A421551Date Admitted:
1969-04-23Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Life & Annuities | 0.43% | $73,199,740 | $0 | $0 | $65,775,791 | $0 | $509,855 | 0% |
| 2025 | Total Individual Life | 0.03% | $1,209,463 | $0 | $0 | $2,395,537 | $0 | $28,388 | 0% |
| 2025 | Individual Industrial Life | -0.01% | $-5 | $0 | $0 | $6,445 | $0 | $14 | 0% |
| 2025 | Individual Whole Life | 0% | $3,739 | $0 | $0 | $304,608 | $0 | $543 | 0% |
| 2025 | Individual Term Life | 0% | $0 | $0 | $0 | $37,659 | $0 | $78 | 0% |
| 2025 | Individual Indexed Life | 0.48% | $1,188,498 | $0 | $0 | $2,046,825 | $0 | $23,253 | 0% |
| 2025 | Individual Universal Life | 0% | $695 | $0 | $0 | $0 | $0 | $2,591 | 0% |
| 2025 | Individual Variable Universal Life | 0.01% | $16,536 | $0 | $0 | $0 | $0 | $1,909 | 0% |
| 2025 | Total Individual Annuities | 0.74% | $71,990,277 | $0 | $0 | $61,325,155 | $0 | $481,467 | 0% |
| 2025 | Individual Fixed Annuities | 0.98% | $29,298,387 | $0 | $0 | $18,207,073 | $0 | $101,546 | 0% |
| 2025 | Individual Indexed Annuities | 1.24% | $42,671,905 | $0 | $0 | $42,977,612 | $0 | $375,831 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0% | $0 | $0 | $0 | $116,885 | $0 | $4,077 | 0% |
| 2025 | Individual Variable Annuities Without Guarantees | 0% | $19,985 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $23,585 | $0 | $13 | 0% |
| 2025 | Total Individual Life & Annuities | 0.53% | $73,199,740 | $0 | $0 | $63,720,692 | $0 | $509,855 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $2,055,099 | $0 | $0 | 0% |
| 2025 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $95,281 | $0 | $0 | 0% |
| 2025 | Group Indexed Annuities | 0% | $0 | $0 | $0 | $1,959,818 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $0 | $0 | $0 | $2,055,099 | $0 | $0 | 0% |
| 2024 | Total Life & Annuities | 0.62% | $98,438,888 | $0 | $0 | $44,325,858 | $0 | $32,204 | 0% |
| 2024 | Total Individual Life | 0.01% | $571,644 | $0 | $0 | $3,071,794 | $0 | $32,204 | 0% |
| 2024 | Individual Whole Life | 0% | $2,388 | $0 | $0 | $848,230 | $0 | $1,768 | 0% |
| 2024 | Individual Term Life | 0% | $0 | $0 | $0 | $115,685 | $0 | $254 | 0% |
| 2024 | Individual Indexed Life | 0.23% | $532,785 | $0 | $0 | $2,083,022 | $0 | $0 | 0% |
| 2024 | Individual Universal Life | 0% | $695 | $0 | $0 | $1,272 | $0 | $28,276 | 0% |
| 2024 | Individual Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $1,906 | 0% |
| 2024 | Individual Variable Universal Life | 0% | $10,876 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0% | $24,900 | $0 | $0 | $23,585 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 1.17% | $97,867,244 | $0 | $0 | $39,847,832 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 1.07% | $28,333,505 | $0 | $0 | $10,789,724 | $0 | $0 | 0% |
| 2024 | Individual Indexed Annuities | 2.06% | $69,508,839 | $0 | $0 | $28,313,467 | $0 | $0 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0% | $0 | $0 | $0 | $721,056 | $0 | $0 | 0% |
| 2024 | Individual Variable Annuities Without Guarantees | 0.01% | $24,900 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $23,585 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.77% | $98,438,888 | $0 | $0 | $42,919,626 | $0 | $32,204 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $1,406,232 | $0 | $0 | 0% |
| 2024 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $136,507 | $0 | $0 | 0% |
| 2024 | Group Indexed Annuities | 0% | $0 | $0 | $0 | $1,269,725 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $0 | $0 | $0 | $1,406,232 | $0 | $0 | 0% |
| 2023 | Total Life | 0.38% | $51,675,562 | $0 | $0 | $48,114,421 | $0 | $31,014 | 0% |
| 2023 | Total Individual Life | 0.52% | $51,675,562 | $0 | $0 | $45,784,839 | $0 | $31,014 | 0% |
| 2023 | Individual Whole Life | 0% | $430 | $0 | $0 | $61,327 | $0 | $0 | 0% |
| 2023 | Individual Term Life | 0% | $0 | $0 | $0 | $49,074 | $0 | $1,187 | 0% |
| 2023 | Individual Universal Life | 0% | $300 | $0 | $0 | $1,600 | $0 | $28,276 | 0% |
| 2023 | Individual Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $1,551 | 0% |
| 2023 | Individual Ordinary Annuities | 0.78% | $20,912,075 | $0 | $0 | $15,356,274 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 0% | $0 | $0 | $0 | $431,433 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 1.37% | $30,742,042 | $0 | $0 | $29,864,122 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0% | $20,715 | $0 | $0 | $21,009 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $0 | $0 | $0 | $2,329,582 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $347,418 | $0 | $0 | 0% |
| 2023 | Group Equity Indexed Annuities | 0% | $0 | $0 | $0 | $1,982,164 | $0 | $0 | 0% |
| 2022 | Total Life | 0.23% | $32,895,904 | $0 | $0 | $40,042,644 | $0 | $32,821,730 | 0% |
| 2022 | Total Individual Life | 0.33% | $32,882,804 | $0 | $0 | $38,758,704 | $0 | $32,821,730 | 0% |
| 2022 | Individual Whole Life | 0% | $180 | $0 | $0 | $0 | $0 | $1,204,880 | 0% |
| 2022 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $7,000 | 0% |
| 2022 | Individual Universal Life | 0% | $5,568 | $0 | $0 | $896,919 | $0 | $30,186,975 | 0% |
| 2022 | Individual Variable Life | 0.01% | $11,045 | $0 | $0 | $42,050 | $0 | $1,422,875 | 0% |
| 2022 | Individual Ordinary Annuities | 0.02% | $384,944 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 0% | $17,135 | $0 | $0 | $325,704 | $0 | $0 | 0% |
| 2022 | Individual Modified Guaranteed Annuities | 8.56% | $6,541,894 | $0 | $0 | $728,247 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 1.32% | $25,537,094 | $0 | $0 | $11,489,439 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0.04% | $384,944 | $0 | $0 | $24,238,165 | $0 | $0 | 0% |
| 2022 | Individual Other Consideration | 0% | $0 | $0 | $0 | $1,038,180 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $13,100 | $0 | $0 | $1,283,940 | $0 | $0 | 0% |
| 2022 | Group Equity Indexed Annuities | 0.45% | $13,100 | $0 | $0 | $1,283,940 | $0 | $0 | 0% |
| 2021 | Total Life | 0.26% | $32,146,916 | $0 | $0 | $37,545,819 | $0 | $35,886,028 | 0% |
| 2021 | Total Individual Life | 0.41% | $32,133,816 | $0 | $0 | $37,217,419 | $0 | $35,886,028 | 0% |
| 2021 | Individual Whole Life | 0% | $270 | $0 | $0 | $0 | $0 | $1,310,279 | 0% |
| 2021 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $12,000 | 0% |
| 2021 | Individual Universal Life | 0.01% | $118,494 | $0 | $0 | $-643,028 | $0 | $32,381,749 | 0% |
| 2021 | Individual Variable Life | 0.01% | $14,612 | $0 | $0 | $0 | $0 | $2,182,000 | 0% |
| 2021 | Individual Ordinary Annuities | 0.02% | $314,750 | $0 | $0 | $347,677 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 0% | $31,812 | $0 | $0 | $904,199 | $0 | $0 | 0% |
| 2021 | Individual Modified Guaranteed Annuities | 1.33% | $529,406 | $0 | $0 | $11,740,745 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 2.23% | $30,356,528 | $0 | $0 | $23,803,725 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0.84% | $767,944 | $0 | $0 | $1,064,101 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $13,100 | $0 | $0 | $328,400 | $0 | $0 | 0% |
| 2021 | Group Equity Indexed Annuities | 0.3% | $13,100 | $0 | $0 | $328,400 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Life and Annuities | 0.28% | 0 | 0 |
| 2023 | Life and Annuities | 0.3% | 1 | 46 |
| 2022 | Life and Annuities | 0.34% | 1 | 41 |
| 2021 | Life and Annuities | 0.35% | 1 | 37 |
Company Changes
Date:
1998-08-01Comments:
Continental Western Life Insurance Co. changed its name to EquiTrust Life Insurance Co.Date:
2014-02-07Comments:
Effective 02/07/14 this company redomesticated to Illinois.Date:
2025-11-14Comments:
Effective 11/14/2025 the above Company joined Amistad Financial Grp - Group No. 5094.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.