Company Details
Company Name:
ENCOMPASS INDEMNITY COMPANYLicense Status:
ActiveNAIC Number:
15130Company Address:
3100 Sanders Road, Suite 201 Northbrook, IL 60062
Phone Number:
8474025000Mailing Address:
3100 Sanders Road, Suite 201 Northbrook, IL 60062
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B421197Date Admitted:
2003-01-28Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0% | $-52,900 | $1,163,201 | $0 | $8,573,814 | $2,597,375 | $0 | 30.29% |
| 2025 | Total Fire & Allied Lines | 0% | $0 | $6,258 | $0 | $10,791 | $382 | $0 | 3.54% |
| 2025 | Dwelling Fire & Allied Lines | 0% | $0 | $6,258 | $0 | $10,791 | $382 | $0 | 3.54% |
| 2025 | Total Homeowners | 0% | $-30,897 | $559,419 | $0 | $2,792,943 | $-764,760 | $0 | -27.38% |
| 2025 | Homeowners Multi-Peril | 0% | $-30,897 | $559,419 | $0 | $2,792,943 | $-764,760 | $0 | -27.38% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $-650 | $5,725 | $0 | $0 | $-17,038 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $-646 | $16,806 | $0 | $1,900,000 | $1,665,826 | $0 | 87.68% |
| 2025 | Total Private Passenger Auto | 0% | $-9,774 | $280,423 | $0 | $3,722,144 | $2,242,177 | $0 | 60.24% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $-4,141 | $123,202 | $0 | $2,486,428 | $836,921 | $0 | 33.66% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0% | $-3,404 | $105,042 | $0 | $306,610 | $-196,749 | $0 | -64.17% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0% | $-316 | $9,561 | $0 | $45,717 | $60,025 | $0 | 131.3% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $-1,913 | $42,618 | $0 | $883,389 | $1,541,980 | $0 | 174.55% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $-6,389 | $135,331 | $0 | $194,981 | $-534,983 | $0 | -274.38% |
| 2025 | Private Passenger Auto - Collision | 0% | $-4,519 | $158,564 | $0 | $-47,045 | $5,771 | $0 | -12.27% |
| 2025 | Other Specific | 0% | $-25 | $675 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.04% | $6,527,273 | $15,953,295 | $0 | $16,719,555 | $19,056,910 | $0 | 113.98% |
| 2024 | Total Fire & Allied Lines | 0.01% | $35,124 | $97,986 | $0 | $59,306 | $38,915 | $0 | 65.62% |
| 2024 | Dwelling Fire & Allied Lines | 0.02% | $35,124 | $97,986 | $0 | $59,306 | $38,915 | $0 | 65.62% |
| 2024 | Total Homeowners | 0.09% | $3,002,107 | $7,556,703 | $0 | $6,935,116 | $7,760,226 | $0 | 111.9% |
| 2024 | Homeowners Multi-Peril | 0.09% | $3,002,107 | $7,556,703 | $0 | $6,935,116 | $7,760,226 | $0 | 111.9% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.01% | $33,256 | $83,285 | $0 | $20,000 | $12,418 | $0 | 62.09% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.01% | $92,717 | $208,103 | $0 | $250,000 | $325,047 | $0 | 130.02% |
| 2024 | Total Private Passenger Auto | 0.05% | $1,616,610 | $3,926,958 | $0 | $5,623,729 | $7,136,052 | $0 | 126.89% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.05% | $715,760 | $1,733,826 | $0 | $2,342,604 | $3,625,723 | $0 | 154.77% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.06% | $603,353 | $1,490,827 | $0 | $1,383,709 | $1,018,382 | $0 | 73.6% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.06% | $55,989 | $145,730 | $0 | $228,201 | $122,700 | $0 | 53.77% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.08% | $241,508 | $556,575 | $0 | $1,669,215 | $2,369,247 | $0 | 141.94% |
| 2024 | Private Passenger Auto - Comprehensive | 0.06% | $802,813 | $1,824,425 | $0 | $2,007,343 | $2,500,924 | $0 | 124.59% |
| 2024 | Private Passenger Auto - Collision | 0.06% | $941,259 | $2,246,512 | $0 | $1,824,061 | $1,283,328 | $0 | 70.36% |
| 2024 | Other Specific | 0.05% | $3,387 | $9,323 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.14% | $22,035,848 | $21,852,852 | $0 | $16,943,538 | $20,128,112 | $0 | 118.8% |
| 2023 | Total Fire & Allied Lines | 0.02% | $131,368 | $132,639 | $0 | $34,020 | $41,556 | $0 | 122.15% |
| 2023 | Commercial Fire & Allied Lines | 0.04% | $131,368 | $132,639 | $0 | $34,020 | $41,556 | $0 | 122.15% |
| 2023 | Total Homeowners | 0.34% | $10,186,198 | $10,032,558 | $0 | $6,554,835 | $8,399,735 | $0 | 128.15% |
| 2023 | Homeowners Multi-Peril | 0.35% | $10,186,198 | $10,032,558 | $0 | $6,554,835 | $8,399,735 | $0 | 128.15% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.02% | $121,607 | $136,510 | $0 | $43,315 | $50,621 | $0 | 116.87% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.03% | $290,245 | $319,278 | $0 | $0 | $60,779 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0.21% | $11,293,006 | $11,217,228 | $0 | $10,311,368 | $11,575,421 | $0 | 112.26% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.19% | $2,503,716 | $2,522,237 | $0 | $1,707,483 | $2,474,416 | $0 | 144.92% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.22% | $2,210,724 | $2,286,080 | $0 | $1,872,487 | $2,386,538 | $0 | 127.45% |
| 2023 | Private Passenger Auto Medical Payments | 0.27% | $235,331 | $265,287 | $0 | $215,647 | $169,487 | $0 | 78.59% |
| 2023 | Private Passenger Uninsured Motorists | 0.25% | $707,066 | $635,808 | $0 | $1,700,131 | $2,147,971 | $0 | 126.34% |
| 2023 | Private Passenger Auto Comprehensive | 0.21% | $2,371,754 | $2,151,374 | $0 | $1,928,431 | $1,964,787 | $0 | 101.89% |
| 2023 | Private Passenger Auto Collision | 0.22% | $3,264,415 | $3,356,442 | $0 | $2,887,189 | $2,432,222 | $0 | 84.24% |
| 2023 | Other Specific | 0.18% | $13,424 | $14,639 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.13% | $19,181,837 | $17,671,519 | $0 | $16,211,633 | $15,162,345 | $0 | 93.53% |
| 2022 | Total Fire & Allied Lines | 0.03% | $122,796 | $123,413 | $0 | $0 | $5,595 | $0 | 0% |
| 2022 | Dwelling Fire & Allied Lines | 0.08% | $122,796 | $123,413 | $0 | $0 | $5,595 | $0 | 0% |
| 2022 | Total Homeowners | 0.34% | $9,079,964 | $8,441,610 | $0 | $4,974,841 | $5,971,898 | $0 | 120.04% |
| 2022 | Homeowners Multi-Peril | 0.35% | $9,079,964 | $8,441,610 | $0 | $4,974,841 | $5,971,898 | $0 | 120.04% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.03% | $143,550 | $141,110 | $0 | $119,067 | $121,594 | $0 | 102.12% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.04% | $313,655 | $319,802 | $0 | $1,440,000 | $55,913 | $0 | 3.88% |
| 2022 | Total Private Passenger Automobile | 0.2% | $9,507,581 | $8,631,211 | $0 | $9,677,725 | $9,007,345 | $0 | 93.07% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.17% | $2,099,709 | $1,825,183 | $0 | $2,743,830 | $2,530,977 | $0 | 92.24% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.22% | $1,918,196 | $1,654,689 | $0 | $1,257,261 | $1,306,298 | $0 | 103.9% |
| 2022 | Private Passenger Auto Medical Payments | 0.27% | $242,961 | $222,872 | $0 | $160,582 | $193,131 | $0 | 120.27% |
| 2022 | Private Passenger Uninsured Motorists | 0.21% | $537,458 | $515,258 | $0 | $2,130,889 | $810,901 | $0 | 38.05% |
| 2022 | Private Passenger Auto Comprehensive | 0.19% | $1,739,963 | $1,566,597 | $0 | $1,268,571 | $1,330,432 | $0 | 104.88% |
| 2022 | Private Passenger Auto Collision | 0.23% | $2,969,294 | $2,846,612 | $0 | $2,116,592 | $2,835,606 | $0 | 133.97% |
| 2022 | Other Specific | 0.2% | $14,291 | $14,373 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.13% | $17,016,339 | $16,896,962 | $0 | $12,424,001 | $13,913,241 | $0 | 111.99% |
| 2021 | Total Fire & Allied Lines | 0.02% | $117,969 | $130,851 | $0 | $24,472 | $29,437 | $0 | 120.29% |
| 2021 | Dwelling Fire & Allied Lines | 0.08% | $117,969 | $130,851 | $0 | $24,472 | $29,437 | $0 | 120.29% |
| 2021 | Total Homeowners | 0.33% | $8,227,643 | $8,027,844 | $0 | $5,058,985 | $4,481,841 | $0 | 88.59% |
| 2021 | Homeowners Multi-Peril | 0.35% | $8,227,643 | $8,027,844 | $0 | $5,058,985 | $4,481,841 | $0 | 88.59% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.03% | $140,504 | $151,684 | $0 | $0 | $6,427 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.04% | $327,080 | $353,956 | $0 | $1,850,000 | $1,918,763 | $0 | 103.72% |
| 2021 | Total Private Passenger Automobile | 0.18% | $8,188,248 | $8,217,185 | $0 | $5,490,544 | $7,476,773 | $0 | 136.18% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.14% | $1,699,146 | $1,726,642 | $0 | $1,496,490 | $1,255,569 | $0 | 83.9% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.19% | $1,534,013 | $1,549,317 | $0 | $975,017 | $1,063,338 | $0 | 109.06% |
| 2021 | Private Passenger Auto Medical Payments | 0.23% | $209,954 | $211,412 | $0 | $137,509 | $190,110 | $0 | 138.25% |
| 2021 | Private Passenger Uninsured Motorists | 0.22% | $510,408 | $530,643 | $0 | $254,820 | $2,242,499 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0.17% | $1,474,124 | $1,463,748 | $0 | $893,176 | $973,530 | $0 | 109% |
| 2021 | Private Passenger Auto Collision | 0.23% | $2,760,603 | $2,735,423 | $0 | $1,733,532 | $1,751,727 | $0 | 101.05% |
| 2021 | Other Specific | 0.15% | $14,895 | $15,442 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.08% | 5 | 274 |
| 2025 | Homeowners | 0.12% | 2 | 67 |
| 2024 | Private Passenger Auto | 0.15% | 7 | 267 |
| 2024 | Homeowners | 0.22% | 3 | 99 |
| 2023 | Private Passenger Auto | 0.2% | 6 | 175 |
| 2023 | Homeowners | 0.29% | 4 | 109 |
| 2022 | Private Passenger Auto | 0.19% | 2 | 69 |
| 2022 | Homeowners | 0.3% | 3 | 105 |
| 2021 | Private Passenger Auto | 0.19% | 1 | 35 |
| 2021 | Homeowners | 0.3% | 2 | 75 |
Company Changes
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Financial Exams
This company does not have any financial exams.