Company Details
Company Name:
KANSAS CITY LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
65129Company Address:
3520 BROADWAY KANSAS CITY, MO 64111-2565
Phone Number:
8167537000Mailing Address:
PO Box 219139 KANSAS CITY, MO 64121-9139
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A420864Date Admitted:
1903-06-13Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.05% | $8,778,013 | $9,030,093 | $0 | $7,177,861 | $7,214,426 | $0 | 100.51% |
| 2025 | Total Individual Accident & Health | 0% | $1,259 | $1,858 | $0 | $26,034 | $555 | $0 | 2.13% |
| 2025 | Individual Disability Income | 0% | $1,065 | $1,664 | $0 | $26,034 | $504 | $0 | 1.94% |
| 2025 | Individual Limited Benefit | 0% | $194 | $194 | $0 | $0 | $51 | $0 | 0% |
| 2025 | Total Group Accident & Health | 0.1% | $8,776,754 | $9,028,235 | $0 | $7,151,827 | $7,213,871 | $0 | 100.87% |
| 2025 | Group Specified Disease | 0.08% | $46,711 | $46,745 | $0 | $5,000 | $15,010 | $0 | 300.2% |
| 2025 | Group Accident Only | 0.07% | $112,590 | $112,744 | $0 | $27,661 | $165,975 | $0 | 0% |
| 2025 | Group Disability Income | 0.67% | $3,133,106 | $3,375,376 | $0 | $1,521,244 | $1,468,970 | $0 | 96.56% |
| 2025 | Group Dental | 1.43% | $4,629,077 | $4,639,070 | $0 | $3,655,420 | $3,613,995 | $0 | 98.87% |
| 2025 | Group Limited Benefit | 0.26% | $855,270 | $854,300 | $0 | $1,942,502 | $1,949,921 | $0 | 100.38% |
| 2025 | Total Life & Annuities | 0.13% | $21,521,204 | $0 | $114,573 | $26,881,854 | $0 | $2,387,241 | 0% |
| 2025 | Total Individual Life | 0.16% | $6,524,284 | $0 | $113,903 | $8,103,698 | $0 | $1,183,867 | 0% |
| 2025 | Individual Whole Life | 0.05% | $431,568 | $0 | $113,903 | $1,045,926 | $0 | $36,436 | 0% |
| 2025 | Individual Term Life | 0.37% | $2,265,867 | $0 | $0 | $722,906 | $0 | $689,646 | 0% |
| 2025 | Individual Indexed Life | 0.29% | $732,803 | $0 | $0 | $247,584 | $0 | $108,573 | 0% |
| 2025 | Individual Universal Life | 0.52% | $2,059,260 | $0 | $0 | $4,667,607 | $0 | $239,355 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0.34% | $853,622 | $0 | $0 | $800,072 | $0 | $73,817 | 0% |
| 2025 | Individual Variable Universal Life | 0.07% | $181,164 | $0 | $0 | $619,603 | $0 | $36,040 | 0% |
| 2025 | Total Individual Annuities | 0.13% | $12,196,235 | $0 | $670 | $16,207,851 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0.32% | $9,524,387 | $0 | $0 | $8,517,277 | $0 | $0 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0.02% | $352,500 | $0 | $0 | $3,629,323 | $0 | $0 | 0% |
| 2025 | Individual Life Contingencies | 0.3% | $2,319,348 | $0 | $670 | $4,061,251 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.14% | $18,720,519 | $0 | $114,573 | $24,311,549 | $0 | $1,183,867 | 0% |
| 2025 | Total Group Life | 0.18% | $2,800,685 | $0 | $0 | $1,606,302 | $0 | $1,203,374 | 0% |
| 2025 | Group Whole Life | 0.06% | $37,028 | $0 | $0 | $178,752 | $0 | $8,353 | 0% |
| 2025 | Group Term Life | 0.41% | $2,763,657 | $0 | $0 | $1,427,550 | $0 | $1,195,021 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $964,003 | $0 | $0 | 0% |
| 2025 | Other Group Annuities | 0% | $0 | $0 | $0 | $964,003 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0.09% | $2,800,685 | $0 | $0 | $2,570,305 | $0 | $1,203,374 | 0% |
| 2024 | Total Accident & Health | 0.05% | $8,648,055 | $8,839,835 | $0 | $6,679,876 | $7,271,553 | $0 | 108.86% |
| 2024 | Total Individual Accident & Health | 0% | $2,650 | $3,295 | $0 | $26,082 | $3,291 | $0 | 12.62% |
| 2024 | Individual Disability Income | 0% | $2,456 | $3,101 | $0 | $26,082 | $3,291 | $0 | 12.62% |
| 2024 | Individual Limited Benefit | 0% | $194 | $194 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Accident & Health | 0.09% | $8,645,405 | $8,836,540 | $0 | $6,653,794 | $7,268,262 | $0 | 109.23% |
| 2024 | Group Specified Disease | 0.08% | $39,646 | $40,030 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Accident Only | 0.08% | $117,361 | $117,982 | $0 | $200 | $-14,061 | $0 | 0% |
| 2024 | Group Disability Income | 0.67% | $3,250,722 | $3,475,245 | $0 | $1,686,346 | $2,198,622 | $0 | 130.38% |
| 2024 | Group Dental | 1.42% | $4,489,857 | $4,461,735 | $0 | $3,265,299 | $3,365,312 | $0 | 103.06% |
| 2024 | Group Limited Benefit | 0.24% | $747,819 | $741,548 | $0 | $1,701,949 | $1,718,389 | $0 | 100.97% |
| 2024 | Total Life & Annuities | 0.14% | $22,299,467 | $0 | $128,974 | $28,488,324 | $0 | $2,174,637 | 0% |
| 2024 | Total Individual Life | 0.15% | $6,764,327 | $0 | $127,365 | $9,598,290 | $0 | $1,190,825 | 0% |
| 2024 | Individual Whole Life | 0.05% | $451,937 | $0 | $127,365 | $1,498,600 | $0 | $37,798 | 0% |
| 2024 | Individual Term Life | 0.37% | $2,243,165 | $0 | $0 | $1,126,594 | $0 | $687,031 | 0% |
| 2024 | Individual Indexed Life | 0.36% | $832,907 | $0 | $0 | $454,718 | $0 | $103,494 | 0% |
| 2024 | Individual Universal Life | 0.91% | $2,169,513 | $0 | $0 | $4,351,397 | $0 | $249,641 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0.36% | $888,847 | $0 | $0 | $1,345,822 | $0 | $75,189 | 0% |
| 2024 | Individual Variable Universal Life | 0.05% | $177,958 | $0 | $0 | $821,159 | $0 | $37,672 | 0% |
| 2024 | Total Individual Annuities | 0.15% | $12,689,059 | $0 | $1,609 | $15,831,677 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0.37% | $9,747,288 | $0 | $0 | $10,475,766 | $0 | $0 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0.02% | $314,344 | $0 | $0 | $1,942,525 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 0.77% | $2,627,427 | $0 | $1,609 | $3,413,386 | $0 | $0 | 0% |
| 2024 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.15% | $19,453,386 | $0 | $128,974 | $25,429,967 | $0 | $1,190,825 | 0% |
| 2024 | Total Group Life | 0.19% | $2,846,081 | $0 | $0 | $1,925,136 | $0 | $983,812 | 0% |
| 2024 | Group Whole Life | 0.07% | $46,624 | $0 | $0 | $376,078 | $0 | $8,213 | 0% |
| 2024 | Group Term Life | 0.44% | $2,799,457 | $0 | $0 | $1,549,058 | $0 | $975,599 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $1,133,221 | $0 | $0 | 0% |
| 2024 | Other Group Annuities | 0% | $0 | $0 | $0 | $1,133,221 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0.09% | $2,846,081 | $0 | $0 | $3,058,357 | $0 | $983,812 | 0% |
| 2023 | Total Accident & Health | 0.05% | $7,236,302 | $7,463,565 | $0 | $5,213,999 | $5,749,406 | $0 | 110.27% |
| 2023 | Total Individual Accident & Health | 0% | $4,141 | $5,060 | $0 | $26,482 | $3,871 | $0 | 14.62% |
| 2023 | Individual Disability Income | 0% | $3,947 | $4,866 | $0 | $26,482 | $3,866 | $0 | 14.6% |
| 2023 | Individual Limited Benefit | 0% | $194 | $194 | $0 | $0 | $5 | $0 | 0% |
| 2023 | Total Group Accident & Health | 0.08% | $7,232,161 | $7,458,505 | $0 | $5,187,517 | $5,745,535 | $0 | 110.76% |
| 2023 | Group Specified Disease | 0.05% | $23,351 | $23,209 | $0 | $50 | $50 | $0 | 100% |
| 2023 | Group Accident Only | 0.06% | $79,115 | $79,025 | $0 | $950 | $15,511 | $0 | 0% |
| 2023 | Group Disability Income | 0.71% | $2,836,978 | $3,046,795 | $0 | $1,259,046 | $1,730,350 | $0 | 137.43% |
| 2023 | Group Dental | 1.15% | $3,730,138 | $3,746,897 | $0 | $2,451,832 | $2,510,533 | $0 | 102.39% |
| 2023 | Group Limited Benefit | 0.18% | $562,579 | $562,579 | $0 | $1,475,639 | $1,489,091 | $0 | 100.91% |
| 2023 | Total Life | 0.19% | $25,734,687 | $0 | $128,081 | $33,106,907 | $0 | $2,049,845 | 0% |
| 2023 | Total Individual Life | 0.23% | $23,233,226 | $0 | $128,081 | $31,189,283 | $0 | $1,108,114 | 0% |
| 2023 | Individual Whole Life | 0.06% | $486,997 | $0 | $127,152 | $971,952 | $0 | $39,966 | 0% |
| 2023 | Individual Term Life | 0.39% | $2,278,586 | $0 | $0 | $2,423,409 | $0 | $726,912 | 0% |
| 2023 | Individual Universal Life | 0.56% | $3,214,944 | $0 | $0 | $5,418,473 | $0 | $341,236 | 0% |
| 2023 | Individual Ordinary Annuities | 0.54% | $14,579,023 | $0 | $929 | $18,633,249 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 0.05% | $681,163 | $0 | $0 | $3,742,200 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0.15% | $1,992,513 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.07% | $2,501,461 | $0 | $0 | $1,917,624 | $0 | $941,731 | 0% |
| 2023 | Group Whole Life | 0.05% | $28,771 | $0 | $0 | $459,547 | $0 | $8,539 | 0% |
| 2023 | Group Term Life | 0.42% | $2,472,690 | $0 | $0 | $1,458,077 | $0 | $933,192 | 0% |
| 2022 | Total Accident & Health | 0.05% | $6,293,379 | $6,307,445 | $0 | $4,221,115 | $3,816,458 | $0 | 90.41% |
| 2022 | Total Individual Accident & Health | 0% | $4,598 | $4,605 | $0 | $28,300 | $22,414 | $0 | 79.2% |
| 2022 | Individual Specified Disease | 0% | $0 | $7 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Disability Income | 0% | $4,404 | $4,404 | $0 | $28,300 | $22,409 | $0 | 79.18% |
| 2022 | Individual Limited Benefit | 0% | $194 | $194 | $0 | $0 | $5 | $0 | 0% |
| 2022 | Total Group Accident & Health | 0.08% | $6,288,781 | $6,302,840 | $0 | $4,192,815 | $3,794,044 | $0 | 90.49% |
| 2022 | Group Specified Disease | 0.03% | $13,457 | $13,487 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Accident Only | 0.05% | $64,991 | $65,136 | $0 | $765 | $692 | $0 | 90.46% |
| 2022 | Group Disability Income | 0.66% | $2,507,078 | $2,512,683 | $0 | $990,181 | $896,008 | $0 | 90.49% |
| 2022 | Group Dental | 1.01% | $3,208,299 | $3,215,471 | $0 | $2,220,313 | $2,009,142 | $0 | 90.49% |
| 2022 | Group Limited Benefit | 0.17% | $494,956 | $496,063 | $0 | $981,556 | $888,202 | $0 | 90.49% |
| 2022 | Total Life | 0.23% | $32,778,506 | $0 | $135,111 | $34,299,569 | $0 | $2,080,448 | 0% |
| 2022 | Total Individual Life | 0.3% | $29,415,892 | $0 | $135,111 | $30,583,474 | $0 | $1,290,837 | 0% |
| 2022 | Individual Whole Life | 0.06% | $478,017 | $0 | $134,704 | $1,167,148 | $0 | $40,225 | 0% |
| 2022 | Individual Term Life | 0.39% | $2,417,529 | $0 | $0 | $2,111,492 | $0 | $752,722 | 0% |
| 2022 | Individual Universal Life | 0.67% | $5,238,934 | $0 | $0 | $9,806,398 | $0 | $454,925 | 0% |
| 2022 | Individual Variable Life | 0.11% | $247,842 | $0 | $0 | $214,756 | $0 | $42,965 | 0% |
| 2022 | Individual Ordinary Annuities | 0.84% | $19,670,765 | $0 | $407 | $13,626,418 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 0.04% | $723,898 | $0 | $0 | $3,657,262 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0.06% | $638,907 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.07% | $3,362,614 | $0 | $0 | $3,716,095 | $0 | $789,611 | 0% |
| 2022 | Group Term Life | 0.41% | $2,275,614 | $0 | $0 | $2,922,960 | $0 | $789,611 | 0% |
| 2022 | Group Deposit-Type Funds | 0.2% | $1,087,000 | $0 | $0 | $793,135 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.05% | $6,301,601 | $6,349,181 | $0 | $4,218,024 | $4,259,894 | $0 | 100.99% |
| 2021 | Total Individual Accident & Health | 0% | $5,858 | $5,970 | $0 | $17,275 | $88,956 | $0 | 0% |
| 2021 | Individual Specified Disease | 0% | $28 | $28 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Disability Income | 0.01% | $5,636 | $5,748 | $0 | $17,275 | $88,952 | $0 | 0% |
| 2021 | Individual Limited Benefit | 0% | $194 | $194 | $0 | $0 | $4 | $0 | 0% |
| 2021 | Total Group Accident & Health | 0.08% | $6,295,743 | $6,343,211 | $0 | $4,200,749 | $4,170,938 | $0 | 99.29% |
| 2021 | Group Specified Disease | 0.01% | $4,500 | $4,534 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Accident Only | 0.03% | $38,229 | $38,518 | $0 | $12,205 | $12,118 | $0 | 99.29% |
| 2021 | Group Disability Income | 0.71% | $2,542,053 | $2,561,219 | $0 | $1,366,058 | $1,356,364 | $0 | 99.29% |
| 2021 | Group Dental | 1.04% | $3,229,870 | $3,254,222 | $0 | $1,989,257 | $1,975,140 | $0 | 99.29% |
| 2021 | Group Limited Benefit | 0.17% | $481,091 | $484,718 | $0 | $833,229 | $827,316 | $0 | 99.29% |
| 2021 | Total Life | 0.16% | $20,184,593 | $0 | $141,775 | $23,976,762 | $0 | $2,254,631 | 0% |
| 2021 | Total Individual Life | 0.21% | $16,522,953 | $0 | $141,775 | $19,831,800 | $0 | $1,323,943 | 0% |
| 2021 | Individual Whole Life | 0.06% | $529,071 | $0 | $140,798 | $1,405,693 | $0 | $41,346 | 0% |
| 2021 | Individual Term Life | 0.4% | $2,410,703 | $0 | $0 | $1,844,740 | $0 | $778,275 | 0% |
| 2021 | Individual Universal Life | 0.64% | $5,124,572 | $0 | $0 | $5,620,983 | $0 | $460,595 | 0% |
| 2021 | Individual Variable Life | 0.1% | $239,651 | $0 | $0 | $499,751 | $0 | $43,727 | 0% |
| 2021 | Individual Ordinary Annuities | 0.37% | $5,712,591 | $0 | $977 | $8,295,155 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 0.07% | $1,650,474 | $0 | $0 | $2,165,478 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0.93% | $855,891 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.08% | $3,661,640 | $0 | $0 | $4,144,962 | $0 | $930,688 | 0% |
| 2021 | Group Term Life | 0.42% | $2,530,640 | $0 | $0 | $3,018,258 | $0 | $930,688 | 0% |
| 2021 | Group Deposit-Type Funds | 0.19% | $1,131,000 | $0 | $0 | $1,126,704 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 2 | 0 |
| 2024 | Life and Annuities | 0.27% | 2 | 109 |
| 2023 | Health | 0.06% | 0 | 0 |
| 2023 | Life and Annuities | 0.23% | 3 | 177 |
| 2022 | Health | 0.07% | 0 | 0 |
| 2022 | Life and Annuities | 0.21% | 6 | 385 |
| 2021 | Health | 0.07% | 0 | 0 |
| 2021 | Life and Annuities | 0.18% | 9 | 638 |
| 2021 | Medicare Supplement Insurance | 0% | 0 | 0 |
Company Changes
Date:
2004-01-01Comments:
GuideOne Life Insurance Co. merged with and into Kansas City Life Insurance Co.