Company Details
Company Name:
BCS INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
38245Company Address:
2 Mid America Plaza, Suite 200 Oakbrook Terrace, IL 60181
Phone Number:
8006219215Mailing Address:
2 Mid America Plaza, Suite 200 Oakbrook Terrace, IL 60181
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B420858Date Admitted:
1975-04-14Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.01% | $2,090,200 | $2,100,342 | $0 | $360,875 | $307,888 | $0 | 85.32% |
| 2025 | Total Group Accident & Health | 0.02% | $2,090,200 | $2,100,342 | $0 | $360,875 | $307,888 | $0 | 85.32% |
| 2025 | Group Accident Only | 0% | $2,058 | $2,103 | $0 | $0 | $-130 | $0 | 0% |
| 2025 | Group Dental | 0.04% | $129,625 | $131,558 | $0 | $22,180 | $23,031 | $0 | 103.84% |
| 2025 | Group Limited Benefit | 0.16% | $515,710 | $523,875 | $0 | $191,426 | $168,782 | $0 | 88.17% |
| 2025 | Group Stop Loss | 0.12% | $1,442,807 | $1,442,806 | $0 | $147,269 | $116,205 | $0 | 78.91% |
| 2025 | Total Property & Casualty | 0.02% | $3,545,815 | $3,646,409 | $0 | $1,808,646 | $912,388 | $0 | 50.45% |
| 2025 | Commercial Multi-Peril | 0.09% | $1,086,930 | $1,302,115 | $0 | $680,915 | $148,216 | $0 | 21.77% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.58% | $2,347,536 | $2,220,013 | $0 | $786,368 | $831,630 | $0 | 105.76% |
| 2025 | Other Liability - Warranty | 0.37% | $111,349 | $124,281 | $0 | $341,363 | $-67,458 | $0 | -19.76% |
| 2024 | Total Accident & Health | 0.02% | $2,875,483 | $2,860,949 | $0 | $791,198 | $479,937 | $0 | 60.66% |
| 2024 | Total Group Accident & Health | 0.03% | $2,875,483 | $2,860,949 | $0 | $791,198 | $479,937 | $0 | 60.66% |
| 2024 | Group Accident Only | 0% | $2,931 | $2,887 | $0 | $0 | $-1,300 | $0 | 0% |
| 2024 | Group Dental | 0.06% | $204,599 | $201,665 | $0 | $14,178 | $13,357 | $0 | 94.21% |
| 2024 | Group Limited Benefit | 0.27% | $848,905 | $837,349 | $0 | $266,958 | $238,895 | $0 | 89.49% |
| 2024 | Group Stop Loss | 0.17% | $1,819,048 | $1,819,048 | $0 | $510,062 | $228,985 | $0 | 44.89% |
| 2024 | Total Property & Casualty | 0.02% | $3,729,373 | $3,680,111 | $0 | $2,419,114 | $2,461,104 | $0 | 101.74% |
| 2024 | Commercial Multi-Peril | 0.12% | $1,440,291 | $1,511,499 | $0 | $640,635 | $1,772,762 | $0 | 276.72% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.53% | $2,186,860 | $2,066,767 | $0 | $712,170 | $680,277 | $0 | 95.52% |
| 2024 | Other Liability - Warranty | 0.53% | $102,222 | $101,845 | $0 | $1,066,309 | $8,065 | $0 | 0.76% |
| 2023 | Total Accident & Health | 0.03% | $3,886,074 | $3,891,219 | $0 | $2,962,768 | $2,901,500 | $0 | 97.93% |
| 2023 | Total Group Accident & Health | 0.04% | $3,886,074 | $3,891,219 | $0 | $2,962,768 | $2,901,500 | $0 | 97.93% |
| 2023 | Group Accident Only | 0% | $4,782 | $4,796 | $0 | $0 | $13 | $0 | 0% |
| 2023 | Group Dental | 0.08% | $260,080 | $261,200 | $0 | $21,103 | $19,409 | $0 | 91.97% |
| 2023 | Group Limited Benefit | 0.34% | $1,047,075 | $1,051,085 | $0 | $447,201 | $408,200 | $0 | 91.28% |
| 2023 | Group Stop Loss | 0.26% | $2,574,137 | $2,574,138 | $0 | $2,494,464 | $2,473,878 | $0 | 99.17% |
| 2023 | Total Property & Casualty | 0.02% | $3,563,139 | $3,435,524 | $0 | $2,092,902 | $1,005,167 | $0 | 48.03% |
| 2023 | Commercial Multi-Peril | 0.13% | $1,442,204 | $1,557,452 | $0 | $490,894 | $325,707 | $0 | 66.35% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.36% | $2,022,014 | $1,778,953 | $0 | $722,605 | $775,849 | $0 | 107.37% |
| 2023 | Other Liability - Warranty | 0.39% | $98,921 | $99,119 | $0 | $879,403 | $-96,389 | $0 | -10.96% |
| 2022 | Total Accident & Health | 0.02% | $2,960,805 | $2,965,504 | $0 | $2,232,499 | $2,440,267 | $0 | 109.31% |
| 2022 | Total Group Accident & Health | 0.04% | $2,960,805 | $2,965,504 | $0 | $2,232,499 | $2,440,267 | $0 | 109.31% |
| 2022 | Group Accident Only | 0% | $4,856 | $4,869 | $0 | $37,034 | $-997 | $0 | -2.69% |
| 2022 | Group Dental | 0.11% | $350,486 | $351,260 | $0 | $24,461 | $23,662 | $0 | 96.73% |
| 2022 | Group Limited Benefit | 0.48% | $1,405,415 | $1,409,327 | $0 | $501,154 | $524,278 | $0 | 104.61% |
| 2022 | Group Stop Loss | 0.13% | $1,200,048 | $1,200,048 | $0 | $1,669,850 | $1,893,324 | $0 | 113.38% |
| 2022 | Total Property & Casualty | 0.02% | $2,926,976 | $3,223,147 | $0 | $1,768,655 | $1,306,123 | $0 | 73.85% |
| 2022 | Commercial Multi-Peril | 0.16% | $1,611,531 | $2,172,152 | $0 | $829,367 | $934,036 | $0 | 112.62% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.23% | $1,218,800 | $948,290 | $0 | $339,700 | $476,753 | $0 | 140.35% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.01% | $96,645 | $102,705 | $0 | $599,588 | $-104,666 | $0 | -17.46% |
| 2021 | Total Accident & Health | 0.03% | $3,113,529 | $3,113,835 | $0 | $765,200 | $641,585 | $0 | 83.85% |
| 2021 | Total Group Accident & Health | 0.04% | $3,113,529 | $3,113,835 | $0 | $765,200 | $641,585 | $0 | 83.85% |
| 2021 | Group Accident Only | 0.01% | $6,966 | $6,938 | $0 | $0 | $-239,035 | $0 | 0% |
| 2021 | Group Dental | 0.12% | $362,500 | $362,528 | $0 | $28,586 | $26,676 | $0 | 93.32% |
| 2021 | Group Limited Benefit | 0.53% | $1,488,103 | $1,488,409 | $0 | $584,295 | $570,494 | $0 | 97.64% |
| 2021 | Group Stop Loss | 0.16% | $1,255,960 | $1,255,960 | $0 | $152,319 | $283,450 | $0 | 186.09% |
| 2021 | Total Property & Casualty | 0.02% | $2,811,015 | $2,429,930 | $0 | $2,109,417 | $1,778,917 | $0 | 84.33% |
| 2021 | Commercial Multi-Peril | 0.25% | $2,342,084 | $1,961,276 | $0 | $1,247,604 | $1,850,552 | $0 | 148.33% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.08% | $362,384 | $362,384 | $0 | $75,261 | $81,674 | $0 | 108.52% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.01% | $106,547 | $106,270 | $0 | $786,552 | $-153,309 | $0 | -19.49% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Health | 0.02% | 0 | 0 |
| 2022 | Health | 0.02% | 0 | 0 |
| 2021 | Health | 0.04% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
Date:
2017-12-12Financial Exams
This company does not have any financial exams.