Company Details

Company Details

Company Name:
AUTO CLUB FAMILY INSURANCE COMPANY
License Status:
Active
NAIC Number:
27235
Company Address:
12901 NORTH FORTY DR
ST LOUIS, MO 63141
Phone Number:
7148852170
Mailing Address:
3333 Fairview Road, Mail Stop A357
Costa Mesa, CA 92626-1698
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B420855
Date Admitted:
1987-06-22

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.62% $112,210,662 $105,891,484 $0 $131,968,881 $135,520,440 $0 102.69%
2025 Total Fire & Allied Lines 0.39% $2,658,187 $2,498,353 $0 $2,428,552 $2,047,241 $0 84.3%
2025 Dwelling Fire & Allied Lines 0.8% $2,658,187 $2,498,353 $0 $2,428,552 $2,047,241 $0 84.3%
2025 Total Homeowners 2.73% $101,089,385 $94,997,419 $0 $129,540,676 $133,473,546 $0 103.04%
2025 Homeowners Multi-Peril 2.86% $101,089,385 $94,997,419 $0 $129,540,676 $133,473,546 $0 103.04%
2025 Earthquake 5.85% $8,463,090 $8,395,712 $0 $0 $0 $0 0%
2025 Total Private Passenger Auto 0% $0 $0 $0 $-30 $-30 $0 100%
2025 Private Passenger Auto Liability - Bodily Injury 0% $0 $0 $0 $-30 $-30 $0 100%
2025 Private Passenger Auto - Comprehensive 0% $0 $0 $0 $-317 $-317 $0 100%
2024 Total Property & Casualty 0.58% $99,796,908 $96,356,604 $0 $110,527,400 $111,648,987 $0 101.01%
2024 Total Fire & Allied Lines 0.37% $2,366,958 $2,241,513 $0 $2,352,013 $2,720,303 $0 115.66%
2024 Dwelling Fire & Allied Lines 1.08% $2,366,958 $2,241,513 $0 $2,352,013 $2,720,303 $0 115.66%
2024 Total Homeowners 2.62% $89,232,994 $85,929,746 $0 $108,175,720 $108,929,017 $0 100.7%
2024 Homeowners Multi-Peril 2.74% $89,232,994 $85,929,746 $0 $108,175,720 $108,929,017 $0 100.7%
2024 Earthquake 5.64% $8,196,956 $8,185,345 $0 $0 $0 $0 0%
2024 Private Passenger Auto - Comprehensive 0% $0 $0 $0 $-333 $-333 $0 100%
2023 Total Property & Casualty 0.59% $93,319,120 $90,100,653 $0 $75,326,823 $82,472,041 $0 109.49%
2023 Total Fire & Allied Lines 0.28% $2,155,264 $2,028,041 $0 $1,652,555 $1,396,935 $0 84.53%
2023 Dwelling Fire & Allied Lines 0.93% $2,155,264 $2,028,041 $0 $1,652,555 $1,396,935 $0 84.53%
2023 Total Homeowners 2.76% $82,411,165 $79,922,994 $0 $73,674,667 $81,075,505 $0 110.05%
2023 Homeowners Multi-Peril 2.86% $82,411,165 $79,922,994 $0 $73,674,667 $81,075,505 $0 110.05%
2023 Earthquake 6.15% $8,752,691 $8,149,618 $0 $0 $0 $0 0%
2023 Total Private Passenger Automobile 0% $0 $0 $0 $-399 $-399 $0 100%
2023 Private Passenger Auto Comprehensive 0% $0 $0 $0 $-399 $-399 $0 100%
2022 Total Property & Casualty 0.61% $87,339,941 $84,707,036 $0 $35,442,695 $37,283,278 $0 105.19%
2022 Total Fire & Allied Lines 0.4% $1,916,187 $1,822,639 $0 $1,247,178 $1,323,420 $0 106.11%
2022 Dwelling Fire & Allied Lines 1.24% $1,916,187 $1,822,639 $0 $1,247,178 $1,323,420 $0 106.11%
2022 Total Homeowners 2.86% $77,336,833 $74,941,684 $0 $34,207,392 $35,971,733 $0 105.16%
2022 Homeowners Multi-Peril 2.96% $77,336,833 $74,941,684 $0 $34,207,392 $35,971,733 $0 105.16%
2022 Earthquake 5.9% $8,086,921 $7,942,713 $0 $0 $0 $0 0%
2022 Total Private Passenger Automobile 0% $0 $0 $0 $-11,875 $-11,875 $0 100%
2022 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $-7,500 $-7,500 $0 100%
2022 Private Passenger Auto Comprehensive 0% $0 $0 $0 $-4,375 $-4,375 $0 100%
2021 Total Property & Casualty 0.61% $81,697,254 $80,719,660 $0 $35,597,115 $39,198,379 $0 110.12%
2021 Total Fire & Allied Lines 0.26% $1,732,137 $1,766,921 $0 $894,082 $984,033 $0 110.06%
2021 Dwelling Fire & Allied Lines 1.19% $1,732,137 $1,766,921 $0 $894,082 $984,033 $0 110.06%
2021 Total Homeowners 2.94% $72,183,552 $71,234,176 $0 $34,703,937 $38,215,250 $0 110.12%
2021 Homeowners Multi-Peril 3.05% $72,183,552 $71,234,176 $0 $34,703,937 $38,215,250 $0 110.12%
2021 Earthquake 5.96% $7,781,565 $7,718,563 $0 $0 $0 $0 0%
2021 Total Private Passenger Automobile 0% $0 $0 $0 $-904 $-904 $0 100%
2021 Private Passenger Auto Collision 0% $0 $0 $0 $-904 $-904 $0 100%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 4 0
2025 Homeowners 2.72% 63 93
2024 Private Passenger Auto 0% 4 0
2024 Homeowners 2.77% 55 148
2023 Homeowners 2.52% 54 172
2022 Homeowners 2.62% 45 179
2021 Homeowners 2.77% 41 166

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2024-03-06
Date:
2018-08-30
Date:
2007-06-26
Date:
2007-06-26

Financial Exams

Date:
2017-05-09
Date:
2021-05-24
Date:
2025-05-15