Company Details

Company Details

Company Name:
COLUMBIA MUTUAL INSURANCE COMPANY
License Status:
Active
NAIC Number:
40371
Company Address:
2102 White Gate Drive
Columbia, MO 65202
Phone Number:
5734746193
Mailing Address:
P.O. Box 618
Columbia, MO 65205
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B420825
Date Admitted:
1981-10-19

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.09% $16,406,877 $18,656,148 $0 $10,745,947 $9,763,215 $0 90.85%
2025 Total Fire & Allied Lines 0.05% $316,634 $379,415 $0 $111,866 $110,480 $0 98.76%
2025 Commercial Fire & Allied Lines 0.1% $316,634 $379,415 $0 $111,866 $110,480 $0 98.76%
2025 Commercial Multi-Peril 0.85% $10,506,389 $11,640,267 $0 $5,717,033 $6,523,242 $0 114.1%
2025 Inland Marine (Incl Auto Cargo) 0.03% $109,797 $148,664 $0 $0 $-2,596 $0 0%
2025 Earthquake 0.08% $111,565 $121,361 $0 $0 $0 $0 0%
2025 Direct Workers Compensation 0.12% $1,241,648 $1,050,166 $0 $584,607 $810,004 $0 138.56%
2025 Other Liability - Bodily Injury & Property Damage 0.05% $558,107 $592,619 $0 $497,990 $136,932 $0 27.5%
2025 Products Liability 0.5% $268,518 $287,892 $0 $10,000 $110,839 $0 0%
2025 Total Private Passenger Auto 0% $-71,910 $607,895 $0 $2,278,759 $314,945 $0 13.82%
2025 Private Passenger Auto Liability - Bodily Injury 0% $-30,408 $249,506 $0 $1,316,377 $25,704 $0 1.95%
2025 Private Passenger Auto Liability - Property Damage 0% $-32,132 $271,922 $0 $490,608 $166,005 $0 33.84%
2025 Private Passenger Auto Liability - Medical Payments 0% $-2,351 $19,083 $0 $32,770 $-20,789 $0 -63.44%
2025 Private Passenger Auto Liability - Uninsured Motorists 0% $-3,746 $38,696 $0 $194,004 $-8,736 $0 -4.5%
2025 Private Passenger Auto Liability - Underinsured Motorists 0% $-3,273 $28,688 $0 $245,000 $152,761 $0 62.35%
2025 Total Commercial Auto 0.25% $2,112,736 $2,048,275 $0 $412,284 $804,264 $0 195.08%
2025 Commercial Auto Liability - Bodily Injury 0.26% $1,614,271 $1,560,320 $0 $325,190 $607,745 $0 186.89%
2025 Commercial Auto Liability - Property Damage 0.22% $403,568 $390,080 $0 $81,297 $151,936 $0 186.89%
2025 Commercial Auto Liability - Medical Payments 0.79% $17,555 $16,970 $0 $5,797 $10,347 $0 178.49%
2025 Commercial Auto Liability - Uninsured Motorists 0.16% $77,342 $80,905 $0 $0 $34,236 $0 0%
2025 Private Passenger Auto - Comprehensive 0% $-22,738 $245,701 $0 $238,677 $170,395 $0 71.39%
2025 Private Passenger Auto - Collision 0% $-23,979 $269,582 $0 $218,857 $119,289 $0 54.51%
2025 Commercial Auto - Comprehensive 0.37% $537,267 $539,194 $0 $265,612 $261,860 $0 98.59%
2025 Commercial Auto - Collision 0.27% $625,203 $583,851 $0 $410,262 $403,561 $0 98.37%
2025 Fidelity 0% $125 $143 $0 $0 $0 $0 0%
2025 Burglary & Theft 0% $125 $106 $0 $0 $0 $0 0%
2025 Boiler & Machinery 0.01% $6,632 $7,903 $0 $0 $0 $0 0%
2025 Umbrella 0.12% $130,758 $133,114 $0 $0 $0 $0 0%
2024 Total Property & Casualty 0.15% $25,296,828 $28,357,017 $0 $21,768,096 $17,452,101 $0 80.17%
2024 Total Fire & Allied Lines 0.07% $412,424 $457,300 $0 $0 $639 $0 0%
2024 Commercial Fire & Allied Lines 0.1% $412,424 $457,300 $0 $0 $639 $0 0%
2024 Commercial Multi-Peril 1.14% $13,583,986 $15,715,326 $0 $11,729,460 $10,562,233 $0 90.05%
2024 Inland Marine (Incl Auto Cargo) 0.06% $257,595 $239,946 $0 $46,668 $47,483 $0 101.75%
2024 Earthquake 0.11% $163,211 $254,534 $0 $0 $0 $0 0%
2024 Direct Workers Compensation 0.08% $864,387 $812,274 $0 $287,679 $313,123 $0 108.84%
2024 Other Liability - Bodily Injury & Property Damage 0.08% $720,602 $781,004 $0 $99,081 $-150,524 $0 -151.92%
2024 Products Liability 0.42% $239,839 $254,100 $0 $12,000 $-550 $0 -4.58%
2024 Total Private Passenger Auto 0.11% $3,394,845 $3,893,083 $0 $5,907,340 $3,756,499 $0 63.59%
2024 Private Passenger Auto Liability - Bodily Injury 0.09% $1,387,264 $1,598,795 $0 $2,474,913 $751,320 $0 30.36%
2024 Private Passenger Auto Liability - Property Damage 0.14% $1,510,055 $1,716,794 $0 $1,475,085 $1,368,891 $0 92.8%
2024 Private Passenger Auto Liability - Medical Payments 0.13% $115,575 $137,783 $0 $124,527 $53,660 $0 43.09%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.07% $222,915 $258,900 $0 $1,012,815 $1,079,877 $0 106.62%
2024 Private Passenger Auto Liability - Underinsured Motorists 0.12% $159,036 $180,811 $0 $820,000 $502,751 $0 61.31%
2024 Total Commercial Auto 0.24% $1,849,267 $1,790,727 $0 $959,283 $159,699 $0 16.65%
2024 Commercial Auto Liability - Bodily Injury 0.25% $1,403,690 $1,359,489 $0 $619,602 $25,102 $0 4.05%
2024 Commercial Auto Liability - Property Damage 0.21% $350,923 $339,872 $0 $154,901 $6,275 $0 4.05%
2024 Commercial Auto Liability - Medical Payments 0.2% $14,517 $13,004 $0 $9,780 $3,886 $0 39.73%
2024 Commercial Auto Liability - Uninsured Motorists 0.17% $80,137 $78,362 $0 $175,000 $124,436 $0 71.11%
2024 Private Passenger Auto - Comprehensive 0.1% $1,311,705 $1,480,889 $0 $1,089,800 $1,116,917 $0 102.49%
2024 Private Passenger Auto - Collision 0.09% $1,517,992 $1,757,688 $0 $1,093,407 $1,124,341 $0 102.83%
2024 Commercial Auto - Comprehensive 0.3% $485,505 $454,735 $0 $327,774 $313,145 $0 95.54%
2024 Commercial Auto - Collision 0.24% $484,798 $454,797 $0 $215,604 $209,096 $0 96.98%
2024 Fidelity 0% $148 $148 $0 $0 $0 $0 0%
2024 Burglary & Theft 0% $102 $102 $0 $0 $0 $0 0%
2024 Boiler & Machinery 0.02% $10,039 $9,607 $0 $0 $0 $0 0%
2024 Umbrella 0% $383 $757 $0 $0 $0 $0 0%
2023 Total Property & Casualty 0.2% $31,734,992 $32,221,742 $0 $23,444,450 $16,840,307 $0 71.83%
2023 Total Fire & Allied Lines 0.07% $514,088 $488,643 $0 $49,410 $21,982 $0 44.49%
2023 Commercial Fire & Allied Lines 0.16% $514,088 $488,643 $0 $49,410 $21,982 $0 44.49%
2023 Commercial Multi-Peril 1.51% $16,751,242 $16,650,818 $0 $11,795,120 $7,346,235 $0 62.28%
2023 Inland Marine (Incl Auto Cargo) 0.04% $196,866 $212,807 $0 $66,671 $67,719 $0 101.57%
2023 Earthquake 0.22% $315,693 $327,011 $0 $0 $0 $0 0%
2023 Direct Workers Compensation 0.07% $748,440 $758,448 $0 $104,262 $152,150 $0 145.93%
2023 Other Liability - Bodily Injury & Property Damage 0.09% $858,214 $907,579 $0 $22,997 $-155,179 $0 0%
2023 Products Liability 0.57% $281,035 $296,287 $0 $53,123 $138,657 $0 261.01%
2023 Total Private Passenger Automobile 0.17% $9,381,428 $9,963,979 $0 $9,585,763 $7,581,439 $0 79.09%
2023 Private Passenger Auto Liability Bodily Injury 0.15% $2,088,638 $2,203,363 $0 $2,415,226 $1,839,266 $0 76.15%
2023 Private Passenger Auto Liability Property Damage 0.22% $2,249,330 $2,373,240 $0 $1,997,516 $1,579,965 $0 79.1%
2023 Private Passenger Auto Medical Payments 0.23% $200,816 $222,909 $0 $248,981 $196,712 $0 79.01%
2023 Private Passenger Uninsured Motorists 0.12% $337,390 $356,017 $0 $598,973 $187,488 $0 31.3%
2023 Private Passenger Underinsured Motorists 0.2% $227,273 $236,363 $0 $475,800 $239,280 $0 50.29%
2023 Private Passenger Auto Comprehensive 0.17% $1,978,547 $2,129,364 $0 $1,990,019 $1,931,115 $0 97.04%
2023 Private Passenger Auto Collision 0.15% $2,299,434 $2,442,723 $0 $1,859,248 $1,607,613 $0 86.47%
2023 Total Commercial Automobile 0.26% $2,676,473 $2,604,997 $0 $1,767,104 $1,687,304 $0 95.48%
2023 Commercial Auto Liability Bodily Injury 0.26% $1,323,981 $1,274,468 $0 $794,010 $760,165 $0 95.74%
2023 Commercial Auto Liability Property Damage 0.23% $330,995 $318,617 $0 $198,502 $190,041 $0 95.74%
2023 Commercial Auto Medical Payments 0.17% $12,588 $13,049 $0 $444 $449 $0 101.13%
2023 Commercial Auto Uninsured Motorists 0.19% $77,554 $77,654 $0 $0 $-35,632 $0 0%
2023 Commercial Auto Comprehensive 0.06% $65,764 $66,062 $0 $150 $8,152 $0 0%
2023 Commercial Auto Collision 0.43% $865,591 $855,147 $0 $773,998 $764,129 $0 98.72%
2023 Fidelity 0% $148 $148 $0 $0 $0 $0 0%
2023 Burglary & Theft 0% $102 $102 $0 $0 $0 $0 0%
2023 Boiler & Machinery 0.02% $10,056 $9,615 $0 $0 $0 $0 0%
2023 Umbrella 0% $1,207 $1,308 $0 $0 $0 $0 0%
2022 Total Property & Casualty 0.24% $34,247,218 $34,416,140 $0 $21,430,654 $24,467,351 $0 114.17%
2022 Total Fire & Allied Lines 0.1% $464,143 $433,607 $0 $84,723 $93,922 $0 110.86%
2022 Commercial Fire & Allied Lines 0.15% $464,143 $433,607 $0 $84,723 $93,922 $0 110.86%
2022 Farmowners Multi-Peril 0% $0 $0 $0 $32,968 $30,993 $0 94.01%
2022 Commercial Multi-Peril 1.69% $16,892,226 $16,913,504 $0 $7,219,195 $9,535,835 $0 132.09%
2022 Inland Marine (Incl Auto Cargo) 0.04% $237,491 $223,203 $0 $98,317 $82,585 $0 84%
2022 Earthquake 0.24% $332,037 $352,900 $0 $0 $0 $0 0%
2022 Direct Workers Compensation 0.07% $767,759 $785,636 $0 $405,701 $165,337 $0 40.75%
2022 Other Liability - Bodily Injury & Property Damage 0.11% $966,743 $988,053 $0 $78,218 $-26,464 $0 -33.83%
2022 Products Liability 0.67% $293,681 $298,695 $0 $107,945 $187,452 $0 173.66%
2022 Total Private Passenger Automobile 0.25% $11,690,284 $11,835,151 $0 $10,636,081 $12,577,616 $0 118.25%
2022 Private Passenger Auto Liability Bodily Injury 0.21% $2,627,282 $2,686,015 $0 $2,675,865 $3,932,828 $0 146.97%
2022 Private Passenger Auto Liability Property Damage 0.31% $2,661,548 $2,666,076 $0 $2,891,268 $3,116,371 $0 107.79%
2022 Private Passenger Auto Medical Payments 0.33% $296,072 $307,786 $0 $204,774 $267,884 $0 130.82%
2022 Private Passenger Uninsured Motorists 0.16% $413,288 $418,549 $0 $427,586 $278,791 $0 65.2%
2022 Private Passenger Underinsured Motorists 0.3% $259,304 $257,455 $0 $329,000 $632,720 $0 192.32%
2022 Private Passenger Auto Comprehensive 0.27% $2,482,026 $2,489,571 $0 $1,640,102 $1,700,840 $0 103.7%
2022 Private Passenger Auto Collision 0.23% $2,950,764 $3,009,699 $0 $2,467,486 $2,648,182 $0 107.32%
2022 Total Commercial Automobile 0.26% $2,592,810 $2,576,557 $0 $2,767,506 $1,820,075 $0 65.77%
2022 Commercial Auto Liability Bodily Injury 0.26% $1,253,034 $1,211,952 $0 $1,650,648 $948,656 $0 57.47%
2022 Commercial Auto Liability Property Damage 0.21% $313,272 $302,988 $0 $412,662 $237,164 $0 57.47%
2022 Commercial Auto Medical Payments 0.19% $13,794 $13,420 $0 $11,000 $5,361 $0 48.74%
2022 Commercial Auto Uninsured Motorists 0.2% $76,954 $78,117 $0 $0 $156,278 $0 0%
2022 Commercial Auto Comprehensive 0.34% $425,623 $412,955 $0 $277,835 $76,436 $0 27.51%
2022 Commercial Auto Collision 0.28% $510,133 $557,125 $0 $415,361 $396,180 $0 95.38%
2022 Fidelity 0% $148 $148 $0 $0 $0 $0 0%
2022 Burglary & Theft 0% $102 $103 $0 $0 $0 $0 0%
2022 Boiler & Machinery 0.02% $8,630 $6,963 $0 $0 $0 $0 0%
2022 Umbrella 0% $1,164 $1,620 $0 $0 $0 $0 0%
2021 Total Property & Casualty 0.26% $34,128,297 $33,749,462 $0 $19,439,038 $19,442,185 $0 100.02%
2021 Total Fire & Allied Lines 0.06% $413,565 $422,459 $0 $240,061 $265,012 $0 110.39%
2021 Commercial Fire & Allied Lines 0.12% $413,565 $422,459 $0 $240,061 $265,012 $0 110.39%
2021 Farmowners Multi-Peril 0% $0 $0 $0 $0 $-50,858 $0 0%
2021 Commercial Multi-Peril 1.85% $16,998,424 $17,078,754 $0 $7,815,866 $7,525,568 $0 96.29%
2021 Inland Marine (Incl Auto Cargo) 0.04% $173,367 $177,101 $0 $252,320 $271,416 $0 107.57%
2021 Earthquake 0.28% $370,697 $382,165 $0 $0 $0 $0 0%
2021 Direct Workers Compensation 0.1% $934,563 $931,828 $0 $316,172 $528,017 $0 167%
2021 Other Liability - Bodily Injury & Property Damage 0.12% $1,010,950 $1,035,696 $0 $1,389,938 $799,424 $0 57.52%
2021 Products Liability 0.77% $314,535 $287,621 $0 $13,178 $77,233 $0 0%
2021 Total Private Passenger Automobile 0.25% $11,206,703 $10,874,437 $0 $8,462,212 $8,591,175 $0 101.52%
2021 Private Passenger Auto Liability Bodily Injury 0.23% $2,660,355 $2,617,239 $0 $2,028,856 $2,048,902 $0 100.99%
2021 Private Passenger Auto Liability Property Damage 0.3% $2,450,096 $2,358,873 $0 $1,912,086 $2,171,568 $0 113.57%
2021 Private Passenger Auto Medical Payments 0.35% $316,152 $313,676 $0 $172,133 $156,477 $0 90.9%
2021 Private Passenger Uninsured Motorists 0.18% $413,720 $410,162 $0 $467,917 $433,745 $0 92.7%
2021 Private Passenger Underinsured Motorists 0.32% $245,130 $242,382 $0 $725,500 $608,478 $0 83.87%
2021 Private Passenger Auto Comprehensive 0.26% $2,221,292 $2,109,334 $0 $1,048,413 $1,073,592 $0 102.4%
2021 Private Passenger Auto Collision 0.24% $2,899,958 $2,822,771 $0 $2,107,307 $2,098,413 $0 99.58%
2021 Total Commercial Automobile 0.3% $2,698,157 $2,551,271 $0 $949,291 $1,435,198 $0 151.19%
2021 Commercial Auto Liability Bodily Injury 0.27% $1,260,152 $1,200,192 $0 $497,454 $621,904 $0 125.02%
2021 Commercial Auto Liability Property Damage 0.24% $315,052 $300,048 $0 $124,363 $155,476 $0 125.02%
2021 Commercial Auto Medical Payments 0.2% $13,503 $13,069 $0 $5,200 $11,945 $0 229.71%
2021 Commercial Auto Uninsured Motorists 0.28% $82,280 $80,431 $0 $-4,952 $50,677 $0 0%
2021 Commercial Auto Comprehensive 0.41% $419,540 $396,410 $0 $227,011 $448,520 $0 197.58%
2021 Commercial Auto Collision 0.35% $607,630 $561,121 $0 $100,215 $146,676 $0 146.36%
2021 Fidelity 0% $148 $149 $0 $0 $0 $0 0%
2021 Burglary & Theft 0% $102 $102 $0 $0 $0 $0 0%
2021 Boiler & Machinery 0.02% $5,677 $6,348 $0 $0 $0 $0 0%
2021 Umbrella 0% $1,409 $1,531 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.09% 0 0
2024 Private Passenger Auto 0.17% 1 34
2023 Private Passenger Auto 0.22% 1 26
2022 Private Passenger Auto 0.25% 1 27
2021 Private Passenger Auto 0.26% 0 0
2021 Homeowners 0.01% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2015-10-06

Financial Exams

Date:
2015-06-25
Date:
2019-02-04