Company Details

Company Details

Company Name:
PROTECTIVE INSURANCE COMPANY
License Status:
Active
NAIC Number:
12416
Company Address:
111 CONGRESSIONAL BLVD SUITE 500
CARMEL, IN 46032
Phone Number:
3176369800
Mailing Address:
111 CONGRESSIONAL BLVD., SUITE 500
CARMEL, IN 46032
Mailing Phone:
3176369800
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B420803
Date Admitted:
1958-10-17

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.02% $3,207,259 $3,326,885 $0 $3,942,489 $-1,612,402 $0 -40.9%
2025 Inland Marine (Incl Auto Cargo) 0.01% $60,023 $60,067 $0 $0 $17,800 $0 0%
2025 Direct Workers Compensation 0.06% $658,461 $777,136 $0 $1,427,934 $-2,842,385 $0 -199.06%
2025 Other Liability - Bodily Injury & Property Damage 0% $2,650 $2,629 $0 $147,555 $-391,581 $0 -265.38%
2025 Total Commercial Auto 0.13% $1,135,549 $1,135,999 $0 $845,773 $248,797 $0 29.42%
2025 Commercial Auto Liability - Bodily Injury 0.13% $792,281 $792,595 $0 $654,052 $175,561 $0 26.84%
2025 Commercial Auto Liability - Property Damage 0.19% $339,549 $339,683 $0 $191,721 $73,981 $0 38.59%
2025 Commercial Auto Liability - Medical Payments 0.17% $3,719 $3,721 $0 $0 $-2,105 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0% $0 $0 $0 $0 $1,360 $0 0%
2025 Commercial Auto - Comprehensive 0.15% $224,016 $224,055 $0 $227,423 $167,454 $0 73.63%
2025 Commercial Auto - Collision 0.48% $1,126,360 $1,126,583 $0 $1,293,804 $1,194,613 $0 92.33%
2025 Surety 0% $200 $416 $0 $0 $-7,100 $0 0%
2024 Total Property & Casualty 0.03% $5,192,241 $5,613,108 $0 $8,755,989 $4,425,856 $0 50.55%
2024 Inland Marine (Incl Auto Cargo) 0.02% $86,709 $112,499 $0 $3,383 $-3,632 $0 -107.36%
2024 Direct Workers Compensation 0.13% $1,429,021 $1,574,826 $0 $586,199 $1,032,577 $0 176.15%
2024 Other Liability - Bodily Injury & Property Damage 0.03% $318,743 $321,348 $0 $2,587,017 $479,957 $0 18.55%
2024 Total Commercial Auto 0.23% $1,823,664 $1,961,887 $0 $3,901,536 $1,221,302 $0 31.3%
2024 Commercial Auto Liability - Bodily Injury 0.23% $1,270,880 $1,367,408 $0 $3,678,471 $976,866 $0 26.56%
2024 Commercial Auto Liability - Property Damage 0.33% $544,663 $586,032 $0 $223,065 $196,355 $0 88.03%
2024 Commercial Auto Liability - Medical Payments 0.11% $8,044 $8,315 $0 $0 $-461 $0 0%
2024 Commercial Auto Liability - Uninsured Motorists 0% $77 $132 $0 $0 $48,542 $0 0%
2024 Commercial Auto - Comprehensive 0.14% $230,845 $252,320 $0 $353,491 $356,315 $0 100.8%
2024 Commercial Auto - Collision 0.65% $1,302,809 $1,372,123 $0 $1,324,363 $1,331,737 $0 100.56%
2024 Surety 0% $450 $18,105 $0 $0 $7,600 $0 0%
2023 Total Property & Casualty 0.04% $6,956,748 $7,172,887 $0 $8,817,663 $8,299,065 $0 94.12%
2023 Inland Marine (Incl Auto Cargo) 0.02% $121,880 $154,464 $0 $78,472 $101,187 $0 128.95%
2023 Direct Workers Compensation 0.14% $1,555,475 $1,420,794 $0 $447,952 $428,179 $0 95.59%
2023 Other Liability - Bodily Injury & Property Damage 0.15% $1,409,123 $1,410,360 $0 $3,000,000 $4,624,903 $0 154.16%
2023 Total Commercial Automobile 0.37% $3,846,220 $4,163,236 $0 $5,291,239 $3,144,796 $0 59.43%
2023 Commercial Auto Liability Bodily Injury 0.26% $1,340,721 $1,552,611 $0 $3,576,264 $781,419 $0 21.85%
2023 Commercial Auto Liability Property Damage 0.4% $574,594 $547,370 $0 $178,244 $440,669 $0 247.23%
2023 Commercial Auto Medical Payments 0.05% $3,787 $3,513 $0 $0 $1,868 $0 0%
2023 Commercial Auto Uninsured Motorists 0% $765 $992 $0 $0 $-625 $0 0%
2023 Commercial Auto Comprehensive 0.38% $455,182 $495,610 $0 $288,406 $375,283 $0 130.12%
2023 Commercial Auto Collision 0.73% $1,471,171 $1,563,140 $0 $1,248,325 $1,546,182 $0 123.86%
2023 Surety 0.02% $24,050 $24,033 $0 $0 $0 $0 0%
2022 Total Property & Casualty 0.05% $6,695,230 $6,388,101 $0 $4,944,215 $1,699,203 $0 34.37%
2022 Inland Marine (Incl Auto Cargo) 0.03% $177,745 $141,302 $0 $15,980 $9,744 $0 60.98%
2022 Direct Workers Compensation 0.15% $1,528,860 $1,524,062 $0 $708,768 $-933,004 $0 -131.64%
2022 Other Liability - Bodily Injury & Property Damage 0.17% $1,433,286 $1,431,811 $0 $0 $-330,060 $0 0%
2022 Total Commercial Automobile 0.36% $3,531,289 $3,266,888 $0 $4,219,467 $2,952,523 $0 69.97%
2022 Commercial Auto Liability Bodily Injury 0.39% $1,865,369 $1,734,264 $0 $3,167,477 $2,665,451 $0 84.15%
2022 Commercial Auto Liability Property Damage 0.06% $86,323 $93,059 $0 $149,516 $58,793 $0 39.32%
2022 Commercial Auto Uninsured Motorists 0% $1,702 $2,667 $0 $230,070 $-492,213 $0 -213.94%
2022 Commercial Auto Comprehensive 0.35% $437,410 $401,540 $0 $36,329 $-14,831 $0 -40.82%
2022 Commercial Auto Collision 0.63% $1,140,485 $1,035,358 $0 $636,075 $735,323 $0 115.6%
2022 Surety 0.02% $24,050 $24,038 $0 $0 $0 $0 0%
2021 Total Property & Casualty 0.05% $7,066,407 $7,133,706 $0 $3,659,046 $6,631,449 $0 181.23%
2021 Inland Marine (Incl Auto Cargo) 0.03% $121,180 $120,733 $0 $100,998 $114,534 $0 113.4%
2021 Direct Workers Compensation 0.25% $2,446,074 $2,408,256 $0 $333,331 $3,200,537 $0 0%
2021 Other Liability - Bodily Injury & Property Damage 0.24% $1,916,297 $1,920,220 $0 $1,001 $963,461 $0 0%
2021 Total Commercial Automobile 0.28% $2,558,856 $2,663,036 $0 $3,223,716 $2,353,717 $0 73.01%
2021 Commercial Auto Liability Bodily Injury 0.36% $1,649,766 $1,628,535 $0 $2,042,243 $2,208,512 $0 108.14%
2021 Commercial Auto Liability Property Damage 0.15% $195,248 $218,341 $0 $236,801 $59,151 $0 24.98%
2021 Commercial Auto Uninsured Motorists 0.04% $11,574 $13,407 $0 $586,721 $-127,075 $0 -21.66%
2021 Commercial Auto Comprehensive 0.22% $227,525 $269,691 $0 $71,810 $76,814 $0 106.97%
2021 Commercial Auto Collision 0.27% $474,743 $533,062 $0 $286,141 $136,315 $0 47.64%
2021 Surety 0.02% $24,000 $21,461 $0 $0 $-800 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 1 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2015-08-17

Financial Exams

This company does not have any financial exams.