Company Details
Company Name:
EMCASCO INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
21407Company Address:
717 MULBERRY STREET DES MOINES, IA 50309-3872
Phone Number:
5152802511Mailing Address:
P. O. BOX 712 DES MOINES, IA 50306-0712
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B420785Date Admitted:
1960-06-29Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.06% | $10,711,624 | $10,982,120 | $0 | $7,605,772 | $8,692,043 | $0 | 114.28% |
| 2025 | Total Fire & Allied Lines | 0.25% | $1,697,688 | $1,811,748 | $0 | $1,404,079 | $1,877,654 | $0 | 133.73% |
| 2025 | Commercial Fire & Allied Lines | 0.52% | $1,697,688 | $1,811,748 | $0 | $1,404,079 | $1,877,654 | $0 | 133.73% |
| 2025 | Private Flood | 0.34% | $21,968 | $28,837 | $0 | $0 | $295 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.06% | $702,485 | $691,172 | $0 | $578,207 | $653,204 | $0 | 112.97% |
| 2025 | Earthquake | 0.07% | $98,531 | $112,204 | $0 | $0 | $1,488 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.23% | $2,439,100 | $2,431,521 | $0 | $1,163,564 | $1,079,804 | $0 | 92.8% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.08% | $879,460 | $925,943 | $0 | $1,921,768 | $127,124 | $0 | 6.61% |
| 2025 | Products Liability | 1.16% | $623,306 | $593,025 | $0 | $62,643 | $692,694 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $0 | $14 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $14 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.31% | $2,676,729 | $2,848,276 | $0 | $1,315,230 | $3,174,326 | $0 | 241.35% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.4% | $2,484,775 | $2,671,787 | $0 | $943,520 | $2,374,348 | $0 | 251.65% |
| 2025 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $360,281 | $356,403 | $0 | 98.92% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.97% | $21,429 | $22,344 | $0 | $11,429 | $14,868 | $0 | 130.09% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.36% | $170,525 | $154,145 | $0 | $0 | $428,707 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.37% | $531,376 | $518,197 | $0 | $162,434 | $162,812 | $0 | 100.23% |
| 2025 | Commercial Auto - Collision | 0.38% | $887,366 | $849,452 | $0 | $818,141 | $738,991 | $0 | 90.33% |
| 2025 | Surety | 0% | $0 | $0 | $0 | $0 | $-5 | $0 | 0% |
| 2025 | Boiler & Machinery | 0.29% | $153,615 | $171,745 | $0 | $179,706 | $183,642 | $0 | 102.19% |
| 2024 | Total Property & Casualty | 0.07% | $12,500,783 | $12,887,846 | $0 | $7,891,464 | $4,977,090 | $0 | 63.07% |
| 2024 | Total Fire & Allied Lines | 0.31% | $1,949,890 | $2,115,229 | $0 | $999,950 | $951,517 | $0 | 95.16% |
| 2024 | Commercial Fire & Allied Lines | 0.49% | $1,949,890 | $2,115,229 | $0 | $999,950 | $951,517 | $0 | 95.16% |
| 2024 | Private Flood | 0.67% | $33,795 | $21,941 | $0 | $0 | $-29 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.05% | $627,989 | $608,283 | $0 | $314,532 | $268,931 | $0 | 85.5% |
| 2024 | Earthquake | 0.08% | $122,298 | $96,842 | $0 | $0 | $550 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.27% | $2,932,221 | $2,906,381 | $0 | $2,274,146 | $474,405 | $0 | 20.86% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.19% | $1,801,865 | $1,989,815 | $0 | $1,455,996 | $434,355 | $0 | 29.83% |
| 2024 | Products Liability | 1.47% | $840,814 | $766,499 | $0 | $158,927 | $385,902 | $0 | 242.82% |
| 2024 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $0 | $71 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $71 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.36% | $2,823,492 | $2,973,546 | $0 | $1,993,560 | $1,707,551 | $0 | 85.65% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.48% | $2,671,405 | $2,815,342 | $0 | $491,482 | $475,348 | $0 | 96.72% |
| 2024 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $362,742 | $218,340 | $0 | 60.19% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.3% | $21,745 | $24,916 | $0 | $5,000 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.28% | $130,342 | $133,288 | $0 | $1,134,336 | $1,013,863 | $0 | 89.38% |
| 2024 | Commercial Auto - Comprehensive | 0.29% | $478,154 | $513,716 | $0 | $362,094 | $364,624 | $0 | 100.7% |
| 2024 | Commercial Auto - Collision | 0.35% | $699,985 | $695,459 | $0 | $282,331 | $339,593 | $0 | 120.28% |
| 2024 | Boiler & Machinery | 0.37% | $190,280 | $200,135 | $0 | $49,928 | $49,620 | $0 | 99.38% |
| 2023 | Total Property & Casualty | 0.08% | $13,153,924 | $12,867,261 | $0 | $7,726,619 | $9,524,474 | $0 | 123.27% |
| 2023 | Total Fire & Allied Lines | 0.31% | $2,376,105 | $2,285,163 | $0 | $2,246,512 | $1,757,227 | $0 | 78.22% |
| 2023 | Commercial Fire & Allied Lines | 0.74% | $2,376,105 | $2,285,163 | $0 | $2,246,512 | $1,757,227 | $0 | 78.22% |
| 2023 | Commercial Multi-Peril | 0.05% | $502,054 | $528,852 | $0 | $598,299 | $842,973 | $0 | 140.89% |
| 2023 | Earthquake | 0.06% | $78,959 | $67,297 | $0 | $0 | $1,699 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.29% | $3,172,173 | $3,108,598 | $0 | $1,657,819 | $3,990,991 | $0 | 240.74% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.2% | $1,940,970 | $2,006,663 | $0 | $1,286,220 | $1,077,037 | $0 | 83.74% |
| 2023 | Products Liability | 1.16% | $572,806 | $476,431 | $0 | $28,896 | $485,965 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $0 | $70 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $70 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.42% | $4,279,463 | $4,177,159 | $0 | $1,794,235 | $1,253,010 | $0 | 69.84% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.56% | $2,894,965 | $2,834,524 | $0 | $390,590 | $-46,179 | $0 | -11.82% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $334,576 | $424,728 | $0 | 126.95% |
| 2023 | Commercial Auto Medical Payments | 0.36% | $27,185 | $26,386 | $0 | $2,712 | $1,049 | $0 | 38.68% |
| 2023 | Commercial Auto Uninsured Motorists | 0.32% | $134,267 | $131,540 | $0 | $157,750 | $9,993 | $0 | 6.33% |
| 2023 | Commercial Auto Comprehensive | 0.44% | $521,639 | $481,069 | $0 | $312,961 | $316,640 | $0 | 101.18% |
| 2023 | Commercial Auto Collision | 0.35% | $701,407 | $703,640 | $0 | $595,646 | $546,779 | $0 | 91.8% |
| 2023 | Surety | 0% | $0 | $0 | $0 | $0 | $-30 | $0 | 0% |
| 2023 | Boiler & Machinery | 0.48% | $219,567 | $211,152 | $0 | $114,638 | $115,478 | $0 | 100.73% |
| 2023 | Private Flood | 0.17% | $11,827 | $5,946 | $0 | $0 | $54 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.08% | $11,655,862 | $12,004,401 | $0 | $8,181,735 | $8,088,079 | $0 | 98.86% |
| 2022 | Total Fire & Allied Lines | 0.44% | $2,100,950 | $1,948,199 | $0 | $1,663,020 | $1,816,521 | $0 | 109.23% |
| 2022 | Commercial Fire & Allied Lines | 0.66% | $2,100,950 | $1,948,199 | $0 | $1,663,020 | $1,816,521 | $0 | 109.23% |
| 2022 | Commercial Multi-Peril | 0.06% | $628,381 | $690,469 | $0 | $148,295 | $467,996 | $0 | 315.58% |
| 2022 | Earthquake | 0.04% | $60,763 | $59,230 | $0 | $0 | $-1,680 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.23% | $2,436,331 | $2,428,618 | $0 | $998,628 | $1,644,091 | $0 | 164.63% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.21% | $1,820,734 | $1,965,606 | $0 | $1,493,240 | $1,276,343 | $0 | 85.47% |
| 2022 | Products Liability | 0.94% | $415,829 | $463,640 | $0 | $197,784 | $335,159 | $0 | 169.46% |
| 2022 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $0 | $13 | $0 | 0% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $13 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.41% | $4,001,122 | $4,256,360 | $0 | $3,664,601 | $2,537,654 | $0 | 69.25% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.57% | $2,735,517 | $2,934,845 | $0 | $1,939,122 | $761,625 | $0 | 39.28% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $526,242 | $380,018 | $0 | 72.21% |
| 2022 | Commercial Auto Medical Payments | 0.38% | $26,994 | $29,766 | $0 | $6,120 | $-940 | $0 | -15.36% |
| 2022 | Commercial Auto Uninsured Motorists | 0.33% | $126,030 | $145,201 | $0 | $105,270 | $356,584 | $0 | 338.73% |
| 2022 | Commercial Auto Comprehensive | 0.35% | $433,840 | $427,983 | $0 | $476,700 | $435,461 | $0 | 91.35% |
| 2022 | Commercial Auto Collision | 0.37% | $678,741 | $718,565 | $0 | $611,147 | $604,906 | $0 | 98.98% |
| 2022 | Surety | 0% | $0 | $341 | $0 | $0 | $-35 | $0 | 0% |
| 2022 | Boiler & Machinery | 0.49% | $191,752 | $189,634 | $0 | $16,167 | $12,067 | $0 | 74.64% |
| 2022 | Private Flood | 0% | $0 | $2,304 | $0 | $0 | $-50 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.09% | $11,799,195 | $12,237,687 | $0 | $6,903,256 | $6,911,519 | $0 | 100.12% |
| 2021 | Total Fire & Allied Lines | 0.28% | $1,859,643 | $1,918,227 | $0 | $471,386 | $995,887 | $0 | 211.27% |
| 2021 | Commercial Fire & Allied Lines | 0.56% | $1,859,643 | $1,918,227 | $0 | $471,386 | $995,887 | $0 | 211.27% |
| 2021 | Commercial Multi-Peril | 0.07% | $662,232 | $682,028 | $0 | $149,735 | $266,092 | $0 | 177.71% |
| 2021 | Earthquake | 0.05% | $66,454 | $83,631 | $0 | $0 | $941 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.24% | $2,336,085 | $2,570,559 | $0 | $1,426,016 | $1,594,750 | $0 | 111.83% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.24% | $1,961,997 | $1,941,610 | $0 | $744,671 | $1,436,268 | $0 | 192.87% |
| 2021 | Products Liability | 0.86% | $352,203 | $339,758 | $0 | $5,000 | $135,345 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $-1,434 | $-2,561 | $0 | 178.59% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-236 | $0 | 0% |
| 2021 | Private Passenger Auto Collision | 0% | $0 | $0 | $0 | $-1,434 | $-2,325 | $0 | 162.13% |
| 2021 | Total Commercial Automobile | 0.48% | $4,360,211 | $4,487,488 | $0 | $4,071,455 | $2,467,567 | $0 | 60.61% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.65% | $2,988,526 | $3,009,436 | $0 | $1,654,040 | $213,920 | $0 | 12.93% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $383,650 | $479,655 | $0 | 125.02% |
| 2021 | Commercial Auto Medical Payments | 0.51% | $33,653 | $70,354 | $0 | $9,229 | $25,637 | $0 | 277.79% |
| 2021 | Commercial Auto Uninsured Motorists | 0.56% | $164,641 | $178,809 | $0 | $1,025,000 | $710,819 | $0 | 69.35% |
| 2021 | Commercial Auto Comprehensive | 0.41% | $415,135 | $406,991 | $0 | $567,975 | $528,689 | $0 | 93.08% |
| 2021 | Commercial Auto Collision | 0.44% | $758,256 | $821,898 | $0 | $431,561 | $508,847 | $0 | 117.91% |
| 2021 | Surety | 0% | $1,074 | $733 | $0 | $0 | $73 | $0 | 0% |
| 2021 | Boiler & Machinery | 0.53% | $199,296 | $213,653 | $0 | $36,427 | $17,157 | $0 | 47.1% |
Complaint Index
Company Changes
This company does not have any company changes.
Financial Exams
This company does not have any financial exams.