Company Details
Company Name:
OBSIDIAN INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
35602Company Address:
1330 Avenue of the Americas NEW YORK, NY 10019
Phone Number:
8006845428Mailing Address:
1330 Avenue of the Americas NEW YORK, NY 10019
Mailing Phone:
6142217777Description:
Property and Casualty (Ch 379, RSMo)License Number:
B420754Date Admitted:
1996-07-25Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.03% | $5,956,893 | $7,179,150 | $0 | $4,964,778 | $4,670,092 | $0 | 94.06% |
| 2025 | Total Fire & Allied Lines | 0.77% | $5,184,341 | $5,996,590 | $0 | $4,764,976 | $4,334,037 | $0 | 90.96% |
| 2025 | Dwelling Fire & Allied Lines | 1.55% | $5,184,341 | $5,996,590 | $0 | $4,764,976 | $4,334,037 | $0 | 90.96% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $-64 | $23,565 | $0 | $19,029 | $5,677 | $0 | 29.83% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.01% | $115,032 | $117,096 | $0 | $32,512 | $21,755 | $0 | 66.91% |
| 2025 | Total Commercial Auto | 0.08% | $657,584 | $1,039,568 | $0 | $148,261 | $312,798 | $0 | 210.98% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.11% | $660,337 | $968,305 | $0 | $148,261 | $324,132 | $0 | 218.62% |
| 2025 | Commercial Auto Liability - Property Damage | 0% | $-2,753 | $71,263 | $0 | $0 | $-11,334 | $0 | 0% |
| 2025 | Aircraft | 0% | $0 | $2,331 | $0 | $0 | $-4,175 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.05% | $7,831,444 | $4,569,475 | $0 | $1,251,126 | $2,512,662 | $0 | 200.83% |
| 2024 | Total Fire & Allied Lines | 1% | $6,355,992 | $3,571,641 | $0 | $1,220,321 | $2,281,307 | $0 | 186.94% |
| 2024 | Dwelling Fire & Allied Lines | 2.89% | $6,355,992 | $3,571,641 | $0 | $1,220,321 | $2,281,307 | $0 | 186.94% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.01% | $53,057 | $50,770 | $0 | $2,816 | $10,903 | $0 | 387.18% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.01% | $89,000 | $89,586 | $0 | $0 | $17,975 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.17% | $1,314,797 | $841,211 | $0 | $27,989 | $195,788 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.2% | $1,148,561 | $704,963 | $0 | $27,989 | $189,199 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.1% | $166,236 | $136,248 | $0 | $0 | $6,589 | $0 | 0% |
| 2024 | Aircraft | 0.05% | $18,598 | $16,267 | $0 | $0 | $6,689 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.02% | $2,400,798 | $1,367,628 | $0 | $275,935 | $612,192 | $0 | 221.86% |
| 2023 | Total Fire & Allied Lines | 0.21% | $1,649,045 | $685,535 | $0 | $260,190 | $395,152 | $0 | 151.87% |
| 2023 | Dwelling Fire & Allied Lines | 0.71% | $1,649,045 | $685,535 | $0 | $260,190 | $395,152 | $0 | 151.87% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.01% | $50,228 | $27,282 | $0 | $12,269 | $12,694 | $0 | 103.46% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $23,550 | $23,433 | $0 | $0 | $5,240 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.07% | $677,975 | $631,378 | $0 | $3,476 | $199,106 | $0 | 0% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.11% | $579,071 | $539,173 | $0 | $3,476 | $199,961 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0.07% | $98,904 | $92,205 | $0 | $0 | $-855 | $0 | 0% |
| 2022 | Total Property & Casualty | 0% | $671,423 | $243,611 | $0 | $21,399 | $102,552 | $0 | 479.24% |
| 2022 | Total Fire & Allied Lines | 0.03% | $137,571 | $36,821 | $0 | $9,016 | $21,176 | $0 | 234.87% |
| 2022 | Commercial Fire & Allied Lines | 0.04% | $137,571 | $36,821 | $0 | $9,016 | $21,176 | $0 | 234.87% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.01% | $63,760 | $35,364 | $0 | $12,383 | $23,316 | $0 | 188.29% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $7,013 | $4,478 | $0 | $0 | $1,439 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.05% | $463,079 | $166,948 | $0 | $0 | $56,621 | $0 | 0% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.08% | $379,260 | $120,458 | $0 | $0 | $40,560 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0.06% | $83,819 | $46,490 | $0 | $0 | $16,061 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0.02% | 0 | 0 |
Company Changes
Date:
2021-12-14Comments:
Effective 12/14/2021 the above company was approved to write the following new lines of business: B1-Property, B3-Fidelity & Surety, B4-Accident & Health, and B5-Miscellaneous.Market Regulation Actions
Date:
2024-08-20Financial Exams
This company does not have any financial exams.