Company Details
Company Name:
FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
11800Company Address:
5600 BEECH TREE LANE CALEDONIA, MI 49316-0050
Phone Number:
6169423000Mailing Address:
P.O. BOX 2450 GRAND RAPIDS, MI 49501-2450
Mailing Phone:
6169562813Description:
Property and Casualty (Ch 379, RSMo)License Number:
B420745Date Admitted:
1990-06-19Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.01% | $1,710,415 | $1,745,127 | $0 | $1,232,053 | $1,297,612 | $0 | 105.32% |
| 2025 | Total Homeowners | 0.04% | $1,560,914 | $1,588,030 | $0 | $993,629 | $1,036,879 | $0 | 104.35% |
| 2025 | Mobile Homes | 3.29% | $1,560,914 | $1,588,030 | $0 | $993,629 | $1,036,879 | $0 | 104.35% |
| 2025 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-431 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $0 | $-3,158 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-2 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0% | $83,623 | $89,136 | $0 | $204,000 | $229,647 | $0 | 112.57% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $75,671 | $80,914 | $0 | $204,000 | $229,217 | $0 | 112.36% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0% | $7,952 | $8,222 | $0 | $0 | $430 | $0 | 0% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $21,271 | $20,832 | $0 | $648 | $681 | $0 | 105.09% |
| 2025 | Private Passenger Auto - Collision | 0% | $44,607 | $47,129 | $0 | $33,776 | $33,996 | $0 | 100.65% |
| 2024 | Total Property & Casualty | 0.01% | $1,769,068 | $1,737,353 | $0 | $775,821 | $656,180 | $0 | 84.58% |
| 2024 | Total Homeowners | 0.05% | $1,608,693 | $1,579,496 | $0 | $734,892 | $682,278 | $0 | 92.84% |
| 2024 | Mobile Homes | 4.06% | $1,608,693 | $1,579,496 | $0 | $734,892 | $682,278 | $0 | 92.84% |
| 2024 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-359 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $0 | $-3,692 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0% | $93,533 | $94,539 | $0 | $30,075 | $-32,215 | $0 | -107.12% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.01% | $85,217 | $86,341 | $0 | $30,075 | $-32,305 | $0 | -107.41% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0% | $8,316 | $8,198 | $0 | $0 | $90 | $0 | 0% |
| 2024 | Total Commercial Auto | 0% | $0 | $0 | $0 | $0 | $-42 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-42 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $18,263 | $16,910 | $0 | $13,953 | $13,792 | $0 | 98.85% |
| 2024 | Private Passenger Auto - Collision | 0% | $48,579 | $46,408 | $0 | $-3,099 | $-3,582 | $0 | 115.59% |
| 2023 | Total Property & Casualty | 0.01% | $1,992,777 | $1,755,273 | $0 | $1,234,698 | $1,172,749 | $0 | 94.98% |
| 2023 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-2,976 | $0 | 0% |
| 2023 | Mobile Homes | 5.83% | $1,811,646 | $1,577,065 | $0 | $1,200,024 | $1,109,608 | $0 | 92.47% |
| 2023 | Earthquake | 0.02% | $23,091 | $20,022 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $0 | $-17 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0% | $158,040 | $158,186 | $0 | $34,674 | $66,120 | $0 | 190.69% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.01% | $89,813 | $90,035 | $0 | $5,000 | $39,740 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Property Damage | 0% | $8,288 | $8,594 | $0 | $7,796 | $7,110 | $0 | 91.2% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $16,263 | $16,223 | $0 | $6,532 | $6,329 | $0 | 96.89% |
| 2023 | Private Passenger Auto Collision | 0% | $43,676 | $43,334 | $0 | $15,346 | $12,941 | $0 | 84.33% |
| 2023 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $14 | $0 | 0% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $15 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.01% | $1,754,244 | $1,800,994 | $0 | $507,640 | $478,748 | $0 | 94.31% |
| 2022 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-2,402 | $0 | 0% |
| 2022 | Mobile Homes | 5.36% | $1,573,473 | $1,620,152 | $0 | $375,134 | $362,074 | $0 | 96.52% |
| 2022 | Earthquake | 0.01% | $20,460 | $20,851 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $-20,967 | $-25,432 | $0 | 121.3% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-11 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0% | $160,311 | $159,991 | $0 | $153,473 | $144,565 | $0 | 94.2% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $90,044 | $89,775 | $0 | $70,271 | $66,722 | $0 | 94.95% |
| 2022 | Private Passenger Auto Liability Property Damage | 0% | $9,107 | $8,919 | $0 | $18,423 | $16,352 | $0 | 88.76% |
| 2022 | Private Passenger Auto Comprehensive | 0% | $16,268 | $16,317 | $0 | $34,208 | $29,125 | $0 | 85.14% |
| 2022 | Private Passenger Auto Collision | 0% | $44,892 | $44,980 | $0 | $30,571 | $32,366 | $0 | 105.87% |
| 2022 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $-46 | $0 | 0% |
| 2022 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-44 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-2 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.01% | $1,836,727 | $1,886,268 | $0 | $596,460 | $469,394 | $0 | 78.7% |
| 2021 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-2,552 | $0 | 0% |
| 2021 | Mobile Homes | 5.66% | $1,654,427 | $1,696,853 | $0 | $428,939 | $405,235 | $0 | 94.47% |
| 2021 | Earthquake | 0.02% | $21,430 | $22,232 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $70,290 | $-41,996 | $0 | -59.75% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $35 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0% | $160,870 | $167,183 | $0 | $97,231 | $108,794 | $0 | 111.89% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.01% | $89,144 | $91,197 | $0 | $52,110 | $63,403 | $0 | 121.67% |
| 2021 | Private Passenger Auto Liability Property Damage | 0% | $8,900 | $9,095 | $0 | $5,492 | $7,233 | $0 | 131.7% |
| 2021 | Private Passenger Auto Comprehensive | 0% | $16,317 | $17,467 | $0 | $11,268 | $13,469 | $0 | 119.53% |
| 2021 | Private Passenger Auto Collision | 0% | $46,509 | $49,424 | $0 | $28,361 | $24,689 | $0 | 87.05% |
| 2021 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $-122 | $0 | 0% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-118 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2021 | Commercial Auto Collision | 0% | $0 | $0 | $0 | $0 | $-3 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0% | 0 | 0 |
| 2025 | Homeowners | 0.05% | 2 | 175 |
| 2024 | Private Passenger Auto | 0% | 0 | 0 |
| 2024 | Homeowners | 0.05% | 2 | 293 |
| 2023 | Private Passenger Auto | 0% | 0 | 0 |
| 2023 | Homeowners | 0.05% | 1 | 151 |
| 2022 | Private Passenger Auto | 0% | 0 | 0 |
| 2022 | Homeowners | 0.06% | 0 | 0 |
| 2021 | Private Passenger Auto | 0% | 0 | 0 |
| 2021 | Homeowners | 0.07% | 0 | 0 |
Company Changes
Date:
2009-02-17Comments:
Harrington Benefit Services changed its name to Foremost Property and Casualty Insurance Company .Market Regulation Actions
Date:
2006-11-03Financial Exams
This company does not have any financial exams.