Company Details

Company Details

Company Name:
COUNTRY MUTUAL INSURANCE COMPANY
License Status:
Active
NAIC Number:
20990
Company Address:
1701 TOWANDA AVE
BLOOMINGTON, IL 61701
Phone Number:
3098213000
Mailing Address:
P.O. BOX 2100
BLOOMINGTON, IL 61702-2100
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B420741
Date Admitted:
1959-05-08

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.11% $19,743,586 $24,035,130 $0 $23,924,565 $22,523,309 $0 94.14%
2025 Total Fire & Allied Lines 0% $29,775 $29,120 $0 $0 $-354 $0 0%
2025 Commercial Fire & Allied Lines 0.01% $29,775 $29,120 $0 $0 $-354 $0 0%
2025 Federal Crop Insurance Corporation 0% $2,211 $2,211 $0 $11,039 $15,539 $0 140.76%
2025 Farmowners Multi-Peril 0.03% $101,055 $93,235 $0 $9,375 $-2,523 $0 -26.91%
2025 Total Homeowners 0% $-105,038 $3,232,796 $0 $10,390,833 $5,681,527 $0 54.68%
2025 Homeowners Multi-Peril 0% $-105,038 $3,232,796 $0 $10,390,833 $5,681,527 $0 54.68%
2025 Commercial Multi-Peril 0.59% $7,325,264 $8,015,757 $0 $5,277,123 $6,254,585 $0 118.52%
2025 Inland Marine (Incl Auto Cargo) 0.02% $75,947 $107,662 $0 $50,464 $49,036 $0 97.17%
2025 Earthquake 0% $-1,218 $46,304 $0 $0 $-2,436 $0 0%
2025 Direct Workers Compensation 0.04% $396,951 $366,673 $0 $16,217 $-9,515 $0 -58.67%
2025 Other Liability - Bodily Injury & Property Damage 0.12% $1,222,524 $1,156,263 $0 $960,139 $456,046 $0 47.5%
2025 Products Liability 0.14% $77,579 $76,574 $0 $0 $17,305 $0 0%
2025 Total Private Passenger Auto 0.14% $4,486,171 $4,636,806 $0 $3,873,145 $4,054,492 $0 104.68%
2025 Private Passenger Auto Liability - Bodily Injury 0.12% $1,909,126 $1,952,535 $0 $1,839,889 $2,182,172 $0 118.6%
2025 Private Passenger Auto Liability - Property Damage 0.15% $1,566,545 $1,642,238 $0 $1,306,135 $1,131,232 $0 86.61%
2025 Private Passenger Auto Liability - Medical Payments 0.14% $120,466 $128,227 $0 $68,406 $59,999 $0 87.71%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.15% $541,786 $557,967 $0 $368,965 $77,658 $0 21.05%
2025 Private Passenger Auto Liability - Underinsured Motorists 0.23% $346,570 $354,005 $0 $289,750 $603,431 $0 208.26%
2025 Private Passenger Auto Liability - Accidental Death & Disab/Dism 0.11% $1,678 $1,834 $0 $0 $0 $0 0%
2025 Total Commercial Auto 0.15% $1,277,720 $1,203,739 $0 $452,849 $3,300,398 $0 0%
2025 Commercial Auto Liability - Bodily Injury 0.2% $1,238,529 $1,163,454 $0 $74,751 $708,488 $0 0%
2025 Commercial Auto Liability - Property Damage 0% $0 $0 $0 $167,384 $511,484 $0 305.58%
2025 Commercial Auto Liability - Medical Payments 0.38% $8,464 $8,503 $0 $10,000 $248,000 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0.06% $30,727 $31,782 $0 $200,714 $1,832,426 $0 0%
2025 Private Passenger Auto - Comprehensive 0.13% $1,813,358 $1,910,194 $0 $1,090,973 $899,077 $0 82.41%
2025 Private Passenger Auto - Collision 0.15% $2,333,316 $2,496,371 $0 $1,408,932 $1,393,140 $0 98.88%
2025 Commercial Auto - Comprehensive 0.19% $275,024 $295,693 $0 $263,415 $242,428 $0 92.03%
2025 Commercial Auto - Collision 0.19% $432,652 $365,437 $0 $120,061 $174,564 $0 145.4%
2025 Burglary & Theft 0% $295 $295 $0 $0 $0 $0 0%
2024 Total Property & Casualty 0.2% $33,834,891 $42,550,098 $0 $46,510,026 $36,137,971 $0 77.7%
2024 Total Fire & Allied Lines 0% $26,984 $49,143 $0 $105,387 $116,613 $0 110.65%
2024 Commercial Fire & Allied Lines 0.01% $26,984 $49,143 $0 $105,387 $116,613 $0 110.65%
2024 Federal Crop Insurance Corporation 0% $12,791 $12,791 $0 $42,824 $38,324 $0 89.49%
2024 Growing Crops 0.01% $2,778 $2,778 $0 $6,339 $6,339 $0 100%
2024 Farmowners Multi-Peril 0.03% $88,197 $87,724 $0 $123,785 $136,301 $0 110.11%
2024 Total Homeowners 0.34% $11,734,575 $20,991,703 $0 $23,939,813 $21,111,980 $0 88.19%
2024 Homeowners Multi-Peril 0.36% $11,734,575 $20,991,703 $0 $23,939,813 $21,111,980 $0 88.19%
2024 Commercial Multi-Peril 0.73% $8,678,039 $8,464,469 $0 $11,571,318 $5,059,091 $0 43.72%
2024 Inland Marine (Incl Auto Cargo) 0.05% $189,072 $260,376 $0 $108,445 $107,854 $0 99.46%
2024 Earthquake 0.12% $171,643 $322,382 $0 $0 $-487 $0 0%
2024 Direct Workers Compensation 0.03% $374,545 $343,036 $0 $10,564 $205,175 $0 0%
2024 Other Liability - Bodily Injury & Property Damage 0.12% $1,112,764 $1,023,896 $0 $482,609 $-78,313 $0 -16.23%
2024 Products Liability 0.12% $67,481 $65,456 $0 $5,000 $11,052 $0 221.04%
2024 Total Private Passenger Auto 0.16% $4,853,596 $4,669,732 $0 $3,598,933 $4,043,427 $0 112.35%
2024 Private Passenger Auto Liability - Bodily Injury 0.14% $2,063,629 $2,006,002 $0 $1,585,196 $1,919,404 $0 121.08%
2024 Private Passenger Auto Liability - Property Damage 0.16% $1,714,573 $1,620,200 $0 $1,332,703 $1,390,588 $0 104.34%
2024 Private Passenger Auto Liability - Medical Payments 0.16% $139,768 $136,874 $0 $226,134 $189,776 $0 83.92%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.18% $578,686 $562,354 $0 $221,500 $403,821 $0 182.31%
2024 Private Passenger Auto Liability - Underinsured Motorists 0.27% $354,909 $342,310 $0 $233,400 $139,838 $0 59.91%
2024 Private Passenger Auto Liability - Accidental Death & Disab/Dism 0.13% $2,031 $1,992 $0 $0 $0 $0 0%
2024 Total Commercial Auto 0.15% $1,180,350 $1,197,962 $0 $1,931,083 $670,611 $0 34.73%
2024 Commercial Auto Liability - Bodily Injury 0.2% $1,139,273 $1,155,344 $0 $1,802,110 $262,289 $0 14.55%
2024 Commercial Auto Liability - Property Damage 0% $0 $0 $0 $123,973 $106,973 $0 86.29%
2024 Commercial Auto Liability - Medical Payments 0.12% $8,421 $8,748 $0 $5,000 $139,000 $0 0%
2024 Commercial Auto Liability - Uninsured Motorists 0.07% $32,656 $33,870 $0 $0 $162,349 $0 0%
2024 Private Passenger Auto - Comprehensive 0.15% $2,001,425 $1,902,752 $0 $2,011,174 $2,122,772 $0 105.55%
2024 Private Passenger Auto - Collision 0.17% $2,720,068 $2,558,330 $0 $1,634,729 $1,520,022 $0 92.98%
2024 Commercial Auto - Comprehensive 0.2% $323,111 $334,367 $0 $803,872 $813,247 $0 101.17%
2024 Commercial Auto - Collision 0.15% $297,177 $262,906 $0 $134,151 $253,963 $0 189.31%
2024 Burglary & Theft 0% $295 $295 $0 $0 $0 $0 0%
2023 Total Property & Casualty 0.27% $42,742,713 $40,808,014 $0 $37,598,341 $48,308,601 $0 128.49%
2023 Total Fire & Allied Lines 0.01% $60,823 $86,697 $0 $54,830 $41,512 $0 75.71%
2023 Commercial Fire & Allied Lines 0.02% $60,823 $86,697 $0 $54,830 $41,512 $0 75.71%
2023 Farmowners Multi-Peril 0.04% $87,656 $80,688 $0 $9,539 $9,954 $0 104.35%
2023 Total Homeowners 0.8% $23,964,114 $23,609,998 $0 $23,565,083 $27,723,256 $0 117.65%
2023 Homeowners Multi-Peril 0.83% $23,964,114 $23,609,998 $0 $23,565,083 $27,723,256 $0 117.65%
2023 Commercial Multi-Peril 0.7% $7,810,455 $6,936,424 $0 $7,967,618 $13,069,761 $0 164.04%
2023 Growing Crops 0.01% $2,637 $2,637 $0 $0 $0 $0 0%
2023 Inland Marine (Incl Auto Cargo) 0.05% $288,583 $308,940 $0 $36,980 $33,462 $0 90.49%
2023 Earthquake 0.27% $384,900 $389,322 $0 $0 $-87 $0 0%
2023 Direct Workers Compensation 0.02% $210,951 $127,309 $0 $0 $7,212 $0 0%
2023 Other Liability - Bodily Injury & Property Damage 0.09% $880,758 $809,899 $0 $374 $-316,290 $0 0%
2023 Products Liability 0.13% $62,463 $55,589 $0 $8,000 $-40,369 $0 0%
2023 Total Private Passenger Automobile 0.13% $7,343,593 $6,874,828 $0 $5,062,474 $5,794,734 $0 114.46%
2023 Private Passenger Auto Liability Bodily Injury 0.13% $1,722,283 $1,629,231 $0 $865,565 $1,306,969 $0 151%
2023 Private Passenger Auto Liability Property Damage 0.13% $1,310,702 $1,236,544 $0 $827,179 $960,948 $0 116.17%
2023 Private Passenger Auto Medical Payments 0.14% $123,345 $120,165 $0 $90,138 $125,752 $0 139.51%
2023 Private Passenger Uninsured Motorists 0.17% $479,181 $446,414 $0 $497,782 $623,662 $0 125.29%
2023 Private Passenger Underinsured Motorists 0.24% $277,076 $251,834 $0 $186,250 $6,882 $0 3.7%
2023 Private Passenger Accidential Death & Disab/Dism 0.11% $1,846 $1,802 $0 $0 $0 $0 0%
2023 Private Passenger Auto Comprehensive 0.13% $1,481,778 $1,368,942 $0 $1,033,595 $1,098,043 $0 106.24%
2023 Private Passenger Auto Collision 0.13% $1,947,382 $1,819,896 $0 $1,561,965 $1,672,478 $0 107.08%
2023 Total Commercial Automobile 0.16% $1,631,378 $1,511,281 $0 $887,340 $1,974,853 $0 222.56%
2023 Commercial Auto Liability Bodily Injury 0.2% $1,051,537 $972,668 $0 $214,878 $1,485,422 $0 0%
2023 Commercial Auto Liability Property Damage 0% $0 $0 $0 $133,621 $145,621 $0 108.98%
2023 Commercial Auto Medical Payments 0.11% $8,114 $7,602 $0 $9,158 $-203 $0 -2.22%
2023 Commercial Auto Uninsured Motorists 0.08% $31,754 $28,957 $0 $0 $-77,481 $0 0%
2023 Commercial Auto Comprehensive 0.25% $302,489 $276,452 $0 $301,116 $254,645 $0 84.57%
2023 Commercial Auto Collision 0.12% $237,484 $225,602 $0 $228,567 $166,849 $0 73%
2023 Burglary & Theft 0% $295 $295 $0 $0 $0 $0 0%
2023 Federal Crop Insurance Corporation 0% $14,107 $14,107 $0 $6,103 $10,603 $0 173.73%
2022 Total Property & Casualty 0.27% $38,766,470 $42,010,068 $0 $27,208,891 $33,320,290 $0 122.46%
2022 Total Fire & Allied Lines 0.02% $91,653 $61,022 $0 $25,708 $24,210 $0 94.17%
2022 Commercial Fire & Allied Lines 0.03% $91,653 $61,022 $0 $25,708 $24,210 $0 94.17%
2022 Farmowners Multi-Peril 0.03% $73,607 $58,568 $0 $0 $229 $0 0%
2022 Total Homeowners 0.87% $23,477,643 $23,646,921 $0 $15,267,011 $14,209,347 $0 93.07%
2022 Homeowners Multi-Peril 0.9% $23,477,643 $23,646,921 $0 $15,267,011 $14,209,347 $0 93.07%
2022 Commercial Multi-Peril 0.63% $6,332,795 $9,855,605 $0 $6,441,496 $11,867,149 $0 184.23%
2022 Growing Crops 0.01% $3,675 $3,675 $0 $0 $0 $0 0%
2022 Inland Marine (Incl Auto Cargo) 0.06% $323,512 $305,457 $0 $457,288 $436,566 $0 95.47%
2022 Earthquake 0.29% $395,859 $404,009 $0 $0 $-95 $0 0%
2022 Direct Workers Compensation 0% $6,200 $258 $0 $0 $11 $0 0%
2022 Other Liability - Bodily Injury & Property Damage 0.09% $723,985 $672,010 $0 $5,000 $1,829,061 $0 0%
2022 Products Liability 0.12% $53,899 $48,611 $0 $0 $60,986 $0 0%
2022 Total Private Passenger Automobile 0.12% $5,804,524 $5,538,328 $0 $3,937,668 $3,839,008 $0 97.49%
2022 Private Passenger Auto Liability Bodily Injury 0.11% $1,371,117 $1,298,716 $0 $548,131 $398,205 $0 72.65%
2022 Private Passenger Auto Liability Property Damage 0.12% $1,060,342 $1,019,557 $0 $772,104 $827,700 $0 107.2%
2022 Private Passenger Auto Medical Payments 0.12% $104,917 $98,707 $0 $78,382 $81,850 $0 104.42%
2022 Private Passenger Uninsured Motorists 0.14% $353,963 $329,217 $0 $121,992 $98,049 $0 80.37%
2022 Private Passenger Underinsured Motorists 0.22% $190,486 $177,266 $0 $372,500 $278,485 $0 74.76%
2022 Private Passenger Accidential Death & Disab/Dism 0.1% $1,672 $1,593 $0 $0 $0 $0 0%
2022 Private Passenger Auto Comprehensive 0.12% $1,155,923 $1,103,859 $0 $630,281 $630,549 $0 100.04%
2022 Private Passenger Auto Collision 0.12% $1,566,104 $1,509,413 $0 $1,414,278 $1,524,170 $0 107.77%
2022 Total Commercial Automobile 0.15% $1,461,211 $1,397,697 $0 $1,060,385 $1,039,483 $0 98.03%
2022 Commercial Auto Liability Bodily Injury 0.2% $944,605 $903,117 $0 $54,681 $-15,574 $0 -28.48%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $0 $163,048 $143,648 $0 88.1%
2022 Commercial Auto Medical Payments 0.13% $9,256 $9,197 $0 $5,574 $10,399 $0 186.56%
2022 Commercial Auto Uninsured Motorists 0.08% $28,365 $27,502 $0 $300,000 $368,199 $0 122.73%
2022 Commercial Auto Comprehensive 0.21% $263,068 $231,966 $0 $201,876 $250,614 $0 124.14%
2022 Commercial Auto Collision 0.12% $215,917 $225,915 $0 $335,206 $282,197 $0 84.19%
2022 Burglary & Theft 0% $295 $295 $0 $0 $0 $0 0%
2022 Federal Crop Insurance Corporation 0% $17,612 $17,612 $0 $14,335 $14,335 $0 100%
2021 Total Property & Casualty 0.34% $45,002,705 $43,445,015 $0 $20,960,247 $20,346,848 $0 97.07%
2021 Total Fire & Allied Lines 0.01% $57,740 $57,357 $0 $4,949 $8,821 $0 178.24%
2021 Commercial Fire & Allied Lines 0.02% $57,740 $57,357 $0 $4,949 $8,821 $0 178.24%
2021 Farmowners Multi-Peril 0.02% $48,124 $46,247 $0 $0 $85 $0 0%
2021 Total Homeowners 0.98% $23,989,415 $23,417,268 $0 $11,324,786 $15,261,955 $0 134.77%
2021 Homeowners Multi-Peril 1.01% $23,989,415 $23,417,268 $0 $11,324,786 $15,261,955 $0 134.77%
2021 Commercial Multi-Peril 1.41% $12,984,727 $12,018,862 $0 $2,929,227 $2,224,461 $0 75.94%
2021 Growing Crops 0.02% $3,770 $3,770 $0 $0 $0 $0 0%
2021 Inland Marine (Incl Auto Cargo) 0.06% $295,437 $289,852 $0 $133,949 $144,025 $0 107.52%
2021 Earthquake 0.32% $413,433 $420,085 $0 $0 $-89 $0 0%
2021 Other Liability - Bodily Injury & Property Damage 0.07% $600,606 $575,021 $0 $950,000 $-2,692,517 $0 -283.42%
2021 Products Liability 0.11% $46,749 $37,984 $0 $0 $3,659 $0 0%
2021 Total Private Passenger Automobile 0.12% $5,216,115 $5,311,000 $0 $3,971,723 $4,397,625 $0 110.72%
2021 Private Passenger Auto Liability Bodily Injury 0.1% $1,228,058 $1,253,224 $0 $1,072,751 $1,234,730 $0 115.1%
2021 Private Passenger Auto Liability Property Damage 0.13% $1,011,986 $1,050,668 $0 $694,801 $676,171 $0 97.32%
2021 Private Passenger Auto Medical Payments 0.1% $90,568 $91,863 $0 $91,619 $66,394 $0 72.47%
2021 Private Passenger Uninsured Motorists 0.12% $286,358 $284,421 $0 $311,560 $459,638 $0 147.53%
2021 Private Passenger Underinsured Motorists 0.2% $156,952 $157,553 $0 $55,000 $354,888 $0 0%
2021 Private Passenger Accidential Death & Disab/Dism 0.09% $1,478 $1,513 $0 $0 $0 $0 0%
2021 Private Passenger Auto Comprehensive 0.11% $938,114 $906,826 $0 $515,472 $447,099 $0 86.74%
2021 Private Passenger Auto Collision 0.13% $1,502,601 $1,564,932 $0 $1,230,520 $1,158,705 $0 94.16%
2021 Total Commercial Automobile 0.15% $1,340,067 $1,261,076 $0 $1,645,613 $998,823 $0 60.7%
2021 Commercial Auto Liability Bodily Injury 0.18% $846,428 $788,533 $0 $1,167,981 $484,277 $0 41.46%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $0 $133,417 $116,145 $0 87.05%
2021 Commercial Auto Medical Payments 0.14% $9,168 $8,630 $0 $30,065 $29,601 $0 98.46%
2021 Commercial Auto Uninsured Motorists 0.09% $25,329 $22,223 $0 $0 $38,266 $0 0%
2021 Commercial Auto Comprehensive 0.22% $222,588 $203,980 $0 $96,013 $102,997 $0 107.27%
2021 Commercial Auto Collision 0.14% $236,554 $237,710 $0 $218,137 $227,537 $0 104.31%
2021 Burglary & Theft 0% $295 $266 $0 $0 $0 $0 0%
2021 Federal Crop Insurance Corporation 0% $6,227 $6,227 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.14% 4 125
2025 Homeowners 0.33% 9 108
2025 Life and Annuities 0% 1 0
2024 Private Passenger Auto 0.14% 2 81
2024 Homeowners 0.61% 9 110
2024 Life and Annuities 0% 1 0
2023 Private Passenger Auto 0.13% 2 92
2023 Homeowners 0.76% 13 138
2023 Life and Annuities 0% 1 0
2022 Private Passenger Auto 0.12% 2 109
2022 Homeowners 0.82% 12 153
2021 Private Passenger Auto 0.12% 3 162
2021 Homeowners 0.86% 11 144

Company Changes

Date:
2015-12-01
Comments:
Effective 12/01/15 Modern Service Insurance Company (NAIC #23655) merged with and into Country Mutual Insurance Company.
Date:
2017-01-01
Comments:
Effective 1/1/17 Holyoke Mutual Insurance Co. in Salem merged with and into Country Mutual Insurance Co.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.