Company Details
Company Name:
WESTERN AND SOUTHERN LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
70483Company Address:
400 Broadway St. CINCINNATI, OH 45202
Phone Number:
5136292043Mailing Address:
PO Box 1075 CINCINNATI, OH 45201-1075
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A420727Date Admitted:
1918-05-16Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0% | $374,121 | $376,070 | $0 | $68,552 | $67,885 | $0 | 99.03% |
| 2025 | Total Individual Accident & Health | 0% | $374,121 | $376,070 | $0 | $68,552 | $67,885 | $0 | 99.03% |
| 2025 | Individual Comprehensive Medical Expense | 0% | $120 | $120 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Specified Disease | 0.3% | $326,263 | $327,963 | $0 | $47,742 | $48,302 | $0 | 101.17% |
| 2025 | Individual Accident Only | 0.05% | $47,738 | $47,987 | $0 | $20,810 | $19,583 | $0 | 94.1% |
| 2025 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Limited Benefit | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Life & Annuities | 0.02% | $2,742,087 | $0 | $1,067,165 | $5,464,198 | $0 | $224,339 | 0% |
| 2025 | Total Individual Life | 0.07% | $2,742,087 | $0 | $1,067,164 | $4,863,182 | $0 | $224,327 | 0% |
| 2025 | Individual Industrial Life | 2.74% | $1,436 | $0 | $178,793 | $408,272 | $0 | $8,988 | 0% |
| 2025 | Individual Whole Life | 0.29% | $2,688,552 | $0 | $888,043 | $4,449,038 | $0 | $204,825 | 0% |
| 2025 | Individual Term Life | 0.01% | $52,099 | $0 | $328 | $5,872 | $0 | $10,514 | 0% |
| 2025 | Total Individual Annuities | 0% | $0 | $0 | $1 | $0 | $0 | $12 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $0 | $0 | $1 | $0 | $0 | $7 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2025 | Total Individual Life & Annuities | 0.02% | $2,742,087 | $0 | $1,067,165 | $4,863,182 | $0 | $224,339 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $601,016 | $0 | $0 | 0% |
| 2025 | Other Group Annuities | 0% | $0 | $0 | $0 | $601,016 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $0 | $0 | $0 | $601,016 | $0 | $0 | 0% |
| 2024 | Total Accident & Health | 0% | $391,434 | $389,977 | $0 | $305,646 | $276,033 | $0 | 90.31% |
| 2024 | Total Individual Accident & Health | 0.01% | $391,434 | $389,977 | $0 | $305,646 | $276,033 | $0 | 90.31% |
| 2024 | Individual Comprehensive Medical Expense | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Specified Disease | 0.32% | $340,466 | $339,199 | $0 | $137,954 | $116,639 | $0 | 84.55% |
| 2024 | Individual Accident Only | 0.05% | $50,968 | $50,778 | $0 | $167,692 | $159,394 | $0 | 95.05% |
| 2024 | Individual Limited Benefit | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Life & Annuities | 0.02% | $2,935,743 | $0 | $1,050,634 | $5,727,043 | $0 | $231,515 | 0% |
| 2024 | Total Individual Life | 0.07% | $2,935,743 | $0 | $1,050,633 | $5,099,698 | $0 | $231,503 | 0% |
| 2024 | Individual Industrial Life | 0.13% | $1,671 | $0 | $180,576 | $374,355 | $0 | $9,232 | 0% |
| 2024 | Individual Whole Life | 0.32% | $2,871,902 | $0 | $869,679 | $4,710,076 | $0 | $211,070 | 0% |
| 2024 | Individual Term Life | 0.01% | $62,170 | $0 | $378 | $15,267 | $0 | $11,201 | 0% |
| 2024 | Total Individual Annuities | 0% | $0 | $0 | $1 | $0 | $0 | $12 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $0 | $0 | $1 | $0 | $0 | $6 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $0 | $0 | $6 | 0% |
| 2024 | Total Individual Life & Annuities | 0.02% | $2,935,743 | $0 | $1,050,634 | $5,099,698 | $0 | $231,515 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $627,345 | $0 | $0 | 0% |
| 2024 | Other Group Annuities | 0% | $0 | $0 | $0 | $627,345 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $0 | $0 | $0 | $627,345 | $0 | $0 | 0% |
| 2023 | Total Accident & Health | 0% | $416,952 | $416,944 | $0 | $178,737 | $185,893 | $0 | 104% |
| 2023 | Total Individual Accident & Health | 0.01% | $416,952 | $416,944 | $0 | $178,737 | $185,893 | $0 | 104% |
| 2023 | Individual Comprehensive Medical Expense | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Specified Disease | 0.34% | $360,878 | $360,871 | $0 | $163,103 | $169,633 | $0 | 104% |
| 2023 | Individual Accident Only | 0.07% | $55,968 | $55,967 | $0 | $15,634 | $16,260 | $0 | 104% |
| 2023 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Limited Benefit | 0% | $106 | $106 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Life | 0.02% | $3,106,962 | $0 | $1,030,924 | $6,456,113 | $0 | $230,341 | 0% |
| 2023 | Total Individual Life | 0.03% | $3,106,962 | $0 | $1,030,924 | $5,709,232 | $0 | $230,341 | 0% |
| 2023 | Individual Whole Life | 0.26% | $2,249,243 | $0 | $951,899 | $3,572,202 | $0 | $215,415 | 0% |
| 2023 | Individual Term Life | 0.01% | $68,800 | $0 | $449 | $14,732 | $0 | $12,190 | 0% |
| 2023 | Individual Graded Death Benefits | 4.51% | $788,919 | $0 | $78,575 | $2,080,573 | $0 | $2,736 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $0 | $0 | $1 | $41,725 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $0 | $0 | $0 | $746,881 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $746,881 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0% | $445,680 | $446,667 | $0 | $181,804 | $179,151 | $0 | 98.54% |
| 2022 | Total Individual Accident & Health | 0.01% | $445,680 | $446,667 | $0 | $181,804 | $179,151 | $0 | 98.54% |
| 2022 | Individual Comprehensive Medical Expense | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Specified Disease | 0.33% | $385,625 | $386,479 | $0 | $129,186 | $127,301 | $0 | 98.54% |
| 2022 | Individual Accident Only | 0.1% | $59,949 | $60,082 | $0 | $52,618 | $51,850 | $0 | 98.54% |
| 2022 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Limited Benefit | 0% | $106 | $106 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Life | 0.02% | $3,359,091 | $0 | $1,261,288 | $6,261,386 | $0 | $250,155 | 0% |
| 2022 | Total Individual Life | 0.03% | $3,359,091 | $0 | $1,261,288 | $5,368,462 | $0 | $250,155 | 0% |
| 2022 | Individual Whole Life | 0.29% | $2,512,785 | $0 | $1,205,036 | $4,208,371 | $0 | $223,145 | 0% |
| 2022 | Individual Term Life | 0.01% | $70,008 | $0 | $446 | $65,358 | $0 | $23,950 | 0% |
| 2022 | Individual Graded Death Benefits | 3.31% | $776,141 | $0 | $55,806 | $1,023,473 | $0 | $3,060 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $157 | $0 | $0 | $41,239 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $30,021 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $0 | $0 | $0 | $892,924 | $0 | $0 | 0% |
| 2022 | Group Whole Life | 0% | $0 | $0 | $0 | $121,520 | $0 | $0 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $771,404 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0% | $471,900 | $471,604 | $0 | $227,981 | $235,969 | $0 | 103.5% |
| 2021 | Total Individual Accident & Health | 0.01% | $471,900 | $471,604 | $0 | $227,981 | $235,969 | $0 | 103.5% |
| 2021 | Individual Comprehensive Medical Expense | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Specified Disease | 0.39% | $405,811 | $405,556 | $0 | $212,664 | $220,115 | $0 | 103.5% |
| 2021 | Individual Accident Only | 0.11% | $65,987 | $65,946 | $0 | $15,317 | $15,854 | $0 | 103.51% |
| 2021 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Limited Benefit | 0% | $102 | $102 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Life | 0.03% | $3,577,894 | $0 | $1,304,584 | $7,293,687 | $0 | $260,733 | 0% |
| 2021 | Total Individual Life | 0.05% | $3,577,894 | $0 | $1,304,584 | $6,480,304 | $0 | $260,733 | 0% |
| 2021 | Individual Whole Life | 0.3% | $2,666,388 | $0 | $1,238,368 | $4,878,894 | $0 | $215,634 | 0% |
| 2021 | Individual Term Life | 0.01% | $73,876 | $0 | $542 | $158,910 | $0 | $42,950 | 0% |
| 2021 | Individual Graded Death Benefits | 3.86% | $837,390 | $0 | $65,674 | $1,417,208 | $0 | $2,149 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $240 | $0 | $0 | $16,905 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $8,387 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $0 | $0 | $0 | $813,383 | $0 | $0 | 0% |
| 2021 | Group Whole Life | 0% | $0 | $0 | $0 | $24,371 | $0 | $0 | 0% |
| 2021 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $789,012 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 7 | 0 |
| 2024 | Life and Annuities | 0.03% | 7 | 3529 |
| 2023 | Health | 0% | 0 | 0 |
| 2023 | Life and Annuities | 0.03% | 11 | 4611 |
| 2022 | Health | 0.01% | 0 | 0 |
| 2022 | Life and Annuities | 0.03% | 7 | 2772 |
| 2021 | Health | 0.01% | 0 | 0 |
| 2021 | Life and Annuities | 0.04% | 7 | 2310 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.