Company Details
Company Name:
STARMOUNT LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
68985Company Address:
1 Fountain Square Chattanooga, TN 37402-1330
Phone Number:
4232941011Mailing Address:
1 Fountain Square Chattanooga, TN 37402-1330
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A420717Date Admitted:
1996-08-12Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.03% | $4,363,637 | $4,371,916 | $0 | $4,388,186 | $4,348,159 | $0 | 99.09% |
| 2025 | Total Individual Accident & Health | 0% | $282,293 | $282,145 | $0 | $214,044 | $211,881 | $0 | 98.99% |
| 2025 | Individual Dental | 0.46% | $282,293 | $282,145 | $0 | $214,044 | $211,881 | $0 | 98.99% |
| 2025 | Total Group Accident & Health | 0.05% | $4,081,344 | $4,089,771 | $0 | $4,174,142 | $4,136,278 | $0 | 99.09% |
| 2025 | Group Dental | 1.06% | $3,435,547 | $3,439,037 | $0 | $3,450,041 | $3,449,517 | $0 | 99.98% |
| 2025 | Group Limited Benefit | 0.2% | $645,797 | $650,734 | $0 | $724,101 | $686,761 | $0 | 94.84% |
| 2025 | Total Life & Annuities | 0% | $138,410 | $0 | $0 | $51,116 | $0 | $4,010 | 0% |
| 2025 | Total Individual Life | 0% | $136,689 | $0 | $0 | $51,116 | $0 | $3,936 | 0% |
| 2025 | Individual Whole Life | 0.01% | $77,380 | $0 | $0 | $25,000 | $0 | $2,325 | 0% |
| 2025 | Individual Term Life | 0.01% | $59,309 | $0 | $0 | $26,116 | $0 | $1,611 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $136,689 | $0 | $0 | $51,116 | $0 | $3,936 | 0% |
| 2025 | Total Group Life | 0% | $1,721 | $0 | $0 | $0 | $0 | $74 | 0% |
| 2025 | Group Universal Life | 0% | $1,721 | $0 | $0 | $0 | $0 | $74 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $1,721 | $0 | $0 | $0 | $0 | $74 | 0% |
| 2024 | Total Accident & Health | 0.02% | $3,287,653 | $3,311,034 | $0 | $3,855,768 | $3,890,408 | $0 | 100.9% |
| 2024 | Total Individual Accident & Health | 0% | $331,118 | $347,255 | $0 | $262,565 | $256,692 | $0 | 97.76% |
| 2024 | Individual Dental | 0.57% | $331,118 | $347,255 | $0 | $262,565 | $256,692 | $0 | 97.76% |
| 2024 | Total Group Accident & Health | 0.03% | $2,956,535 | $2,963,779 | $0 | $3,593,203 | $3,633,716 | $0 | 101.13% |
| 2024 | Group Dental | 0.79% | $2,502,573 | $2,510,078 | $0 | $2,232,975 | $2,242,542 | $0 | 100.43% |
| 2024 | Group Limited Benefit | 0.14% | $453,962 | $453,701 | $0 | $1,360,228 | $1,391,174 | $0 | 102.28% |
| 2024 | Total Life & Annuities | 0% | $161,226 | $0 | $0 | $147,656 | $0 | $4,435 | 0% |
| 2024 | Total Individual Life | 0% | $159,798 | $0 | $0 | $147,656 | $0 | $4,371 | 0% |
| 2024 | Individual Whole Life | 0.01% | $89,082 | $0 | $0 | $97,540 | $0 | $2,592 | 0% |
| 2024 | Individual Term Life | 0.01% | $70,716 | $0 | $0 | $50,116 | $0 | $1,779 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $159,798 | $0 | $0 | $147,656 | $0 | $4,371 | 0% |
| 2024 | Total Group Life | 0% | $1,428 | $0 | $0 | $0 | $0 | $64 | 0% |
| 2024 | Group Term Life | 0% | $1,428 | $0 | $0 | $0 | $0 | $64 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $1,428 | $0 | $0 | $0 | $0 | $64 | 0% |
| 2023 | Total Accident & Health | 0.01% | $2,166,108 | $2,139,426 | $0 | $2,154,337 | $2,157,448 | $0 | 100.14% |
| 2023 | Total Individual Accident & Health | 0% | $225,933 | $217,608 | $0 | $295,166 | $292,105 | $0 | 98.96% |
| 2023 | Individual Dental | 0.43% | $225,933 | $217,608 | $0 | $295,166 | $292,105 | $0 | 98.96% |
| 2023 | Total Group Accident & Health | 0.02% | $1,940,175 | $1,921,818 | $0 | $1,859,171 | $1,865,343 | $0 | 100.33% |
| 2023 | Group Dental | 0.6% | $1,940,175 | $1,921,818 | $0 | $1,859,171 | $1,865,343 | $0 | 100.33% |
| 2023 | Total Life | 0% | $181,506 | $0 | $0 | $403,817 | $0 | $4,872 | 0% |
| 2023 | Total Individual Life | 0% | $180,078 | $0 | $0 | $403,817 | $0 | $4,808 | 0% |
| 2023 | Individual Whole Life | 0.01% | $104,991 | $0 | $0 | $275,317 | $0 | $2,814 | 0% |
| 2023 | Individual Term Life | 0.01% | $75,087 | $0 | $0 | $128,500 | $0 | $1,994 | 0% |
| 2023 | Total Group Life | 0% | $1,428 | $0 | $0 | $0 | $0 | $64 | 0% |
| 2023 | Group Term Life | 0% | $1,428 | $0 | $0 | $0 | $0 | $64 | 0% |
| 2022 | Total Accident & Health | 0.02% | $3,169,478 | $3,179,383 | $0 | $2,310,498 | $2,290,310 | $0 | 99.13% |
| 2022 | Total Individual Accident & Health | 0.01% | $462,879 | $462,879 | $0 | $357,590 | $350,247 | $0 | 97.95% |
| 2022 | Individual Dental | 0.95% | $462,879 | $462,879 | $0 | $357,590 | $350,247 | $0 | 97.95% |
| 2022 | Total Group Accident & Health | 0.03% | $2,706,599 | $2,716,504 | $0 | $1,952,908 | $1,940,063 | $0 | 99.34% |
| 2022 | Group Dental | 0.85% | $2,706,599 | $2,716,504 | $0 | $1,952,908 | $1,940,063 | $0 | 99.34% |
| 2022 | Total Life | 0% | $203,022 | $0 | $0 | $333,791 | $0 | $5,726 | 0% |
| 2022 | Total Individual Life | 0% | $201,291 | $0 | $0 | $323,791 | $0 | $5,652 | 0% |
| 2022 | Individual Whole Life | 0.01% | $121,089 | $0 | $0 | $136,791 | $0 | $3,152 | 0% |
| 2022 | Individual Term Life | 0.01% | $80,202 | $0 | $0 | $187,000 | $0 | $2,500 | 0% |
| 2022 | Total Group Life | 0% | $1,731 | $0 | $0 | $10,000 | $0 | $74 | 0% |
| 2022 | Group Term Life | 0% | $1,731 | $0 | $0 | $10,000 | $0 | $74 | 0% |
| 2021 | Total Accident & Health | 0.03% | $3,807,345 | $3,832,761 | $0 | $2,237,420 | $2,241,494 | $0 | 100.18% |
| 2021 | Total Individual Accident & Health | 0.01% | $571,660 | $571,661 | $0 | $365,785 | $361,650 | $0 | 98.87% |
| 2021 | Individual Accident Only | 0% | $-59 | $-58 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Dental | 1.23% | $571,719 | $571,719 | $0 | $365,785 | $361,650 | $0 | 98.87% |
| 2021 | Total Group Accident & Health | 0.04% | $3,235,685 | $3,261,100 | $0 | $1,871,635 | $1,879,844 | $0 | 100.44% |
| 2021 | Group Dental | 1.04% | $3,235,685 | $3,261,100 | $0 | $1,871,635 | $1,879,844 | $0 | 100.44% |
| 2021 | Total Life | 0% | $223,266 | $0 | $0 | $122,233 | $0 | $6,352 | 0% |
| 2021 | Total Individual Life | 0% | $221,389 | $0 | $0 | $122,233 | $0 | $6,268 | 0% |
| 2021 | Individual Whole Life | 0.01% | $123,398 | $0 | $0 | $70,733 | $0 | $3,396 | 0% |
| 2021 | Individual Term Life | 0.02% | $97,991 | $0 | $0 | $51,500 | $0 | $2,872 | 0% |
| 2021 | Total Group Life | 0% | $1,877 | $0 | $0 | $0 | $0 | $84 | 0% |
| 2021 | Group Term Life | 0% | $1,877 | $0 | $0 | $0 | $0 | $84 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 4 | 0 |
| 2024 | Health | 0% | 1 | 0 |
| 2024 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Health | 0.03% | 0 | 0 |
| 2023 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Health | 0.04% | 1 | 113 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2021 | Health | 0.04% | 1 | 102 |
| 2021 | Life and Annuities | 0% | 0 | 0 |
Company Changes
Date:
2019-05-30Comments:
Effective 5/30/2019 this company redomesticated from Louisiana to Maine Market Regulation Actions
Date:
2023-09-11Financial Exams
This company does not have any financial exams.