Company Details
Company Name:
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICALicense Status:
ActiveNAIC Number:
71714Company Address:
700 SOUTH ST PITTSFIELD, MA 01201
Phone Number:
4133954224Mailing Address:
700 SOUTH STREET PITTSFIELD, MA 01201
Mailing Phone:
4133954224Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A420714Date Admitted:
1973-12-31Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.06% | $10,145,422 | $10,368,624 | $0 | $3,548,176 | $1,061,252 | $0 | 29.91% |
| 2025 | Total Individual Accident & Health | 0.12% | $10,145,422 | $10,368,624 | $0 | $3,548,176 | $1,061,252 | $0 | 29.91% |
| 2025 | Individual Long Term Care | 0.08% | $146,961 | $149,798 | $0 | $40,792 | $463,751 | $0 | 0% |
| 2025 | Individual Disability Income | 8.3% | $9,998,461 | $10,218,826 | $0 | $3,507,384 | $597,501 | $0 | 17.04% |
| 2025 | Total Life & Annuities | 0% | $2,898 | $0 | $0 | $0 | $0 | $500,000 | 0% |
| 2025 | Total Individual Life | 0% | $2,898 | $0 | $0 | $0 | $0 | $500,000 | 0% |
| 2025 | Individual Term Life | 0% | $874 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Universal Life | 0% | $2,024 | $0 | $0 | $0 | $0 | $500,000 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $2,898 | $0 | $0 | $0 | $0 | $500,000 | 0% |
| 2024 | Total Accident & Health | 0.06% | $9,455,940 | $9,367,024 | $0 | $2,862,940 | $-4,391,571 | $0 | -153.39% |
| 2024 | Total Individual Accident & Health | 0.14% | $9,455,940 | $9,367,024 | $0 | $2,862,940 | $-4,391,571 | $0 | -153.39% |
| 2024 | Individual Long Term Care | 0.12% | $232,464 | $232,464 | $0 | $96,870 | $-41,390 | $0 | -42.73% |
| 2024 | Individual Disability Income | 7.5% | $9,223,476 | $9,134,560 | $0 | $2,766,070 | $-4,350,181 | $0 | -157.27% |
| 2024 | Total Life & Annuities | 0% | $5,775 | $0 | $0 | $0 | $0 | $4,510,000 | 0% |
| 2024 | Total Individual Life | 0% | $5,775 | $0 | $0 | $0 | $0 | $4,510,000 | 0% |
| 2024 | Individual Term Life | 0% | $5,275 | $0 | $0 | $0 | $0 | $4,010,000 | 0% |
| 2024 | Individual Indexed Life | 0% | $0 | $0 | $0 | $0 | $0 | $500,000 | 0% |
| 2024 | Individual Universal Life | 0% | $500 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $5,775 | $0 | $0 | $0 | $0 | $4,510,000 | 0% |
| 2023 | Total Accident & Health | 0.06% | $8,680,788 | $8,504,792 | $0 | $2,408,988 | $13,695,018 | $0 | 0% |
| 2023 | Total Individual Accident & Health | 0.17% | $8,680,788 | $8,504,792 | $0 | $2,408,988 | $13,695,018 | $0 | 0% |
| 2023 | Individual Long Term Care | 0.12% | $229,957 | $229,957 | $0 | $130,514 | $356,152 | $0 | 272.88% |
| 2023 | Individual Disability Income | 7.49% | $8,450,831 | $8,274,835 | $0 | $2,278,474 | $13,338,866 | $0 | 0% |
| 2023 | Total Life | 0% | $11,928 | $0 | $0 | $0 | $0 | $15,110,000 | 0% |
| 2023 | Total Individual Life | 0% | $11,928 | $0 | $0 | $0 | $0 | $15,110,000 | 0% |
| 2023 | Individual Term Life | 0% | $11,928 | $0 | $0 | $0 | $0 | $14,610,000 | 0% |
| 2023 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $500,000 | 0% |
| 2022 | Total Accident & Health | 0.06% | $7,665,073 | $7,874,491 | $0 | $2,023,337 | $7,720,889 | $0 | 381.59% |
| 2022 | Total Individual Accident & Health | 0.16% | $7,665,073 | $7,874,491 | $0 | $2,023,337 | $7,720,889 | $0 | 381.59% |
| 2022 | Individual Long Term Care | 0.11% | $224,225 | $232,607 | $0 | $90,239 | $382,639 | $0 | 424.03% |
| 2022 | Individual Disability Income | 6.73% | $7,440,848 | $7,641,884 | $0 | $1,933,098 | $7,338,250 | $0 | 379.61% |
| 2022 | Total Life | 0% | $12,772 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Individual Life | 0% | $12,772 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Term Life | 0% | $11,772 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Universal Life | 0% | $1,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.06% | $7,159,651 | $7,307,402 | $0 | $1,883,299 | $1,933,550 | $0 | 102.67% |
| 2021 | Total Individual Accident & Health | 0.16% | $7,159,651 | $7,307,402 | $0 | $1,883,299 | $1,933,550 | $0 | 102.67% |
| 2021 | Individual Long Term Care | 0.13% | $266,933 | $296,392 | $0 | $15,389 | $8,839 | $0 | 57.44% |
| 2021 | Individual Disability Income | 6.12% | $6,892,718 | $7,011,010 | $0 | $1,867,910 | $1,924,711 | $0 | 103.04% |
| 2021 | Total Life | 0% | $11,772 | $0 | $0 | $0 | $0 | $15,110 | 0% |
| 2021 | Total Individual Life | 0% | $11,772 | $0 | $0 | $0 | $0 | $15,110 | 0% |
| 2021 | Individual Term Life | 0% | $11,772 | $0 | $0 | $0 | $0 | $14,610 | 0% |
| 2021 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $500 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Health | 0.07% | 0 | 0 |
| 2023 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 0.1% | 0 | 0 |
| 2022 | Health | 0.09% | 0 | 0 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.12% | 0 | 0 |
| 2021 | Health | 0.08% | 0 | 0 |
| 2021 | Life and Annuities | 0% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.14% | 0 | 0 |
Company Changes
Date:
2001-08-01Comments:
Healthsource Insurance changed its name to Berkshire Life Insurance Co. of America.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.