Company Details

Company Details

Company Name:
BANKERS LIFE AND CASUALTY COMPANY
License Status:
Active
NAIC Number:
61263
Company Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601
Phone Number:
3178176100
Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601
Mailing Phone:
3178176485
Description:
Life and Health (Ch 376 & 377, RSMo)
License Number:
A420662
Date Admitted:
1946-05-16

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 0.11% $18,828,064 $19,421,719 $151 $21,885,961 $19,977,888 $0 91.28%
2025 Total Individual Accident & Health 0.22% $18,630,734 $19,192,350 $151 $21,164,993 $19,279,255 $0 91.09%
2025 Individual Comprehensive Medical Expense 0% $346 $346 $0 $0 $0 $0 0%
2025 Individual Medicare Supplement 0.2% $1,229,308 $1,263,800 $0 $1,193,407 $1,165,504 $0 97.66%
2025 Individual Long Term Care 5.02% $9,263,892 $9,801,267 $0 $17,414,787 $14,527,269 $0 83.42%
2025 Individual Specified Disease 1.59% $1,724,073 $1,705,141 $0 $507,896 $622,724 $0 122.61%
2025 Individual Accident Only 0% $2,162 $2,174 $0 $0 $-100 $0 0%
2025 Individual Disability Income 0.02% $29,558 $29,997 $0 $9,200 $24,442 $0 265.67%
2025 Individual Limited Benefit 4.96% $6,381,395 $6,389,625 $151 $2,039,703 $2,939,416 $0 144.11%
2025 Total Group Accident & Health 0% $197,330 $229,369 $0 $720,968 $698,633 $0 96.9%
2025 Group Medicare Supplement 0.07% $197,330 $229,369 $0 $720,968 $698,633 $0 96.9%
2025 Total Life & Annuities 0.38% $64,810,676 $0 $13,440 $46,184,627 $0 $890,468 0%
2025 Total Individual Life 0.37% $14,836,665 $0 $13,440 $10,197,137 $0 $579,531 0%
2025 Individual Whole Life 0.95% $8,834,279 $0 $13,440 $7,110,311 $0 $165,706 0%
2025 Individual Term Life 0.08% $469,039 $0 $0 $95,000 $0 $86,881 0%
2025 Individual Indexed Life 0.04% $108,144 $0 $0 $106,705 $0 $13,113 0%
2025 Individual Universal Life 0.1% $414,542 $0 $0 $1,389,735 $0 $49,418 0%
2025 Individual Universal Life With Secondary Guarantees 2% $5,010,661 $0 $0 $1,495,386 $0 $264,413 0%
2025 Total Individual Annuities 0.52% $49,974,011 $0 $0 $35,964,766 $0 $310,749 0%
2025 Individual Fixed Annuities 0.11% $3,271,375 $0 $0 $7,282,658 $0 $38,097 0%
2025 Individual Indexed Annuities 1.36% $46,702,636 $0 $0 $28,469,642 $0 $268,279 0%
2025 Individual Life Contingencies 0% $0 $0 $0 $212,466 $0 $2,563 0%
2025 Other Individual Annuities 0% $0 $0 $0 $0 $0 $1,810 0%
2025 Total Individual Life & Annuities 0.47% $64,810,676 $0 $13,440 $46,161,903 $0 $890,280 0%
2025 Total Group Annuities 0% $0 $0 $0 $22,724 $0 $188 0%
2025 Group Life Contingencies 0% $0 $0 $0 $22,724 $0 $188 0%
2025 Total Group Life & Annuities 0% $0 $0 $0 $22,724 $0 $188 0%
2024 Total Accident & Health 0.12% $19,536,620 $20,752,571 $151 $23,517,588 $25,484,330 $0 108.36%
2024 Total Individual Accident & Health 0.27% $18,672,260 $19,865,527 $151 $22,591,801 $24,558,827 $0 108.71%
2024 Individual Medicare Supplement 0.25% $1,419,528 $1,442,166 $0 $1,571,844 $1,580,897 $0 100.58%
2024 Individual Long Term Care 4.68% $9,049,415 $10,288,243 $0 $18,763,818 $20,791,114 $0 110.8%
2024 Individual Specified Disease 1.43% $1,538,106 $1,512,723 $0 $658,564 $610,012 $0 92.63%
2024 Individual Accident Only 0% $2,631 $2,621 $0 $20 $-55 $0 -275%
2024 Individual Disability Income 0.03% $33,078 $35,027 $0 $14,177 $11,637 $0 82.08%
2024 Individual Limited Benefit 5.08% $6,629,502 $6,584,747 $151 $1,583,378 $1,565,222 $0 98.85%
2024 Total Group Accident & Health 0.01% $864,360 $887,044 $0 $925,787 $925,503 $0 99.97%
2024 Group Medicare Supplement 0.28% $864,360 $887,044 $0 $925,787 $925,503 $0 99.97%
2024 Total Life & Annuities 0.39% $61,615,475 $0 $15,103 $41,292,619 $0 $564,972 0%
2024 Total Individual Life 0.34% $14,909,458 $0 $15,103 $10,427,583 $0 $564,972 0%
2024 Individual Whole Life 1% $9,108,916 $0 $15,103 $6,206,352 $0 $166,332 0%
2024 Individual Term Life 0.08% $462,039 $0 $0 $375,032 $0 $81,219 0%
2024 Individual Indexed Life 0.05% $112,453 $0 $0 $549,200 $0 $14,005 0%
2024 Individual Universal Life 0.2% $471,777 $0 $0 $1,932,798 $0 $52,103 0%
2024 Individual Universal Life With Secondary Guarantees 1.93% $4,754,273 $0 $0 $1,364,201 $0 $251,313 0%
2024 Total Individual Annuities 0.56% $46,706,017 $0 $0 $30,840,908 $0 $0 0%
2024 Individual Fixed Annuities 0.13% $3,501,575 $0 $0 $8,242,957 $0 $0 0%
2024 Individual Indexed Annuities 1.28% $43,144,442 $0 $0 $22,306,024 $0 $0 0%
2024 Individual Life Contingencies 0.02% $60,000 $0 $0 $291,927 $0 $0 0%
2024 Total Individual Life & Annuities 0.48% $61,615,475 $0 $15,103 $41,268,491 $0 $564,972 0%
2024 Total Group Annuities 0% $0 $0 $0 $24,128 $0 $0 0%
2024 Group Life Contingencies 0% $0 $0 $0 $24,128 $0 $0 0%
2024 Total Group Life & Annuities 0% $0 $0 $0 $24,128 $0 $0 0%
2023 Total Accident & Health 0.13% $19,267,622 $20,872,309 $151 $22,676,291 $23,909,736 $0 105.44%
2023 Total Individual Accident & Health 0.35% $18,246,620 $19,825,945 $151 $21,775,195 $22,985,445 $0 105.56%
2023 Individual Medicare Supplement 0.3% $1,593,567 $1,715,354 $0 $1,757,545 $1,720,934 $0 97.92%
2023 Individual Long Term Care 7.72% $15,221,595 $16,747,431 $0 $19,526,028 $20,908,670 $0 107.08%
2023 Individual Specified Disease 1.18% $1,238,443 $1,166,434 $0 $406,268 $481,297 $0 118.47%
2023 Individual Accident Only 0% $2,721 $2,845 $0 $25 $-49 $0 -196%
2023 Individual Disability Income 0.03% $35,963 $39,475 $0 $48,254 $-136,123 $0 -282.1%
2023 Individual Limited Benefit 0.14% $154,331 $154,406 $151 $37,075 $10,716 $0 28.9%
2023 Total Group Accident & Health 0.01% $1,021,002 $1,046,364 $0 $901,096 $924,291 $0 102.57%
2023 Group Medicare Supplement 0.38% $1,021,002 $1,046,364 $0 $901,096 $924,291 $0 102.57%
2023 Total Life 0.4% $54,329,469 $0 $16,320 $37,995,656 $0 $545,684 0%
2023 Total Individual Life 0.54% $54,329,469 $0 $16,320 $37,971,528 $0 $545,684 0%
2023 Individual Whole Life 0.97% $8,488,222 $0 $16,320 $6,568,678 $0 $164,024 0%
2023 Individual Term Life 0.07% $412,183 $0 $0 $57,962 $0 $70,741 0%
2023 Individual Universal Life 0.88% $5,007,841 $0 $0 $2,252,890 $0 $310,919 0%
2023 Individual Ordinary Annuities 0.19% $5,051,458 $0 $0 $8,326,917 $0 $0 0%
2023 Individual Equity Indexed Annuities 1.58% $35,335,567 $0 $0 $20,765,081 $0 $0 0%
2023 Individual Deposit-Type Funds 0% $34,198 $0 $0 $0 $0 $0 0%
2023 Total Group Life 0% $0 $0 $0 $24,128 $0 $0 0%
2023 Group Ordinary Annuities 0% $0 $0 $0 $24,128 $0 $0 0%
2022 Total Accident & Health 0.15% $20,258,509 $21,776,981 $151 $20,980,612 $24,282,135 $0 115.74%
2022 Total Individual Accident & Health 0.39% $19,040,001 $20,493,163 $151 $19,759,513 $23,157,713 $0 117.2%
2022 Individual Medicare Supplement 0.36% $1,912,747 $1,946,460 $0 $1,685,535 $1,616,411 $0 95.9%
2022 Individual Long Term Care 7.94% $15,847,135 $17,265,754 $0 $17,631,402 $21,174,803 $0 120.1%
2022 Individual Specified Disease 0.92% $1,077,214 $1,069,482 $0 $373,076 $402,541 $0 107.9%
2022 Individual Accident Only 0.01% $3,191 $3,212 $0 $0 $66 $0 0%
2022 Individual Disability Income 0.03% $37,183 $41,668 $0 $54,210 $-58,376 $0 -107.68%
2022 Individual Limited Benefit 0.16% $162,531 $166,587 $151 $15,290 $22,268 $0 145.64%
2022 Total Group Accident & Health 0.01% $1,218,508 $1,283,818 $0 $1,221,099 $1,124,422 $0 92.08%
2022 Group Medicare Supplement 0.48% $1,218,499 $1,283,809 $0 $1,221,099 $1,124,433 $0 92.08%
2022 Group Disability Income 0% $9 $9 $0 $0 $-11 $0 0%
2022 Total Life 0.41% $59,105,378 $0 $18,840 $32,583,296 $0 $528,989 0%
2022 Total Individual Life 0.6% $59,105,378 $0 $18,840 $32,559,457 $0 $528,989 0%
2022 Individual Whole Life 0.99% $8,530,657 $0 $18,840 $7,041,567 $0 $160,370 0%
2022 Individual Term Life 0.07% $409,980 $0 $0 $250,000 $0 $63,952 0%
2022 Individual Universal Life 0.65% $5,064,708 $0 $0 $3,071,943 $0 $304,667 0%
2022 Individual Ordinary Annuities 0.11% $2,513,692 $0 $0 $10,156,653 $0 $0 0%
2022 Individual Equity Indexed Annuities 2.2% $42,531,341 $0 $0 $0 $0 $0 0%
2022 Individual Deposit-Type Funds 0.01% $55,000 $0 $0 $12,039,294 $0 $0 0%
2022 Total Group Life 0% $0 $0 $0 $23,839 $0 $0 0%
2022 Group Ordinary Annuities 0% $0 $0 $0 $23,839 $0 $0 0%
2021 Total Accident & Health 0.17% $21,202,749 $22,581,221 $301 $20,753,463 $19,561,289 $0 94.26%
2021 Total Individual Accident & Health 0.44% $19,683,266 $21,017,652 $301 $19,277,601 $18,078,858 $0 93.78%
2021 Individual Medicare Supplement 0.37% $2,169,824 $2,209,553 $0 $1,936,445 $1,904,977 $0 98.37%
2021 Individual Long Term Care 7.88% $16,362,699 $17,665,723 $0 $16,949,196 $15,838,985 $0 93.45%
2021 Individual Specified Disease 0.92% $948,658 $937,744 $0 $270,000 $315,086 $0 116.7%
2021 Individual Accident Only 0.01% $3,187 $3,549 $0 $10,300 $10,174 $0 98.78%
2021 Individual Disability Income 0.04% $42,081 $45,690 $0 $96,996 $-33,714 $0 -34.76%
2021 Individual Limited Benefit 0.23% $156,817 $155,393 $301 $14,664 $43,350 $0 295.62%
2021 Total Group Accident & Health 0.02% $1,519,483 $1,563,569 $0 $1,475,862 $1,482,431 $0 100.45%
2021 Group Medicare Supplement 0.66% $1,519,421 $1,563,484 $0 $1,475,862 $1,482,432 $0 100.45%
2021 Group Accident Only 0% $62 $85 $0 $0 $-1 $0 0%
2021 Total Life 0.39% $48,233,320 $0 $17,310 $30,684,655 $0 $524,833 0%
2021 Total Individual Life 0.61% $48,233,320 $0 $17,310 $30,663,052 $0 $524,833 0%
2021 Individual Whole Life 1.03% $9,036,051 $0 $17,310 $5,885,338 $0 $158,807 0%
2021 Individual Term Life 0.07% $415,706 $0 $0 $244,353 $0 $64,324 0%
2021 Individual Universal Life 0.58% $4,592,804 $0 $0 $3,175,649 $0 $301,702 0%
2021 Individual Ordinary Annuities 0.04% $648,250 $0 $0 $8,374,845 $0 $0 0%
2021 Individual Equity Indexed Annuities 2.46% $33,508,509 $0 $0 $12,982,867 $0 $0 0%
2021 Individual Deposit-Type Funds 0.03% $32,000 $0 $0 $0 $0 $0 0%
2021 Total Group Life 0% $0 $0 $0 $21,603 $0 $0 0%
2021 Group Ordinary Annuities 0% $0 $0 $0 $21,603 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Long-Term Care Insurance 0% 11 0
2025 Life and Annuities 0% 13 0
2025 Health 0.15% 19 530
2024 Long-Term Care Insurance 0% 17 0
2024 Life and Annuities 0.52% 12 344
2024 Health 0.15% 24 789
2023 Life and Annuities 0.5% 15 407
2023 Medicare Supplement Insurance 0.39% 0 0
2023 Long-Term Care Insurance 6.53% 19 178
2023 Health 0.19% 25 599
2022 Medicare Supplement Insurance 0.46% 0 0
2022 Long-Term Care Insurance 6.67% 21 206
2022 Life and Annuities 0.48% 15 431
2022 Health 0.25% 25 455
2021 Health 0.26% 22 339
2021 Medicare Supplement Insurance 0.55% 0 0
2021 Long-Term Care Insurance 6.76% 18 157
2021 Life and Annuities 0.44% 13 379

Company Changes

Date:
2000-03-01
Comments:
Certified Life Insurance Co. merged with and into Bankers Life and Casualty Co.

Market Regulation Actions

Date:
2024-05-28
Date:
2022-10-28
Date:
2008-03-27

Financial Exams

This company does not have any financial exams.