Company Details
Company Name:
STILLWATER INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
25180Company Address:
5385 HOLLISTER AVE SANTA BARBARA, CA 93111
Phone Number:
8008496140Mailing Address:
P. O. Box 45126 Jacksonville, FL 32232-5126
Mailing Phone:
8883332120Description:
Property and Casualty (Ch 379, RSMo)License Number:
B420312Date Admitted:
2003-02-14Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.02% | $3,398,151 | $3,827,512 | $0 | $2,782,456 | $1,552,233 | $0 | 55.79% |
| 2025 | Total Fire & Allied Lines | 0.02% | $135,237 | $144,347 | $0 | $57,308 | $57,958 | $0 | 101.13% |
| 2025 | Dwelling Fire & Allied Lines | 0.04% | $135,237 | $144,347 | $0 | $57,308 | $57,958 | $0 | 101.13% |
| 2025 | Private Flood | 0.01% | $759 | $927 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Homeowners | 0.07% | $2,496,778 | $2,767,350 | $0 | $1,656,173 | $1,008,215 | $0 | 60.88% |
| 2025 | Homeowners Multi-Peril | 0.07% | $2,496,778 | $2,767,350 | $0 | $1,656,173 | $1,008,215 | $0 | 60.88% |
| 2025 | Commercial Multi-Peril | 0% | $61,586 | $84,266 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $4,221 | $5,140 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Earthquake | 0.02% | $27,493 | $33,956 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.01% | $76,503 | $75,503 | $0 | $285,000 | $9,103 | $0 | 3.19% |
| 2025 | Total Private Passenger Auto | 0.01% | $289,917 | $343,457 | $0 | $496,378 | $264,220 | $0 | 53.23% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0.01% | $131,799 | $154,519 | $0 | $233,000 | $236,642 | $0 | 101.56% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0.01% | $100,247 | $121,081 | $0 | $63,764 | $62,963 | $0 | 98.74% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0.01% | $5,507 | $6,554 | $0 | $10,114 | $5,114 | $0 | 50.56% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0.01% | $52,364 | $61,303 | $0 | $189,500 | $-40,499 | $0 | -21.37% |
| 2025 | Private Passenger Auto - Comprehensive | 0.01% | $97,288 | $117,786 | $0 | $164,618 | $128,365 | $0 | 77.98% |
| 2025 | Private Passenger Auto - Collision | 0.01% | $208,212 | $254,625 | $0 | $122,979 | $84,372 | $0 | 68.61% |
| 2025 | Burglary & Theft | 0% | $157 | $155 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.03% | $4,516,350 | $4,947,900 | $0 | $5,270,703 | $5,528,187 | $0 | 104.89% |
| 2024 | Total Fire & Allied Lines | 0.02% | $135,806 | $129,850 | $0 | $89,552 | $95,331 | $0 | 106.45% |
| 2024 | Dwelling Fire & Allied Lines | 0.06% | $135,806 | $129,850 | $0 | $89,552 | $95,331 | $0 | 106.45% |
| 2024 | Private Flood | 0.03% | $1,272 | $1,587 | $0 | $0 | $-4,520 | $0 | 0% |
| 2024 | Total Homeowners | 0.09% | $3,052,527 | $3,184,597 | $0 | $3,695,569 | $3,864,903 | $0 | 104.58% |
| 2024 | Homeowners Multi-Peril | 0.09% | $3,052,527 | $3,184,597 | $0 | $3,695,569 | $3,864,903 | $0 | 104.58% |
| 2024 | Commercial Multi-Peril | 0.01% | $130,305 | $133,689 | $0 | $29,457 | $-23,128 | $0 | -78.51% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $6,537 | $8,606 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Earthquake | 0.03% | $40,669 | $50,701 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.01% | $84,443 | $89,697 | $0 | $0 | $181,972 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0.02% | $479,657 | $593,040 | $0 | $980,565 | $891,309 | $0 | 90.9% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.02% | $226,982 | $279,821 | $0 | $385,739 | $252,236 | $0 | 65.39% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.02% | $180,001 | $224,325 | $0 | $171,593 | $155,841 | $0 | 90.82% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.01% | $9,845 | $13,672 | $0 | $34,366 | $29,737 | $0 | 86.53% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.02% | $62,829 | $75,222 | $0 | $388,867 | $453,495 | $0 | 116.62% |
| 2024 | Private Passenger Auto - Comprehensive | 0.01% | $166,217 | $205,128 | $0 | $281,275 | $316,600 | $0 | 112.56% |
| 2024 | Private Passenger Auto - Collision | 0.03% | $418,769 | $550,855 | $0 | $194,285 | $205,720 | $0 | 105.89% |
| 2024 | Burglary & Theft | 0% | $148 | $150 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.03% | $5,430,121 | $5,311,520 | $0 | $5,206,218 | $6,266,514 | $0 | 120.37% |
| 2023 | Total Fire & Allied Lines | 0.02% | $137,438 | $142,751 | $0 | $23,860 | $16,645 | $0 | 69.76% |
| 2023 | Dwelling Fire & Allied Lines | 0.06% | $137,438 | $142,751 | $0 | $23,860 | $16,645 | $0 | 69.76% |
| 2023 | Total Homeowners | 0.12% | $3,438,516 | $3,344,310 | $0 | $3,626,940 | $4,293,799 | $0 | 118.39% |
| 2023 | Homeowners Multi-Peril | 0.12% | $3,438,516 | $3,344,310 | $0 | $3,626,940 | $4,293,799 | $0 | 118.39% |
| 2023 | Commercial Multi-Peril | 0.01% | $128,314 | $119,046 | $0 | $20,870 | $61,868 | $0 | 296.44% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $11,394 | $12,061 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Earthquake | 0.04% | $63,795 | $74,201 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $96,358 | $88,013 | $0 | $0 | $93,925 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0.03% | $1,554,306 | $1,531,138 | $0 | $1,534,548 | $1,800,277 | $0 | 117.32% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.07% | $689,057 | $697,025 | $0 | $694,003 | $1,003,400 | $0 | 144.58% |
| 2023 | Private Passenger Auto Comprehensive | 0.08% | $865,249 | $834,113 | $0 | $840,545 | $796,877 | $0 | 94.8% |
| 2022 | Total Property & Casualty | 0.03% | $4,672,465 | $4,133,621 | $0 | $2,941,895 | $3,719,764 | $0 | 126.44% |
| 2022 | Total Fire & Allied Lines | 0.03% | $135,530 | $139,609 | $0 | $10,778 | $21,708 | $0 | 201.41% |
| 2022 | Dwelling Fire & Allied Lines | 0.09% | $135,530 | $139,609 | $0 | $10,778 | $21,708 | $0 | 201.41% |
| 2022 | Total Homeowners | 0.11% | $3,033,654 | $2,697,939 | $0 | $2,040,279 | $2,210,888 | $0 | 108.36% |
| 2022 | Homeowners Multi-Peril | 0.12% | $3,033,654 | $2,697,939 | $0 | $2,040,279 | $2,210,888 | $0 | 108.36% |
| 2022 | Commercial Multi-Peril | 0.01% | $98,089 | $82,321 | $0 | $33,043 | $40,641 | $0 | 122.99% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $10,577 | $8,980 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Earthquake | 0.06% | $78,881 | $80,867 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.01% | $71,271 | $64,251 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0.03% | $1,242,895 | $1,058,766 | $0 | $837,890 | $1,424,677 | $0 | 170.03% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.02% | $298,240 | $274,274 | $0 | $316,072 | $888,551 | $0 | 281.12% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.02% | $200,078 | $174,710 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Private Passenger Auto Medical Payments | 0.02% | $16,577 | $14,415 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Private Passenger Uninsured Motorists | 0.04% | $91,050 | $71,850 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Private Passenger Auto Comprehensive | 0.04% | $402,820 | $324,262 | $0 | $521,818 | $536,126 | $0 | 102.74% |
| 2022 | Private Passenger Auto Collision | 0.02% | $234,130 | $199,255 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Burglary & Theft | 0% | $181 | $162 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Private Flood | 0.02% | $1,387 | $726 | $0 | $19,905 | $21,850 | $0 | 109.77% |
| 2021 | Total Property & Casualty | 0.03% | $3,583,336 | $3,288,447 | $0 | $1,790,161 | $1,686,549 | $0 | 94.21% |
| 2021 | Total Fire & Allied Lines | 0.02% | $138,003 | $133,492 | $0 | $2,994 | $-6,816 | $0 | -227.66% |
| 2021 | Dwelling Fire & Allied Lines | 0.1% | $138,003 | $133,492 | $0 | $2,994 | $-6,816 | $0 | -227.66% |
| 2021 | Total Homeowners | 0.1% | $2,476,887 | $2,383,186 | $0 | $1,458,014 | $1,219,689 | $0 | 83.65% |
| 2021 | Homeowners Multi-Peril | 0.1% | $2,476,887 | $2,383,186 | $0 | $1,458,014 | $1,219,689 | $0 | 83.65% |
| 2021 | Commercial Multi-Peril | 0.01% | $63,293 | $60,818 | $0 | $0 | $-174 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $8,100 | $7,387 | $0 | $3,973 | $3,973 | $0 | 100% |
| 2021 | Earthquake | 0.07% | $85,297 | $85,500 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.01% | $54,060 | $48,070 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0.02% | $757,643 | $569,940 | $0 | $325,180 | $469,877 | $0 | 144.5% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.02% | $195,067 | $152,100 | $0 | $0 | $48,006 | $0 | 0% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.02% | $130,764 | $97,789 | $0 | $69,808 | $114,902 | $0 | 164.6% |
| 2021 | Private Passenger Auto Medical Payments | 0.01% | $10,139 | $7,207 | $0 | $15,011 | $17,512 | $0 | 116.66% |
| 2021 | Private Passenger Uninsured Motorists | 0.03% | $62,105 | $46,639 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0.02% | $145,189 | $106,983 | $0 | $57,051 | $47,787 | $0 | 83.76% |
| 2021 | Private Passenger Auto Collision | 0.02% | $214,379 | $159,222 | $0 | $183,310 | $241,670 | $0 | 131.84% |
| 2021 | Burglary & Theft | 0% | $53 | $54 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.02% | 1 | 249 |
| 2025 | Homeowners | 0.08% | 9 | 439 |
| 2024 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2024 | Homeowners | 0.1% | 4 | 310 |
| 2023 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2023 | Homeowners | 0.1% | 2 | 162 |
| 2022 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2022 | Homeowners | 0.1% | 1 | 108 |
| 2021 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2021 | Homeowners | 0.1% | 0 | 0 |
Company Changes
Date:
2014-02-21Comments:
Effective 02/21/14 Fidelity National Insurance Company changed its name to Stillwater Insurance Company. Market Regulation Actions
Date:
2015-04-03Financial Exams
This company does not have any financial exams.