Company Details

Company Details

Company Name:
PRINCIPAL LIFE INSURANCE COMPANY
License Status:
Active
NAIC Number:
61271
Company Address:
711 HIGH ST
DES MOINES, IA 50309-2732
Phone Number:
5152475111
Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300
Mailing Phone:
5152359192
Description:
Life and Health (Ch 376 & 377, RSMo)
License Number:
A419999
Date Admitted:
1911-11-08

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 0.33% $55,777,019 $56,569,398 $0 $29,358,949 $32,683,839 $0 111.32%
2025 Total Individual Accident & Health 0.15% $12,744,556 $12,849,756 $0 $3,733,476 $7,592,438 $0 203.36%
2025 Individual Long Term Care 0.06% $105,429 $135,059 $0 $619,044 $455,989 $0 73.66%
2025 Individual Disability Income 10.49% $12,639,127 $12,714,697 $0 $3,114,432 $7,136,449 $0 229.14%
2025 Total Group Accident & Health 0.5% $43,032,463 $43,719,642 $0 $25,625,473 $25,091,401 $0 97.92%
2025 Group Medicare Supplement 0.15% $431,634 $435,372 $0 $277,629 $283,172 $0 102%
2025 Group Long Term Care 0.05% $17,783 $20,142 $0 $61,887 $49,351 $0 79.74%
2025 Group Specified Disease 1.08% $660,722 $672,305 $0 $126,400 $128,162 $0 101.39%
2025 Group Accident Only 0.5% $810,353 $820,220 $0 $210,375 $212,671 $0 101.09%
2025 Group Disability Income 3% $14,079,595 $14,225,458 $0 $7,398,226 $6,927,345 $0 93.64%
2025 Group Dental 6.97% $22,645,477 $23,077,902 $0 $15,095,210 $15,024,240 $0 99.53%
2025 Group Limited Benefit 1.33% $4,386,899 $4,468,243 $0 $2,455,746 $2,466,460 $0 100.44%
2025 Total Life & Annuities 1.27% $214,685,001 $0 $1,192,384 $183,461,041 $0 $5,527,864 0%
2025 Total Individual Life 0.13% $5,153,492 $0 $1,192,384 $9,368,624 $0 $759,181 0%
2025 Individual Whole Life 0.09% $842,271 $0 $1,192,384 $4,471,901 $0 $110,385 0%
2025 Individual Term Life 0.05% $316,375 $0 $0 $0 $0 $166,880 0%
2025 Individual Universal Life 0.13% $516,237 $0 $0 $931,097 $0 $47,210 0%
2025 Individual Universal Life With Secondary Guarantees 0.76% $1,906,867 $0 $0 $1,006,678 $0 $223,267 0%
2025 Individual Variable Universal Life 0.65% $1,571,742 $0 $0 $1,573,624 $0 $211,439 0%
2025 Individual Deposit-Type Contract Funds 0% $0 $0 $0 $1,385,324 $0 $0 0%
2025 Total Individual Annuities 1.08% $104,330,647 $0 $0 $116,495,668 $0 $501,849 0%
2025 Individual Fixed Annuities 0.01% $395,651 $0 $0 $12,957,075 $0 $40,571 0%
2025 Individual Indexed Annuities 0% $0 $0 $0 $1,060,573 $0 $4,882 0%
2025 Individual Variable Annuities With Guarantees 3.74% $78,021,506 $0 $0 $9,079,663 $0 $266,245 0%
2025 Individual Variable Annuities Without Guarantees 6.45% $25,913,490 $0 $0 $87,003,482 $0 $124,256 0%
2025 Individual Life Contingencies 0% $0 $0 $0 $6,394,875 $0 $65,895 0%
2025 Total Individual Life & Annuities 0.8% $109,484,139 $0 $1,192,384 $125,864,292 $0 $1,261,030 0%
2025 Total Group Life 1.02% $15,510,510 $0 $0 $6,553,515 $0 $3,743,857 0%
2025 Group Whole Life 0% $0 $0 $0 $0 $0 $1 0%
2025 Group Term Life 2.06% $13,931,846 $0 $0 $6,325,868 $0 $3,709,797 0%
2025 Group Universal Life 1.49% $588,265 $0 $0 $227,647 $0 $34,059 0%
2025 Other Group Considerations 0.16% $990,399 $0 $0 $0 $0 $0 0%
2025 Total Group Annuities 5.31% $89,690,352 $0 $0 $51,043,234 $0 $522,977 0%
2025 Group Life Contingencies 15.42% $89,690,352 $0 $0 $51,043,234 $0 $522,977 0%
2025 Total Group Life & Annuities 3.28% $105,200,862 $0 $0 $57,596,749 $0 $4,266,834 0%
2024 Total Accident & Health 0.35% $56,010,685 $55,837,038 $0 $28,664,385 $30,899,449 $0 107.8%
2024 Total Individual Accident & Health 0.18% $12,484,953 $12,514,597 $0 $2,910,428 $4,933,966 $0 169.53%
2024 Individual Long Term Care 0.06% $113,776 $139,988 $0 $618,012 $762,484 $0 123.38%
2024 Individual Disability Income 10.06% $12,371,177 $12,374,609 $0 $2,292,416 $4,171,482 $0 181.97%
2024 Total Group Accident & Health 0.48% $43,525,732 $43,322,441 $0 $25,753,957 $25,965,483 $0 100.82%
2024 Group Medicare Supplement 0.16% $494,871 $494,872 $0 $397,121 $478,588 $0 120.51%
2024 Group Long Term Care 0.06% $19,092 $21,125 $0 $48,254 $53,898 $0 111.7%
2024 Group Specified Disease 1.32% $677,653 $673,070 $0 $105,400 $117,841 $0 111.8%
2024 Group Accident Only 0.62% $878,485 $876,973 $0 $96,025 $99,026 $0 103.13%
2024 Group Disability Income 2.87% $13,823,154 $13,822,170 $0 $7,700,466 $7,677,133 $0 99.7%
2024 Group Dental 7.32% $23,216,912 $23,020,062 $0 $14,982,646 $15,084,931 $0 100.68%
2024 Group Limited Benefit 1.39% $4,415,565 $4,414,169 $0 $2,424,045 $2,454,066 $0 101.24%
2024 Total Life & Annuities 2.29% $365,619,024 $0 $1,025,986 $159,182,071 $0 $5,642,403 0%
2024 Total Individual Life 0.25% $10,988,509 $0 $1,025,986 $7,206,574 $0 $797,849 0%
2024 Individual Whole Life 0.1% $916,502 $0 $1,025,986 $3,050,768 $0 $117,765 0%
2024 Individual Term Life 0.06% $384,940 $0 $0 $200,000 $0 $184,130 0%
2024 Individual Universal Life 0.2% $484,492 $0 $0 $565,874 $0 $49,970 0%
2024 Individual Universal Life With Secondary Guarantees 0.73% $1,801,557 $0 $0 $2,308,249 $0 $241,641 0%
2024 Individual Variable Universal Life 2.05% $7,401,018 $0 $0 $1,081,683 $0 $204,343 0%
2024 Individual Deposit-Type Contract Funds 0% $0 $0 $0 $0 $0 $0 0%
2024 Total Individual Annuities 0.76% $63,167,545 $0 $0 $94,094,080 $0 $472,227 0%
2024 Individual Fixed Annuities 0.01% $183,182 $0 $0 $12,243,121 $0 $51,602 0%
2024 Individual Indexed Annuities 0.02% $590,834 $0 $0 $3,008,535 $0 $5,671 0%
2024 Individual Variable Annuities With Guarantees 3.59% $58,662,918 $0 $0 $41,979,494 $0 $245,569 0%
2024 Individual Variable Annuities Without Guarantees 1.1% $3,730,611 $0 $0 $30,242,255 $0 $98,876 0%
2024 Individual Life Contingencies 0% $0 $0 $0 $6,620,675 $0 $70,509 0%
2024 Total Individual Life & Annuities 0.58% $74,156,054 $0 $1,025,986 $101,300,654 $0 $1,270,076 0%
2024 Total Group Life 18.1% $269,785,747 $0 $0 $7,909,957 $0 $3,964,059 0%
2024 Group Whole Life 0% $0 $0 $0 $0 $0 $1 0%
2024 Group Term Life 2.18% $13,790,734 $0 $0 $7,808,169 $0 $3,928,588 0%
2024 Group Universal Life 1.96% $615,828 $0 $0 $101,788 $0 $35,470 0%
2024 Group Deposit-Type Contract Funds 70.05% $255,248,711 $0 $0 $0 $0 $0 0%
2024 Other Group Considerations 0.05% $130,474 $0 $0 $0 $0 $0 0%
2024 Total Group Annuities 1.23% $21,677,223 $0 $0 $49,971,460 $0 $408,268 0%
2024 Group Life Contingencies 2.71% $21,677,223 $0 $0 $49,971,460 $0 $408,268 0%
2024 Total Group Life & Annuities 8.97% $291,462,970 $0 $0 $57,881,417 $0 $4,372,327 0%
2023 Total Accident & Health 0.37% $54,320,580 $53,036,905 $0 $29,223,122 $25,916,261 $0 88.68%
2023 Total Individual Accident & Health 0.23% $12,062,447 $10,715,453 $0 $2,870,018 $-235,459 $0 -8.2%
2023 Individual Long Term Care 0.06% $127,402 $132,414 $0 $437,720 $513,931 $0 117.41%
2023 Individual Disability Income 10.58% $11,935,045 $10,583,039 $0 $2,432,298 $-749,390 $0 -30.81%
2023 Total Group Accident & Health 0.44% $42,258,133 $42,321,452 $0 $26,353,104 $26,151,720 $0 99.24%
2023 Group Medicare Supplement 0.22% $602,751 $602,617 $0 $587,698 $583,370 $0 99.26%
2023 Group Long Term Care 0.04% $17,170 $18,853 $0 $45,343 $84,772 $0 186.96%
2023 Group Specified Disease 1.02% $517,126 $514,970 $0 $40,975 $40,988 $0 100.03%
2023 Group Accident Only 0.6% $817,937 $819,208 $0 $72,100 $72,123 $0 100.03%
2023 Group Disability Income 3.16% $12,710,357 $12,770,569 $0 $8,281,826 $8,039,660 $0 97.08%
2023 Group Dental 7.23% $23,387,836 $23,388,822 $0 $14,969,089 $14,973,966 $0 100.03%
2023 Group Limited Benefit 1.36% $4,204,956 $4,206,413 $0 $2,356,073 $2,356,841 $0 100.03%
2023 Total Life 1.51% $204,202,205 $0 $1,153,019 $114,284,004 $0 $4,989,492 0%
2023 Total Individual Life 0.2% $20,341,844 $0 $1,153,019 $67,936,777 $0 $846,738 0%
2023 Individual Whole Life 0.12% $1,057,256 $0 $1,153,019 $3,919,902 $0 $127,088 0%
2023 Individual Term Life 0.07% $420,840 $0 $0 $300,000 $0 $219,056 0%
2023 Individual Universal Life 0.39% $2,234,935 $0 $0 $1,686,910 $0 $500,594 0%
2023 Individual Ordinary Annuities 0.01% $242,555 $0 $0 $25,781,918 $0 $0 0%
2023 Individual Variable Annuities 1.06% $15,913,747 $0 $0 $34,096,424 $0 $0 0%
2023 Individual Equity Indexed Annuities 0.02% $472,511 $0 $0 $88,711 $0 $0 0%
2023 Individual Deposit-Type Funds 0% $0 $0 $0 $2,062,912 $0 $0 0%
2023 Total Group Life 5.23% $183,860,361 $0 $0 $46,347,227 $0 $4,142,754 0%
2023 Group Whole Life 0% $0 $0 $0 $0 $0 $1 0%
2023 Group Term Life 2.22% $13,139,375 $0 $0 $8,751,842 $0 $4,105,323 0%
2023 Group Universal Life 1.2% $551,097 $0 $0 $197,150 $0 $37,430 0%
2023 Group Ordinary Annuities 13.71% $169,951,078 $0 $0 $37,398,235 $0 $0 0%
2023 Group Deposit-Type Funds 0% $0 $0 $0 $0 $0 $0 0%
2023 Group Other Considerations 0.02% $218,811 $0 $0 $0 $0 $0 0%
2022 Total Accident & Health 0.39% $51,519,879 $49,138,828 $0 $28,087,902 $28,077,581 $0 99.96%
2022 Total Individual Accident & Health 0.24% $11,535,285 $9,110,080 $0 $2,740,261 $2,262,736 $0 82.57%
2022 Individual Long Term Care 0.08% $160,543 $126,790 $0 $38,138 $31,492 $0 82.57%
2022 Individual Disability Income 10.29% $11,374,742 $8,983,290 $0 $2,702,123 $2,231,244 $0 82.57%
2022 Total Group Accident & Health 0.48% $39,984,594 $40,028,748 $0 $25,347,641 $25,814,845 $0 101.84%
2022 Group Medicare Supplement 0.3% $748,645 $748,779 $0 $736,816 $685,516 $0 93.04%
2022 Group Long Term Care 0.05% $17,076 $44,733 $0 $49,841 $49,420 $0 99.16%
2022 Group Specified Disease 0.84% $407,458 $408,680 $0 $38,200 $39,007 $0 102.11%
2022 Group Accident Only 0.48% $633,804 $635,209 $0 $76,825 $78,448 $0 102.11%
2022 Group Disability Income 3.21% $12,128,820 $12,133,965 $0 $7,888,996 $8,055,675 $0 102.11%
2022 Group Dental 7.02% $22,225,215 $22,230,634 $0 $14,377,424 $14,681,190 $0 102.11%
2022 Group Limited Benefit 1.3% $3,823,576 $3,826,748 $0 $2,179,539 $2,225,589 $0 102.11%
2022 Total Life 2.1% $300,862,947 $0 $1,199,229 $80,263,422 $0 $4,967,037 0%
2022 Total Individual Life 0.32% $31,354,053 $0 $1,199,229 $33,594,266 $0 $895,853 0%
2022 Individual Whole Life 0.13% $1,090,753 $0 $1,199,229 $3,577,121 $0 $139,028 0%
2022 Individual Term Life 0.07% $463,352 $0 $0 $19,424 $0 $239,641 0%
2022 Individual Universal Life 1.91% $14,894,736 $0 $0 $3,929,535 $0 $517,184 0%
2022 Individual Ordinary Annuities 0.02% $397,857 $0 $0 $11,467,546 $0 $0 0%
2022 Individual Variable Annuities 0.71% $13,934,881 $0 $0 $11,472,338 $0 $0 0%
2022 Individual Equity Indexed Annuities 0.03% $572,474 $0 $0 $180,601 $0 $0 0%
2022 Individual Deposit-Type Funds 0% $0 $0 $0 $2,947,701 $0 $0 0%
2022 Total Group Life 6% $269,508,894 $0 $0 $46,669,156 $0 $4,071,184 0%
2022 Group Whole Life 0% $0 $0 $0 $0 $0 $63 0%
2022 Group Term Life 2.4% $13,195,043 $0 $0 $13,251,619 $0 $4,046,472 0%
2022 Group Universal Life 0.52% $615,975 $0 $0 $189,226 $0 $24,649 0%
2022 Group Ordinary Annuities 2.61% $42,170,398 $0 $0 $33,139,547 $0 $0 0%
2022 Group Variable Annuities 0% $0 $0 $0 $88,764 $0 $0 0%
2022 Group Deposit-Type Funds 38.39% $212,722,357 $0 $0 $0 $0 $0 0%
2022 Group Other Considerations 0.07% $805,121 $0 $0 $0 $0 $0 0%
2021 Total Accident & Health 0.4% $48,453,190 $46,135,808 $0 $28,257,193 $33,885,927 $0 119.92%
2021 Total Individual Accident & Health 0.24% $11,048,299 $8,721,048 $0 $2,869,592 $8,168,773 $0 284.67%
2021 Individual Long Term Care 0.07% $152,458 $120,344 $0 $39,598 $42,723 $0 107.89%
2021 Individual Disability Income 9.67% $10,895,841 $8,600,704 $0 $2,829,994 $8,126,050 $0 287.14%
2021 Total Group Accident & Health 0.49% $37,404,891 $37,414,760 $0 $25,387,601 $25,717,154 $0 101.3%
2021 Group Medicare Supplement 0.39% $905,382 $905,246 $0 $659,792 $655,533 $0 99.35%
2021 Group Long Term Care 0.06% $21,944 $42,709 $0 $27,318 $29,798 $0 109.08%
2021 Group Specified Disease 0.86% $382,494 $386,269 $0 $38,250 $38,763 $0 101.34%
2021 Group Accident Only 0.45% $545,736 $547,759 $0 $50,700 $51,380 $0 101.34%
2021 Group Disability Income 3.17% $11,261,947 $11,242,117 $0 $9,326,797 $9,451,907 $0 101.34%
2021 Group Dental 6.66% $20,744,260 $20,747,538 $0 $13,264,769 $13,442,702 $0 101.34%
2021 Group Limited Benefit 1.26% $3,543,128 $3,543,122 $0 $2,019,975 $2,047,071 $0 101.34%
2021 Total Life 2.32% $284,421,360 $0 $1,292,061 $85,961,966 $0 $5,213,046 0%
2021 Total Individual Life 0.55% $43,418,553 $0 $1,292,061 $43,330,054 $0 $949,459 0%
2021 Individual Whole Life 0.13% $1,164,459 $0 $1,292,061 $6,009,244 $0 $147,281 0%
2021 Individual Term Life 0.08% $506,604 $0 $0 $1,440,452 $0 $266,279 0%
2021 Individual Universal Life 2.39% $19,058,529 $0 $0 $10,579,059 $0 $535,899 0%
2021 Individual Ordinary Annuities 0.13% $2,046,527 $0 $0 $11,506,039 $0 $0 0%
2021 Individual Variable Annuities 0.81% $18,310,150 $0 $0 $10,798,027 $0 $0 0%
2021 Individual Equity Indexed Annuities 0.07% $971,341 $0 $0 $127,267 $0 $0 0%
2021 Individual Deposit-Type Funds 1.49% $1,360,943 $0 $0 $2,869,966 $0 $0 0%
2021 Total Group Life 5.48% $241,002,807 $0 $0 $42,631,912 $0 $4,263,587 0%
2021 Group Whole Life 0% $0 $0 $0 $0 $0 $63 0%
2021 Group Term Life 2.08% $12,609,671 $0 $0 $12,525,724 $0 $4,235,671 0%
2021 Group Universal Life 1.63% $596,047 $0 $0 $51,066 $0 $27,853 0%
2021 Group Ordinary Annuities 4.09% $54,858,479 $0 $0 $29,846,710 $0 $0 0%
2021 Group Variable Annuities 0% $0 $0 $0 $208,412 $0 $0 0%
2021 Group Deposit-Type Funds 29.46% $172,913,360 $0 $0 $0 $0 $0 0%
2021 Group Other Considerations 0% $25,250 $0 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Health 0.04% 9 1038
2024 Health 0.03% 8 1174
2024 Life and Annuities 0.76% 0 0
2023 Health 0.46% 8 80
2023 Life and Annuities 0.91% 0 0
2023 Long-Term Care Insurance 0.07% 0 0
2023 Medicare Supplement Insurance 0.09% 0 0
2022 Health 0.59% 7 54
2022 Life and Annuities 1.16% 0 0
2022 Long-Term Care Insurance 0.07% 0 0
2022 Medicare Supplement Insurance 0.11% 0 0
2021 Health 0.57% 9 64
2021 Life and Annuities 1.31% 1 10
2021 Long-Term Care Insurance 0.07% 0 0
2021 Medicare Supplement Insurance 0.14% 0 0

Company Changes

Date:
1998-08-01
Comments:
Principal Mutual Life Insurance Co. changed its name to Principal Life Insurance Co.

Market Regulation Actions

Date:
2020-07-14

Financial Exams

This company does not have any financial exams.