Company Details
Company Name:
ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
41840Company Address:
808 NORTH HIGHLANDER WAY HOWELL, MI 48843
Phone Number:
5088537200Mailing Address:
440 LINCOLN STREET WORCESTER, MA 01653-0002
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419977Date Admitted:
1991-09-06Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.02% | $4,042,992 | $3,508,784 | $0 | $1,130,930 | $1,921,571 | $0 | 169.91% |
| 2025 | Total Fire & Allied Lines | 0% | $10,705 | $9,609 | $0 | $0 | $1,842 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0% | $10,705 | $9,609 | $0 | $0 | $1,842 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.09% | $1,169,320 | $915,668 | $0 | $271,650 | $300,036 | $0 | 110.45% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.05% | $209,236 | $236,801 | $0 | $120,442 | $115,601 | $0 | 95.98% |
| 2025 | Earthquake | 0.01% | $8,322 | $9,944 | $0 | $0 | $79 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.07% | $725,126 | $685,743 | $0 | $122,085 | $277,132 | $0 | 227% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.02% | $197,277 | $159,625 | $0 | $0 | $54,995 | $0 | 0% |
| 2025 | Liquor Liability | 0.07% | $2,972 | $2,972 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Products Liability | 0.01% | $4,252 | $3,552 | $0 | $0 | $915 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0% | $-6 | $-6 | $0 | $0 | $-2 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $-6 | $-6 | $0 | $0 | $-2 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.14% | $1,174,760 | $1,011,612 | $0 | $398,058 | $926,037 | $0 | 232.64% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.13% | $810,995 | $689,568 | $0 | $342,934 | $873,850 | $0 | 254.82% |
| 2025 | Commercial Auto Liability - Property Damage | 0.17% | $300,260 | $258,539 | $0 | $55,124 | $52,187 | $0 | 94.67% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.42% | $9,373 | $9,373 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.11% | $54,132 | $54,132 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.14% | $196,063 | $168,444 | $0 | $86,853 | $95,605 | $0 | 110.08% |
| 2025 | Commercial Auto - Collision | 0.13% | $304,859 | $265,579 | $0 | $131,842 | $133,188 | $0 | 101.02% |
| 2025 | Fidelity | 0.02% | $4,878 | $7,240 | $0 | $0 | $-320 | $0 | 0% |
| 2025 | Burglary & Theft | 0.04% | $5,472 | $8,998 | $0 | $0 | $-406 | $0 | 0% |
| 2025 | Umbrella | 0.03% | $29,756 | $23,003 | $0 | $0 | $16,869 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.02% | $3,296,669 | $3,094,381 | $0 | $2,244,327 | $5,243,490 | $0 | 233.63% |
| 2024 | Total Fire & Allied Lines | 0% | $11,169 | $5,743 | $0 | $0 | $63 | $0 | 0% |
| 2024 | Commercial Fire & Allied Lines | 0% | $11,169 | $5,743 | $0 | $0 | $63 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.06% | $740,462 | $562,055 | $0 | $132,706 | $239,796 | $0 | 180.7% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.06% | $261,279 | $269,355 | $0 | $143,657 | $146,330 | $0 | 101.86% |
| 2024 | Earthquake | 0.01% | $11,545 | $8,250 | $0 | $0 | $-231 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.07% | $781,186 | $773,988 | $0 | $456,145 | $105,440 | $0 | 23.12% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $40,899 | $20,083 | $0 | $0 | $7,198 | $0 | 0% |
| 2024 | Products Liability | 0% | $2,647 | $1,556 | $0 | $0 | $133 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $0 | $1 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $1 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.12% | $919,272 | $961,814 | $0 | $1,209,962 | $4,408,547 | $0 | 364.35% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.12% | $684,489 | $717,140 | $0 | $1,117,663 | $4,310,226 | $0 | 385.65% |
| 2024 | Commercial Auto Liability - Property Damage | 0.14% | $234,783 | $244,674 | $0 | $92,299 | $98,321 | $0 | 106.52% |
| 2024 | Commercial Auto - Comprehensive | 0.1% | $156,912 | $164,711 | $0 | $73,384 | $78,091 | $0 | 106.41% |
| 2024 | Commercial Auto - Collision | 0.12% | $249,867 | $236,389 | $0 | $228,473 | $235,993 | $0 | 103.29% |
| 2024 | Fidelity | 0.01% | $3,291 | $7,113 | $0 | $0 | $-39 | $0 | 0% |
| 2024 | Burglary & Theft | 0.08% | $9,369 | $7,569 | $0 | $0 | $-749 | $0 | 0% |
| 2024 | Umbrella | 0.09% | $108,771 | $75,755 | $0 | $0 | $22,917 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.02% | $2,764,770 | $2,646,612 | $0 | $934,476 | $1,357,867 | $0 | 145.31% |
| 2023 | Total Fire & Allied Lines | 0% | $2,270 | $1,794 | $0 | $0 | $32 | $0 | 0% |
| 2023 | Commercial Fire & Allied Lines | 0% | $2,270 | $1,794 | $0 | $0 | $32 | $0 | 0% |
| 2023 | Commercial Multi-Peril | 0.03% | $377,603 | $274,819 | $0 | $94,072 | $118,211 | $0 | 125.66% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.06% | $319,160 | $282,717 | $0 | $153,665 | $160,303 | $0 | 104.32% |
| 2023 | Earthquake | 0% | $6,975 | $4,620 | $0 | $0 | $97 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.07% | $708,492 | $784,651 | $0 | $336,275 | $583,276 | $0 | 173.45% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $47,559 | $33,218 | $0 | $0 | $9,221 | $0 | 0% |
| 2023 | Products Liability | 0% | $1,028 | $792 | $0 | $0 | $151 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Property Damage | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.13% | $1,301,683 | $1,251,428 | $0 | $350,464 | $485,295 | $0 | 138.47% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.14% | $701,573 | $674,412 | $0 | $44,593 | $283,373 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0.17% | $238,458 | $230,981 | $0 | $117,834 | $0 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.13% | $149,850 | $135,065 | $0 | $188,037 | $0 | $0 | 0% |
| 2023 | Commercial Auto Collision | 0.11% | $211,802 | $210,970 | $0 | $0 | $201,922 | $0 | 0% |
| 2023 | Fidelity | 0% | $0 | $6,565 | $0 | $0 | $155 | $0 | 0% |
| 2023 | Burglary & Theft | 0% | $0 | $6,008 | $0 | $0 | $1,127 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.02% | $2,621,906 | $2,502,238 | $0 | $852,270 | $221,674 | $0 | 26.01% |
| 2022 | Total Fire & Allied Lines | 0% | $1,651 | $721 | $0 | $0 | $60 | $0 | 0% |
| 2022 | Commercial Fire & Allied Lines | 0% | $1,651 | $721 | $0 | $0 | $60 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 0.01% | $149,657 | $77,468 | $0 | $10,038 | $64,035 | $0 | 0% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.03% | $151,657 | $147,257 | $0 | $80,830 | $75,772 | $0 | 93.74% |
| 2022 | Earthquake | 0% | $3,662 | $3,724 | $0 | $0 | $105 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.1% | $1,004,341 | $953,438 | $0 | $166,145 | $146,002 | $0 | 87.88% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $18,142 | $9,522 | $0 | $0 | $3,562 | $0 | 0% |
| 2022 | Products Liability | 0% | $717 | $640 | $0 | $0 | $215 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $0 | $-21 | $0 | 0% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-21 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.13% | $1,252,790 | $1,302,982 | $0 | $595,257 | $-69,146 | $0 | -11.62% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.14% | $678,346 | $703,304 | $0 | $235,673 | $-394,379 | $0 | -167.34% |
| 2022 | Commercial Auto Liability Property Damage | 0.15% | $232,977 | $238,818 | $0 | $113,873 | $107,893 | $0 | 94.75% |
| 2022 | Commercial Auto Comprehensive | 0.11% | $133,213 | $134,356 | $0 | $69,984 | $56,855 | $0 | 81.24% |
| 2022 | Commercial Auto Collision | 0.11% | $208,254 | $226,504 | $0 | $175,727 | $160,485 | $0 | 91.33% |
| 2022 | Fidelity | 0.08% | $19,692 | $2,762 | $0 | $0 | $404 | $0 | 0% |
| 2022 | Burglary & Theft | 0.25% | $18,024 | $2,654 | $0 | $0 | $237 | $0 | 0% |
| 2022 | Umbrella | 0% | $1,573 | $1,070 | $0 | $0 | $449 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.02% | $2,367,239 | $2,427,875 | $0 | $1,045,419 | $1,594,107 | $0 | 152.48% |
| 2021 | Commercial Multi-Peril | 0% | $13,695 | $515 | $0 | $0 | $56 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.04% | $174,048 | $196,689 | $0 | $19,720 | $16,042 | $0 | 81.35% |
| 2021 | Earthquake | 0% | $3,000 | $117 | $0 | $0 | $5 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.08% | $811,316 | $797,477 | $0 | $274,774 | $392,908 | $0 | 142.99% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $325 | $8 | $0 | $0 | $2 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0% | $90 | $90 | $0 | $0 | $54 | $0 | 0% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0% | $90 | $90 | $0 | $0 | $54 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.15% | $1,362,172 | $1,432,662 | $0 | $750,925 | $1,184,996 | $0 | 157.8% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.14% | $650,939 | $683,896 | $0 | $298,310 | $697,500 | $0 | 233.82% |
| 2021 | Commercial Auto Liability Property Damage | 0.18% | $241,001 | $249,979 | $0 | $137,692 | $143,258 | $0 | 104.04% |
| 2021 | Commercial Auto Medical Payments | 0.42% | $28,120 | $28,120 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.17% | $49,154 | $49,154 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.13% | $133,763 | $144,428 | $0 | $100,570 | $106,719 | $0 | 106.11% |
| 2021 | Commercial Auto Collision | 0.15% | $259,195 | $277,085 | $0 | $214,353 | $237,519 | $0 | 110.81% |
| 2021 | Fidelity | 0.01% | $1,279 | $156 | $0 | $0 | $27 | $0 | 0% |
| 2021 | Boiler & Machinery | 0% | $1,314 | $161 | $0 | $0 | $17 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0% | 0 | 0 |
Company Changes
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Market Regulation Actions
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Financial Exams
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