Company Details
Company Name:
TRADERS INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
42749Company Address:
9300 Troost Avenue Kansas City, MO 64131
Phone Number:
8168954150Mailing Address:
PO Box 5374 Kansas City, MO 64131
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419958Date Admitted:
1982-07-07Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.21% | $38,257,192 | $40,205,089 | $0 | $23,657,675 | $24,276,041 | $0 | 102.61% |
| 2025 | Total Fire & Allied Lines | 0% | $-3,000 | $31,538 | $0 | $25,000 | $0 | $0 | 0% |
| 2025 | Dwelling Fire & Allied Lines | 0% | $-3,000 | $31,538 | $0 | $25,000 | $0 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0.99% | $32,179,186 | $33,553,625 | $0 | $19,390,826 | $20,248,355 | $0 | 104.42% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0.85% | $13,529,886 | $14,033,035 | $0 | $8,352,582 | $8,553,920 | $0 | 102.41% |
| 2025 | Private Passenger Auto Liability - Property Damage | 1.36% | $14,458,943 | $15,224,923 | $0 | $8,597,183 | $8,954,649 | $0 | 104.16% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0.28% | $251,455 | $257,593 | $0 | $48,327 | $4,193 | $0 | 8.68% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 1.08% | $3,938,902 | $4,038,074 | $0 | $2,392,734 | $2,735,593 | $0 | 114.33% |
| 2025 | Private Passenger Auto - Comprehensive | 0.13% | $1,811,286 | $1,840,998 | $0 | $1,597,056 | $1,492,872 | $0 | 93.48% |
| 2025 | Private Passenger Auto - Collision | 0.27% | $4,269,720 | $4,778,928 | $0 | $2,644,793 | $2,534,814 | $0 | 95.84% |
| 2024 | Total Property & Casualty | 0.24% | $41,366,928 | $39,797,866 | $0 | $21,713,188 | $23,121,970 | $0 | 106.49% |
| 2024 | Total Fire & Allied Lines | 0.01% | $69,905 | $80,820 | $0 | $0 | $-1,500 | $0 | 0% |
| 2024 | Dwelling Fire & Allied Lines | 0.03% | $69,905 | $80,820 | $0 | $0 | $-1,500 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 1.09% | $33,868,148 | $32,435,860 | $0 | $17,108,907 | $18,385,737 | $0 | 107.46% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.95% | $14,029,683 | $13,425,082 | $0 | $6,433,649 | $8,425,653 | $0 | 130.96% |
| 2024 | Private Passenger Auto Liability - Property Damage | 1.43% | $15,549,088 | $14,898,757 | $0 | $8,280,920 | $8,291,648 | $0 | 100.13% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.29% | $256,395 | $240,115 | $0 | $44,101 | $91,013 | $0 | 206.37% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 1.29% | $4,032,982 | $3,871,906 | $0 | $2,350,237 | $1,577,423 | $0 | 67.12% |
| 2024 | Private Passenger Auto - Comprehensive | 0.14% | $1,905,759 | $1,843,698 | $0 | $1,717,090 | $1,776,648 | $0 | 103.47% |
| 2024 | Private Passenger Auto - Collision | 0.34% | $5,523,116 | $5,437,488 | $0 | $2,887,191 | $2,961,085 | $0 | 102.56% |
| 2023 | Total Property & Casualty | 0.21% | $34,050,802 | $31,980,298 | $0 | $19,696,263 | $19,352,489 | $0 | 98.25% |
| 2023 | Total Fire & Allied Lines | 0.01% | $79,072 | $75,557 | $0 | $1,875 | $875 | $0 | 46.67% |
| 2023 | Dwelling Fire & Allied Lines | 0.03% | $79,072 | $75,557 | $0 | $1,875 | $875 | $0 | 46.67% |
| 2023 | Total Private Passenger Automobile | 0.62% | $33,971,730 | $31,904,741 | $0 | $19,694,388 | $19,351,614 | $0 | 98.26% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.85% | $11,463,004 | $10,673,983 | $0 | $6,501,390 | $6,241,569 | $0 | 96% |
| 2023 | Private Passenger Auto Liability Property Damage | 1.26% | $12,668,201 | $11,705,334 | $0 | $7,275,945 | $7,311,088 | $0 | 100.48% |
| 2023 | Private Passenger Auto Medical Payments | 0.23% | $200,178 | $193,498 | $0 | $53,069 | $62,216 | $0 | 117.24% |
| 2023 | Private Passenger Uninsured Motorists | 1.22% | $3,488,568 | $3,440,369 | $0 | $1,707,328 | $1,723,689 | $0 | 100.96% |
| 2023 | Private Passenger Auto Comprehensive | 0.14% | $1,620,280 | $1,561,270 | $0 | $1,089,437 | $1,092,418 | $0 | 100.27% |
| 2023 | Private Passenger Auto Collision | 0.3% | $4,531,499 | $4,330,287 | $0 | $3,067,219 | $2,920,634 | $0 | 95.22% |
| 2022 | Total Property & Casualty | 0.2% | $28,933,539 | $28,728,975 | $0 | $18,868,577 | $21,375,342 | $0 | 113.29% |
| 2022 | Total Fire & Allied Lines | 0.02% | $73,994 | $78,908 | $0 | $8,700 | $33,700 | $0 | 387.36% |
| 2022 | Dwelling Fire & Allied Lines | 0.05% | $73,994 | $78,908 | $0 | $8,700 | $33,700 | $0 | 387.36% |
| 2022 | Total Private Passenger Automobile | 0.61% | $28,859,545 | $28,650,067 | $0 | $18,859,877 | $21,341,642 | $0 | 113.16% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.79% | $9,727,289 | $9,831,865 | $0 | $5,748,818 | $6,735,642 | $0 | 117.17% |
| 2022 | Private Passenger Auto Liability Property Damage | 1.13% | $9,684,243 | $9,338,265 | $0 | $7,500,417 | $8,684,929 | $0 | 115.79% |
| 2022 | Private Passenger Auto Medical Payments | 0.22% | $197,317 | $197,428 | $0 | $23,087 | $16,697 | $0 | 72.32% |
| 2022 | Private Passenger Uninsured Motorists | 1.4% | $3,541,987 | $3,588,157 | $0 | $1,622,628 | $1,785,818 | $0 | 110.06% |
| 2022 | Private Passenger Auto Comprehensive | 0.17% | $1,535,583 | $1,544,173 | $0 | $1,009,011 | $1,006,860 | $0 | 99.79% |
| 2022 | Private Passenger Auto Collision | 0.32% | $4,173,126 | $4,150,179 | $0 | $2,955,916 | $3,111,696 | $0 | 105.27% |
| 2021 | Total Property & Casualty | 0.21% | $27,794,776 | $26,401,700 | $0 | $15,201,825 | $16,965,403 | $0 | 111.6% |
| 2021 | Total Fire & Allied Lines | 0.01% | $82,762 | $83,525 | $0 | $13,589 | $-24,272 | $0 | -178.62% |
| 2021 | Dwelling Fire & Allied Lines | 0.06% | $82,762 | $83,525 | $0 | $13,589 | $-24,272 | $0 | -178.62% |
| 2021 | Total Private Passenger Automobile | 0.62% | $27,712,014 | $26,318,175 | $0 | $15,188,236 | $16,989,675 | $0 | 111.86% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.85% | $9,987,350 | $9,622,408 | $0 | $5,046,373 | $6,001,423 | $0 | 118.93% |
| 2021 | Private Passenger Auto Liability Property Damage | 1.12% | $8,983,084 | $8,722,651 | $0 | $4,979,765 | $5,859,324 | $0 | 117.66% |
| 2021 | Private Passenger Auto Medical Payments | 0.2% | $181,753 | $169,512 | $0 | $32,443 | $55,937 | $0 | 172.42% |
| 2021 | Private Passenger Uninsured Motorists | 1.55% | $3,572,019 | $3,418,274 | $0 | $1,792,088 | $1,580,754 | $0 | 88.21% |
| 2021 | Private Passenger Auto Comprehensive | 0.15% | $1,317,506 | $1,172,931 | $0 | $601,519 | $679,888 | $0 | 113.03% |
| 2021 | Private Passenger Auto Collision | 0.31% | $3,670,302 | $3,212,399 | $0 | $2,736,048 | $2,812,349 | $0 | 102.79% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.64% | 30 | 212 |
| 2024 | Private Passenger Auto | 0.64% | 20 | 177 |
| 2023 | Private Passenger Auto | 0.62% | 19 | 177 |
| 2023 | Homeowners | 0% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.58% | 14 | 159 |
| 2022 | Homeowners | 0% | 0 | 0 |
| 2021 | Private Passenger Auto | 0.56% | 13 | 155 |
| 2021 | Homeowners | 0% | 0 | 0 |
Company Changes
This company does not have any company changes.