Company Details
Company Name:
STATE NATIONAL INSURANCE COMPANY INCLicense Status:
ActiveNAIC Number:
12831Company Address:
1900 L Don Dodson Drive Bedford, TX 76021
Phone Number:
8172652000Mailing Address:
1900 L. DON DODSON DR. BEDFORD, TX 76021
Mailing Phone:
8172652000Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419956Date Admitted:
1994-12-29Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.03% | $5,312,547 | $5,910,461 | $0 | $2,810,713 | $-2,021,894 | $0 | -71.94% |
| 2025 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-2,000 | $0 | 0% |
| 2025 | Dwelling Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-2,000 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0% | $19,156 | $159,156 | $0 | $-1,121,048 | $-1,106,048 | $0 | 98.66% |
| 2025 | Ocean Marine | 0.25% | $139,768 | $143,768 | $0 | $61,979 | $6,979 | $0 | 11.26% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.26% | $1,069,923 | $1,003,739 | $0 | $199,590 | $-80,410 | $0 | -40.29% |
| 2025 | Direct Workers Compensation | 0.06% | $604,676 | $532,676 | $0 | $747,264 | $-1,029,736 | $0 | -137.8% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.08% | $880,913 | $950,913 | $0 | $342,896 | $-1,029,104 | $0 | -300.12% |
| 2025 | Total Commercial Auto | 0% | $5,866 | $24,867 | $0 | $348,693 | $-44,307 | $0 | -12.71% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0% | $5,348 | $24,122 | $0 | $295,292 | $34,751 | $0 | 11.77% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.01% | $124 | $179 | $0 | $9,821 | $-14,539 | $0 | -148.04% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0% | $394 | $566 | $0 | $43,580 | $-64,519 | $0 | -148.05% |
| 2025 | Private Passenger Auto - Comprehensive | 0.16% | $2,300,410 | $2,710,347 | $0 | $1,870,344 | $1,319,137 | $0 | 70.53% |
| 2025 | Commercial Auto - Comprehensive | 0% | $612 | $5,009 | $0 | $32 | $32 | $0 | 100% |
| 2025 | Commercial Auto - Collision | 0% | $2,179 | $4,782 | $0 | $123 | $123 | $0 | 100% |
| 2025 | Aircraft | 0% | $-1,550 | $23,450 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Surety | 0.11% | $188,209 | $298,209 | $0 | $291,856 | $-134,144 | $0 | -45.96% |
| 2025 | Vsi/Collateral Protection | 0.53% | $102,385 | $53,545 | $0 | $68,984 | $77,584 | $0 | 112.47% |
| 2024 | Total Property & Casualty | 0.04% | $7,137,558 | $8,255,521 | $0 | $8,849,431 | $7,439,921 | $0 | 84.07% |
| 2024 | Total Fire & Allied Lines | 0% | $3,483 | $4,483 | $0 | $0 | $3,000 | $0 | 0% |
| 2024 | Dwelling Fire & Allied Lines | 0% | $3,483 | $4,483 | $0 | $0 | $3,000 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.07% | $886,814 | $982,814 | $0 | $3,291,465 | $1,569,465 | $0 | 47.68% |
| 2024 | Ocean Marine | 0.25% | $144,404 | $149,404 | $0 | $34,362 | $-85,638 | $0 | -249.22% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.18% | $748,179 | $711,363 | $0 | $16,986 | $397,986 | $0 | 0% |
| 2024 | Earthquake | 0% | $-685 | $-685 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.1% | $1,078,563 | $1,056,563 | $0 | $898,173 | $2,520,173 | $0 | 280.59% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.04% | $394,182 | $461,182 | $0 | $-216,871 | $-748,871 | $0 | 345.31% |
| 2024 | Total Commercial Auto | 0% | $32,068 | $44,068 | $0 | $-147,429 | $-235,429 | $0 | 159.69% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.01% | $28,767 | $39,540 | $0 | $-6,891 | $-11,004 | $0 | 159.69% |
| 2024 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $7,699 | $12,294 | $0 | 159.68% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.01% | $791 | $1,087 | $0 | $-191 | $-305 | $0 | 159.69% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.01% | $2,510 | $3,441 | $0 | $-148,046 | $-236,414 | $0 | 159.69% |
| 2024 | Private Passenger Auto - Comprehensive | 0.26% | $3,425,393 | $4,388,172 | $0 | $4,741,717 | $4,193,486 | $0 | 88.44% |
| 2024 | Commercial Auto - Comprehensive | 0% | $7,956 | $8,667 | $0 | $-14,154 | $-41,465 | $0 | 292.96% |
| 2024 | Commercial Auto - Collision | 0.01% | $14,264 | $15,553 | $0 | $-22,641 | $-66,330 | $0 | 292.96% |
| 2024 | Aircraft | 0.06% | $23,861 | $36,861 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Fidelity | -0.02% | $-5,234 | $-3,234 | $0 | $0 | $-1,000 | $0 | 0% |
| 2024 | Surety | 0.24% | $346,740 | $362,740 | $0 | $208,845 | $-121,155 | $0 | -58.01% |
| 2024 | Burglary & Theft | 0% | $-19 | $-19 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Vsi/Collateral Protection | 0.18% | $37,589 | $37,589 | $0 | $58,978 | $55,699 | $0 | 94.44% |
| 2023 | Total Property & Casualty | 0.07% | $10,370,032 | $12,283,841 | $0 | $2,897,206 | $8,649,856 | $0 | 298.56% |
| 2023 | Total Fire & Allied Lines | 0% | $1,584 | $584 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Dwelling Fire & Allied Lines | 0% | $1,584 | $584 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Farmowners Multi-Peril | 0% | $94 | $94 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Multi-Peril | -0.01% | $-151,147 | $48,853 | $0 | $-2,717,170 | $-2,259,170 | $0 | 83.14% |
| 2023 | Ocean Marine | 0.16% | $81,563 | $156,563 | $0 | $0 | $299,000 | $0 | 0% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.13% | $738,256 | $816,256 | $0 | $198,315 | $598,315 | $0 | 301.7% |
| 2023 | Earthquake | 0% | $685 | $685 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.1% | $1,074,633 | $1,068,633 | $0 | $338,860 | $665,860 | $0 | 196.5% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.2% | $1,944,174 | $1,870,174 | $0 | $273,544 | $3,262,544 | $0 | 0% |
| 2023 | Products Liability | 0% | $300 | $300 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0.11% | $5,883,913 | $7,529,721 | $0 | $4,056,953 | $4,657,141 | $0 | 114.79% |
| 2023 | Private Passenger Auto Comprehensive | 0.52% | $5,883,913 | $7,529,721 | $0 | $4,056,953 | $4,657,141 | $0 | 114.79% |
| 2023 | Total Commercial Automobile | 0% | $33,802 | $189,803 | $0 | $420,222 | $465,222 | $0 | 110.71% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.01% | $65,181 | $68,235 | $0 | $187,591 | $175,142 | $0 | 93.36% |
| 2023 | Commercial Auto Liability Property Damage | -0.03% | $-41,187 | $68,235 | $0 | $204,174 | $190,623 | $0 | 93.36% |
| 2023 | Commercial Auto Medical Payments | -0.01% | $-713 | $5,441 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.01% | $6,029 | $4,400 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0% | $4,898 | $43,492 | $0 | $28,457 | $99,457 | $0 | 349.5% |
| 2023 | Commercial Auto Collision | 0% | $-406 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Aircraft | 0.5% | $159,576 | $121,576 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Fidelity | 0.01% | $3,729 | $2,729 | $0 | $0 | $2,000 | $0 | 0% |
| 2023 | Surety | 0.49% | $556,207 | $435,207 | $0 | $261,731 | $880,731 | $0 | 336.5% |
| 2023 | Burglary & Theft | 0% | $24 | $24 | $0 | $0 | $0 | $0 | 0% |
| 2023 | VSI/Collateral Protection | 0.32% | $42,639 | $42,639 | $0 | $64,751 | $78,213 | $0 | 120.79% |
| 2022 | Total Property & Casualty | 0.11% | $16,087,970 | $14,350,338 | $0 | $9,985,250 | $10,290,378 | $0 | 103.06% |
| 2022 | Commercial Multi-Peril | 0.24% | $2,399,868 | $2,203,868 | $0 | $4,273,773 | $3,608,773 | $0 | 84.44% |
| 2022 | Ocean Marine | 0.69% | $335,343 | $316,343 | $0 | $14,548 | $-32,452 | $0 | -223.07% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.19% | $1,017,517 | $932,517 | $0 | $251,708 | $461,708 | $0 | 183.43% |
| 2022 | Direct Workers Compensation | 0.12% | $1,289,840 | $1,286,840 | $0 | $565,641 | $565,641 | $0 | 100% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.13% | $1,087,508 | $877,508 | $0 | $249,773 | $1,428,773 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0.2% | $9,288,458 | $8,063,826 | $0 | $3,555,290 | $3,909,498 | $0 | 109.96% |
| 2022 | Private Passenger Auto Comprehensive | 1% | $9,288,458 | $8,063,826 | $0 | $3,555,290 | $3,909,498 | $0 | 109.96% |
| 2022 | Total Commercial Automobile | 0.03% | $328,579 | $487,579 | $0 | $947,796 | $674,796 | $0 | 71.2% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.01% | $53,020 | $104,603 | $0 | $300,364 | $62,369 | $0 | 20.76% |
| 2022 | Commercial Auto Liability Property Damage | 0.14% | $206,275 | $264,493 | $0 | $70,005 | $62,369 | $0 | 89.09% |
| 2022 | Commercial Auto Medical Payments | 0.06% | $4,044 | $9,495 | $0 | $36,857 | $32,837 | $0 | 89.09% |
| 2022 | Commercial Auto Uninsured Motorists | 0.01% | $4,230 | $10,978 | $0 | $269,059 | $239,710 | $0 | 89.09% |
| 2022 | Commercial Auto Comprehensive | 0.02% | $26,028 | $41,735 | $0 | $130,952 | $133,846 | $0 | 102.21% |
| 2022 | Commercial Auto Collision | 0.02% | $34,982 | $56,275 | $0 | $140,559 | $143,665 | $0 | 102.21% |
| 2022 | Fidelity | 0.02% | $4,067 | $3,067 | $0 | $0 | $1,000 | $0 | 0% |
| 2022 | Surety | 0.32% | $332,067 | $174,067 | $0 | $124,307 | $-329,693 | $0 | -265.22% |
| 2022 | Burglary & Theft | 0% | $112 | $112 | $0 | $0 | $0 | $0 | 0% |
| 2022 | VSI/Collateral Protection | 0.05% | $4,611 | $4,611 | $0 | $2,414 | $2,334 | $0 | 96.69% |
| 2021 | Total Property & Casualty | 0.07% | $9,530,388 | $9,032,965 | $0 | $3,728,738 | $-1,911,714 | $0 | -51.27% |
| 2021 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $17,850 | $-115,683 | $0 | 0% |
| 2021 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $17,850 | $-115,683 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.09% | $859,715 | $911,715 | $0 | $485,607 | $-3,009,233 | $0 | 0% |
| 2021 | Ocean Marine | 0.52% | $228,346 | $237,346 | $0 | $79,727 | $85,006 | $0 | 106.62% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.12% | $555,672 | $463,672 | $0 | $60,830 | $84,952 | $0 | 139.65% |
| 2021 | Direct Workers Compensation | 0.1% | $964,505 | $964,516 | $0 | $426,184 | $-527,813 | $0 | -123.85% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.09% | $729,303 | $905,221 | $0 | $363,937 | $-1,404,658 | $0 | -385.96% |
| 2021 | Excess Workers Compensation | 0% | $0 | $0 | $0 | $0 | $-57,790 | $0 | 0% |
| 2021 | Products Liability | 0% | $0 | $0 | $0 | $0 | $-622 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0.12% | $5,341,604 | $4,897,221 | $0 | $2,110,767 | $2,134,747 | $0 | 101.14% |
| 2021 | Private Passenger Auto Comprehensive | 0.62% | $5,341,604 | $4,897,221 | $0 | $2,110,767 | $2,134,747 | $0 | 101.14% |
| 2021 | Total Commercial Automobile | 0.08% | $725,375 | $527,406 | $0 | $141,744 | $266,828 | $0 | 188.25% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $16,330 | $1,942 | $0 | $47,609 | $176,534 | $0 | 370.8% |
| 2021 | Commercial Auto Liability Property Damage | 0.42% | $551,192 | $395,041 | $0 | $14,307 | $8,841 | $0 | 61.79% |
| 2021 | Commercial Auto Medical Payments | 0.01% | $729 | $19 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0% | $1,310 | $117 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.15% | $155,766 | $130,133 | $0 | $79,828 | $81,453 | $0 | 102.04% |
| 2021 | Commercial Auto Collision | 0% | $48 | $154 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Fidelity | 0% | $686 | $686 | $0 | $0 | $-162 | $0 | 0% |
| 2021 | Surety | 0.12% | $118,946 | $118,946 | $0 | $42,092 | $634,092 | $0 | 0% |
| 2021 | Burglary & Theft | 0% | $64 | $64 | $0 | $0 | $-3 | $0 | 0% |
| 2021 | Boiler & Machinery | -0.01% | $-3,108 | $-3,108 | $0 | $0 | $-1,422 | $0 | 0% |
| 2021 | VSI/Collateral Protection | 0.11% | $9,280 | $9,280 | $0 | $0 | $47 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.07% | 0 | 0 |
| 2025 | Homeowners | 0% | 0 | 0 |
| 2024 | Private Passenger Auto | 0.11% | 2 | 99 |
| 2024 | Homeowners | 0% | 0 | 0 |
| 2023 | Private Passenger Auto | 0.14% | 2 | 82 |
| 2023 | Homeowners | 0% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.14% | 2 | 95 |
| 2021 | Private Passenger Auto | 0.13% | 0 | 0 |
Company Changes
Date:
2012-02-17Comments:
Effective 2/17/12 this comapny added B3 authority.Date:
2018-12-19Comments:
Effective 12/19/2018 this company added B4 accident and health authority. Financial Exams
This company does not have any financial exams.