Company Details
Company Name:
HORACE MANN INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
22578Company Address:
1 HORACE MANN PLAZA #F778 SPRINGFIELD, IL 62715-0001
Phone Number:
2177892500Mailing Address:
#1 HORACE MANN PLAZA SPRINGFIELD, IL 62715
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419935Date Admitted:
1964-03-01Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.01% | $2,096,095 | $2,195,064 | $0 | $1,571,087 | $1,339,156 | $0 | 85.24% |
| 2025 | Total Fire & Allied Lines | 0.01% | $37,373 | $38,006 | $0 | $76,868 | $67,469 | $0 | 87.77% |
| 2025 | Dwelling Fire & Allied Lines | 0.01% | $37,373 | $38,006 | $0 | $76,868 | $67,469 | $0 | 87.77% |
| 2025 | Total Homeowners | 0.05% | $1,725,044 | $1,699,984 | $0 | $1,239,268 | $1,243,297 | $0 | 100.33% |
| 2025 | Homeowners Multi-Peril | 0.05% | $1,725,044 | $1,699,984 | $0 | $1,239,268 | $1,243,297 | $0 | 100.33% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $5,110 | $5,323 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Earthquake | 0.03% | $46,890 | $47,882 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0% | $127,632 | $195,120 | $0 | $215,681 | $-30,232 | $0 | -14.02% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $58,439 | $94,849 | $0 | $98,754 | $-13,842 | $0 | -14.02% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0% | $39,113 | $55,629 | $0 | $66,096 | $-9,265 | $0 | -14.02% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0% | $3,712 | $6,150 | $0 | $6,273 | $-879 | $0 | -14.01% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $16,767 | $24,773 | $0 | $28,334 | $-3,972 | $0 | -14.02% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 0.01% | $9,601 | $13,719 | $0 | $16,224 | $-2,274 | $0 | -14.02% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $56,467 | $77,778 | $0 | $19,145 | $14,776 | $0 | 77.18% |
| 2025 | Private Passenger Auto - Collision | 0% | $59,358 | $90,849 | $0 | $20,125 | $15,533 | $0 | 77.18% |
| 2025 | Umbrella | 0.04% | $38,221 | $40,122 | $0 | $0 | $28,313 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.02% | $2,670,732 | $2,673,428 | $0 | $1,921,332 | $1,438,317 | $0 | 74.86% |
| 2024 | Total Fire & Allied Lines | 0.01% | $37,273 | $38,177 | $0 | $8,303 | $16,193 | $0 | 195.03% |
| 2024 | Dwelling Fire & Allied Lines | 0.02% | $37,273 | $38,177 | $0 | $8,303 | $16,193 | $0 | 195.03% |
| 2024 | Total Homeowners | 0.05% | $1,677,884 | $1,615,247 | $0 | $1,296,586 | $922,944 | $0 | 71.18% |
| 2024 | Homeowners Multi-Peril | 0.05% | $1,677,884 | $1,615,247 | $0 | $1,296,586 | $922,944 | $0 | 71.18% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $6,070 | $6,597 | $0 | $0 | $-1,020 | $0 | 0% |
| 2024 | Earthquake | 0.03% | $48,498 | $47,618 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0.02% | $473,612 | $507,061 | $0 | $386,764 | $263,285 | $0 | 68.07% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.02% | $242,663 | $253,573 | $0 | $67,500 | $59,770 | $0 | 88.55% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.01% | $126,209 | $141,739 | $0 | $63,465 | $64,363 | $0 | 101.41% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.02% | $16,050 | $18,010 | $0 | $11,899 | $9,399 | $0 | 78.99% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.02% | $57,278 | $60,371 | $0 | $93,900 | $54,753 | $0 | 58.31% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 0.02% | $31,412 | $33,368 | $0 | $150,000 | $75,000 | $0 | 50% |
| 2024 | Private Passenger Auto - Comprehensive | 0.01% | $180,802 | $184,191 | $0 | $134,569 | $124,340 | $0 | 92.4% |
| 2024 | Private Passenger Auto - Collision | 0.01% | $210,785 | $238,518 | $0 | $95,110 | $88,979 | $0 | 93.55% |
| 2024 | Umbrella | 0.03% | $35,808 | $36,019 | $0 | $0 | $23,596 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.02% | $2,601,345 | $2,510,363 | $0 | $1,870,778 | $1,979,097 | $0 | 105.79% |
| 2023 | Total Fire & Allied Lines | 0% | $36,462 | $39,312 | $0 | $40,901 | $41,271 | $0 | 100.9% |
| 2023 | Dwelling Fire & Allied Lines | 0.02% | $36,462 | $39,312 | $0 | $40,901 | $41,271 | $0 | 100.9% |
| 2023 | Total Homeowners | 0.05% | $1,550,596 | $1,499,432 | $0 | $1,019,995 | $1,523,021 | $0 | 149.32% |
| 2023 | Homeowners Multi-Peril | 0.05% | $1,550,596 | $1,499,432 | $0 | $1,019,995 | $1,523,021 | $0 | 149.32% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $7,431 | $7,502 | $0 | $0 | $-264 | $0 | 0% |
| 2023 | Earthquake | 0.03% | $46,393 | $46,923 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $37,318 | $35,766 | $0 | $2,500 | $-7,972 | $0 | -318.88% |
| 2023 | Total Private Passenger Automobile | 0.02% | $923,145 | $881,428 | $0 | $807,382 | $423,041 | $0 | 52.4% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.02% | $227,722 | $210,225 | $0 | $269,837 | $-5,472 | $0 | -2.03% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.02% | $160,600 | $161,929 | $0 | $188,986 | $167,651 | $0 | 88.71% |
| 2023 | Private Passenger Auto Medical Payments | 0.02% | $20,179 | $20,034 | $0 | $18,909 | $14,507 | $0 | 76.72% |
| 2023 | Private Passenger Uninsured Motorists | 0.02% | $48,065 | $38,208 | $0 | $1,350 | $23,492 | $0 | 0% |
| 2023 | Private Passenger Underinsured Motorists | 0.02% | $28,077 | $24,040 | $0 | $100,000 | $-9,787 | $0 | -9.79% |
| 2023 | Private Passenger Auto Comprehensive | 0.02% | $181,758 | $176,197 | $0 | $84,042 | $97,880 | $0 | 116.47% |
| 2023 | Private Passenger Auto Collision | 0.02% | $256,744 | $250,795 | $0 | $144,258 | $134,770 | $0 | 93.42% |
| 2022 | Total Property & Casualty | 0.02% | $2,434,034 | $2,388,021 | $0 | $2,345,996 | $2,433,236 | $0 | 103.72% |
| 2022 | Total Fire & Allied Lines | 0.01% | $35,537 | $33,945 | $0 | $6,968 | $9,464 | $0 | 135.82% |
| 2022 | Dwelling Fire & Allied Lines | 0.02% | $35,537 | $33,945 | $0 | $6,968 | $9,464 | $0 | 135.82% |
| 2022 | Total Homeowners | 0.05% | $1,444,109 | $1,376,284 | $0 | $613,564 | $580,338 | $0 | 94.58% |
| 2022 | Homeowners Multi-Peril | 0.06% | $1,444,109 | $1,376,284 | $0 | $613,564 | $580,338 | $0 | 94.58% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $8,022 | $9,066 | $0 | $0 | $808 | $0 | 0% |
| 2022 | Earthquake | 0.03% | $47,271 | $45,234 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $35,687 | $36,528 | $0 | $650,000 | $618,481 | $0 | 95.15% |
| 2022 | Total Private Passenger Automobile | 0.02% | $863,408 | $886,964 | $0 | $1,075,464 | $1,224,145 | $0 | 113.82% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.02% | $200,236 | $204,750 | $0 | $138,323 | $314,030 | $0 | 227.03% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.02% | $164,042 | $169,057 | $0 | $93,313 | $96,097 | $0 | 102.98% |
| 2022 | Private Passenger Auto Medical Payments | 0.02% | $19,679 | $20,098 | $0 | $3,696 | $13,226 | $0 | 357.85% |
| 2022 | Private Passenger Uninsured Motorists | 0.01% | $30,761 | $31,082 | $0 | $500,000 | $305,186 | $0 | 61.04% |
| 2022 | Private Passenger Underinsured Motorists | 0.03% | $22,093 | $22,665 | $0 | $75,000 | $216,487 | $0 | 288.65% |
| 2022 | Private Passenger Auto Comprehensive | 0.02% | $177,947 | $184,199 | $0 | $119,631 | $121,718 | $0 | 101.74% |
| 2022 | Private Passenger Auto Collision | 0.02% | $248,650 | $255,113 | $0 | $145,501 | $157,401 | $0 | 108.18% |
| 2021 | Total Property & Casualty | 0.02% | $2,353,383 | $2,353,565 | $0 | $1,551,446 | $1,798,061 | $0 | 115.9% |
| 2021 | Total Fire & Allied Lines | 0.01% | $35,159 | $36,030 | $0 | $16,149 | $9,674 | $0 | 59.9% |
| 2021 | Dwelling Fire & Allied Lines | 0.02% | $35,159 | $36,030 | $0 | $16,149 | $9,674 | $0 | 59.9% |
| 2021 | Total Homeowners | 0.05% | $1,320,478 | $1,266,188 | $0 | $454,431 | $278,907 | $0 | 61.37% |
| 2021 | Homeowners Multi-Peril | 0.06% | $1,320,478 | $1,266,188 | $0 | $454,431 | $278,907 | $0 | 61.37% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $8,502 | $8,450 | $0 | $0 | $-307 | $0 | 0% |
| 2021 | Earthquake | 0.03% | $43,396 | $42,999 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $35,531 | $34,798 | $0 | $0 | $11,236 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0.02% | $910,317 | $965,100 | $0 | $1,080,866 | $1,498,551 | $0 | 138.64% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.02% | $219,976 | $231,890 | $0 | $529,745 | $630,410 | $0 | 119% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.02% | $183,686 | $193,545 | $0 | $143,791 | $144,633 | $0 | 100.59% |
| 2021 | Private Passenger Auto Medical Payments | 0.02% | $21,550 | $23,032 | $0 | $27,174 | $27,388 | $0 | 100.79% |
| 2021 | Private Passenger Uninsured Motorists | 0% | $7,813 | $10,857 | $0 | $200,000 | $461,030 | $0 | 230.52% |
| 2021 | Private Passenger Underinsured Motorists | 0.01% | $5,737 | $7,966 | $0 | $0 | $44,743 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0.02% | $201,786 | $214,822 | $0 | $39,100 | $37,557 | $0 | 96.05% |
| 2021 | Private Passenger Auto Collision | 0.02% | $269,769 | $282,988 | $0 | $141,056 | $152,790 | $0 | 108.32% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.01% | 1 | 394 |
| 2025 | Homeowners | 0.05% | 1 | 89 |
| 2024 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2024 | Homeowners | 0.05% | 0 | 0 |
| 2023 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2023 | Homeowners | 0.05% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2022 | Homeowners | 0.05% | 0 | 0 |
| 2021 | Private Passenger Auto | 0.03% | 0 | 0 |
| 2021 | Homeowners | 0.05% | 1 | 232 |
Company Changes
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Market Regulation Actions
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Financial Exams
This company does not have any financial exams.