Company Details
Company Name:
AMERICAN ECONOMY INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
19690Company Address:
175 Berkeley Street Boston, MA 02116
Phone Number:
2065455000Mailing Address:
175 Berkeley Street Boston, MA 02116
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419919Date Admitted:
1961-12-07Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 1.2% | $216,062,050 | $174,215,722 | $0 | $97,726,446 | $117,047,174 | $0 | 119.77% |
| 2025 | Total Fire & Allied Lines | 0.45% | $3,030,106 | $749,141 | $0 | $74,546 | $236,452 | $0 | 317.19% |
| 2025 | Dwelling Fire & Allied Lines | 0.91% | $3,030,106 | $749,141 | $0 | $74,546 | $236,452 | $0 | 317.19% |
| 2025 | Total Homeowners | 3.44% | $127,153,075 | $110,446,415 | $0 | $73,027,160 | $88,714,047 | $0 | 121.48% |
| 2025 | Homeowners Multi-Peril | 3.6% | $127,153,075 | $110,446,415 | $0 | $73,027,160 | $88,714,047 | $0 | 121.48% |
| 2025 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $3,920 | $-9,821,170 | $0 | 0% |
| 2025 | Travel Coverage | 0.66% | $1,034,810 | $961,855 | $0 | $89,322 | $94,122 | $0 | 105.37% |
| 2025 | Earthquake | 1.98% | $2,869,208 | $2,466,453 | $0 | $0 | $148,236 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $28,967 | $-64,570 | $0 | -222.91% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.06% | $582,698 | $278,387 | $0 | $0 | $337,524 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 1.26% | $41,293,591 | $30,971,070 | $0 | $7,117,343 | $19,982,557 | $0 | 280.76% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 1.14% | $18,281,581 | $14,692,965 | $0 | $2,775,177 | $14,003,542 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Property Damage | 1.16% | $12,273,853 | $8,904,677 | $0 | $4,342,166 | $5,979,015 | $0 | 137.7% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 1.35% | $1,196,720 | $829,503 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 1.38% | $5,053,007 | $3,477,435 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 3.03% | $4,488,430 | $3,066,490 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Commercial Auto | 0% | $0 | $0 | $0 | $0 | $-15,265 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-15,265 | $0 | 0% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $8,506,276 | $8,555,890 | $0 | 100.58% |
| 2025 | Private Passenger Auto - Collision | 2.55% | $40,085,998 | $28,338,778 | $0 | $8,878,912 | $8,879,351 | $0 | 100% |
| 2025 | Burglary & Theft | 0.09% | $12,564 | $3,623 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.76% | $131,354,832 | $108,628,563 | $0 | $73,963,444 | $73,656,486 | $0 | 99.58% |
| 2024 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $457 | $0 | 0% |
| 2024 | Dwelling Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $457 | $0 | 0% |
| 2024 | Farmowners Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-238 | $0 | 0% |
| 2024 | Total Homeowners | 2.8% | $95,281,137 | $85,304,369 | $0 | $65,786,735 | $58,971,262 | $0 | 89.64% |
| 2024 | Homeowners Multi-Peril | 2.93% | $95,281,137 | $85,304,369 | $0 | $65,786,735 | $58,971,262 | $0 | 89.64% |
| 2024 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $6,719 | $60,010 | $0 | 0% |
| 2024 | Travel Coverage | 0.52% | $890,470 | $918,678 | $0 | $95,769 | $101,251 | $0 | 105.72% |
| 2024 | Earthquake | 1.5% | $2,176,435 | $2,314,161 | $0 | $0 | $196,562 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $40,151 | $-53,497 | $0 | -133.24% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.02% | $165,669 | $168,327 | $0 | $0 | $35,106 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0.57% | $17,612,600 | $10,724,206 | $0 | $1,794,983 | $7,746,046 | $0 | 431.54% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.59% | $8,802,614 | $5,390,190 | $0 | $474,548 | $5,612,881 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.45% | $4,935,683 | $2,995,661 | $0 | $1,320,435 | $2,133,165 | $0 | 161.55% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.48% | $429,389 | $255,798 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.58% | $1,821,596 | $1,095,126 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 1.24% | $1,623,318 | $987,431 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Commercial Auto | 0% | $0 | $0 | $0 | $0 | $-283 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-283 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $3,332,793 | $3,502,818 | $0 | 105.1% |
| 2024 | Private Passenger Auto - Collision | 0.94% | $15,228,521 | $9,198,822 | $0 | $2,906,294 | $3,095,189 | $0 | 106.5% |
| 2024 | Umbrella | 0% | $0 | $0 | $0 | $0 | $1,803 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.61% | $96,713,747 | $86,948,071 | $0 | $59,795,790 | $56,325,895 | $0 | 94.2% |
| 2023 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $12,187 | $28,057 | $0 | 230.22% |
| 2023 | Dwelling Fire & Allied Lines | 0% | $0 | $0 | $0 | $12,187 | $28,057 | $0 | 230.22% |
| 2023 | Farmowners Multi-Peril | 0% | $0 | $0 | $0 | $12,500 | $-17,698 | $0 | -141.58% |
| 2023 | Total Homeowners | 2.8% | $83,594,358 | $80,720,761 | $0 | $59,028,937 | $59,176,398 | $0 | 100.25% |
| 2023 | Homeowners Multi-Peril | 2.9% | $83,594,358 | $80,720,761 | $0 | $59,028,937 | $59,176,398 | $0 | 100.25% |
| 2023 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $7,437 | $-3,722,939 | $0 | 0% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.17% | $953,294 | $905,040 | $0 | $171,629 | $141,714 | $0 | 82.57% |
| 2023 | Earthquake | 1.82% | $2,584,129 | $2,765,057 | $0 | $0 | $164,663 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $29,646 | $-93,121 | $0 | -314.11% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.02% | $174,986 | $165,016 | $0 | $0 | $-13,209 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0.17% | $9,406,880 | $2,392,197 | $0 | $533,454 | $666,768 | $0 | 124.99% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.19% | $2,591,097 | $659,106 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.14% | $1,422,045 | $362,186 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Auto Medical Payments | 0.13% | $118,509 | $29,974 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Uninsured Motorists | 0.18% | $519,665 | $131,538 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Underinsured Motorists | 0.42% | $478,696 | $120,006 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $0 | $0 | $0 | $203,413 | $251,733 | $0 | 123.75% |
| 2023 | Private Passenger Auto Collision | 0.28% | $4,276,868 | $1,089,387 | $0 | $330,041 | $415,035 | $0 | 125.75% |
| 2023 | Total Commercial Automobile | 0% | $100 | $0 | $0 | $0 | $-4,738 | $0 | 0% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $100 | $0 | $0 | $0 | $-4,738 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.58% | $83,787,685 | $73,993,874 | $0 | $32,863,941 | $48,576,794 | $0 | 147.81% |
| 2022 | Farmowners Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-49,729 | $0 | 0% |
| 2022 | Total Homeowners | 2.94% | $79,649,278 | $70,086,069 | $0 | $32,819,585 | $49,202,918 | $0 | 149.92% |
| 2022 | Homeowners Multi-Peril | 3.05% | $79,649,278 | $70,086,069 | $0 | $32,819,585 | $49,202,918 | $0 | 149.92% |
| 2022 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $4,390 | $-586,983 | $0 | 0% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.18% | $939,911 | $902,393 | $0 | $285,294 | $335,065 | $0 | 117.45% |
| 2022 | Earthquake | 2.21% | $3,026,389 | $2,837,176 | $0 | $0 | $164,386 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $29,488 | $-29,507 | $0 | -100.06% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.02% | $172,107 | $168,236 | $0 | $-274,816 | $-443,984 | $0 | 161.56% |
| 2022 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $-32,501 | $0 | 0% |
| 2022 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-32,501 | $0 | 0% |
| 2022 | Umbrella | 0% | $0 | $0 | $0 | $0 | $17,129 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.46% | $61,769,131 | $47,295,452 | $0 | $22,328,398 | $33,705,452 | $0 | 150.95% |
| 2021 | Farmowners Multi-Peril | 0% | $0 | $15,794 | $0 | $217,047 | $90,941 | $0 | 41.9% |
| 2021 | Total Homeowners | 2.37% | $58,331,499 | $44,625,535 | $0 | $21,522,717 | $29,101,367 | $0 | 135.21% |
| 2021 | Homeowners Multi-Peril | 2.47% | $58,331,499 | $44,625,535 | $0 | $21,522,717 | $29,101,367 | $0 | 135.21% |
| 2021 | Commercial Multi-Peril | 0% | $0 | $1 | $0 | $150,821 | $3,771,987 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.17% | $818,775 | $610,428 | $0 | $127,255 | $136,994 | $0 | 107.65% |
| 2021 | Earthquake | 1.89% | $2,465,819 | $1,915,743 | $0 | $0 | $73,639 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0% | $0 | $0 | $0 | $28,185 | $-40,478 | $0 | -143.62% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.02% | $153,038 | $125,130 | $0 | $282,373 | $572,096 | $0 | 202.6% |
| 2021 | Total Commercial Automobile | 0% | $0 | $97 | $0 | $0 | $-3,950 | $0 | 0% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $0 | $97 | $0 | $0 | $-3,587 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0% | $0 | $0 | $0 | $0 | $-363 | $0 | 0% |
| 2021 | Umbrella | 0% | $0 | $2,724 | $0 | $0 | $2,856 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.69% | 4 | 26 |
| 2025 | Homeowners | 2.79% | 56 | 80 |
| 2024 | Private Passenger Auto | 0.26% | 1 | 22 |
| 2024 | Homeowners | 2.61% | 23 | 66 |
| 2023 | Private Passenger Auto | 0.06% | 1 | 90 |
| 2023 | Homeowners | 2.35% | 17 | 58 |
| 2022 | Homeowners | 1.96% | 7 | 37 |
| 2021 | Homeowners | 1.18% | 6 | 57 |
Company Changes
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Financial Exams
This company does not have any financial exams.